Equifax (EFX)
NYSE:EFX
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EFX Stock Chart & Stats
$196.22
$1.48(0.60%)
At close: 4:00 PM EST
$196.22
$1.48(0.60%)
Day’s Range― - ―
52-Week Range$152.95 - $275.91
Previous CloseN/A
Volume255.20K
Average Volume (3M)1.72M
Market Cap
$18.28B
Enterprise Value$23.80B
Total Cash (Recent Filing)$183.40M
Total Debt (Recent Filing)$5.31B
Price to Earnings (P/E)26.7
Beta1.06
Next Earnings
Jul 22, 2026EPS Estimate
2.2Next Dividend Ex-DateN/A
Dividend Yield0.86%
Share Statistics
EPS (TTM)5.72
Shares Outstanding119,072,410
10 Day Avg. Volume2,146,597
30 Day Avg. Volume1,716,666
Financial Highlights & Ratios
PEG Ratio4.12
Price to Book (P/B)5.81
Price to Sales (P/S)4.40
P/FCF Ratio23.57
Enterprise Value/Market Cap1.30
Enterprise Value/Revenue3.79
Enterprise Value/Gross Profit8.48
Enterprise Value/Ebitda12.62
Forecast
1Y Price Target
$225.62Price Target Upside14.98% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering15
EPS Forecast (FY)8.62
Revenue Forecast (FY)$6.75B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash Flow GenerationEquifax’s free cash flow has improved materially to roughly $1.1B TTM, creating durable capacity to fund buybacks, dividends, M&A, and tech investment. Sustained FCF above $1B supports strategic optionality and reduces dependence on capital markets over the next few years.
Proprietary Data And AI CapabilitiesEquifax’s proprietary datasets, rising Vitality Index and EFX.AI-driven models create strong network effects and differentiation in identity, scoring and fraud. Patents and AI-driven product rollouts translate to durable competitive advantage in analytics and higher switching costs for enterprise clients.
Diversified, Recurring Revenue Mix With Steady Top-line GrowthEquifax’s mix of Workforce Solutions, USIS, International and Consumer subscriptions yields recurring and transaction revenue streams. Multi-year revenue growth and breadth of end markets (lenders, employers, governments) lower reliance on any single market and support sustained organic growth.
Bears Say
Meaningful Leverage On Balance SheetA debt-heavy capital structure (debt > $5B vs equity ~$4.5B) reduces financial flexibility if revenues soften. Elevated leverage constrains scope for large acquisitions or aggressive buybacks during downturns and increases refinancing and interest-rate exposure over the medium term.
Margin Compression Versus Recent PeaksMargins have meaningfully compressed from 2021 levels, suggesting mix shifts or higher cost pressure. Lower net margins reduce earnings sensitivity to revenue growth and limit the company's ability to self-fund investments without pressuring returns during medium-term cost inflation or product mix changes.
Cyclicality And Timing Risks In Key Revenue DriversSubstantial exposure to mortgage origination cycles, government contract timing, and one-off policy items (e.g., WOTC) creates persistent revenue variability. Such structural cyclicality can depress near-term visibility and make multi-quarter planning and consistent margin expansion more challenging.
Equifax News
EFX FAQ
What was Equifax’s price range in the past 12 months?
Equifax lowest stock price was $152.95 and its highest was $275.91 in the past 12 months.
What is Equifax’s market cap?
Equifax’s market cap is $18.28B.
When is Equifax’s upcoming earnings report date?
Equifax’s upcoming earnings report date is Jul 22, 2026 which is in 28 days.
How were Equifax’s earnings last quarter?
Equifax released its earnings results on Apr 21, 2026. The company reported $1.86 earnings per share for the quarter, beating the consensus estimate of $1.694 by $0.166.
Is Equifax overvalued?
According to Wall Street analysts Equifax’s price is currently Undervalued.
Does Equifax pay dividends?
Equifax pays a Quarterly dividend of $0.56 which represents an annual dividend yield of 0.86%. See more information on Equifax dividends here
What is Equifax’s EPS estimate?
Equifax’s EPS estimate is 2.2.
How many shares outstanding does Equifax have?
Equifax has 119,072,410 shares outstanding.
What happened to Equifax’s price movement after its last earnings report?
Equifax reported an EPS of $1.86 in its last earnings report, beating expectations of $1.694. Following the earnings report the stock price went down -3.038%.
Which hedge fund is a major shareholder of Equifax?
Currently, no hedge funds are holding shares in EFX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Equifax Stock Smart Score
Outperform
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Analyst Consensus
Strong Buy
Average Price Target:
$225.62 (14.98% Upside)
$225.62 (14.98% Upside)
Blogger Sentiment
Bullish
EFX Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.4M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▼ 0.4%
Last 30 Days ▲ 2.4%
Last 30 Days ▲ 2.4%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-39.57%
12-Months-Change
Fundamentals
Return on Equity
14.57%
Trailing 12-Months
Asset Growth
0.74%
Trailing 12-Months
Company Description
Equifax
Equifax Inc. operates as a global data and analytics company, delivering a range of information solutions and specialized human resources administrative process outsourcing services. Its clientele spans across businesses, governmental organizations, and individual consumers. The company's operations are structured into three primary divisions: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment specializes in employment-related data, offering verification services for income, employment history, criminal records, and Social Security numbers. It also provides tools for payroll-based transactions, employment tax management, and products aimed at protecting against identity theft. The U.S. Information Solutions (USIS) segment provides a comprehensive suite of services for both consumers and businesses within the United States. These offerings include extensive credit data and scoring, sophisticated credit modeling and portfolio analytics, identity verification and fraud detection/prevention services, and various consulting options. Additionally, USIS supports mortgage services, financial marketing initiatives, identity management solutions, credit monitoring products, and online decisioning technology solutions, alongside portfolio management and mortgage reporting services. Globally, the International segment delivers similar information service products, encompassing consumer and commercial credit and financial data, credit scoring, and advanced modeling. This division also provides credit-related marketing products and services, as well as technology and support for debt collection and recovery management. Equifax serves a diverse array of industries, including financial services, mortgage, employment, telecommunications, retail, automotive, utilities, brokerage, healthcare, and insurance, in addition to federal, state, and local governments. With a substantial international presence, the company conducts business in numerous countries, including the United States, Canada, Australia, New Zealand, India, the United Kingdom, Spain, Portugal, Argentina, Brazil, Mexico, and many other nations across Latin America, Europe, Asia, and the Middle East. Founded in 1899, Equifax maintains its corporate headquarters in Atlanta, Georgia.
EFX Company Deck
EFX Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented strong operational and financial performance: double-digit revenue growth, meaningful EBITDA and EPS expansion, record product vitality, robust cash generation and active share repurchases/dividend increase. These positives were balanced against short-term macro and geopolitical uncertainty (Iran conflict) that pressured mortgage volumes late in the quarter, timing and budget headwinds in government contracts, WOTC expiration impact on Employer Services, and some USIS/diversified-market variability. Management remained conservative with full-year guidance but highlighted multiple secular growth levers (TWN indicators, EFX.AI, proprietary data, cloud) that support upside beyond the current guidance.View all EFX earnings summariesEFX Revenue Breakdown
42.51% Workforce Solutions
34.22% U.S. Information Solutions
23.27% International
EFX Stock 12 Month Forecast
Average Price Target
$225.62
▲(14.98% Upside)
Technical Analysis
Ownership Overview
0.65% Insiders
31.42% Mutual Funds
31.47% Other Institutional Investors
11.12% Public Companies and
Individual Investors