Education
About Us
Working with TipRanks
Follow Us
Affirm Holdings, Inc. (AFRM)
:AFRM
AFRM Stock Chart & Stats
Day’s Range― - ―
52-Week Range$28.36 - $82.53
Previous CloseN/A
Volume1.79M
Average Volume (3M)5.33M
Market Cap
$25.40B
Enterprise Value$20.22B
Total Cash (Recent Filing)$2.13B
Total Debt (Recent Filing)$7.36B
Price to Earnings (P/E)―
Beta2.82
Next Earnings
Aug 28, 2025EPS Estimate
0.12Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.01
Shares Outstanding281,825,620
10 Day Avg. Volume6,098,076
30 Day Avg. Volume5,327,954
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market Cap0.80
Enterprise Value/Revenue6.72
Enterprise Value/Gross Profit9.39
Enterprise Value/Ebitda66.48
Forecast
1Y Price Target
$76.10Price Target Upside-3.33% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering13
Bulls Say, Bears Say
Bulls Say
Growth And ExpansionAffirm's products constitute nearly 33% of all U.S. BNPL GMV and 50% of industry revenue, nearly 3x more revenue than the next-largest competitor.
Market PositionAffirm is considered the best-positioned BNPL provider in a burgeoning market aimed at revolutionizing consumer credit.
PartnershipsAffirm has substantially broadened its distribution, reaching more customers and improving transaction frequency thanks to partnerships with high-profile merchants such as Amazon and Walmart.
Bears Say
CompetitionSynchrony's competitive product will take some share from Affirm, as Synchrony aims to be more competitive in Buy Now Pay Later.
Margin PressureA higher mix of non-interest-bearing transactions is likely to pressure margins, creating additional challenges for Affirm Holdings.
VolatilitySome volatility in the shares is expected as estimates recalibrate, indicating potential short-term instability for Affirm Holdings.
Affirm Holdings News
AFRM FAQ
What was Affirm Holdings, Inc.’s price range in the past 12 months?
Affirm Holdings, Inc. lowest stock price was $28.36 and its highest was $82.53 in the past 12 months.
What is Affirm Holdings, Inc.’s market cap?
Affirm Holdings, Inc.’s market cap is $25.40B.
When is Affirm Holdings, Inc.’s upcoming earnings report date?
Affirm Holdings, Inc.’s upcoming earnings report date is Aug 28, 2025 which is in 10 days.
How were Affirm Holdings, Inc.’s earnings last quarter?
Affirm Holdings, Inc. released its earnings results on May 08, 2025. The company reported $0.01 earnings per share for the quarter, beating the consensus estimate of -$0.006 by $0.016.
Is Affirm Holdings, Inc. overvalued?
According to Wall Street analysts Affirm Holdings, Inc.’s price is currently Overvalued.
Does Affirm Holdings, Inc. pay dividends?
Affirm Holdings, Inc. does not currently pay dividends.
What is Affirm Holdings, Inc.’s EPS estimate?
Affirm Holdings, Inc.’s EPS estimate is 0.12.
How many shares outstanding does Affirm Holdings, Inc. have?
Affirm Holdings, Inc. has 281,825,620 shares outstanding.
What happened to Affirm Holdings, Inc.’s price movement after its last earnings report?
Affirm Holdings, Inc. reported an EPS of $0.01 in its last earnings report, beating expectations of -$0.006. Following the earnings report the stock price went down -14.467%.
Which hedge fund is a major shareholder of Affirm Holdings, Inc.?
Currently, no hedge funds are holding shares in AFRM
Affirm Holdings Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$76.10 (-3.33% Downside)
$76.10 (-3.33% Downside)
Blogger Sentiment
Bullish
AFRM Sentiment 70%
Sector Average 69%
Sector Average 69%
Hedge Fund Trend
Decreased
By 2.5M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days >0.1%
Last 30 Days ▼ 3.3%
Last 30 Days ▼ 3.3%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
177.47%
12-Months-Change
Fundamentals
Return on Equity
-2.26%
Trailing 12-Months
Asset Growth
13.42%
Trailing 12-Months
Company Description
Affirm Holdings, Inc.
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
AFRM Company Deck
AFRM Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call reflected strong overall performance, highlighted by significant growth in GMV, positive financial outlook, and successful strategic partnerships. However, challenges such as increased loan loss reserves and competitive pressures were noted. Despite these concerns, the sentiment remains optimistic due to healthy credit performance and strategic initiatives.View all AFRM earnings summariesAFRM Stock 12 Month Forecast
Average Price Target
$76.10
▼(-3.33% Downside)
Technical Analysis
Ownership Overview
0.76% Insiders
31.67% Mutual Funds
35.23% Other Institutional Investors
19.66% Public Companies and Individual Investors