Strong Revenue Growth
Equifax reported Q3 2025 revenue of $1.54 billion, up over 7% in constant currency and reported dollars, with significant outperformance in U.S. mortgage and EWS and USIS non-mortgage segments.
USIS Mortgage Revenue Surge
USIS mortgage revenue was up a very strong 26% driven by mortgage volumes later in the quarter and the performance of new mortgage pre-approval products.
EWS Non-Mortgage Growth
EWS non-mortgage revenue growth was better than expected, with high single-digit growth in EWS government driven by state penetration and 20% growth in Consumer Lending.
International Revenue Performance
International constant dollar revenue was up 7%, with Canada revenue up 11% and Latin America up 9%, demonstrating broad-based growth.
Record Vitality Index
Equifax achieved a Vitality Index of 16%, a quarterly record, indicating strong new product rollouts like I-9 virtual and new AI-powered offerings.
Increased Full Year Guidance
Full year revenue guidance was raised by $40 million and adjusted EPS by $0.12 per share, reflecting strong third-quarter results and positive momentum.