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TransUnion (TRU)
NYSE:TRU
Earnings Data
Report Date
Apr 29, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
0.98Last Year’s EPS
0.92Same Quarter Last Year
Moderate Buy
Based on 14 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Feb 13, 2025
|% Change Since: -11.11%
|Next Earnings Date:Apr 24, 2025
Earnings Call Sentiment|Positive
The earnings call reflected a positive sentiment overall, with strong revenue growth, successful debt refinancing, and innovation driving new business wins. However, challenges such as the decline in Consumer Interactive revenue and tight credit conditions in India were notable headwinds.Company Guidance
During the TransUnion 2024 Fourth Quarter Earnings Call, the company reported that it exceeded guidance for revenue and adjusted EBITDA for the fifth consecutive quarter. Revenue grew 9% on an organic constant currency basis, surpassing the 6% to 8% guidance range, with U.S. market segments growing 8% and Financial Services up 21%. Mortgage volumes increased by 80%, though slightly below expectations due to rising interest rates. Emerging Verticals saw a 4% growth, led by insurance, while International segments grew 12% on a constant currency basis, with India growing 18%. The company prepaid $45 million in debt, totaling $150 million for the year, and successfully refinanced over $2.3 billion of term loans, reducing annual interest expense by $5 million. For 2025, TransUnion expects revenue growth between 3.5% to 5% and adjusted EBITDA growth of 3% to 6%, with a focus on strengthening their global operating model, completing technology transformations, and accelerating innovation across their product suites.Revenue Growth Exceeds Expectations
TransUnion exceeded guidance on revenue and adjusted EBITDA for a fifth consecutive quarter. Revenue grew 9% on an organic constant currency basis, surpassing the 6% to 8% guidance range.
Financial Services Robust Performance
The U.S. Financial Services segment grew 21%, with mortgage up 80%. Non-mortgage Financial Services accelerated to 7% growth.
International Markets Expansion
International revenue grew 12% on a constant currency basis, with India growing 18% and Asia-Pacific and Latin America also achieving double-digit growth.
Debt Refinancing Success
TransUnion prepaid $45 million in debt in the quarter, totaling $150 million in 2024, and successfully refinanced over $2.3 billion of term loans, reducing annual interest expense by $5 million.
Innovation and Product Launches
Launched several products on the OneTru platform, including TruIQ Data Enrichment and TruValidate fraud mitigation, driving strong pipeline and new business wins.
Improved Adjusted EBITDA Margin
Adjusted EBITDA increased 16% with a margin of 36.5%, up 230 basis points.
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TRU Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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TRU Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Feb 13, 2025 | $93.36 | $100.13 | +7.25% |
| Oct 23, 2024 | $105.54 | $108.42 | +2.73% |
| Jul 25, 2024 | $77.37 | $83.53 | +7.96% |
| Apr 25, 2024 | $68.36 | $73.94 | +8.16% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does TransUnion (TRU) report earnings?
TransUnion (TRU) is schdueled to report earning on Apr 29, 2025, TBA Not Confirmed.
What is TransUnion (TRU) earnings time?
TransUnion (TRU) earnings time is at Apr 29, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TRU EPS forecast?
TRU EPS forecast for the fiscal quarter 2025 (Q1) is 0.98.
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