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Affirm Holdings (AFRM)
NASDAQ:AFRM
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AFRM Stock Chart & Stats
Day’s Range$0 - $0
52-Week Range$22.25 - $70.03
Previous Close$66.55
Volume12.43M
Average Volume (3M)11.78M
Market Cap
$20.90B
Enterprise Value$26.79B
Total Cash (Recent Filing)$1.05B
Total Debt (Recent Filing)$6.93B
Price to Earnings (P/E)―
Beta3.48
Next Earnings
Feb 06, 2025EPS Estimate
-$0.16Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.43
Shares Outstanding314,056,097
10 Day Avg. Volume17,114,542
30 Day Avg. Volume11,782,302
Standard Deviation0.31
R-Squared0.27
Alpha-0.01
Financial Highlights & Ratios
Price to Book (P/B)7.00
Price to Sales (P/S)7.96
Price to Cash Flow (P/CF)25.50
P/FCF Ratio19.40
Enterprise Value/Market CapN/A
Enterprise Value/Revenue10.61
Enterprise Value/Gross Profit18.12
Enterprise Value/Ebitda-268.50
Forecast
1Y Price Target
$52.73Price Target Upside-20.77% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering17
Affirm Holdings News
Bulls Say, Bears Say
Bulls Say
Financial PerformanceRevenue and GMV growth came in comfortably ahead of Street estimates, with impressive operating margin expansion.
Market PositionAFRM enjoys scarcity value as the only pure-play publicly traded BNPL provider, which is advantageous in the competitive market.
Strategic PartnershipsThe value proposition of BNPL for both consumers and merchants remains robust, and AFRM is set to benefit from newer growth catalysts like the Apple Pay partnership and UK launch.
Bears Say
Credit RiskAffirm faces heightened risk of users failing to make payments on time, as BNPL users are on average more likely to have higher levels of credit card debt and lower credit score in the subprime range, according to the US Consumer Financial Protection Bureau (CFPB).
Regulatory RiskThe CFPB’s intention to subject BNPL firms to the same supervisory examination as banks and credit unions poses a potential threat, increasing regulatory scrutiny and potentially hindering Affirm’s growth.
ValuationTrading at 81x our FY26 GAAP EPS estimate (untaxed) and 32x our FY27 GAAP EPS estimate (untaxed), AFRM is considered substantially overvalued.
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Ownership Overview
5.79% Insiders
28.71% Mutual Funds
30.69% Other Institutional Investors
24.63% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Affirm Holdings
Desktop Users
Mobile Users
AFRM FAQ
What was Affirm Holdings’s price range in the past 12 months?
Affirm Holdings lowest stock price was $22.25 and its highest was $70.03 in the past 12 months.
What is Affirm Holdings’s market cap?
Currently, no data Available
When is Affirm Holdings’s upcoming earnings report date?
Affirm Holdings’s upcoming earnings report date is Feb 06, 2025 which is in 74 days.
How were Affirm Holdings’s earnings last quarter?
Affirm Holdings released its earnings results on Nov 07, 2024. The company reported -$0.31 earnings per share for the quarter, beating the consensus estimate of -$0.318 by $0.008.
Is Affirm Holdings overvalued?
According to Wall Street analysts Affirm Holdings’s price is currently Overvalued.
Does Affirm Holdings pay dividends?
Affirm Holdings does not currently pay dividends.
What is Affirm Holdings’s EPS estimate?
Affirm Holdings’s EPS estimate is -$0.16.
How many shares outstanding does Affirm Holdings have?
Affirm Holdings has 271,918,120 shares outstanding.
What happened to Affirm Holdings’s price movement after its last earnings report?
Affirm Holdings reported an EPS of -$0.31 in its last earnings report, beating expectations of -$0.318. Following the earnings report the stock price went down -4.735%.
Which hedge fund is a major shareholder of Affirm Holdings?
Among the largest hedge funds holding Affirm Holdings’s share is Abdiel Capital Advisors, LP. It holds Affirm Holdings’s shares valued at 84M.
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Affirm Holdings Stock Smart Score
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Analyst Consensus
Moderate Buy
Average Price Target:
$52.73 (-20.77% Downside)
$52.73 (-20.77% Downside)
Blogger Sentiment
Bullish
AFRM Sentiment 78%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 759.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $576.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.2%
Last 30 Days ▲ 4.2%
Last 30 Days ▲ 4.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
160.26%
12-Months-Change
Fundamentals
Return on Equity
-16.52%
Trailing 12-Months
Asset Growth
20.60%
Trailing 12-Months
Company Description
Affirm Holdings
Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a major share of its revenue from the United States.
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AFRM Company Deck
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AFRM Earnings Call
Q1 2024
0:00 / 0:00
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AFRM Stock 12 Month Forecast
Average Price Target
$52.73
▼(-20.77% Downside)
Technical Analysis
Best Analysts Covering AFRM
1 Year
1 Year Success Rate
22/37 ratings generated profit
1 Year Average Return
+49.73%
reiterated a buy rating 6 days ago
Copying Dan Dolev's trades and holding each position for 1 Year would result in 59.46% of your transactions generating a profit, with an average return of +49.73% per trade.
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