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EZCORP Inc (EZPW)
NASDAQ:EZPW
Earnings Data
Report Date
May 06, 2026After Close (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
0.41Last Year’s EPS
0.34Same Quarter Last Year
Moderate Buy
Based on 5 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call communicated a strong operational and financial quarter with broad-based revenue and profit growth, strategic acquisitions that materially expand scale and addressable markets, and a robust liquidity position. Key near-term challenges include elevated inventories and slightly lower U.S. turnover, higher operating expenses (notably in LatAm from wage increases), and the transient nature of elevated scrap margins tied to gold prices. Management emphasized disciplined capital deployment, integration focus, and continued organic opportunity.Company Guidance
Record PLO and Strong Revenue Growth
Pledged loan outstanding (PLO) reached an all-time Q1 high of $307.3M, up 12%; total revenue was a record $374.5M, up 17% year-over-year.
Robust Profitability Expansion
Adjusted EBITDA rose 36% to $70.3M with margin expanding 260 basis points to 19%; diluted EPS improved 34% to $0.55.
Retail and Merchandise Momentum
Merchandise sales climbed 10% to $205.2M with same-store sales up 7%; merchandise margin expanded 230 basis points to 37%.
Elevated Scrap Contribution from Gold Environment
Scrap gross profit margin expanded from 23% to 34%, materially contributing to revenue and gross profit amid higher gold prices.
Strong Segment Performance — U.S. and Latin America
U.S. segment revenue rose 16% to $269.8M; U.S. segment EBITDA improved 28% to $73.5M with margins up 260 bps to 27%. Latin America revenue grew 19% to $104.7M; LatAm EBITDA rose 23% to $21.4M with margins up 70 bps to 20%.
Average Loan Size and Jewelry Mix Expansion
U.S. average loan size increased 12% to $231 (jewelry = 68% of U.S. PLO, +310 bps); Latin America average loan size rose 16% to $102 (9% on constant currency) with jewelry = 47% of LatAm PLO, +650 bps.
Balance Sheet Strength and Liquidity
Net earning assets were $554M (up 17%); unrestricted cash totaled $465.9M, supporting organic growth, M&A and potential shareholder returns.
Strategic Acquisitions and Scale Milestone
Closed acquisition of Founders One/SMG (approx. $64M consideration, ~75% economic interest; adds 105 stores across 12 countries) and El Buffalo Pawn ($27.5M; +12 Texas stores). EZCORP now operates ~1,500 stores across 16 countries.
EZPW Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
EZPW Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 04, 2026 | $21.96 | $22.94 | +4.46% |
Nov 13, 2025 | $17.41 | $17.75 | +1.95% |
Jul 30, 2025 | $13.32 | $14.32 | +7.51% |
Apr 28, 2025 | $16.30 | $15.93 | -2.27% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does EZCORP Inc (EZPW) report earnings?
EZCORP Inc (EZPW) is schdueled to report earning on May 06, 2026, After Close (Confirmed).
What is EZCORP Inc (EZPW) earnings time?
EZCORP Inc (EZPW) earnings time is at May 06, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is EZPW EPS forecast?
EZPW EPS forecast for the fiscal quarter 2026 (Q2) is 0.41.