Marqeta, Inc. (MQ)
NASDAQ:MQ
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MQ Stock Chart & Stats
$4.39
-$0.08(-1.94%)
At close: 4:00 PM EST
$4.39
-$0.08(-1.94%)
Day’s Range― - ―
52-Week Range$3.70 - $7.04
Previous CloseN/A
Volume1.33M
Average Volume (3M)4.54M
Market Cap
$1.62B
Enterprise Value$781.46M
Total Cash (Recent Filing)$992.46M
Total Debt (Recent Filing)$15.09M
Price to Earnings (P/E)756.8
Beta0.48
Next Earnings
Aug 12, 2026EPS Estimate
<0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)<0.01
Shares Outstanding391,222,100
10 Day Avg. Volume6,318,868
30 Day Avg. Volume4,541,840
Financial Highlights & Ratios
PEG Ratio1.01
Price to Book (P/B)2.88
Price to Sales (P/S)3.51
P/FCF Ratio13.65
Enterprise Value/Market Cap0.48
Enterprise Value/Revenue1.20
Enterprise Value/Gross Profit2.12
Enterprise Value/Ebitda38.61
Forecast
1Y Price Target
$5.19Price Target Upside18.17% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)0.04
Revenue Forecast (FY)$708.20M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetMarqeta's very low leverage and sizeable equity reduce refinancing and solvency risk, giving durable financial flexibility. This supports continued investment in the platform, share repurchases, and resilience through downturns, enabling sustained execution of strategic initiatives.
Improved Cash GenerationSustained positive operating and free cash flow in the trailing twelve months supports self‑funding of growth, product development, and capital returns without dependence on external financing. Strong cash conversion enhances liquidity and long‑term operational durability.
Platform Scale And Revenue MomentumHigh TPV growth and double‑digit revenue expansion indicate the platform is scaling with stronger customer activity and broader adoption. Multi‑country deployment by top clients and international expansion signal network effects and durable addressable market growth for payments issuance.
Bears Say
Customer ConcentrationA single large partner accounting for ~42% of revenue creates material dependency risk: issuance declines or contractual shifts can quickly depress revenue and margins. This concentration reduces predictability and increases negotiation leverage for that counterparty.
Take‑rate And Mix PressureDeclining take rates driven by customer mix and the growth of lower‑priced programs can erode unit economics. If higher‑volume customers demand better pricing, sustained mix shift could compress gross margins and make operating leverage gains harder to sustain.
Competition And Execution Risk On New ProductsEmerging competitors on flexible credentials and complex rollout requirements for new offers (e.g., payroll/tax integration for EWA, stablecoin cards) raise execution risk. Delays or weaker differentiation can slow diversification and pressure future revenue and margin expansion.
Marqeta News
MQ FAQ
What was Marqeta, Inc.’s price range in the past 12 months?
Marqeta, Inc. lowest stock price was $3.70 and its highest was $7.04 in the past 12 months.
What is Marqeta, Inc.’s market cap?
Marqeta, Inc.’s market cap is $1.62B.
When is Marqeta, Inc.’s upcoming earnings report date?
Marqeta, Inc.’s upcoming earnings report date is Aug 12, 2026 which is in 62 days.
How were Marqeta, Inc.’s earnings last quarter?
Marqeta, Inc. released its earnings results on May 05, 2026. The company reported $0.02 earnings per share for the quarter, beating the consensus estimate of -$0.003 by $0.023.
Is Marqeta, Inc. overvalued?
According to Wall Street analysts Marqeta, Inc.’s price is currently Undervalued.
Does Marqeta, Inc. pay dividends?
Marqeta, Inc. does not currently pay dividends.
What is Marqeta, Inc.’s EPS estimate?
Marqeta, Inc.’s EPS estimate is <0.01.
How many shares outstanding does Marqeta, Inc. have?
Marqeta, Inc. has 391,222,100 shares outstanding.
What happened to Marqeta, Inc.’s price movement after its last earnings report?
Marqeta, Inc. reported an EPS of $0.02 in its last earnings report, beating expectations of -$0.003. Following the earnings report the stock price went down -7.701%.
Which hedge fund is a major shareholder of Marqeta, Inc.?
Currently, no hedge funds are holding shares in MQ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Marqeta Stock Smart Score
Underperform
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Analyst Consensus
Hold
Average Price Target:
$5.19 (18.17% Upside)
$5.19 (18.17% Upside)
Blogger Sentiment
Bullish
MQ Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 897.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $213.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 4.9%
Last 30 Days ▼ 9.7%
Last 30 Days ▼ 9.7%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-26.61%
12-Months-Change
Fundamentals
Return on Equity
0.27%
Trailing 12-Months
Asset Growth
9.42%
Trailing 12-Months
Company Description
Marqeta, Inc.
Marqeta, Inc. delivers an innovative cloud-based platform, powered by an open application programming interface (API), which enables developers, technical product managers, and visionary entrepreneurs to create and manage payment card programs and process transactions. Its adaptable solutions serve a diverse clientele across various sectors, including cutting-edge e-commerce businesses, digital-first banks, major technology companies, and traditional financial institutions. By December 31, 2021, the company had attracted approximately 200 customers. Established in 2010, Marqeta, Inc. is headquartered in Oakland, California.
MQ Company Deck
MQ Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operational momentum highlighted by high TPV growth (33%), net revenue and gross profit growth of 19% YoY, expanded profitability (Q1 GAAP net income $8M) and healthy adjusted EBITDA ($33M). Product wins, international expansion, and improvements to operating leverage were emphasized. Offsetting risks included concentration and issuance declines tied to Block/Cash App (moderate headwind ~1.5 ppts), tougher BNPL comps in Q2, emerging competition for flexible credentials, and macro uncertainty. Management maintained disciplined guidance while modestly raising full-year GAAP net income expectations and adjusted EBITDA growth. Overall, positives around scale, profitability, customer momentum, and capital position substantially outweighed the identified headwinds and execution risks.View all MQ earnings summariesMQ Revenue Breakdown
68.00% Customer A
32.00% Other
MQ Stock 12 Month Forecast
Average Price Target
$5.19
▲(18.17% Upside)
Technical Analysis
Ownership Overview
4.65% Insiders
28.51% Mutual Funds
18.67% Other Institutional Investors
33.47% Public Companies and
Individual Investors