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Affirm Holdings, Inc. (AFRM)
NASDAQ:AFRM
US Market
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Affirm Holdings (AFRM) Stock Forecast & Price Target

5,703 Followers
See the Price Targets and Ratings of:

AFRM Analyst Ratings

Strong Buy
26Ratings
Strong Buy
20 Buy
6 Hold
0 Sell
Based on 26 analysts giving stock ratings to
Affirm
Holdings
in the past 3 months
TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers​ in the past 3 months

AFRM Stock 12 Month Forecast

Average Price Target

$89.17
▲(38.25% Upside)
Based on 26 Wall Street analysts offering 12 month price targets for Affirm Holdings in the last 3 months. The average price target is $89.17 with a high forecast of $115.00 and a low forecast of $75.00. The average price target represents a 38.25% change from the last price of $64.50.
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28,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 10, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":69.06,"date":1764547200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 26,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 11, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":74.43,"date":1767225600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 28,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 10, \t&nbsp;</span>\n 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Highest Price Target$115.00Average Price Target$89.17Lowest Price Target$75.00
The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.

Detailed List of Analyst Forecasts​

Detailed List of Analyst Forecasts​
Analyst Profile
Expert Firm
Price Target
Position
Upside / Downside
Action
Date
Follow
Article
Robert W. Baird Analyst forecast on AFRM
Robert W. Baird
Robert W. Baird
$70$82
Hold
27.13%
Upside
Reiterated
07/14/26
Affirm price target raised to $82 from $70 at BairdAffirm price target raised to $82 from $70 at Baird
Bank of America Securities Analyst forecast on AFRM
Bank of America Securities
Bank of America Securities
$88
Buy
36.43%
Upside
Reiterated
07/13/26
Bank of America Securities Remains a Buy on Affirm Holdings (AFRM)
Goldman Sachs Analyst forecast on AFRM
Goldman Sachs
Goldman Sachs
$90$106
Buy
64.34%
Upside
Reiterated
07/09/26
Affirm price target raised to $106 from $90 at Goldman SachsAffirm price target raised to $106 from $90 at Goldman Sachs
J.P. Morgan Analyst forecast on AFRM
J.P. Morgan
J.P. Morgan
$80$90
Buy
39.53%
Upside
Reiterated
07/08/26
Analysts' Top Financial Picks: S&P Global (SPGI), Affirm Holdings (AFRM)
UBS
$97
Buy
50.39%
Upside
Reiterated
07/08/26
Cantor Fitzgerald Remains a Buy on Affirm Holdings (AFRM)
Wells Fargo Analyst forecast on AFRM
Wells Fargo
Wells Fargo
$89$96
Buy
48.84%
Upside
Reiterated
07/08/26
Affirm price target raised to $96 from $89 at Wells FargoAffirm price target raised to $96 from $89 at Wells Fargo
Citi
$100$115
Buy
78.29%
Upside
Reiterated
07/01/26
Affirm price target raised to $115 from $100 at CitiAffirm price target raised to $115 from $100 at Citi
Piper Sandler Analyst forecast on AFRM
Piper Sandler
Piper Sandler
$103
Buy
59.69%
Upside
Initiated
06/30/26
Affirm initiated with an Overweight at Piper SandlerAffirm initiated with an Overweight at Piper Sandler
BTIG
Hold
Reiterated
06/30/26
Analysts Offer Insights on Financial Companies: Affirm Holdings (NASDAQ: AFRM) and Miami International Holdings, Inc. (NYSE: MIAX)
Morgan Stanley Analyst forecast on AFRM
Morgan Stanley
Morgan Stanley
$79
Hold
22.48%
Upside
Downgraded
06/25/26
Affirm downgraded to Equal Weight from Overweight at Morgan StanleyAffirm downgraded to Equal Weight from Overweight at Morgan Stanley
Susquehanna Analyst forecast on AFRM
Susquehanna
Susquehanna
$100$105
Buy
62.79%
Upside
Reiterated
06/25/26
Affirm price target raised to $105 from $100 at SusquehannaAffirm price target raised to $105 from $100 at Susquehanna
Deutsche Bank  Analyst forecast on AFRM
Deutsche Bank
Deutsche Bank
$80$85
Buy
31.78%
Upside
Reiterated
06/25/26
Affirm price target raised to $85 from $80 at Deutsche BankAffirm price target raised to $85 from $80 at Deutsche Bank
