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EZCORP Inc (EZPW)
NASDAQ:EZPW
US Market
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EZCORP (EZPW) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 04, 2026
After Close (Confirmed)
Period Ending
2026 (Q1)
Consensus EPS Forecast
0.41
Last Year’s EPS
0.42
Same Quarter Last Year
Moderate Buy
Based on 5 Analysts Ratings

Earnings Call Summary

Q4 2025
Earnings Call Date:Nov 13, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted EZCORP's strong financial performance, expansion efforts, and successful digital transformation initiatives. However, challenges such as increased expenses and reliance on fluctuating gold prices were noted. Overall, the positive aspects significantly outweigh the negatives.
Company Guidance
During the EZCORP Fiscal Fourth Quarter and Full Year 2025 Earnings Call, the company reported robust financial performance with record revenue of $1.3 billion, up 12% year-over-year, and adjusted EBITDA of $191.2 million, up 26%. The EBITDA margin expanded to 14.7%, and net income surged by 30% to $110.7 million. The company added 24 stores in the quarter, with a total store count increasing to 1,360 by year-end. Earning assets rose to $549.1 million, driven by an 11% increase in PLO to $303.9 million and inventory of $245.2 million. The PLO to inventory ratio remained healthy at 1.2x. EZCORP's cash position increased significantly to $469.5 million, reflecting a $300 million senior notes offering. The company also reported a 26% increase in EZ+ Rewards membership to 6.9 million members and a 49% rise in website traffic to 2.6 million visits. Digital transformation efforts led to a 42% growth in U.S. online payments, reaching $34 million, and 22% of extensions and layaway payments in Mexico were processed online.
Record-Breaking Revenue and Growth
EZCORP achieved record revenue of $1.3 billion for 2025, up 12% year-over-year, and adjusted EBITDA of $191.2 million, up 26%. Net income surged 30% to $110.7 million.
Expansion in Store Count and Markets
The company expanded its store count from 1,148 in fiscal 2021 to 1,360 by fiscal 2025 year-end, adding 24 stores in the quarter and acquiring additional stores post fiscal year-end.
Strong Financial Position
EZCORP ended the quarter with earning assets of $549.1 million, up 18%, and a cash position of $469.5 million, reflecting a $300 million senior notes offering.
Digital Transformation Success
EZ+ Rewards membership increased by 26% to 6.9 million members, and website traffic rose 49% to 2.6 million visits in the quarter, indicating successful digital engagement.
Innovative Initiatives and Omnichannel Engagement
The company introduced an instant quote tool for electronics, with 66% of U.S. stores using it, and expanded view-online purchase in-store capability to all U.S. stores.
Growth in Latin America
Fourth quarter revenues in Latin America were up 17%, with PLO up 17% to $70.1 million and inventory up 12% to $59.6 million.
Improvement in U.S. Pawn Segment
U.S. Pawn segment revenues increased 13% to $238.9 million, with segment EBITDA up 27% and margins expanding 250 basis points to 23%.

EZCORP (EZPW) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

EZPW Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 04, 2026
2026 (Q1)
0.41 / -
0.42
Nov 13, 2025
2025 (Q4)
0.30 / 0.34
0.2630.77% (+0.08)
Jul 30, 2025
2025 (Q3)
0.25 / 0.33
0.2343.48% (+0.10)
Apr 28, 2025
2025 (Q2)
0.31 / 0.34
0.2821.43% (+0.06)
Feb 05, 2025
2025 (Q1)
0.37 / 0.42
0.3616.67% (+0.06)
Nov 13, 2024
2024 (Q4)
0.26 / 0.26
0.2313.04% (+0.03)
Jul 31, 2024
2024 (Q3)
0.21 / 0.23
0.215.00% (+0.03)
May 01, 2024
2024 (Q2)
0.26 / 0.28
0.2321.74% (+0.05)
Jan 31, 2024
2024 (Q1)
0.28 / 0.36
0.2828.57% (+0.08)
Nov 15, 2023
2023 (Q4)
0.17 / 0.23
0.1553.33% (+0.08)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

EZPW Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 13, 2025
$18.00$17.41-3.28%
Jul 30, 2025
$13.32$14.32+7.51%
Apr 28, 2025
$16.30$15.93-2.27%
Feb 05, 2025
$12.24$12.36+0.98%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does EZCORP Inc (EZPW) report earnings?
EZCORP Inc (EZPW) is schdueled to report earning on Feb 04, 2026, After Close (Confirmed).
    What is EZCORP Inc (EZPW) earnings time?
    EZCORP Inc (EZPW) earnings time is at Feb 04, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is EZPW EPS forecast?
          EZPW EPS forecast for the fiscal quarter 2026 (Q1) is 0.41.
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