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Earnings Data
Report Date
Jul 28, 2026Before Open (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
1.15Last Year’s EPS
1.08Same Quarter Last Year
Moderate Buy
Based on 16 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call highlights strong top-line outperformance (14% reported, 11% organic), double-digit EPS and EBITDA growth, rapid AI-driven product innovation and customer wins, and strategic M&A and capital return activity. Offsetting headwinds are modest margin pressure from FICO royalties and acquisition accounting, near-term international softness in select markets (India, Asia Pacific), a temporary rise in leverage and higher interest expense tied to the Mexico acquisition, and macro/geopolitical uncertainty that prompted conservative guidance posture. Overall the positives (broad-based revenue growth, product/AI momentum, strengthened guidance framework and M&A that expands addressable markets) materially outweigh the contained negatives.Company Guidance
Revenue Outperformance
Total revenue increased 14% year-over-year (11% organic constant currency), exceeding the high end of guidance by $41 million; excluding FICO mortgage royalties, organic growth was 7%.
Strong U.S. and Financial Services Growth
U.S. markets grew 14% organics; Financial Services revenue rose 24% reported (14% excluding FICO mortgage royalties), driven by credit, fraud, TruIQ, alternative data and trusted call solutions.
Mortgage Revenue Surge
Mortgage revenue grew 50% excluding FICO royalties (24% reported), supported by a short-lived refinance pickup during February rate moves and higher pricing/adoption of non‑tri-bureau solutions.
Profitability and EPS Expansion
Adjusted EBITDA increased 10% and adjusted diluted EPS rose 12% to $1.18 for the quarter, with adjusted diluted EPS guidance for full year raised to $4.68–$4.75 (up 9%–11%).
Product and AI Momentum Driving Data Consumption
AI-enabled adoption is expanding data usage: a fintech customer increased spend >60% from 2022 (~$15M in 2025) and a top-5 card issuer increased revenue >20% to $20M in 2025; new AI products (TruIQ, Analytics Orchestrator, marketing audiences, AI model factory) aim to industrialize analytics and increase data monetization.
Faster Model Delivery and Pipeline
AI model factory launched new fraud models 2–3x faster with 10 new models in the last 12 months, generating "tens of millions" in incremental pipeline (including credit washing and synthetic identity solutions).
Trusted Call Solutions Traction and TAM Growth
Trusted call solutions continue strong growth; management expects product expansion from $27M in 2021 to ~$200M in 2026 and ~$300M in 2028, and acquired RealNetworks' mobile division to add messaging capabilities.
Strategic Acquisitions and Capital Return
Completed two acquisitions (TransUnion Mexico and RealNetworks Mobile division) — MX consolidation adds to revenue — repurchased $25M of shares YTD with ample capacity under $1B repurchase authorization and plan to increase repurchases.
Maintained / Upgraded Guidance
Maintained full-year organic constant currency revenue guidance of 8%–9% and provided updated full-year revenue guidance of $5.1B–$5.135B (up 11%–12%); adjusted EBITDA guidance $1.796B–$1.816B (up 9%–10%).
TRU Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
TRU Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 28, 2026 | $71.06 | $69.95 | -1.56% |
Feb 12, 2026 | $71.53 | $70.56 | -1.35% |
Oct 23, 2025 | $80.28 | $83.07 | +3.48% |
Jul 24, 2025 | $93.98 | $97.82 | +4.08% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does TransUnion Corp. (TRU) report earnings?
TransUnion Corp. (TRU) is schdueled to report earning on Jul 28, 2026, Before Open (Confirmed).
What is TransUnion Corp. (TRU) earnings time?
TransUnion Corp. (TRU) earnings time is at Jul 28, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TRU EPS forecast?
TRU EPS forecast for the fiscal quarter 2026 (Q2) is 1.15.