Mizuho Securities Analyst forecast on AFRM
Mizuho Securities
Mizuho Securities
Buy
Reiterated
06/23/26
Mizuho’s Dan Dolev Reiterates Buy on Affirm, Keeps $100 Price Target on Resilient Demand and Premium Valuation
William Blair Analyst forecast on AFRM
William Blair
William Blair
Buy
Reiterated
06/04/26
Analysts Offer Insights on Financial Companies: Affirm Holdings (NASDAQ: AFRM) and StoneX Group (NASDAQ: SNEX)
Truist Financial Analyst forecast on AFRM
Truist Financial
Truist Financial
$75$80
Buy
24.03%
Upside
Reiterated
05/28/26
Affirm price target raised to $80 from $75 at TruistAffirm price target raised to $80 from $75 at Truist
Analyst Type
Any
Any
Human Analysts
Ranks
Any
Any
Analyst Rating
Any
Any
Upside/ Downside
Any
Any
Action
Any
Any
Analyst Profile
Expert Firm
Price Target
Position
Upside / Downside
Action
Date
Follow
Article
Robert W. Baird Analyst forecast on AFRM
Robert W. Baird
Robert W. Baird
$70$82
Hold
27.13%
Upside
Reiterated
07/14/26
Affirm price target raised to $82 from $70 at BairdAffirm price target raised to $82 from $70 at Baird
Bank of America Securities Analyst forecast on AFRM
Bank of America Securities
Bank of America Securities
$88
Buy
36.43%
Upside
Reiterated
07/13/26
Bank of America Securities Remains a Buy on Affirm Holdings (AFRM)
Goldman Sachs Analyst forecast on AFRM
Goldman Sachs
Goldman Sachs
$90$106
Buy
64.34%
Upside
Reiterated
07/09/26
Affirm price target raised to $106 from $90 at Goldman SachsAffirm price target raised to $106 from $90 at Goldman Sachs
J.P. Morgan Analyst forecast on AFRM
J.P. Morgan
J.P. Morgan
$80$90
Buy
39.53%
Upside
Reiterated
07/08/26
Analysts' Top Financial Picks: S&P Global (SPGI), Affirm Holdings (AFRM)
UBS
$97
Buy
50.39%
Upside
Reiterated
07/08/26
Cantor Fitzgerald Remains a Buy on Affirm Holdings (AFRM)
Wells Fargo Analyst forecast on AFRM
Wells Fargo
Wells Fargo
$89$96
Buy
48.84%
Upside
Reiterated
07/08/26
Affirm price target raised to $96 from $89 at Wells FargoAffirm price target raised to $96 from $89 at Wells Fargo
Citi
$100$115
Buy
78.29%
Upside
Reiterated
07/01/26
Affirm price target raised to $115 from $100 at CitiAffirm price target raised to $115 from $100 at Citi
Piper Sandler Analyst forecast on AFRM
Piper Sandler
Piper Sandler
$103
Buy
59.69%
Upside
Initiated
06/30/26
Affirm initiated with an Overweight at Piper SandlerAffirm initiated with an Overweight at Piper Sandler
BTIG
Hold
Reiterated
06/30/26
Analysts Offer Insights on Financial Companies: Affirm Holdings (NASDAQ: AFRM) and Miami International Holdings, Inc. (NYSE: MIAX)
Morgan Stanley Analyst forecast on AFRM
Morgan Stanley
Morgan Stanley
$79
Hold
22.48%
Upside
Downgraded
06/25/26
Affirm downgraded to Equal Weight from Overweight at Morgan StanleyAffirm downgraded to Equal Weight from Overweight at Morgan Stanley
Susquehanna Analyst forecast on AFRM
Susquehanna
Susquehanna
$100$105
Buy
62.79%
Upside
Reiterated
06/25/26
Affirm price target raised to $105 from $100 at SusquehannaAffirm price target raised to $105 from $100 at Susquehanna
Deutsche Bank  Analyst forecast on AFRM
Deutsche Bank
Deutsche Bank
$80$85
Buy
31.78%
Upside
Reiterated
06/25/26
Affirm price target raised to $85 from $80 at Deutsche BankAffirm price target raised to $85 from $80 at Deutsche Bank
Mizuho Securities Analyst forecast on AFRM
Mizuho Securities
Mizuho Securities
Buy
Reiterated
06/23/26
Mizuho’s Dan Dolev Reiterates Buy on Affirm, Keeps $100 Price Target on Resilient Demand and Premium Valuation
William Blair Analyst forecast on AFRM
William Blair
William Blair
Buy
Reiterated
06/04/26
Analysts Offer Insights on Financial Companies: Affirm Holdings (NASDAQ: AFRM) and StoneX Group (NASDAQ: SNEX)
Truist Financial Analyst forecast on AFRM
Truist Financial
Truist Financial
$75$80
Buy
24.03%
Upside
Reiterated
05/28/26
Affirm price target raised to $80 from $75 at TruistAffirm price target raised to $80 from $75 at Truist
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Find stocks in the Financial sector that are highly recommended by Top Performing Analysts.

