Equifax Inc. reported strong revenue growth and expansion in key segments such as Workforce Solutions and USIS, along with increased shareholder returns. However, challenges in the government segment, a weak hiring market, and higher litigation costs present ongoing headwinds. Despite these issues, the company's strong first-half performance and strategic initiatives provide a balanced outlook.

Company Guidance -

Q3 2025

During the Equifax Inc. earnings call, guidance provided for the third quarter and full year 2025 included several key metrics. For the second quarter, Equifax reported revenue of $1.54 billion, up 8% in constant currency and 7% reported, which exceeded their April guidance by $27 million. Adjusted EPS stood at $2 per share, $0.10 above the midpoint of prior guidance, with the adjusted EBITDA margin at 32.5%. For the full year 2025, Equifax maintained their constant currency revenue guidance, adjusting only for FX, which increased the revenue midpoint by $35 million to approximately $6 billion and adjusted EPS by $0.03 to $7.48 per share. Workforce Solutions revenue growth was adjusted down to 5% from 7%, and USIS revenue growth was increased to 7%, driven by mortgage and non-mortgage segments. International revenue growth is expected to remain stable at around 7% constant currency. Adjusted EBITDA margins are projected to be flat versus 2024 due to FX impacts and increased corporate expenses, primarily from litigation costs. The guidance reflects uncertainty around economic conditions, interest rates, and mortgage market volatility.

Record-Breaking Quarterly Revenue

Equifax Inc. reported its highest ever quarterly revenue of $1.54 billion, up 8% in constant currency and 7% reported, exceeding April guidance by $27 million.

Strong Performance in Workforce Solutions

Workforce Solutions revenue increased by 8%, with government revenue growing 14% and consumer lending up 19%.

USIS Revenue Growth

USIS reported a 9% increase in revenue, with mortgage revenue up 20% and non-mortgage revenue up over 4%.

International Expansion and Growth

International revenue grew by 6% in constant currency, with Latin America leading at 11% growth, driven by strong performance in Argentina and Brazil.

Increased Shareholder Returns

Equifax Inc. returned $190 million to shareholders, repurchasing $127 million in shares and paying $62 million in dividends.

Equifax (EFX) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

EFX Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 15, 2025	2025 (Q3)	1.94 / -	1.85	―	―	―
Jul 22, 2025	2025 (Q2)	1.93 / 2.00	1.82	9.89% (+0.18)
Apr 22, 2025	2025 (Q1)	1.41 / 1.53	1.5	2.00% (+0.03)
Feb 06, 2025	2024 (Q4)	2.10 / 2.12	1.81	17.13% (+0.31)
Oct 16, 2024	2024 (Q3)	1.85 / 1.85	1.76	5.11% (+0.09)
Jul 17, 2024	2024 (Q2)	1.76 / 1.82	1.71	6.43% (+0.11)
Apr 17, 2024	2024 (Q1)	1.44 / 1.50	1.43	4.90% (+0.07)
Feb 07, 2024	2023 (Q4)	1.74 / 1.81	1.52	19.08% (+0.29)
Oct 18, 2023	2023 (Q3)	1.78 / 1.76	1.73	1.73% (+0.03)
Jul 19, 2023	2023 (Q2)	1.68 / 1.71	2.09	-18.18% (-0.38)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

EFX Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 22, 2025	$259.64	$238.41	-8.18%
Apr 22, 2025	$214.88	$244.61	+13.84%
Feb 06, 2025	$269.28	$246.61	-8.42%
Oct 16, 2024	$288.50	$278.88	-3.33%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Equifax (EFX) report earnings?

Equifax (EFX) is schdueled to report earning on Oct 15, 2025, After Close (Confirmed).

What is Equifax (EFX) earnings time?

Equifax (EFX) earnings time is at Oct 15, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is EFX EPS forecast?

EFX EPS forecast for the fiscal quarter 2025 (Q3) is 1.94.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing