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World Acceptance Corp (WRLD)
NASDAQ:WRLD
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Earnings Data
Report Date
Jan 30, 2025TBA Not Confirmed
Period Ending
2025 (Q3)Consensus EPS Forecast
1.96Last Year’s EPS
2.84Same Quarter Last Year
Based on 2 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Nov 01, 2018
|% Change Since: 9.76%
|Next Earnings Date:Jul 26, 2018
Earnings Call Sentiment|Positive
The earnings call reflects a positive sentiment with notable improvements in customer base, gross yield, and refinance loan volume. However, there are challenges such as a decrease in average balance and issues with the large loan portfolio that need addressing.Company Guidance
During the second quarter of fiscal 2025, World Acceptance Corporation reported several key metrics and strategic shifts aimed at enhancing portfolio performance. The customer base increased by 350 basis points compared to a 100 basis point rise in the same quarter of the previous year, with an average balance decrease of nearly 6% year-over-year as of September 30, 2023. The non-refinance volume rebounded, surpassing historical figures except for fiscal year 2022, while the approval rate for new customers exceeded 50%, maintaining low first payment default rates. Gross yield improved by 113 basis points year-over-year, and the company completed a $20 million acquisition in performing loans, contributing to a projected 4% year-over-year ledger decrease by October's end. Despite challenges in large loan delinquency and charge-off rates, management remains committed to achieving a $16.35 EPS for the year.Increase in Customer Base
The customer base increased by 350 basis points in Q2 2025, with a year-over-year improvement of 100 basis points.
Improved Gross Yield
The gross yield improved by 113 basis points year-over-year.
Successful Acquisition
Completed an acquisition of $20 million in performing loans, contributing to growth.
Refinance Loan Volume Increase
Refinance loan volume in dollars increased by 3% year-over-year, with a 10.7% increase in the number of refinances.
High Approval Rates with Low Default
Achieved over 50% approval rate for new customers while maintaining low first payment default rates.
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WRLD Earnings History
Report Date | Fiscal Quarter | Forecast / EPS | Last Year's EPS | EPS YoY Change | Press Release | Slides | Play Transcript |
|---|---|---|---|---|---|---|---|
| Jul 26, 2018 | 2019 (Q1) | 1.48 | 14.19% (+0.21) | ― | ― | ||
| Nov 01, 2018 | 2019 (Q2) | 1.1 | 37.27% (+0.41) | ― | ― | ||
| Jan 31, 2019 | 2019 (Q3) | 1.37 | -51.09% (-0.70) | ― | ― | ||
| May 09, 2019 | 2019 (Q4) | 3.7 | 14.05% (+0.52) | ― | ― | ||
| Jul 25, 2019 | 2020 (Q1) | 1.69 | -42.60% (-0.72) | ― | ― | ||
| Oct 31, 2019 | 2020 (Q2) | 1.51 | -66.23% (-1.00) | ― | ― | ||
| Jan 30, 2020 | 2020 (Q3) | 0.67 | -56.72% (-0.38) | ― | ― | ||
| May 07, 2020 | 2020 (Q4) | 4.22 | 21.09% (+0.89) | ― | ― | ||
| Jul 30, 2020 | 2021 (Q1) | 0.97 | 130.93% (+1.27) | ― | ― | ||
| Oct 22, 2020 | 2021 (Q2) | 0.51 | 284.31% (+1.45) | ― | ― |
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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WRLD Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Oct 25, 2024 | $116.02 | $115.30 | -0.62% |
| Jul 26, 2024 | $146.07 | $120.16 | -17.74% |
| May 02, 2024 | $138.81 | $140.40 | +1.15% |
| Jan 19, 2024 | $121.61 | $142.67 | +17.32% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does World Acceptance Corp (WRLD) report earnings?
World Acceptance Corp (WRLD) is schdueled to report earning on Jan 30, 2025, TBA Not Confirmed.
What is World Acceptance Corp (WRLD) earnings time?
World Acceptance Corp (WRLD) earnings time is at Jan 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is WRLD EPS forecast?
WRLD EPS forecast for the fiscal quarter 2025 (Q3) is 1.96.
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