Payoneer Inc. (PAYO)
NASDAQ:PAYO
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PAYO Stock Chart & Stats
$5.27
-$0.27(-2.60%)
At close: 4:00 PM EST
$5.27
-$0.27(-2.60%)
Day’s Range― - ―
52-Week Range$4.08 - $7.67
Previous CloseN/A
Volume1.21M
Average Volume (3M)9.83M
Market Cap
$2.37B
Enterprise Value$2.09B
Total Cash (Recent Filing)$339.37M
Total Debt (Recent Filing)$80.03M
Price to Earnings (P/E)33.6
Beta1.59
Next Earnings
Aug 12, 2026EPS Estimate
0.06Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.20
Shares Outstanding338,194,400
10 Day Avg. Volume19,982,203
30 Day Avg. Volume9,832,913
Financial Highlights & Ratios
PEG Ratio-0.67
Price to Book (P/B)2.88
Price to Sales (P/S)1.93
P/FCF Ratio9.82
Enterprise Value/Market Cap0.88
Enterprise Value/Revenue1.96
Enterprise Value/Gross Profit2.41
Enterprise Value/Ebitda10.20
Forecast
1Y Price Target
$7.12Price Target Upside35.10% Upside
Rating ConsensusHold
Number of Analyst Covering8
EPS Forecast (FY)0.26
Revenue Forecast (FY)$1.12B
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthPayoneer’s very low leverage and stable equity base provide durable financial flexibility. This supports continued investment in product, licensing and regulatory buildout, funds opportunistic M&A or buybacks, and reduces refinancing risk, helping the company absorb shocks while scaling operations.
Cash GenerationConsistent, improving operating and free cash flow underpins sustainable funding for growth and strategic initiatives. Strong FCF near net income improves earnings quality, funds product and regulatory investments, supports shareholder returns and reduces dependence on external financing over the medium term.
B2B Volume & ARPU MomentumRapid B2B volume growth and sustained ARPU improvement indicate durable upmarket monetization and stronger unit economics. Higher ARPU and expanding enterprise payouts create a structurally richer revenue mix that should support margin expansion and more predictable revenue per customer as scale continues.
Bears Say
Margin CompressionMeaningful decline in gross and net margins versus 2024 signals lasting pressure on profitability. If driven by mix shifts to lower‑take segments or rising costs, margin compression weakens earnings leverage, reduces return on capital, and constrains the company’s ability to fund growth or return cash without sustained efficiency gains.
Interest Income & Hedging ExposurePartial hedging of customer balances leaves Payoneer structurally exposed to interest-rate swings, making interest income volatile. Given interest income is a material component of guidance, this variability can meaningfully swing revenue and margins, complicating medium-term forecasting and cash return planning.
Lower Take Rates From China Goods MixA shift toward goods-heavy China B2B volume increases payment flows but lowers blended take rates. Structural reliance on lower-margin corridors can cap revenue per dollar processed and mute profitability improvements even as volumes grow, limiting the upside from scale unless higher‑take segments expand.
Payoneer News
PAYO FAQ
What was Payoneer Inc.’s price range in the past 12 months?
Payoneer Inc. lowest stock price was $4.08 and its highest was $7.67 in the past 12 months.
What is Payoneer Inc.’s market cap?
Payoneer Inc.’s market cap is $2.37B.
When is Payoneer Inc.’s upcoming earnings report date?
Payoneer Inc.’s upcoming earnings report date is Aug 12, 2026 which is in 54 days.
How were Payoneer Inc.’s earnings last quarter?
Payoneer Inc. released its earnings results on May 07, 2026. The company reported $0.06 earnings per share for the quarter, beating the consensus estimate of $0.041 by $0.019.
Is Payoneer Inc. overvalued?
According to Wall Street analysts Payoneer Inc.’s price is currently Undervalued.
Does Payoneer Inc. pay dividends?
Payoneer Inc. does not currently pay dividends.
What is Payoneer Inc.’s EPS estimate?
Payoneer Inc.’s EPS estimate is 0.06.
How many shares outstanding does Payoneer Inc. have?
Payoneer Inc. has 338,194,400 shares outstanding.
What happened to Payoneer Inc.’s price movement after its last earnings report?
Payoneer Inc. reported an EPS of $0.06 in its last earnings report, beating expectations of $0.041. Following the earnings report the stock price went up 4.115%.
Which hedge fund is a major shareholder of Payoneer Inc.?
Currently, no hedge funds are holding shares in PAYO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Payoneer Stock Smart Score
Underperform
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10
Analyst Consensus
Hold
Average Price Target:
$7.12 (35.10% Upside)
$7.12 (35.10% Upside)
Blogger Sentiment
Bullish
PAYO Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 8.0M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.9%
Last 30 Days ▼ 6.5%
Last 30 Days ▼ 6.5%
News Sentiment
Very Bullish
Bullish news 88%
Bearish news 12%
Bearish news 12%
Technicals
SMA
Positive
20 days / 200 days
Momentum
6.52%
12-Months-Change
Fundamentals
Return on Equity
10.01%
Trailing 12-Months
Asset Growth
13.88%
Trailing 12-Months
Company Description
Payoneer Inc.
Payoneer Global Inc. provides a foundational digital platform that empowers global commerce and payment processing for marketplaces, various online platforms, and e-commerce merchants worldwide. The company offers a comprehensive array of solutions, including international payment transfers, business-to-business (B2B) accounts payable and receivable management, multi-currency accounts, both physical and virtual Mastercard options, access to working capital, and specialized services covering merchant support, tax management, compliance, and risk mitigation. This robust platform is built with enterprise-grade security, exceptional stability, and redundancy, integrating modern digital capabilities to unify global financial interactions. A core focus is its international payment offerings, which enable a vast ecosystem of marketplaces and their vendors to process payments in approximately 190 countries and territories by seamlessly integrating with Payoneer's APIs. Established in 2005, the company is headquartered in New York, New York.
PAYO Company Deck
PAYO Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operational momentum driven by a powerful B2B acceleration, robust ARPU growth, record adjusted EBITDA performance and an upward revision to full-year guidance. These positives outweigh the challenges: modest GAAP revenue growth, interest-income and take-rate pressure from lower rates, higher operating costs in some areas, and exposure from only partial hedging of customer funds. Strategic investments (stablecoin, AI, regulatory/licensing) and successful product migrations (Stripe checkout) support confidence in mid-teens exit growth and continued margin expansion.View all PAYO earnings summariesPAYO Stock 12 Month Forecast
Average Price Target
$7.12
▲(35.10% Upside)
Technical Analysis
Ownership Overview
14.12% Insiders
17.78% Mutual Funds
24.76% Other Institutional Investors
19.84% Public Companies and
Individual Investors