TransUnion Corp. (TRU)
NYSE:TRU
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TRU Stock Chart & Stats
$78.25
$0.29(0.32%)
At close: 4:00 PM EST
$78.25
$0.29(0.32%)
Day’s Range― - ―
52-Week Range$63.58 - $99.39
Previous CloseN/A
Volume295.22K
Average Volume (3M)2.18M
Market Cap
$12.42B
Enterprise Value$17.38B
Total Cash (Recent Filing)$732.50M
Total Debt (Recent Filing)$5.68B
Price to Earnings (P/E)18.1
Beta1.50
Next Earnings
Jul 28, 2026EPS Estimate
1.15Next Dividend Ex-DateN/A
Dividend Yield0.53%
Share Statistics
EPS (TTM)3.64
Shares Outstanding192,800,000
10 Day Avg. Volume2,959,048
30 Day Avg. Volume2,175,987
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)3.76
Price to Sales (P/S)3.64
P/FCF Ratio25.20
Enterprise Value/Market Cap1.40
Enterprise Value/Revenue3.68
Enterprise Value/Gross Profit6.97
Enterprise Value/Ebitda10.18
Forecast
1Y Price Target
$88.00Price Target Upside12.46% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering16
EPS Forecast (FY)4.78
Revenue Forecast (FY)$5.12B
Bulls Say, Bears Say
Bulls Say
AI-driven Product MomentumTransUnion's AI model factory materially improves model delivery velocity and pipeline generation, converting proprietary data into recurring, higher‑value analytic services. Faster time-to-market and measurable customer spend uplifts create durable monetization and stickiness across fraud and decisioning use cases.
Improved Cash Generation And ProfitabilitySustained operating cash flow and positive free cash flow provide flexibility to invest in AI/product development, pay down debt, and return capital. Strong EBITDA and recovered net margins support resilience across cycles and fund strategic initiatives without relying solely on external financing.
Diversified Product Mix And Strategic M&A Expanding TAMTransUnion has broadened revenue channels—credit, fraud, marketing measurement, consumer products and international operations—while targeted acquisitions expand addressable markets. This diversification reduces dependence on any single vertical and supports multi-year cross-sell and scale economics.
Bears Say
Elevated Leverage Post-acquisitionsDebt levels and recent acquisition-driven leverage increase sensitivity to interest rates and earnings volatility. Higher financing costs and a 2.8x interim leverage position constrain near-term freedom for large buybacks or M&A until cash generation and repayment reduce ratios toward management's <2.5x target.
Recurring Margin Headwinds From Royalties And M&AStructural royalty costs and acquisition accounting (step-up, consolidation) create persistent drag on adjusted margins. Even with underlying operating expansion, these recurring and mechanical expenses limit sustainable margin expansion and constrain free cash flow conversion until offset by scale or cost efficiencies.
Mortgage And International Volume VolatilityDependence on cyclical mortgage volumes and pockets of international softness (noted in India and APAC) means revenue can swing materially with rate cycles and regional contract timing. This variability complicates forecasting and heightens execution risk for sustaining double‑digit growth across geographies.
TransUnion News
TRU FAQ
What was TransUnion Corp.’s price range in the past 12 months?
TransUnion Corp. lowest stock price was $63.58 and its highest was $99.39 in the past 12 months.
What is TransUnion Corp.’s market cap?
TransUnion Corp.’s market cap is $12.42B.
When is TransUnion Corp.’s upcoming earnings report date?
TransUnion Corp.’s upcoming earnings report date is Jul 28, 2026 which is in 33 days.
How were TransUnion Corp.’s earnings last quarter?
TransUnion Corp. released its earnings results on Apr 28, 2026. The company reported $1.18 earnings per share for the quarter, beating the consensus estimate of $1.107 by $0.073.
Is TransUnion Corp. overvalued?
According to Wall Street analysts TransUnion Corp.’s price is currently Undervalued.
Does TransUnion Corp. pay dividends?
TransUnion Corp. pays a Quarterly dividend of $0.125 which represents an annual dividend yield of 0.53%. See more information on TransUnion Corp. dividends here
What is TransUnion Corp.’s EPS estimate?
TransUnion Corp.’s EPS estimate is 1.15.
How many shares outstanding does TransUnion Corp. have?
TransUnion Corp. has 192,800,000 shares outstanding.
What happened to TransUnion Corp.’s price movement after its last earnings report?
TransUnion Corp. reported an EPS of $1.18 in its last earnings report, beating expectations of $1.107. Following the earnings report the stock price went down -1.559%.
Which hedge fund is a major shareholder of TransUnion Corp.?
Currently, no hedge funds are holding shares in TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
TransUnion Stock Smart Score
Outperform
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Analyst Consensus
Moderate Buy
Average Price Target:
$88.00 (12.46% Upside)
$88.00 (12.46% Upside)
Blogger Sentiment
Bullish
TRU Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 9.5M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.0%
Last 30 Days ▲ 5.4%
Last 30 Days ▲ 5.4%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-23.61%
12-Months-Change
Fundamentals
Return on Equity
15.50%
Trailing 12-Months
Asset Growth
10.03%
Trailing 12-Months
Company Description
TransUnion Corp.
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.
TRU Company Deck
TRU Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlights strong top-line outperformance (14% reported, 11% organic), double-digit EPS and EBITDA growth, rapid AI-driven product innovation and customer wins, and strategic M&A and capital return activity. Offsetting headwinds are modest margin pressure from FICO royalties and acquisition accounting, near-term international softness in select markets (India, Asia Pacific), a temporary rise in leverage and higher interest expense tied to the Mexico acquisition, and macro/geopolitical uncertainty that prompted conservative guidance posture. Overall the positives (broad-based revenue growth, product/AI momentum, strengthened guidance framework and M&A that expands addressable markets) materially outweigh the contained negatives.View all TRU earnings summariesTRU Stock 12 Month Forecast
Average Price Target
$88.00
▲(12.46% Upside)
Technical Analysis
Ownership Overview
0.77% Insiders
39.84% Mutual Funds
37.92% Other Institutional Investors
0.03% Public Companies and
Individual Investors