Best Analysts Covering Affirm Holdings

3 Months
Ramsey El AssalCantor Fitzgerald
Success Rate
20/31 ratings generated profit
65%
Average Return
+15.12%
Copying Ramsey El Assal's trades and holding each position for 3 Months would result in 64.52% of your transactions generating a profit, with an average return of +15.12% per trade.
1 Year
Reginald SmithJ.P. Morgan
Success Rate
10/11 ratings generated profit
91%
Average Return
+41.61%
Copying Reginald Smith's trades and holding each position for 1 Year would result in 90.91% of your transactions generating a profit, with an average return of +41.61% per trade.
2 Years
Reginald SmithJ.P. Morgan
Success Rate
11/11 ratings generated profit
100%
Average Return
+56.90%
Copying Reginald Smith's trades and holding each position for 2 Years would result in 100.00% of your transactions generating a profit, with an average return of +56.90% per trade.
The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.

AFRM Analyst Recommendation Trends

Rating
Mar 26
Apr 26
May 26
Jun 26
Jul 26
Strong Buy
11
11
7
4
3
Buy
19
22
39
43
40
Hold
9
8
9
11
11
Sell
0
0
0
0
0
Strong Sell
0
0
0
0
0
total
39
41
55
58
54
In the current month, AFRM has received 43 Buy Ratings, 11 Hold Ratings, and 0 Sell Ratings. AFRM average Analyst price target in the past 3 months is 89.17.
Each month's total comprises the sum of three months' worth of ratings.

AFRM Financial Forecast

AFRM Earnings Forecast

Next quarter’s earnings estimate for AFRM is $0.35 with a range of $0.23 to $0.50. The previous quarter’s EPS was $0.30. AFRM beat its EPS estimate ― of the time in the past 12 months, while its overall industry beat the EPS estimate 65.60% of the time in the same period. In the last calendar year AFRM has Performed in-line its overall industry.
Next quarter’s earnings estimate for AFRM is $0.35 with a range of $0.23 to $0.50. The previous quarter’s EPS was $0.30. AFRM beat its EPS estimate ― of the time in the past 12 months, while its overall industry beat the EPS estimate 65.60% of the time in the same period. In the last calendar year AFRM has Performed in-line its overall industry.

AFRM Sales Forecast

Next quarter’s sales forecast for AFRM is $1.11B with a range of $1.09B to $1.14B. The previous quarter’s sales results were $970.80M. AFRM beat its sales estimates ― of the time in past 12 months, while its overall industry beat sales estimates 79.60% of the time in the same period. In the last calendar year AFRM has Performed in-line its overall industry.
Next quarter’s sales forecast for AFRM is $1.11B with a range of $1.09B to $1.14B. The previous quarter’s sales results were $970.80M. AFRM beat its sales estimates ― of the time in past 12 months, while its overall industry beat sales estimates 79.60% of the time in the same period. In the last calendar year AFRM has Performed in-line its overall industry.

AFRM Stock Forecast FAQ

What is AFRM’s average 12-month price target, according to analysts?
Based on analyst ratings, Affirm Holdings, Inc.’s 12-month average price target is 89.17.
    What is AFRM’s upside potential, based on the analysts’ average price target?
    Affirm Holdings, Inc. has 38.25% upside potential, based on the analysts’ average price target.
      Can I see which stocks the top-ranking analysts are rating?
      Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.
        How can I follow the stock ratings of top Wall Street analysts?
        Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.
          Is AFRM a Buy, Sell or Hold?
          Affirm Holdings, Inc. has a consensus rating of Strong Buy which is based on 20 buy ratings, 6 hold ratings and 0 sell ratings.
            What is Affirm Holdings, Inc.’s price target?
            The average price target for Affirm Holdings, Inc. is 89.17. This is based on 26 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
            The highest analyst price target is $115.00 ,the lowest forecast is $75.00. The average price target represents 38.25% Increase from the current price of $64.5.
              What do analysts say about Affirm Holdings, Inc.?
              Affirm Holdings, Inc.’s analyst rating consensus is a Strong Buy. This is based on the ratings of 26 Wall Streets Analysts.
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