tiprankstipranks
Trending News
More News >
Equifax (EFX)
NYSE:EFX
US Market
Advertisement

Equifax (EFX) Earnings Dates, Call Summary & Reports

Compare
816 Followers

Earnings Data

Report Date
Feb 11, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
2.05
Last Year’s EPS
2.12
Same Quarter Last Year
Moderate Buy
Based on 15 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 21, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call presented a strong positive performance with significant revenue growth and increased guidance. However, challenges such as restructuring costs, weak talent solutions revenue, and potential impacts from a government shutdown were noted. Overall, the highlights significantly outweigh the lowlights.
Company Guidance
During the Equifax Q3 2025 earnings call, the company provided detailed financial guidance, highlighting a strong third quarter with revenue of $1.54 billion, which exceeded the midpoint of their July guidance by $25 million. The revenue increase was primarily driven by outperformance in U.S. mortgage and USIS non-mortgage segments, with U.S. mortgage revenue rising 13% for the quarter. The company also reported an adjusted EPS of $2.04 per share, $0.12 above their July guidance midpoint, and adjusted EBITDA margins of 32.7%. Equifax raised its full-year 2025 revenue guidance by $40 million and adjusted EPS by $0.12, expecting free cash flow between $950 million and $975 million. The company anticipates ongoing savings from restructuring charges, which amounted to $44 million, to deliver $30 million annually by late 2026. Equifax's guidance for Q4 2025 includes a revenue growth expectation of about 6.5% on a constant dollar basis and adjusted EPS in the range of $1.98 to $2.08 per share, with adjusted EBITDA margins expected between 33% and 33.3%.
Strong Revenue Growth
Equifax reported Q3 2025 revenue of $1.54 billion, up over 7% in constant currency and reported dollars, with significant outperformance in U.S. mortgage and EWS and USIS non-mortgage segments.
USIS Mortgage Revenue Surge
USIS mortgage revenue was up a very strong 26% driven by mortgage volumes later in the quarter and the performance of new mortgage pre-approval products.
EWS Non-Mortgage Growth
EWS non-mortgage revenue growth was better than expected, with high single-digit growth in EWS government driven by state penetration and 20% growth in Consumer Lending.
International Revenue Performance
International constant dollar revenue was up 7%, with Canada revenue up 11% and Latin America up 9%, demonstrating broad-based growth.
Record Vitality Index
Equifax achieved a Vitality Index of 16%, a quarterly record, indicating strong new product rollouts like I-9 virtual and new AI-powered offerings.
Increased Full Year Guidance
Full year revenue guidance was raised by $40 million and adjusted EPS by $0.12 per share, reflecting strong third-quarter results and positive momentum.

Equifax (EFX) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

EFX Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 11, 2026
2025 (Q4)
2.04 / -
2.12
Oct 21, 2025
2025 (Q3)
1.94 / 2.04
1.8510.27% (+0.19)
Jul 22, 2025
2025 (Q2)
1.93 / 2.00
1.829.89% (+0.18)
Apr 22, 2025
2025 (Q1)
1.41 / 1.53
1.52.00% (+0.03)
Feb 06, 2025
2024 (Q4)
2.10 / 2.12
1.8117.13% (+0.31)
Oct 16, 2024
2024 (Q3)
1.85 / 1.85
1.765.11% (+0.09)
Jul 17, 2024
2024 (Q2)
1.76 / 1.82
1.716.43% (+0.11)
Apr 17, 2024
2024 (Q1)
1.44 / 1.50
1.434.90% (+0.07)
Feb 07, 2024
2023 (Q4)
1.74 / 1.81
1.5219.08% (+0.29)
Oct 18, 2023
2023 (Q3)
1.78 / 1.76
1.731.73% (+0.03)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

EFX Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 21, 2025
$230.58$229.39-0.52%
Jul 22, 2025
$258.51$237.37-8.18%
Apr 22, 2025
$213.94$243.55+13.84%
Feb 06, 2025
$268.10$245.53-8.42%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Equifax (EFX) report earnings?
Equifax (EFX) is schdueled to report earning on Feb 11, 2026, After Close (Confirmed).
    What is Equifax (EFX) earnings time?
    Equifax (EFX) earnings time is at Feb 11, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is EFX EPS forecast?
          EFX EPS forecast for the fiscal quarter 2025 (Q4) is 2.05.
            What am I Missing?
            Make informed decisions based on Top Analysts' activity
            Know what industry insiders are buying
            Get actionable alerts from top Wall Street Analysts
            Find out before anyone else which stock is going to shoot up
            Get powerful stock screeners & detailed portfolio analysis