Corpay, Inc. (CPAY)
NYSE:CPAY
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CPAY Stock Chart & Stats
$334.64
$6.29(1.81%)
At close: 4:00 PM EST
$334.64
$6.29(1.81%)
Day’s Range― - ―
52-Week Range$252.84 - $364.24
Previous CloseN/A
Volume149.20K
Average Volume (3M)562.49K
Market Cap
$23.65B
Enterprise Value$25.19B
Total Cash (Recent Filing)$8.82B
Total Debt (Recent Filing)$10.36B
Price to Earnings (P/E)20.8
Beta1.31
Next Earnings
Aug 12, 2026EPS Estimate
6.57Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)16.93
Shares Outstanding65,361,916
10 Day Avg. Volume601,673
30 Day Avg. Volume562,487
Financial Highlights & Ratios
PEG Ratio2.87
Price to Book (P/B)5.43
Price to Sales (P/S)4.66
P/FCF Ratio16.25
Enterprise Value/Market Cap1.07
Enterprise Value/Revenue5.27
Enterprise Value/Gross Profit7.23
Enterprise Value/Ebitda10.15
Forecast
1Y Price Target
$386.70Price Target Upside15.56% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering10
EPS Forecast (FY)26.77
Revenue Forecast (FY)$5.30B
Bulls Say, Bears Say
Bulls Say
Cash GenerationConsistently high free cash flow conversion (around 80–93% historically, ~86% TTM) provides durable internal funding for investments, acquisitions, share repurchases and interest coverage. Over the next 2–6 months this underpins financial flexibility and supports de‑leveraging or opportunistic M&A without relying solely on external capital.
Organic Revenue MomentumSustained 11% organic growth across four quarters shows durable demand for Corpay's payments and software offerings, driven by Corporate Payments and cross‑border adoption. This consistent top‑line momentum reflects sticky customer relationships, rising transaction volumes and platform penetration that should continue to support revenue growth and operating leverage over months ahead.
Improved Liquidity & RefinancingThe May refinancing materially increases revolver capacity and extends maturities while trimming rates, enhancing liquidity by >$1B. This structural improvement reduces near‑term refinancing risk, lowers interest cost headwinds and creates capacity for strategic investments, share buybacks and selective M&A over the medium term.
Bears Say
Elevated LeverageCorpay's meaningful leverage (debt‑to‑equity and ~2.7x net leverage noted) constrains financial flexibility and magnifies downside if growth softens or interest costs rise. Even with refinancing improvements, high absolute debt levels mean internal cash would take many quarters to materially de‑lever, leaving the company exposed to covenant, rating and funding shocks.
Margin PressureA clear step‑down in gross and operating margins suggests rising costs, acquisition mix effects and integration expenses. If higher transaction costs, bad debt and acquisition‑related dilution persist, sustained margin compression could erode the strong cash conversion and earnings growth that previously funded buybacks and investments.
Float & Macro SensitivityMaterial exposure to float and fuel price cycles creates structural revenue sensitivity to interest rates and commodity moves. A ~200bp drag from float compression illustrates how macro shifts can reduce recurring economics and make guidance reliant on fuel/interest assumptions, weakening revenue visibility and planning over the medium term.
Corpay Inc News
CPAY FAQ
What was Corpay, Inc.’s price range in the past 12 months?
Corpay, Inc. lowest stock price was $252.84 and its highest was $364.24 in the past 12 months.
What is Corpay, Inc.’s market cap?
Corpay, Inc.’s market cap is $23.65B.
When is Corpay, Inc.’s upcoming earnings report date?
Corpay, Inc.’s upcoming earnings report date is Aug 12, 2026 which is in 71 days.
How were Corpay, Inc.’s earnings last quarter?
Corpay, Inc. released its earnings results on May 07, 2026. The company reported $5.8 earnings per share for the quarter, beating the consensus estimate of $5.47 by $0.33.
Is Corpay, Inc. overvalued?
According to Wall Street analysts Corpay, Inc.’s price is currently Undervalued.
Does Corpay, Inc. pay dividends?
Corpay, Inc. does not currently pay dividends.
What is Corpay, Inc.’s EPS estimate?
Corpay, Inc.’s EPS estimate is 6.57.
How many shares outstanding does Corpay, Inc. have?
Corpay, Inc. has 65,361,916 shares outstanding.
What happened to Corpay, Inc.’s price movement after its last earnings report?
Corpay, Inc. reported an EPS of $5.8 in its last earnings report, beating expectations of $5.47. Following the earnings report the stock price went up 12.507%.
Which hedge fund is a major shareholder of Corpay, Inc.?
Currently, no hedge funds are holding shares in CPAY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Corpay Inc Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$386.70 (15.56% Upside)
$386.70 (15.56% Upside)
Blogger Sentiment
Bullish
CPAY Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 228.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $6.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days <0.1%
Last 30 Days ▲ 7.7%
Last 30 Days ▲ 7.7%
News Sentiment
Bullish
Bullish news 79%
Bearish news 33%
Bearish news 33%
Technicals
SMA
Positive
20 days / 200 days
Momentum
9.76%
12-Months-Change
Fundamentals
Return on Equity
30.57%
Trailing 12-Months
Asset Growth
43.76%
Trailing 12-Months
Company Description
Corpay, Inc.
Corpay, Inc. operates as a payments company that helps businesses and consumers manage vehicle-related expenses, lodging expenses, and corporate payments in the United States, Brazil, the United Kingdom, and internationally. The company offers vehicle payment solutions, which include fuel, tolls, parking, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions consisting of accounts payable automation; virtual cards, cross-border solutions; and purchasing and travel and entertainment card products, as well as lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; and insurance policyholders displaced from their homes due to damage or catastrophe. In addition, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. The company was formerly known as FLEETCOR Technologies, Inc. and changed its name to Corpay, Inc. in March 2024. Corpay, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.
CPAY Company Deck
CPAY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a strongly positive quarter and upgraded full-year guidance driven by robust organic growth (11%), a Q1 beat, and high-performing recent acquisitions (Alpha and Avid). Corporate Payments and cross-border businesses exhibited especially strong momentum, balance sheet metrics and share buybacks demonstrate financial flexibility, and management outlined a clear portfolio rotation strategy. Headwinds include float revenue compression, higher operating costs and modest margin pressure from acquisitions, plus some execution dependence for the middle-market push and sensitivity to macro/fuel prices. Overall, the highlights substantially outweigh the lowlights.View all CPAY earnings summariesCPAY Revenue Breakdown
47.23% Vehicle Payments
36.11% Corporate Payments
10.37% Lodging Payments
6.30% Other
CPAY Stock 12 Month Forecast
Average Price Target
$386.70
▲(15.56% Upside)
Technical Analysis
Ownership Overview
3.93% Insiders
28.14% Mutual Funds
27.80% Other Institutional Investors
11.30% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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