tiprankstipranks
Trending News
More News >
Affirm Holdings (AFRM)
NASDAQ:AFRM
US Market
Advertisement

Affirm Holdings (AFRM) Earnings Dates, Call Summary & Reports

Compare
5,402 Followers

Earnings Data

Report Date
Feb 05, 2026
After Close (Confirmed)
Period Ending
2026 (Q2)
Consensus EPS Forecast
0.26
Last Year’s EPS
0.25
Same Quarter Last Year
Based on 20 Analysts Ratings

Earnings Call Summary

Q1 2026
Earnings Call Date:Nov 06, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted Affirm's significant achievements, including a long-term extension with Amazon, successful ABS market execution, and increased growth in 0% monthly installment loans and Affirm Card members. While the RLTC was slightly above target, the overall performance and strategic advancements suggest a strong position in the market.
Company Guidance
During the Affirm Holdings First Quarter Fiscal 2026 Earnings Call, the company provided key guidance and updates on various metrics. Affirm achieved a significant milestone by extending its U.S. agreement with Amazon for an additional five years, solidifying a long-term partnership through January 2031. The company reported a robust 4.2% revenue less transaction cost (RLTC) as a percentage of Gross Merchandise Volume (GMV) for the quarter, though they maintain a long-term target range of 3% to 4%. The RLTC increase was partly attributed to favorable provision performance. Affirm also highlighted success in the asset-backed securities (ABS) market, citing strong execution and expanding relationships with blue-chip forward flow buyers. Additionally, the company successfully executed promotional events like the 0% Days to drive growth in 0% APR loans, leveraging their direct-to-consumer channels and partnerships with platforms such as Worldpay and Shopify. The Affirm Card continued to gain traction, with an increase in active card members and a focus on expanding the consumer base and transaction frequency. Affirm remains committed to maintaining a strong operating margin, raising its full-year guide from over 6% to more than 7.5%, driven by growth and increased revenue less transaction cost dollars.
Extended U.S. Agreement with Amazon
Affirm extended its U.S. agreement with Amazon for an additional 5 years through January 2031, marking a long-term commitment from both companies.
Execution in the ABS Market
Affirm successfully executed in the ABS market, expanding relationships with blue-chip forward flow buyers and scaling its ABS program.
Growth in 0% Monthly Installment Loans
The 0% monthly installment loans continue to be Affirm's fastest-growing loan product, driven by consumer demand and promotional activities.
Significant Increase in Affirm Card Members
Affirm added another 0.5 million Affirm card members in the quarter, indicating strong consumer adoption.
Positive Consumer Trends and Underwriting
Affirm's underwriting practices are performing well, with 30-day delinquency trends remaining healthy, indicating strong consumer credit quality.

Affirm Holdings (AFRM) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

AFRM Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 05, 2026
2026 (Q2)
0.26 / -
0.253
Nov 06, 2025
2026 (Q1)
0.11 / 0.23
-0.31174.19% (+0.54)
Aug 28, 2025
2025 (Q4)
0.12 / 0.20
-0.14242.86% (+0.34)
May 08, 2025
2025 (Q3)
>-0.01 / 0.01
-0.43102.33% (+0.44)
Feb 06, 2025
2025 (Q2)
-0.13 / 0.25
-0.54146.85% (+0.79)
Nov 07, 2024
2025 (Q1)
-0.28 / -0.31
-0.5745.61% (+0.26)
Aug 28, 2024
2024 (Q4)
-0.48 / -0.14
-0.6979.71% (+0.55)
May 08, 2024
2024 (Q3)
-0.70 / -0.43
-0.6937.68% (+0.26)
Feb 08, 2024
2024 (Q2)
-0.72 / -0.54
-1.150.91% (+0.56)
Nov 08, 2023
2024 (Q1)
-0.70 / -0.57
-0.8633.72% (+0.29)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

AFRM Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 06, 2025
$65.96$73.62+11.61%
Aug 28, 2025
$79.99$88.46+10.59%
May 08, 2025
$54.26$46.41-14.47%
Feb 06, 2025
$61.75$75.22+21.81%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Affirm Holdings (AFRM) report earnings?
Affirm Holdings (AFRM) is schdueled to report earning on Feb 05, 2026, After Close (Confirmed).
    What is Affirm Holdings (AFRM) earnings time?
    Affirm Holdings (AFRM) earnings time is at Feb 05, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is AFRM EPS forecast?
          AFRM EPS forecast for the fiscal quarter 2026 (Q2) is 0.26.

            Affirm Holdings (AFRM) Earnings News

            AFRM Earnings: Affirm Stock Surges after Smashing Q4 Estimates
            Premium
            Market News
            AFRM Earnings: Affirm Stock Surges after Smashing Q4 Estimates
            1y ago
            Affirm Earnings: AFRM Stock Dips Despite Q3 Beat; Should You Buy?
            Premium
            Market News
            Affirm Earnings: AFRM Stock Dips Despite Q3 Beat; Should You Buy?
            2y ago
            Affirm Stock (NASDAQ:AFRM) Gained 11% as Q1 Results Beat Estimates
            Premium
            Market News
            Affirm Stock (NASDAQ:AFRM) Gained 11% as Q1 Results Beat Estimates
            2y ago
            Affirm Holdings (NASDAQ:AFRM) Jumps 10% on Earnings Win
            Premium
            Market News
            Affirm Holdings (NASDAQ:AFRM) Jumps 10% on Earnings Win
            2y ago
            What am I Missing?
            Make informed decisions based on Top Analysts' activity
            Know what industry insiders are buying
            Get actionable alerts from top Wall Street Analysts
            Find out before anyone else which stock is going to shoot up
            Get powerful stock screeners & detailed portfolio analysis