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Affirm Holdings (AFRM)
NASDAQ:AFRM
AFRM Stock Chart & Stats
Day’s Range― - ―
52-Week Range$22.25 - $82.53
Previous CloseN/A
Volume1.79M
Average Volume (3M)8.30M
Market Cap
$15.90B
Enterprise Value$21.25B
Total Cash (Recent Filing)$1.87B
Total Debt (Recent Filing)$7.50B
Price to Earnings (P/E)―
Beta2.90
Next Earnings
Aug 21, 2025EPS Estimate
0.13Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.01
Shares Outstanding281,825,620
10 Day Avg. Volume9,113,095
30 Day Avg. Volume8,300,117
Financial Highlights & Ratios
PEG Ratio-1.35
Price to Book (P/B)5.37
Price to Sales (P/S)0.00
P/FCF Ratio24.39
Enterprise Value/Market Cap1.34
Enterprise Value/Revenue2.18
Enterprise Value/Gross Profit9.98
Enterprise Value/Ebitda242.33
Forecast
1Y Price Target
$67.18Price Target Upside31.26% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering21
Affirm Holdings News
Bulls Say, Bears Say
Bulls Say
Growth And Market PositionWith Affirm's strong GMV growth rate and operating income margin expansion, AFRM deserves the highest multiple amongst our entire consumer finance coverage.
New PartnershipsAffirm launched new partnerships with Costco and UATP, which were nice wins.
Partnerships And DistributionAffirm has substantially broadened its distribution, reaching more customers and improving transaction frequency thanks to partnerships with high-profile merchants such as Amazon and Walmart.
Bears Say
CompetitionIncreased concern about competition due to some of Klarna's high-profile new logo wins.
Margin And Revenue ConcernsShares for AFRM are trading lower following F3Q RLTC margins that came in below consensus and the midpoint of the guide.
Regulatory And Credit RisksDownside risks include deterioration of customer credit profile, stricter regulatory supervision, and loss of major enterprise merchant partners.
Ownership Overview
0.76% Insiders
30.33% Mutual Funds
32.58% Other Institutional Investors
25.67% Public Companies and Individual Investors
AFRM FAQ
What was Affirm Holdings’s price range in the past 12 months?
Affirm Holdings lowest stock price was $22.25 and its highest was $82.53 in the past 12 months.
What is Affirm Holdings’s market cap?
Affirm Holdings’s market cap is $15.90B.
When is Affirm Holdings’s upcoming earnings report date?
Affirm Holdings’s upcoming earnings report date is Aug 21, 2025 which is in 85 days.
How were Affirm Holdings’s earnings last quarter?
Affirm Holdings released its earnings results on May 08, 2025. The company reported $0.01 earnings per share for the quarter, beating the consensus estimate of -$0.006 by $0.016.
Is Affirm Holdings overvalued?
According to Wall Street analysts Affirm Holdings’s price is currently Undervalued.
Does Affirm Holdings pay dividends?
Affirm Holdings does not currently pay dividends.
What is Affirm Holdings’s EPS estimate?
Affirm Holdings’s EPS estimate is 0.13.
How many shares outstanding does Affirm Holdings have?
Affirm Holdings has 281,825,620 shares outstanding.
What happened to Affirm Holdings’s price movement after its last earnings report?
Affirm Holdings reported an EPS of $0.01 in its last earnings report, beating expectations of -$0.006. Following the earnings report the stock price went down -14.467%.
Which hedge fund is a major shareholder of Affirm Holdings?
Currently, no hedge funds are holding shares in AFRM
Affirm Holdings Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$67.18 (31.26% Upside)
$67.18 (31.26% Upside)
Blogger Sentiment
Bullish
AFRM Sentiment 82%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 2.5M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▼ 0.6%
Last 30 Days ▼ 1.2%
Last 30 Days ▼ 1.2%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
66.10%
12-Months-Change
Fundamentals
Return on Equity
-2.26%
Trailing 12-Months
Asset Growth
13.42%
Trailing 12-Months
Company Description
Affirm Holdings
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
AFRM Company Deck
AFRM Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call reflected strong overall performance, highlighted by significant growth in GMV, positive financial outlook, and successful strategic partnerships. However, challenges such as increased loan loss reserves and competitive pressures were noted. Despite these concerns, the sentiment remains optimistic due to healthy credit performance and strategic initiatives.Read More>AFRM Stock 12 Month Forecast
Average Price Target
$67.18
▲(31.26%Upside)