The earnings call presented a strong performance with record revenue, significant adjusted EBITDA growth, and strategic expansions and partnerships. However, challenges such as declining net income, volatility in the China B2B market, and increased transaction costs were noted.

Company Guidance

During Payoneer's second quarter 2025 earnings call, the company reinstated its full-year guidance, showcasing confidence in navigating the current macroeconomic and tariff environment. Payoneer reported a record quarterly revenue of $202 million, excluding interest income, marking a 16% year-over-year increase. The company also achieved an adjusted EBITDA of $66 million, representing a 25% margin, and signaled an expectation to more than triple its adjusted EBITDA, excluding interest income, in 2025. Payoneer saw a 37% growth in B2B revenue and highlighted ARPU expansion of 21%, indicating strong product adoption and pricing strategy. They introduced a new $300 million share buyback program, reflecting confidence in their business value. Additionally, Payoneer is exploring stable coin functionality to leverage its global customer base and infrastructure, aiming to position itself as a critical player in digital payment technologies.

Record Quarterly Revenue

Payoneer delivered record quarterly revenue excluding interest income, up 16% year-over-year, ahead of their medium-term target.

Strong Adjusted EBITDA Performance

Adjusted EBITDA was $66 million, a 25% margin, with expectations to more than triple adjusted EBITDA excluding interest in 2025.

B2B Growth

B2B revenue grew 37% in Q2, led by the largest customer segments, with a focus on larger multi-entity customers.

Strategic Partnership with Stripe

A new partnership with Stripe was launched to expand global checkout footprint and enhance product capabilities.

New Technology Hub in India

Announced the opening of a new technology hub in Gurgaon, India, to tap into one of the world's fastest-growing economies.

Increased Share Repurchases

Nearly doubled share repurchases versus Q1 and announced a $300 million buyback authorization.

Payoneer (PAYO) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

PAYO Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 05, 2025	2025 (Q3)	0.06 / -	0.11	―	―	―
Aug 06, 2025	2025 (Q2)	0.06 / 0.05	0.09	-44.44% (-0.04)
May 07, 2025	2025 (Q1)	0.06 / 0.05	0.08	-37.50% (-0.03)
Feb 27, 2025	2024 (Q4)	0.06 / 0.05	0.07	-28.57% (-0.02)
Nov 05, 2024	2024 (Q3)	0.04 / 0.11	0.03	266.67% (+0.08)
Aug 07, 2024	2024 (Q2)	0.06 / 0.09	0.12	-25.00% (-0.03)
May 08, 2024	2024 (Q1)	0.06 / 0.08	0.02	300.00% (+0.06)
Feb 28, 2024	2023 (Q4)	0.06 / 0.07	-0.03	333.33% (+0.10)
Nov 08, 2023	2023 (Q3)	0.03 / 0.03	-0.08	137.50% (+0.11)
Aug 08, 2023	2023 (Q2)	0.03 / 0.12	0.01	1100.00% (+0.11)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

PAYO Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 06, 2025	$6.50	$7.42	+14.15%
May 07, 2025	$7.13	$6.16	-13.60%
Feb 27, 2025	$10.18	$8.68	-14.73%
Nov 05, 2024	$8.52	$10.30	+20.89%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Payoneer (PAYO) report earnings?

Payoneer (PAYO) is schdueled to report earning on Nov 05, 2025, After Close (Confirmed).

What is Payoneer (PAYO) earnings time?

Payoneer (PAYO) earnings time is at Nov 05, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is PAYO EPS forecast?

PAYO EPS forecast for the fiscal quarter 2025 (Q3) is 0.06.

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