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Affirm Holdings, Inc. (AFRM)
NASDAQ:AFRM

Affirm Holdings (AFRM) Stock Statistics & Valuation Metrics

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5,530 Followers

Total Valuation

Affirm Holdings has a market cap or net worth of $19.30B. The enterprise value is $19.03B.
Market Cap$19.30B
Enterprise Value$19.03B

Share Statistics

Affirm Holdings has 292,409,880 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding292,409,880
Owned by Insiders0.99%
Owned by Institutions0.02%

Financial Efficiency

Affirm Holdings’s return on equity (ROE) is 0.02 and return on invested capital (ROIC) is -0.68%.
Return on Equity (ROE)0.02
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-0.68%
Return on Capital Employed (ROCE)>-0.01
Revenue Per Employee1.61M
Profits Per Employee26.01K
Employee Count2,006
Asset Turnover0.29
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Affirm Holdings is 71.3. Affirm Holdings’s PEG ratio is -3.90.
PE Ratio71.3
PS Ratio6.92
PB Ratio7.27
Price to Fair Value7.27
Price to FCF37.10
Price to Operating Cash Flow23.93
PEG Ratio-3.90

Income Statement

In the last 12 months, Affirm Holdings had revenue of 3.22B and earned 52.19M in profits. Earnings per share was 0.16.
Revenue3.22B
Gross Profit2.18B
Operating Income-87.27M
Pretax Income61.46M
Net Income52.19M
EBITDA711.99M
Earnings Per Share (EPS)0.16

Cash Flow

In the last 12 months, operating cash flow was 833.34M and capital expenditures -214.20M, giving a free cash flow of 619.13M billion.
Operating Cash Flow833.34M
Free Cash Flow619.13M
Free Cash Flow per Share2.12

Dividends & Yields

Affirm Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta2.52
52-Week Price Change-23.41%
50-Day Moving Average71.00
200-Day Moving Average69.28
Relative Strength Index (RSI)30.30
Average Volume (3m)5.90M

Important Dates

Affirm Holdings upcoming earnings date is May 7, 2026, After Close (Confirmed).
Last Earnings DateFeb 5, 2026
Next Earnings DateMay 7, 2026
Ex-Dividend Date

Financial Position

Affirm Holdings as a current ratio of 54.19, with Debt / Equity ratio of 31.79%
Current Ratio54.19
Quick Ratio54.19
Debt to Market Cap0.35
Net Debt to EBITDA9.13
Interest Coverage Ratio-0.21

Taxes

In the past 12 months, Affirm Holdings has paid 9.28M in taxes.
Income Tax9.28M
Effective Tax Rate0.15

Enterprise Valuation

Affirm Holdings EV to EBITDA ratio is 40.48, with an EV/FCF ratio of 47.90.
EV to Sales8.94
EV to EBITDA40.48
EV to Free Cash Flow47.90
EV to Operating Cash Flow36.30

Balance Sheet

Affirm Holdings has $2.25B in cash and marketable securities with $1.13B in debt, giving a net cash position of $1.12B billion.
Cash & Marketable Securities$2.25B
Total Debt$1.13B
Net Cash$1.12B
Net Cash Per Share$3.84
Tangible Book Value Per Share$7.81

Margins

Gross margin is 59.46%, with operating margin of -2.71%, and net profit margin of 1.62%.
Gross Margin59.46%
Operating Margin-2.71%
Pretax Margin1.91%
Net Profit Margin1.62%
EBITDA Margin22.08%
EBIT Margin15.10%

Analyst Forecast

The average price target for Affirm Holdings is $87.72, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$87.72
Price Target Upside51.37% Upside
Analyst ConsensusStrong Buy
Analyst Count22
Revenue Growth Forecast37.00%
EPS Growth Forecast

Scores

Smart Score6
AI Score