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Affirm Holdings (AFRM)
NASDAQ:AFRM
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Affirm Holdings (AFRM) Stock Statistics & Valuation Metrics

5,636 Followers

Total Valuation

Affirm Holdings has a market cap or net worth of $21.92B. The enterprise value is $28.48B.
Market Cap$21.92B
Enterprise Value$28.48B

Share Statistics

Affirm Holdings has 292,409,880 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding292,409,880
Owned by Insiders0.97%
Owned by Institutions30.36%

Financial Efficiency

Affirm Holdings’s return on equity (ROE) is 0.02 and return on invested capital (ROIC) is -0.68%.
Return on Equity (ROE)0.02
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-0.68%
Return on Capital Employed (ROCE)>-0.01
Revenue Per Employee1.61M
Profits Per Employee26.01K
Employee Count2,006
Asset Turnover0.29
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Affirm Holdings is 37.5. Affirm Holdings’s PEG ratio is -3.90.
PE Ratio37.5
PS Ratio6.92
PB Ratio7.27
Price to Fair Value7.27
Price to FCF37.10
Price to Operating Cash Flow21.98
PEG Ratio-3.90

Income Statement

In the last 12 months, Affirm Holdings had revenue of 3.22B and earned 52.19M in profits. Earnings per share was 0.16.
Revenue3.22B
Gross Profit2.18B
Operating Income-87.27M
Pretax Income61.46M
Net Income52.19M
EBITDA711.99M
Earnings Per Share (EPS)0.16

Cash Flow

In the last 12 months, operating cash flow was 1.01B and capital expenditures -222.59M, giving a free cash flow of 787.11M billion.
Operating Cash Flow1.01B
Free Cash Flow787.11M
Free Cash Flow per Share2.69

Dividends & Yields

Affirm Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta2.65
52-Week Price Change27.29%
50-Day Moving Average49.94
200-Day Moving Average67.80
Relative Strength Index (RSI)76.67
Average Volume (3m)5.17M

Important Dates

Affirm Holdings upcoming earnings date is Aug 20, 2026, After Close (Confirmed).
Last Earnings DateMay 7, 2026
Next Earnings DateAug 20, 2026
Ex-Dividend Date

Financial Position

Affirm Holdings as a current ratio of 54.19, with Debt / Equity ratio of 235.57%
Current Ratio54.19
Quick Ratio54.19
Debt to Market Cap0.35
Net Debt to EBITDA9.13
Interest Coverage Ratio-0.21

Taxes

In the past 12 months, Affirm Holdings has paid 9.28M in taxes.
Income Tax9.28M
Effective Tax Rate0.15

Enterprise Valuation

Affirm Holdings EV to EBITDA ratio is 40.48, with an EV/FCF ratio of 47.90.
EV to Sales8.94
EV to EBITDA40.48
EV to Free Cash Flow47.90
EV to Operating Cash Flow36.30

Balance Sheet

Affirm Holdings has $2.97B in cash and marketable securities with $8.91B in debt, giving a net cash position of -$5.94B billion.
Cash & Marketable Securities$2.97B
Total Debt$8.91B
Net Cash-$5.94B
Net Cash Per Share-$20.33
Tangible Book Value Per Share$7.81

Margins

Gross margin is 67.71%, with operating margin of -2.71%, and net profit margin of 1.62%.
Gross Margin67.71%
Operating Margin-2.71%
Pretax Margin1.91%
Net Profit Margin1.62%
EBITDA Margin22.08%
EBIT Margin15.10%

Analyst Forecast

The average price target for Affirm Holdings is $85.95, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$85.95
Price Target Upside33.25% Upside
Analyst ConsensusStrong Buy
Analyst Count22
Revenue Growth Forecast32.33%
EPS Growth Forecast

Scores

Smart Score7
AI Score