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Marqeta (MQ)
NASDAQ:MQ
US Market
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Marqeta (MQ) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Nov 05, 2025
After Close (Confirmed)
Period Ending
2025 (Q3)
Consensus EPS Forecast
-0.02
Last Year’s EPS
-0.06
Same Quarter Last Year
Moderate Buy
Based on 9 Analysts Ratings

Earnings Call Summary

Q2 2025
Earnings Call Date:Aug 06, 2025|
% Change Since: 12.32%|
Earnings Call Sentiment|Positive
The earnings call for Marqeta's Q2 2025 results was predominantly positive, highlighted by strong growth in TPV, revenue, and adjusted EBITDA. The company also successfully expanded in Europe and completed a strategic acquisition. However, challenges include a near miss on GAAP profitability and some uncertainty due to delayed contract renewals and macroeconomic factors.
Company Guidance -
Q3 2025
During Marqeta's Second Quarter 2025 earnings call, the company reported significant growth across several financial metrics. Total processing volume (TPV) reached $91 billion, marking a 29% increase from the same quarter in the previous year. Net revenue grew by 20% year-over-year to $150 million, while gross profit increased by 31% to $104 million, achieving a gross margin of 69%. Adjusted EBITDA was reported at $29 million, representing a 19% margin, and the company noted that this was an all-time high for adjusted EBITDA, as they continue to approach GAAP net income breakeven. Marqeta highlighted its strong performance in the Buy Now, Pay Later (BNPL) sector, where they are at the forefront of innovation, and emphasized their strategic focus on expanding customer relationships and value-added services. The company's European operations are experiencing notable growth, with TPV more than doubling year-over-year, supported by the recent acquisition of TransactPay to enhance their program management capabilities in the region. Looking forward, Marqeta raised their full-year 2025 expectations for revenue, gross profit, and adjusted EBITDA, reflecting their confidence in continued business momentum.
Significant TPV Growth
Total processing volume (TPV) was $91 billion in Q2 2025, a 29% increase compared to the same quarter of 2024.
Strong Revenue and Profit Growth
Q2 net revenue of $150 million grew 20% year-over-year. Gross profit was $104 million, a 31% increase versus Q2 2024, resulting in a gross margin of 69%.
Record Adjusted EBITDA
Adjusted EBITDA reached $29 million in Q2 2025, translating into a 19% margin, marking an all-time high for the company.
Expansion in Europe
TPV in Europe continues to more than double year-over-year, with strong growth across multiple use cases including new banking and Buy Now, Pay Later (BNPL).
TransactPay Acquisition
Completed the acquisition of TransactPay on July 31, enhancing program management services in Europe and driving significant customer interest.
Increased Full-Year Guidance
Expectations for full-year 2025 revenue growth, gross profit growth, and adjusted EBITDA margin have each been raised by 3-4 points.

Marqeta (MQ) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

MQ Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Nov 05, 2025
2025 (Q3)
-0.02 / -
-0.06
Aug 06, 2025
2025 (Q2)
-0.03 / 0.00
0.23
May 07, 2025
2025 (Q1)
-0.04 / -0.02
-0.0771.43% (+0.05)
Feb 26, 2025
2024 (Q4)
-0.05 / -0.05
-0.0837.50% (+0.03)
Nov 04, 2024
2024 (Q3)
-0.05 / -0.06
-0.140.00% (+0.04)
Aug 07, 2024
2024 (Q2)
0.21 / 0.23
-0.11309.09% (+0.34)
May 07, 2024
2024 (Q1)
-0.08 / -0.07
-0.1346.15% (+0.06)
Feb 28, 2024
2023 (Q4)
-0.08 / -0.08
-0.05-60.00% (-0.03)
Nov 07, 2023
2023 (Q3)
-0.10 / -0.10
-0.10.00% (0.00)
Aug 08, 2023
2023 (Q2)
-0.10 / -0.11
-0.08-37.50% (-0.03)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

MQ Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Aug 06, 2025
$5.68$6.83+20.25%
May 07, 2025
$4.09$4.49+9.78%
Feb 26, 2025
$3.51$4.25+21.08%
Nov 04, 2024
$5.95$3.42-42.52%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Marqeta (MQ) report earnings?
Marqeta (MQ) is schdueled to report earning on Nov 05, 2025, After Close (Confirmed).
    What is Marqeta (MQ) earnings time?
    Marqeta (MQ) earnings time is at Nov 05, 2025, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is MQ EPS forecast?
          MQ EPS forecast for the fiscal quarter 2025 (Q3) is -0.02.

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