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XRT - ETF AI Analysis

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XRT

SPDR S&P Retail ETF (XRT)

Rating:66Neutral
Price Target:
XRT, the SPDR S&P Retail ETF, has a solid overall rating driven by strong performers like Abercrombie & Fitch, Five Below, Sally Beauty, and Maplebear, which benefit from robust financial results, positive earnings calls, and strategic growth initiatives. These strengths are partly offset by weaker holdings such as Grocery Outlet, MarineMax, and RealReal, where profitability issues, high leverage, and bearish or mixed technical signals add risk. The main risk factor is that many holdings are exposed to retail-sector and consumer-spending pressures, so financial or economic slowdowns can weigh on the fund’s overall quality.
Positive Factors
Strong Recent Performance
The ETF has shown steady gains over the past month, three months, and year-to-date, indicating positive recent momentum.
Leading Retail Holdings
Several top holdings, including Groupon, Etsy, Victoria's Secret, CarMax, Sonic Automotive, and others, have delivered strong year-to-date performance that supports the fund’s returns.
Focused Retail Exposure
The fund’s heavy tilt toward consumer cyclical and consumer defensive companies gives investors targeted exposure to the retail sector, which can benefit when consumer spending is healthy.
Negative Factors
High Sector Concentration
With most assets in consumer cyclical and consumer defensive stocks, the ETF is heavily exposed to changes in consumer spending and retail industry conditions.
Underperforming Retail Names
Some top holdings such as Revolve Group, RealReal, and National Vision have shown weak year-to-date performance, which can drag on overall returns.
Limited Geographic Diversification
Almost all of the ETF’s holdings are in U.S. companies, so investors are highly dependent on the health of the U.S. economy and retail market.

XRT vs. SPDR S&P 500 ETF (SPY)

XRT Summary

The SPDR S&P Retail ETF (XRT) is a fund that follows the S&P Retail Select Industry Index, giving you broad exposure to U.S. retail companies, both online and in physical stores. It holds a wide mix of retailers, from discount chains like Dollar Tree to specialty and online names such as Etsy. Investors might consider XRT if they want a simple way to bet on consumer spending and diversify across many different retail businesses instead of picking individual stocks. A key risk is that retail stocks can be very sensitive to the economy and consumer confidence, so the ETF’s price can rise and fall sharply with market conditions.
How much will it cost me?The SPDR S&P Retail ETF (XRT) has an expense ratio of 0.35%, which means you’ll pay $3.50 per year for every $1,000 invested. This expense ratio is slightly higher than average for ETFs because it is passively managed but follows a specialized index focused on the retail sector, which can involve higher costs due to its unique equal-weighted strategy.
What would affect this ETF?The SPDR S&P Retail ETF (XRT) could benefit from positive consumer spending trends, advancements in e-commerce, and the growth of omnichannel retailing, which align with its focus on the U.S. retail sector. However, it may face challenges from rising interest rates, which can reduce consumer discretionary spending, and economic slowdowns that could negatively impact retail sales. Regulatory changes or shifts in trade policies could also influence the performance of its top holdings, such as Walmart and Etsy.

XRT Top 10 Holdings

XRT is very much a U.S. retail story, and lately the auto dealers have been in the driver’s seat: names like Penske Automotive, Sonic Automotive, and CarMax are rising and giving the fund a solid boost. Online-focused players are more of a mixed bag—Etsy and Groupon are climbing but still wrestling with shaky fundamentals, while resale and specialty retailers like RealReal and National Vision are lagging and acting as a drag. Overall, the ETF is concentrated in consumer cyclical retail, so it largely rides the ups and downs of American shoppers’ moods.
Name
Company Name
Weight %
Market Value
Market Cap
Yearly Gain
Overall Rating
Marinemax2.19%$7.02M$1.15B85.96%
51
Neutral
RealReal1.74%$5.60M$1.35B46.12%
54
Neutral
CarMax1.72%$5.52M$8.82B3.45%
61
Neutral
Sally Beauty1.69%$5.44M$1.55B22.11%
76
Outperform
Maplebear1.69%$5.43M$11.54B14.90%
79
Outperform
Target1.69%$5.41M$75.14B66.71%
70
Neutral
Abercrombie Fitch1.68%$5.39M$4.84B10.72%
78
Outperform
Driveway Vehicle Solutions1.66%$5.33M$8.15B13.47%
76
Outperform
Penske Automotive Group1.66%$5.33M$14.24B15.78%
71
Outperform
Five Below1.65%$5.29M$13.84B76.46%
76
Outperform

XRT Technical Analysis

Technical Analysis Sentiment
Negative
Last Price
Price Trends
50DMA
88.45
Negative
100DMA
85.97
Positive
200DMA
85.29
Positive
Market Momentum
MACD
-0.23
Positive
RSI
47.03
Neutral
STOCH
50.58
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For XRT, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 89.48, equal to the 50-day MA of 88.45, and equal to the 200-day MA of 85.29, indicating a neutral trend. The MACD of -0.23 indicates Positive momentum. The RSI at 47.03 is Neutral, neither overbought nor oversold. The STOCH value of 50.58 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for XRT.

XRT Peer Comparison

Comparison Results
Name
Price
Price Target
AUM
Expense Ratio
Overall Rating
$368.29M0.35%
66
Neutral
$942.66M0.69%
68
Neutral
$890.17M0.40%
70
Outperform
$366.68M0.57%
64
Neutral
$316.83M0.40%
69
Neutral
$266.87M0.60%
67
Neutral
Performance Comparison
Ticker
Company Name
Price
Change
% Change
XRT
SPDR S&P Retail ETF
87.89
2.49
2.92%
AIPO
Defiance AI & Power Infrastructure ETF
TPYP
Tortoise North American Pipeline Fund
PEJ
Invesco Dynamic Leisure & Entertainment ETF
RSPD
Invesco S&P 500 Equal Weight Consumer Discretionary ETF
FXD
First Trust Consumer Discretionary AlphaDEX Fund
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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