The earnings call reflects a strong performance by TransUnion, with significant achievements in revenue growth, innovation, and market expansion. However, the company remains cautious due to stable but subdued market conditions and potential challenges from fiscal policy changes.

Company Guidance -

Q3 2025

In the second quarter of 2025, TransUnion exceeded its financial guidance, achieving high single-digit organic revenue growth for the sixth consecutive quarter. The company's revenue grew 9% on an organic constant currency basis, surpassing the 3% to 5% guidance, with U.S. Markets showing a 10% growth and Financial Services increasing by 17%. Growth excluding mortgage was 6.5%, also above expectations. Mortgage revenue grew by 29%, and Emerging Verticals by 5%. International operations reported a 6% organic growth, with standout performances in Canada and Africa, each growing by double digits. TransUnion's leverage ratio declined to 2.8x, and the company is on track to delever to 2.5x. The updated 2025 guidance anticipates 6% to 7% organic constant currency growth, reflecting a strong performance in a stable, albeit muted, market environment.

Exceeding Financial Guidance

TransUnion exceeded all key financial guidance metrics for the second quarter of 2025, achieving a 9% organic constant currency revenue growth, well above the 3% to 5% guidance.

Strong Performance in U.S. Markets

U.S. Markets segment delivered 10% growth in the quarter, with Financial Services growing 17% and emerging verticals such as Insurance growing double digits.

Successful Innovation and Product Launches

The company launched new AI-driven tools and achieved significant performance improvements on the OneTru platform, contributing to productivity increases for developers.

Positive Momentum in India

India's growth accelerated to 8% as anticipated, with expectations of nearly 10% organic constant currency revenue growth for the full year.

Guidance Raised for 2025

Based on strong first-half performance, TransUnion raised its 2025 full-year revenue and adjusted diluted earnings per share guidance.

TransUnion (TRU) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

TRU Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 28, 2025	2025 (Q3)	1.04 / -	1.04	―	―	―
Jul 24, 2025	2025 (Q2)	0.99 / 1.08	0.99	9.09% (+0.09)
Apr 24, 2025	2025 (Q1)	0.98 / 1.05	0.92	14.13% (+0.13)
Feb 13, 2025	2024 (Q4)	0.96 / 0.97	0.8	21.25% (+0.17)
Oct 23, 2024	2024 (Q3)	1.01 / 1.04	0.91	14.29% (+0.13)
Jul 25, 2024	2024 (Q2)	0.97 / 0.99	0.86	15.12% (+0.13)
Apr 25, 2024	2024 (Q1)	0.81 / 0.92	0.8	15.00% (+0.12)
Feb 13, 2024	2023 (Q4)	0.72 / 0.80	0.78	2.56% (+0.02)
Oct 24, 2023	2023 (Q3)	0.94 / 0.91	0.93	-2.15% (-0.02)
Jul 25, 2023	2023 (Q2)	0.83 / 0.86	0.98	-12.24% (-0.12)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

TRU Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 24, 2025	$94.44	$98.30	+4.09%
Apr 24, 2025	$77.05	$82.24	+6.74%
Feb 13, 2025	$93.10	$99.86	+7.26%
Oct 23, 2024	$105.25	$108.13	+2.74%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does TransUnion (TRU) report earnings?

TransUnion (TRU) is schdueled to report earning on Oct 28, 2025, Before Open (Confirmed).

What is TransUnion (TRU) earnings time?

TransUnion (TRU) earnings time is at Oct 28, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is TRU EPS forecast?

TRU EPS forecast for the fiscal quarter 2025 (Q3) is 1.04.

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