The earnings call highlighted strong revenue performance and cloud transformation benefits, alongside challenges in the government sector, a weaker hiring market, and increased litigation costs. While Equifax is maintaining its full-year guidance, the company is exercising caution due to economic uncertainties.

Company Guidance -

Q3 2025

In the second quarter of 2025, Equifax Inc. reported a record revenue of $1.54 billion, marking an 8% increase in constant currency and 7% in reported terms, surpassing the April guidance midpoint by $27 million. This growth was driven by a stronger-than-anticipated performance in the U.S. mortgage market, with mortgage revenue up 20%, and notable gains in non-mortgage sectors, particularly in workforce solutions with a 10% revenue growth. The Adjusted EPS stood at $2.00, exceeding the April guidance midpoint by $0.10, with an adjusted EBITDA margin of 32.5%. Despite foreign exchange impacts reducing revenue by $6 million year-over-year, the weaker U.S. dollar since April contributed a $9 million boost to second-quarter revenue. The company maintained its full-year constant currency guidance, reflecting caution amid economic uncertainties, yet raised its reported revenue guidance by $35 million due to favorable FX movements. Equifax also increased its vitality outlook for 2025 from 11% to 12%, attributed to strong new product introductions, including the twin indicator mortgage credit solution.

Record-Breaking Revenue

Equifax Inc. reported its highest ever quarterly revenue of $1.54 billion, an 8% increase in constant currency and a 7% increase reported.

Strong USIS and AWS Performance

USIS revenue was up 9%, with non-mortgage revenue growing over 4% and a vitality index of 10%. AWS revenue was up 8%, led by double-digit growth in government and consumer lending.

Share Repurchase Program

Equifax repurchased $127 million in shares under a new $3 billion share repurchase program.

Progress in Cloud Transformation

Equifax continues to leverage new cloud capabilities, driving innovation and growth, with international EBITDA margins up about 80 basis points.

Strong Free Cash Flow

Free cash flow was solid at $239 million, up over $100 million from the previous year, with expectations to generate over $900 million in 2025.

Equifax (EFX) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

EFX Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 15, 2025	2025 (Q3)	1.94 / -	1.85	―	―	―
Jul 22, 2025	2025 (Q2)	1.93 / 2.00	1.82	9.89% (+0.18)
Apr 22, 2025	2025 (Q1)	1.41 / 1.53	1.5	2.00% (+0.03)
Feb 06, 2025	2024 (Q4)	2.10 / 2.12	1.81	17.13% (+0.31)
Oct 16, 2024	2024 (Q3)	1.85 / 1.85	1.76	5.11% (+0.09)
Jul 17, 2024	2024 (Q2)	1.76 / 1.82	1.71	6.43% (+0.11)
Apr 17, 2024	2024 (Q1)	1.44 / 1.50	1.43	4.90% (+0.07)
Feb 07, 2024	2023 (Q4)	1.74 / 1.81	1.52	19.08% (+0.29)
Oct 18, 2023	2023 (Q3)	1.78 / 1.76	1.73	1.73% (+0.03)
Jul 19, 2023	2023 (Q2)	1.68 / 1.71	2.09	-18.18% (-0.38)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

EFX Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 22, 2025	$259.64	$238.41	-8.18%
Apr 22, 2025	$214.88	$244.61	+13.84%
Feb 06, 2025	$269.28	$246.61	-8.42%
Oct 16, 2024	$288.50	$278.88	-3.33%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Equifax (EFX) report earnings?

Equifax (EFX) is schdueled to report earning on Oct 15, 2025, After Close (Confirmed).

What is Equifax (EFX) earnings time?

Equifax (EFX) earnings time is at Oct 15, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is EFX EPS forecast?

EFX EPS forecast for the fiscal quarter 2025 (Q3) is 1.94.

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