TransUnion's earnings call showcased strong financial performance and growth in various segments, particularly in U.S. Markets and International. However, challenges such as mortgage market conditions and ongoing transformation costs were noted. Despite these challenges, the company demonstrated robust results and raised its guidance, reflecting overall positive sentiment.

Company Guidance -

Q3 2025

During the second quarter of 2025, TransUnion exceeded its key financial guidance metrics, marking the sixth consecutive quarter of high single-digit organic revenue growth. The company reported a 9% organic constant currency revenue growth, surpassing its 3% to 5% guidance. Excluding mortgage, the growth was 6.5%, still above expectations. The U.S. Markets segment experienced a 10% growth, with Financial Services growing 17% and 11% excluding mortgage. Consumer Lending and Auto segments both saw double-digit growth, while Card & Banking grew mid-single digits. Notably, mortgage revenue increased by 29% despite flat inquiries. Emerging Verticals grew by 5%, and Insurance saw double-digit growth due to a recovery in marketing and consumer shopping activity. International operations grew by 6% on an organic constant currency basis, with India accelerating to 8% growth. The company's leverage ratio declined to 2.8x, with plans to delever to 2.5x before completing a planned Mexico acquisition. TransUnion also increased its full-year 2025 revenue and adjusted diluted earnings per share guidance, reflecting strong first-half performance and cautious optimism amid ongoing market uncertainties.

Exceeding Financial Guidance

TransUnion exceeded all key financial guidance metrics for the sixth consecutive quarter, delivering high single-digit organic revenue growth. Revenue grew 9% on an organic constant currency basis, surpassing the 3% to 5% guidance.

Strong Performance in U.S. Markets

U.S. Markets segment delivered 10% growth in the quarter. Financial Services grew 17%, and growth excluding mortgage accelerated to 11%.

International Growth

International grew 6% on an organic constant currency basis with standout performances in Canada and Africa, each growing double digits.

Trusted Call Solutions Growth

Trusted Call Solutions grew from $50 million in 2022 to an expected $150 million in 2025, indicating strong momentum and market leadership.

Enhanced Financial Position

Leverage ratio declined to 2.8x, with expectations to delever to 2.5x before funding planned Mexico acquisition.

Expansion in India

India's growth accelerated to 8% with expectations for nearly 10% organic constant currency revenue growth for the full year.

TransUnion (TRU) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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TRU Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 28, 2025	2025 (Q3)	1.04 / -	1.04	―	―	―
Jul 24, 2025	2025 (Q2)	0.99 / 1.08	0.99	9.09% (+0.09)
Apr 24, 2025	2025 (Q1)	0.98 / 1.05	0.92	14.13% (+0.13)
Feb 13, 2025	2024 (Q4)	0.96 / 0.97	0.8	21.25% (+0.17)
Oct 23, 2024	2024 (Q3)	1.01 / 1.04	0.91	14.29% (+0.13)
Jul 25, 2024	2024 (Q2)	0.97 / 0.99	0.86	15.12% (+0.13)
Apr 25, 2024	2024 (Q1)	0.81 / 0.92	0.8	15.00% (+0.12)
Feb 13, 2024	2023 (Q4)	0.72 / 0.80	0.78	2.56% (+0.02)
Oct 24, 2023	2023 (Q3)	0.94 / 0.91	0.93	-2.15% (-0.02)
Jul 25, 2023	2023 (Q2)	0.83 / 0.86	0.98	-12.24% (-0.12)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

TRU Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 24, 2025	$94.57	$98.43	+4.08%
Apr 24, 2025	$77.15	$82.35	+6.74%
Feb 13, 2025	$93.23	$99.99	+7.25%
Oct 23, 2024	$105.39	$108.27	+2.73%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does TransUnion (TRU) report earnings?

TransUnion (TRU) is schdueled to report earning on Oct 28, 2025, Before Open (Confirmed).

What is TransUnion (TRU) earnings time?

TransUnion (TRU) earnings time is at Oct 28, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is TRU EPS forecast?

TRU EPS forecast for the fiscal quarter 2025 (Q3) is 1.04.

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