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Affirm Holdings (AFRM)
NASDAQ:AFRM
Total Valuation
Affirm Holdings has a market cap or net worth of $23.97B. The enterprise value is ―.
Market Cap$23.97B
Enterprise Value―
Share Statistics
Affirm Holdings has 284,917,720 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding284,917,720
Owned by Insiders0.98%
Owned by Institutions0.26%
Financial Efficiency
Affirm Holdings’s return on equity (ROE) is 0.02 and return on invested capital (ROIC) is -0.66%.
Return on Equity (ROE)0.02
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-0.66%
Return on Capital Employed (ROCE)>-0.01
Revenue Per Employee1.61M
Profits Per Employee26.01K
Employee Count2,006
Asset Turnover0.29
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Affirm Holdings is 109.1. Affirm Holdings’s PEG ratio is -3.90.
PE Ratio109.1
PS Ratio6.92
PB Ratio7.27
Price to Fair Value7.27
Price to FCF37.10
Price to Operating Cash Flow25.02
PEG Ratio-3.90
Income Statement
In the last 12 months, Affirm Holdings had revenue of 3.22B and earned 52.19M in profits. Earnings per share was 0.16.
Revenue3.22B
Gross Profit2.18B
Operating Income-87.27M
Pretax Income61.46M
Net Income52.19M
EBITDA711.99M
Earnings Per Share (EPS)0.16
Cash Flow
In the last 12 months, operating cash flow was 971.61M and capital expenditures -202.40M, giving a free cash flow of 769.21M billion.
Operating Cash Flow971.61M
Free Cash Flow769.21M
Free Cash Flow per Share2.70
Dividends & Yields
Affirm Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta2.50
52-Week Price Change27.86%
50-Day Moving Average78.31
200-Day Moving Average64.33
Relative Strength Index (RSI)50.06
Average Volume (3m)6.20M
Important Dates
Affirm Holdings upcoming earnings date is Feb 5, 2026, After Close (Confirmed).
Last Earnings DateNov 6, 2025
Next Earnings DateFeb 5, 2026
Ex-Dividend Date―
Financial Position
Affirm Holdings as a current ratio of 54.19, with Debt / Equity ratio of 34.18%
Current Ratio54.19
Quick Ratio54.19
Debt to Market Cap0.36
Net Debt to EBITDA9.13
Interest Coverage Ratio-0.21
Taxes
In the past 12 months, Affirm Holdings has paid 9.28M in taxes.
Income Tax9.28M
Effective Tax Rate0.15
Enterprise Valuation
Affirm Holdings EV to EBITDA ratio is 40.48, with an EV/FCF ratio of 47.90.
EV to Sales8.94
EV to EBITDA40.48
EV to Free Cash Flow47.90
EV to Operating Cash Flow36.30
Balance Sheet
Affirm Holdings has $2.24B in cash and marketable securities with $1.13B in debt, giving a net cash position of $1.11B billion.
Cash & Marketable Securities$2.24B
Total Debt$1.13B
Net Cash$1.11B
Net Cash Per Share$3.91
Tangible Book Value Per Share$7.81
Margins
Gross margin is 61.50%, with operating margin of -2.71%, and net profit margin of 1.62%.
Gross Margin61.50%
Operating Margin-2.71%
Pretax Margin1.91%
Net Profit Margin1.62%
EBITDA Margin22.08%
EBIT Margin15.10%
Analyst Forecast
The average price target for Affirm Holdings is $97.44, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$97.44
Price Target Upside32.36% Upside
Analyst ConsensusStrong Buy
Analyst Count20
Revenue Growth Forecast37.00%
EPS Growth Forecast―