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TRU Stock Chart & Stats
$76.51
$0.73(0.95%)
At close: 4:00 PM EDT
$76.51
$0.73(0.95%)
Day’s Range― - ―
52-Week Range$63.37 - $95.51
Previous Close$76.5
Volume4.02M
Average Volume (3M)2.63M
Market Cap
$15.06B
Enterprise Value$18.95K
Total Cash (Recent Filing)$839.10M
Total Debt (Recent Filing)$5.66B
Price to Earnings (P/E)20.5
Beta1.45
Next Earnings
Oct 27, 2026EPS Estimate
1.22Next Dividend Ex-DateN/A
Dividend Yield0.61%
Share Statistics
EPS (TTM)3.83
Shares Outstanding191,600,000
10 Day Avg. Volume1,827,191
30 Day Avg. Volume2,630,916
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)3.76
Price to Sales (P/S)3.64
P/FCF Ratio25.20
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$95.80Price Target Upside25.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering17
EPS Forecast (FY)4.84
Revenue Forecast (FY)$5.16B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationTransUnion’s near-billion-dollar operating cash flow and robust free cash flow provide durable funding for reinvestment, product development, and shareholder returns. Reliable FCF supports deleveraging, buybacks and strategic M&A without immediate reliance on external financing, improving long-term financial resilience.
Platform Modernization (OneTru)Accelerated OneTru migration increases scale, lowers operating cost per transaction and raises customer stickiness. A modern unified platform enables faster product rollout, higher API usage and cross-sell, supporting sustained recurring revenue and margin expansion as more clients migrate to the new architecture.
International And Vertical ExpansionImproving international growth and successful Mexico integration diversify revenue away from U.S. mortgage cyclicality. Expanding into high-growth verticals and geographies increases addressable market and reduces single-market dependency, supporting more durable, multi-year revenue streams and cross-border product adoption.
Bears Say
Elevated LeverageTransUnion’s leverage remains meaningfully above 1x and near management’s target threshold, constraining financial flexibility. Elevated net debt increases sensitivity to rising rates and limits capacity for large buybacks or aggressive M&A without extending maturities or improving cash flow conversion materially over the medium term.
FICO Mortgage Royalty Margin DragRoyalty-related costs tied to mortgage business are a structural margin headwind, shaving nearly a full percentage point from adjusted EBITDA. Given ongoing mortgage inquiry sensitivity, royalty exposure can persistently compress reported margins even if core operating performance improves, limiting net margin expansion.
Acquisition Integration And Regional SoftnessM&A adds scale but creates near-term margin dilution and integration execution risk, with management flagging multiple-basis-point drags. Concurrent regional softness (Asia Pacific decline) shows uneven recovery; together these factors can temper consolidated margin and organic growth sustainably until integrations and regional demand normalize.
TransUnion News
TRU FAQ
What was TransUnion Corp.’s price range in the past 12 months?
TransUnion Corp. lowest stock price was $63.37 and its highest was $95.50 in the past 12 months.
What is TransUnion Corp.’s market cap?
TransUnion Corp.’s market cap is $15.06B.
When is TransUnion Corp.’s upcoming earnings report date?
TransUnion Corp.’s upcoming earnings report date is Oct 27, 2026 which is in 82 days.
How were TransUnion Corp.’s earnings last quarter?
TransUnion Corp. released its earnings results on Jul 28, 2026. The company reported $1.23 earnings per share for the quarter, beating the consensus estimate of $1.155 by $0.075.
Is TransUnion Corp. overvalued?
According to Wall Street analysts TransUnion Corp.’s price is currently Undervalued.
Does TransUnion Corp. pay dividends?
TransUnion Corp. pays a Quarterly dividend of $0.125 which represents an annual dividend yield of 0.61%. See more information on TransUnion Corp. dividends here
What is TransUnion Corp.’s EPS estimate?
TransUnion Corp.’s EPS estimate is 1.22.
How many shares outstanding does TransUnion Corp. have?
TransUnion Corp. has 191,600,000 shares outstanding.
What happened to TransUnion Corp.’s price movement after its last earnings report?
TransUnion Corp. reported an EPS of $1.23 in its last earnings report, beating expectations of $1.155. Following the earnings report the stock price went up 8.493%.
Which hedge fund is a major shareholder of TransUnion Corp.?
Currently, no hedge funds are holding shares in TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
TransUnion Stock Smart Score
Outperform
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$95.80 (25.21% Upside)
$95.80 (25.21% Upside)
Blogger Sentiment
Bullish
TRU Sentiment 86%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 9.5M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▼ 2.6%
Last 30 Days ▲ 0.7%
Last 30 Days ▲ 0.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-21.78%
12-Months-Change
Fundamentals
Return on Equity
0.61%
Trailing 12-Months
Asset Growth
10.03%
Trailing 12-Months
Company Description
TransUnion Corp.
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.
TRU Company Deck
TRU Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operational and financial performance with multiple positive developments: revenue, adjusted EBITDA and EPS beats; raised full-year guidance; robust U.S. financial services growth; accelerated OneTru migrations; heavy product and AI innovation; and favorable international momentum, notably Mexico. Offsetting items are largely macro- and timing-related: mortgage volume sensitivity to rising rates, FICO royalty-driven margin headwinds, some regional softness (Asia Pacific) and near-term margin drag from acquisitions. Management emphasized conservative assumptions for mortgage and expects underlying margins and non-mortgage growth to remain healthy.View all TRU earnings summariesTRU Stock 12 Month Forecast
Average Price Target
$95.80
▲(25.21% Upside)
Technical Analysis
Ownership Overview
0.76% Insiders
40.66% Mutual Funds
3.80% Other Institutional Investors
34.03% Public Companies and
Individual Investors