tiprankstipranks
Trending News
More News >
Affirm Holdings (AFRM)
NASDAQ:AFRM
US Market

Affirm Holdings (AFRM) Ratios

Compare
5,457 Followers

Affirm Holdings Ratios

AFRM's free cash flow for Q1 2026 was $0.49. For the 2026 fiscal year, AFRM's free cash flow was decreased by $ and operating cash flow was $0.07. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
14.61 65.70 47.02 20.33 9.82
Quick Ratio
14.61 65.70 47.02 20.60 10.28
Cash Ratio
8.32 8.11 6.11 4.53 3.88
Solvency Ratio
0.06 -0.05 -0.15 -0.15 -0.18
Operating Cash Flow Ratio
5.66 3.60 0.08 -0.41 -0.51
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -5.67B$ 1.42B$ 1.25B$ 1.28B$ 1.43B
Leverage Ratios
Debt-to-Assets Ratio
0.69 0.69 0.67 0.58 0.39
Debt-to-Equity Ratio
2.41 2.42 2.15 1.56 0.74
Debt-to-Capital Ratio
0.71 0.71 0.68 0.61 0.42
Long-Term Debt-to-Capital Ratio
0.71 0.71 0.68 0.61 0.42
Financial Leverage Ratio
3.48 3.48 3.22 2.66 1.89
Debt Service Coverage Ratio
2.45 -0.01 -3.65 -8.39 -6.99
Interest Coverage Ratio
0.34 -1.79 -6.56 -11.43 -6.20
Debt to Market Cap
0.31 0.71 1.19 0.80 0.18
Interest Debt Per Share
25.07 22.46 19.08 14.72 12.38
Net Debt to EBITDA
8.20 -2.51K -6.79 -4.69 -1.19
Profitability Margins
Gross Profit Margin
62.53%63.62%45.01%57.28%62.11%
EBIT Margin
15.75%-7.37%-50.77%-48.55%-44.88%
EBITDA Margin
23.02%-0.10%-42.29%-44.65%-42.59%
Operating Profit Margin
3.15%-26.51%-75.62%-59.02%-37.51%
Pretax Profit Margin
7.02%-22.19%-62.30%-53.72%-49.77%
Net Profit Margin
6.74%-22.29%-62.05%-52.43%-49.50%
Continuous Operations Profit Margin
6.74%-22.29%-62.05%-52.43%-50.67%
Net Income Per EBT
96.00%100.43%99.61%97.60%99.46%
EBT Per EBIT
222.74%83.71%82.38%91.02%132.70%
Return on Assets (ROA)
2.03%-5.44%-12.08%-10.14%-8.85%
Return on Equity (ROE)
7.75%-18.95%-38.88%-27.02%-16.69%
Return on Capital Employed (ROCE)
0.96%-6.56%-14.99%-11.89%-7.27%
Return on Invested Capital (ROIC)
0.92%-6.58%-14.93%-11.61%-7.23%
Return on Tangible Assets
2.13%-5.77%-13.00%-11.13%-10.06%
Earnings Yield
0.90%-5.60%-21.76%-13.90%-4.04%
Efficiency Ratios
Receivables Turnover
12.19 0.41 7.97 8.33 6.64
Payables Turnover
22.34 20.60 30.53 17.43 5.71
Inventory Turnover
0.00 0.00 873.16M -7.93 -1.92
Fixed Asset Turnover
5.48 5.17 4.96 7.87 13.93
Asset Turnover
0.30 0.24 0.19 0.19 0.18
Working Capital Turnover Ratio
0.58 0.31 0.26 0.31 0.37
Cash Conversion Cycle
13.60 882.96 33.82 -23.15 -199.08
Days of Sales Outstanding
29.94 900.68 45.78 43.81 54.94
Days of Inventory Outstanding
0.00 0.00 <0.01 -46.01 -190.11
Days of Payables Outstanding
16.34 17.72 11.96 20.94 63.91
Operating Cycle
29.94 900.68 45.78 -2.20 -135.17
Cash Flow Ratios
Operating Cash Flow Per Share
2.94 1.45 0.04 -0.40 -1.22
Free Cash Flow Per Share
2.33 0.94 -0.37 -0.80 -1.35
CapEx Per Share
0.61 0.51 0.41 0.40 0.13
Free Cash Flow to Operating Cash Flow
0.79 0.65 -8.92 1.98 1.10
Dividend Paid and CapEx Coverage Ratio
4.80 2.83 0.10 -1.02 -9.54
Capital Expenditure Coverage Ratio
4.80 2.83 0.10 -1.02 -9.54
Operating Cash Flow Coverage Ratio
0.12 0.07 <0.01 -0.03 -0.10
Operating Cash Flow to Sales Ratio
0.28 0.19 <0.01 -0.08 -0.22
Free Cash Flow Yield
3.00%3.15%-2.40%-4.43%-2.00%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
111.31 -17.85 -4.59 -7.19 -24.75
Price-to-Sales (P/S) Ratio
7.40 3.98 2.85 3.77 12.25
Price-to-Book (P/B) Ratio
7.87 3.38 1.79 1.94 4.13
Price-to-Free Cash Flow (P/FCF) Ratio
33.28 31.78 -41.69 -22.56 -49.99
Price-to-Operating Cash Flow Ratio
26.70 20.53 371.69 -44.71 -55.23
Price-to-Earnings Growth (PEG) Ratio
0.32 0.36 -0.14 0.93 -0.05
Price-to-Fair Value
7.87 3.38 1.79 1.94 4.13
Enterprise Value Multiple
40.34 -6.66K -13.53 -13.13 -29.96
Enterprise Value
32.13B 14.84B 9.09B 7.91B 11.11B
EV to EBITDA
40.34 -6.66K -13.53 -13.13 -29.96
EV to Sales
9.29 6.39 5.72 5.86 12.76
EV to Free Cash Flow
41.77 51.04 -83.67 -35.08 -52.05
EV to Operating Cash Flow
33.07 32.98 745.96 -69.51 -57.51
Tangible Book Value Per Share
8.35 7.05 6.63 7.10 12.61
Shareholders’ Equity Per Share
9.99 8.82 8.58 9.29 16.30
Tax and Other Ratios
Effective Tax Rate
0.04 >-0.01 <0.01 0.02 <0.01
Revenue Per Share
10.48 7.50 5.38 4.79 5.50
Net Income Per Share
0.71 -1.67 -3.34 -2.51 -2.72
Tax Burden
0.96 1.00 1.00 0.98 0.99
Interest Burden
0.45 3.01 1.23 1.11 1.11
Research & Development to Revenue
0.09 0.00 0.39 0.31 0.29
SG&A to Revenue
0.16 0.23 0.37 0.43 0.43
Stock-Based Compensation to Revenue
0.09 0.15 0.28 0.29 0.34
Income Quality
4.17 -0.87 -0.01 0.16 0.45
Currency in USD