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Affirm Holdings (AFRM)
NASDAQ:AFRM

Affirm Holdings (AFRM) Stock Statistics & Valuation Metrics

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5,565 Followers

Total Valuation

Affirm Holdings has a market cap or net worth of $17.22B. The enterprise value is $23.88B.
Market Cap$17.22B
Enterprise Value$23.88B

Share Statistics

Affirm Holdings has 292,409,880 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding292,409,880
Owned by Insiders0.99%
Owned by Institutions20.76%

Financial Efficiency

Affirm Holdings’s return on equity (ROE) is 0.02 and return on invested capital (ROIC) is -0.68%.
Return on Equity (ROE)0.02
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-0.68%
Return on Capital Employed (ROCE)>-0.01
Revenue Per Employee1.61M
Profits Per Employee26.01K
Employee Count2,006
Asset Turnover0.29
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Affirm Holdings is 48.0. Affirm Holdings’s PEG ratio is -3.90.
PE Ratio48.0
PS Ratio6.92
PB Ratio7.27
Price to Fair Value7.27
Price to FCF37.10
Price to Operating Cash Flow20.74
PEG Ratio-3.90

Income Statement

In the last 12 months, Affirm Holdings had revenue of 3.22B and earned 52.19M in profits. Earnings per share was 0.16.
Revenue3.22B
Gross Profit2.18B
Operating Income-87.27M
Pretax Income61.46M
Net Income52.19M
EBITDA711.99M
Earnings Per Share (EPS)0.16

Cash Flow

In the last 12 months, operating cash flow was 833.34M and capital expenditures -214.20M, giving a free cash flow of 619.13M billion.
Operating Cash Flow833.34M
Free Cash Flow619.13M
Free Cash Flow per Share2.12

Dividends & Yields

Affirm Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta2.48
52-Week Price Change11.42%
50-Day Moving Average63.87
200-Day Moving Average69.22
Relative Strength Index (RSI)43.32
Average Volume (3m)7.58M

Important Dates

Affirm Holdings upcoming earnings date is May 7, 2026, After Close (Confirmed).
Last Earnings DateFeb 5, 2026
Next Earnings DateMay 7, 2026
Ex-Dividend Date

Financial Position

Affirm Holdings as a current ratio of 54.19, with Debt / Equity ratio of 255.20%
Current Ratio54.19
Quick Ratio54.19
Debt to Market Cap0.35
Net Debt to EBITDA9.13
Interest Coverage Ratio-0.21

Taxes

In the past 12 months, Affirm Holdings has paid 9.28M in taxes.
Income Tax9.28M
Effective Tax Rate0.15

Enterprise Valuation

Affirm Holdings EV to EBITDA ratio is 40.48, with an EV/FCF ratio of 47.90.
EV to Sales8.94
EV to EBITDA40.48
EV to Free Cash Flow47.90
EV to Operating Cash Flow36.30

Balance Sheet

Affirm Holdings has $2.59B in cash and marketable securities with $9.05B in debt, giving a net cash position of -$6.46B billion.
Cash & Marketable Securities$2.59B
Total Debt$9.05B
Net Cash-$6.46B
Net Cash Per Share-$22.08
Tangible Book Value Per Share$7.81

Margins

Gross margin is 67.72%, with operating margin of -2.71%, and net profit margin of 1.62%.
Gross Margin67.72%
Operating Margin-2.71%
Pretax Margin1.91%
Net Profit Margin1.62%
EBITDA Margin22.08%
EBIT Margin15.10%

Analyst Forecast

The average price target for Affirm Holdings is $84.21, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$84.21
Price Target Upside62.88% Upside
Analyst ConsensusModerate Buy
Analyst Count22
Revenue Growth Forecast37.00%
EPS Growth Forecast

Scores

Smart Score9
AI Score