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World Acceptance ( (WRLD) ) just unveiled an update.
On January 27, 2026, World Acceptance Corporation reported results for its third quarter ended December 31, 2025, highlighting a return to portfolio growth after several years of contraction driven by post-pandemic tightening of underwriting standards. Gross loans outstanding rose 1.5% year over year to $1.40 billion, organic loan growth excluding acquisitions reached 2.5%, and the unique customer base expanded 4.1%, marking the largest customer base since fiscal 2022, supported by stronger origination volumes to both new and refinance customers and improved delinquency metrics. Despite a 1.9% increase in total revenues to $141.3 million and an 84-basis-point yield improvement, the company posted a net loss of $0.9 million, or $0.19 per diluted share, versus $13.4 million in net income a year earlier, as higher share-based compensation and a significantly elevated provision for credit losses—needed to rebuild reserves under CECL for a larger mix of new, higher-reserved customers—more than offset revenue gains, signaling a near-term earnings drag from its renewed growth strategy even as management points to better asset quality indicators and positions the portfolio for improved profitability once these newer customers season.
The most recent analyst rating on (WRLD) stock is a Hold with a $139.00 price target. To see the full list of analyst forecasts on World Acceptance stock, see the WRLD Stock Forecast page.
Spark’s Take on WRLD Stock
According to Spark, TipRanks’ AI Analyst, WRLD is a Neutral.
World Acceptance’s overall stock score is driven by strong financial performance and cash flow generation, despite challenges in profitability. Technical indicators suggest a bearish trend, but potential for reversal exists. Valuation is moderate, and the earnings call highlighted both growth opportunities and financial challenges.
To see Spark’s full report on WRLD stock, click here.
More about World Acceptance
World Acceptance Corporation is a consumer finance company that provides small personal loans and related credit insurance products to non-prime borrowers, primarily through a branch-based network. The company focuses on serving underserved and subprime consumer segments across its markets, emphasizing installment lending and refinancing products delivered through more than 1,000 branches.
Average Trading Volume: 92,891
Technical Sentiment Signal: Buy
Current Market Cap: $718.3M
Find detailed analytics on WRLD stock on TipRanks’ Stock Analysis page.