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Affirm Holdings (AFRM)
NASDAQ:AFRM
AFRM Stock Chart & Stats
$67.90
-$1.68(-2.74%)
At close: 4:00 PM EST
$67.90
-$1.68(-2.74%)
Day’s Range― - ―
52-Week Range$30.90 - $100.00
Previous CloseN/A
Volume1.79M
Average Volume (3M)6.80M
Market Cap
$22.11B
Enterprise Value$28.92B
Total Cash (Recent Filing)$2.23B
Total Debt (Recent Filing)$7.85B
Price to Earnings (P/E)530.1
Beta2.68
Next Earnings
Nov 06, 2025EPS Estimate
0.11Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.20
Shares Outstanding284,917,720
10 Day Avg. Volume5,514,024
30 Day Avg. Volume6,795,260
Financial Highlights & Ratios
PEG Ratio-3.90
Price to Book (P/B)7.27
Price to Sales (P/S)6.92
P/FCF Ratio37.10
Enterprise Value/Market Cap1.31
Enterprise Value/Revenue8.97
Enterprise Value/Gross Profit13.28
Enterprise Value/Ebitda49.22
Forecast
1Y Price Target
$95.38Price Target Upside40.47% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering19
Bulls Say, Bears Say
Bulls Say
Financial PerformanceAffirm's robust financial performance and business model are supported by 34% revenue growth on 41% GMV expansion, significantly faster than Klarna's growth.
Growth OpportunitiesThe extension of the partnership with Apple Pay allows Affirm users to opt for BNPL checkout options in-store directly through their Apple Pay wallet.
Market ShareIf Affirm's good credit holds, it can be expected to take market share from other lenders, who may have to tighten their loan approvals.
Bears Say
Delinquency TrendsMid-stage delinquencies for certain Affirm ABS vintages showed an increase, indicating potential issues with customers curing their delinquencies.
Affirm Holdings News
AFRM FAQ
What was Affirm Holdings’s price range in the past 12 months?
Affirm Holdings lowest stock price was $30.90 and its highest was $100.00 in the past 12 months.
What is Affirm Holdings’s market cap?
Affirm Holdings’s market cap is $22.11B.
When is Affirm Holdings’s upcoming earnings report date?
Affirm Holdings’s upcoming earnings report date is Nov 06, 2025 which is in 17 days.
How were Affirm Holdings’s earnings last quarter?
Affirm Holdings released its earnings results on Aug 28, 2025. The company reported $0.2 earnings per share for the quarter, beating the consensus estimate of $0.124 by $0.076.
Is Affirm Holdings overvalued?
According to Wall Street analysts Affirm Holdings’s price is currently Undervalued.
Does Affirm Holdings pay dividends?
Affirm Holdings does not currently pay dividends.
What is Affirm Holdings’s EPS estimate?
Affirm Holdings’s EPS estimate is 0.11.
How many shares outstanding does Affirm Holdings have?
Affirm Holdings has 284,917,720 shares outstanding.
What happened to Affirm Holdings’s price movement after its last earnings report?
Affirm Holdings reported an EPS of $0.2 in its last earnings report, beating expectations of $0.124. Following the earnings report the stock price went up 10.589%.
Which hedge fund is a major shareholder of Affirm Holdings?
Currently, no hedge funds are holding shares in AFRM
Affirm Holdings Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$95.38 (40.47% Upside)
$95.38 (40.47% Upside)
Blogger Sentiment
Bullish
AFRM Sentiment 78%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 2.0M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $3.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.2%
Last 30 Days ▲ 6.8%
Last 30 Days ▲ 6.8%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
54.56%
12-Months-Change
Fundamentals
Return on Equity
1.80%
Trailing 12-Months
Asset Growth
17.18%
Trailing 12-Months
Company Description
Affirm Holdings
Affirm Holdings, Inc. is a financial technology company that provides point-of-sale financing and buy now, pay later (BNPL) solutions to consumers and merchants. Founded in 2012 and headquartered in San Francisco, Affirm aims to improve access to credit and provide flexible payment options for consumers shopping online or in-store. The company partners with a variety of retailers across sectors including e-commerce, travel, and home furnishings, offering its customers a seamless checkout experience that allows them to finance their purchases through installment payments.
AFRM Company Deck
AFRM Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with record-breaking metrics and successful product expansions. However, there are concerns about the potential impact of losing a major enterprise merchant and broader economic challenges affecting consumer behavior.View all AFRM earnings summariesAFRM Stock 12 Month Forecast
Average Price Target
$95.38
▲(40.47% Upside)
Technical Analysis
Ownership Overview
0.98% Insiders
33.28% Mutual Funds
0.26% Other Institutional Investors
52.83% Public Companies and Individual Investors