The earnings call highlighted significant achievements, including record revenue, strategic partnerships, and a successful share repurchase program. Despite challenges such as increased operating expenses and softening in e-commerce volumes, Payoneer demonstrated strong growth, particularly in B2B and ARPU expansion. The overall sentiment is positive due to the outweighing highlights and future growth initiatives.

Company Guidance -

Q3 2025

During Payoneer's Second Quarter 2025 Earnings Conference Call, the company provided robust guidance for the remainder of the year, highlighted by a reinstated full-year revenue target of between $1,040 and $1,060 million. The guidance reflects strong performance in Q2, with record quarterly revenue excluding interest income up 16% year-over-year, and adjusted EBITDA reaching $66 million, marking a 25% margin. Payoneer expects to more than triple its adjusted EBITDA excluding interest income in 2025 compared to 2024. The company reported significant growth in its B2B segment, with a 37% increase in revenue, and ARPU expansion of 21%, maintaining its trajectory of over 20% for four consecutive quarters. Additionally, Payoneer observed a 13,000 net increase in new ICPs, a 2% rise year-over-year, with Tier 1 markets contributing over 60% of the revenue. The company is focused on enhancing its financial stack through strategic partnerships, such as with Stripe, and emphasized ongoing investments in stable coins and blockchain-enabled payment technologies, as well as the opening of a new technology hub in Gurgaon, India.

Record Quarterly Revenue

Payoneer delivered record quarterly revenue ex interest income, up 16% year-over-year, ahead of medium-term target.

Adjusted EBITDA Margin

Payoneer achieved $66 million of adjusted EBITDA with a 25% margin, marking the fifth consecutive quarter of positive adjusted EBITDA, excluding interest income.

B2B Revenue Growth

B2B revenue grew 37% in Q2, led by the largest customer segments with a focus on larger multi-entity customers.

Stable Coin and Blockchain Initiatives

Payoneer is actively exploring stable coin functionality and integrating blockchain technology to enhance treasury management capabilities.

Strategic Partnership with Stripe

Payoneer launched a strategic partnership with Stripe to expand the global checkout footprint and enhance product capabilities.

Expanded Share Repurchase Program

Payoneer nearly doubled its share repurchases versus Q1, with a refreshed $300 million buyback authorization.

Strong ARPU Expansion

Payoneer delivered ARPU expansion of 21% ex interest income, marking the fourth consecutive quarter above 20%.

Payoneer (PAYO) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

PAYO Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 05, 2025	2025 (Q3)	0.06 / -	0.11	―	―	―
Aug 06, 2025	2025 (Q2)	0.06 / 0.05	0.09	-44.44% (-0.04)
May 07, 2025	2025 (Q1)	0.06 / 0.05	0.08	-37.50% (-0.03)
Feb 27, 2025	2024 (Q4)	0.06 / 0.05	0.07	-28.57% (-0.02)
Nov 05, 2024	2024 (Q3)	0.04 / 0.11	0.03	266.67% (+0.08)
Aug 07, 2024	2024 (Q2)	0.06 / 0.09	0.12	-25.00% (-0.03)
May 08, 2024	2024 (Q1)	0.06 / 0.08	0.02	300.00% (+0.06)
Feb 28, 2024	2023 (Q4)	0.06 / 0.07	-0.03	333.33% (+0.10)
Nov 08, 2023	2023 (Q3)	0.03 / 0.03	-0.08	137.50% (+0.11)
Aug 08, 2023	2023 (Q2)	0.03 / 0.12	0.01	1100.00% (+0.11)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

PAYO Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 06, 2025	$6.50	$7.42	+14.15%
May 07, 2025	$7.13	$6.16	-13.60%
Feb 27, 2025	$10.18	$8.68	-14.73%
Nov 05, 2024	$8.52	$10.30	+20.89%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Payoneer (PAYO) report earnings?

Payoneer (PAYO) is schdueled to report earning on Nov 05, 2025, After Close (Confirmed).

What is Payoneer (PAYO) earnings time?

Payoneer (PAYO) earnings time is at Nov 05, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is PAYO EPS forecast?

PAYO EPS forecast for the fiscal quarter 2025 (Q3) is 0.06.

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