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Affirm Holdings (AFRM)
NASDAQ:AFRM
AFRM Stock Chart & Stats
Day’s Range― - ―
52-Week Range$22.25 - $82.53
Previous CloseN/A
Volume1.79M
Average Volume (3M)9.29M
Market Cap
$13.48B
Enterprise Value$26.21B
Total Cash (Recent Filing)$1.44B
Total Debt (Recent Filing)$5.09B
Price to Earnings (P/E)―
Beta2.88
Next Earnings
May 08, 2025EPS Estimate
>-0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.65
Shares Outstanding279,294,900
10 Day Avg. Volume10,204,831
30 Day Avg. Volume9,285,956
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)5.67
Price to Cash Flow (P/CF)12.70
P/FCF Ratio9.50
Enterprise Value/Market Cap1.94
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit17.73
Enterprise Value/Ebitda87.75
Forecast
1Y Price Target
$67.60Price Target Upside60.57% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering19
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Bulls Say, Bears Say
Bulls Say
Financial PerformanceAffirm's superior margin profile is driving GAAP profitability with just one-third of Klarna's GMV.
PartnershipsAFRM's slate of heavyweight partners in e-commerce (e.g., Amazon, Shopify) demonstrates its capabilities, as well as allows it to go after volume from both big and small businesses more effectively than BNPL peers.
Risk ManagementAffirm’s superior risk management platform is part defense and part offense: it enables them to grow faster because they can approve more transactions and enter into new verticals and markets more aggressively without elevating the portfolio’s aggregate credit risk profile.
Bears Say
Consumer SpendingOverall consumer spend is expected to soften, impacting Affirm's GMV and causing growth to slow.
EmploymentIf employment does weaken, this could slow GMV growth short term, which would have a short-term impact on profits.
Market CompetitionThe upcoming Klarna IPO has increased investor unease about the BNPL sector, impacting Affirm's stock sentiment.
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Ownership Overview
0.77% Insiders
30.96% Mutual Funds
0.09% Other Institutional Investors
57.84% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Affirm Holdings
Desktop Users
Mobile Users
AFRM FAQ
What was Affirm Holdings’s price range in the past 12 months?
Affirm Holdings lowest stock price was $22.25 and its highest was $82.53 in the past 12 months.
What is Affirm Holdings’s market cap?
Affirm Holdings’s market cap is $13.48B.
When is Affirm Holdings’s upcoming earnings report date?
Affirm Holdings’s upcoming earnings report date is May 08, 2025 which is in 16 days.
How were Affirm Holdings’s earnings last quarter?
Affirm Holdings released its earnings results on Feb 06, 2025. The company reported $0.253 earnings per share for the quarter, beating the consensus estimate of -$0.159 by $0.412.
Is Affirm Holdings overvalued?
According to Wall Street analysts Affirm Holdings’s price is currently Undervalued.
Does Affirm Holdings pay dividends?
Affirm Holdings does not currently pay dividends.
What is Affirm Holdings’s EPS estimate?
Affirm Holdings’s EPS estimate is >-0.01.
How many shares outstanding does Affirm Holdings have?
Affirm Holdings has 279,294,900 shares outstanding.
What happened to Affirm Holdings’s price movement after its last earnings report?
Affirm Holdings reported an EPS of $0.253 in its last earnings report, beating expectations of -$0.159. Following the earnings report the stock price went up 21.814%.
Which hedge fund is a major shareholder of Affirm Holdings?
Currently, no hedge funds are holding shares in AFRM
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Affirm Holdings Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$67.60 (60.57% Upside)
$67.60 (60.57% Upside)
Blogger Sentiment
Bullish
AFRM Sentiment 85%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Increased
By 3.3M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▼ 0.5%
Last 30 Days ▲ 1.5%
Last 30 Days ▲ 1.5%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
36.37%
12-Months-Change
Fundamentals
Return on Equity
-7.34%
Trailing 12-Months
Asset Growth
15.62%
Trailing 12-Months
Company Description
Affirm Holdings
Affirm Holdings, Inc. is a financial technology company that operates in the digital payments sector, primarily in the United States. Founded in 2012, Affirm provides consumers with a transparent and flexible payment option through its 'buy now, pay later' (BNPL) solutions. The company's core product allows customers to split purchases into installment payments over time, offering an alternative to traditional credit cards. Affirm partners with various merchants to integrate its services directly into the checkout process, enhancing consumer purchasing power while promoting financial responsibility.
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AFRM Company Deck
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AFRM Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted significant growth in customer base, successful expansion in zero percent loans, strong capital market execution, and promising international expansion. However, the margin dilution from zero percent loans and the limited direct depository relationships were noted as areas needing attention.Read More>---
AFRM Stock 12 Month Forecast
Average Price Target
$67.60
▲(60.57% Upside)
Technical Analysis
Best Analysts Covering AFRM
1 Year
1 Year Success Rate
20/40 ratings generated profit
1 Year Average Return
+35.77%
reiterated a buy rating last month
Copying Dan Dolev's trades and holding each position for 1 Year would result in 50.00% of your transactions generating a profit, with an average return of +35.77% per trade.
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