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Five Below Inc (FIVE)
NASDAQ:FIVE
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Five Below (FIVE) AI Stock Analysis

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FIVE

Five Below

(NASDAQ:FIVE)

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Outperform 70 (OpenAI - 5.2)
Rating:70Outperform
Price Target:
$254.00
▲(25.01% Upside)
Action:Upgraded
Date:07/23/26
The score is driven primarily by improving financial performance (better margins and strong free cash flow) and a very constructive earnings update with raised guidance. These positives are tempered by moderate balance-sheet leverage, mixed technical signals (stretched stochastic and below the 100DMA), and a more demanding P/E with no dividend yield support.
Positive Factors
Strong free cash flow generation
Consistent, large free cash flow (~$505M TTM, +22.7% growth) provides durable funding for store growth, capital expenditures, inventory funding and debt reduction. Strong cash conversion supports strategic flexibility and resilience through retail cycles over the next several months.
Negative Factors
Elevated absolute debt burden
Despite improved leverage metrics, the company still carries roughly $2.0B of debt. High absolute debt can limit financial flexibility, increase interest cost sensitivity and constrain capital allocation during softer retail conditions or rising rates over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong free cash flow generation
Consistent, large free cash flow (~$505M TTM, +22.7% growth) provides durable funding for store growth, capital expenditures, inventory funding and debt reduction. Strong cash conversion supports strategic flexibility and resilience through retail cycles over the next several months.
Read all positive factors

Five Below (FIVE) vs. SPDR S&P 500 ETF (SPY)

Five Below Business Overview & Revenue Model

Company Description
Five Below, Inc. operates as a prominent specialty discount retailer primarily serving the United States market. The company's diverse inventory spans a wide array of personal accessories, from fashionable novelty socks, sunglasses, and jewelry to...
How the Company Makes Money
Five Below primarily makes money by selling merchandise through its company-operated retail stores and its e-commerce offering, recognizing revenue at the point of sale to customers. Its core revenue stream is retail product sales across multiple ...

Five Below Earnings Call Summary

Earnings Call Date:Jun 03, 2026
(Q1-2026)
|
% Change Since: |
Next Earnings Date:Sep 02, 2026
Earnings Call Sentiment Positive
The call presented a broadly positive operational and financial performance: strong sales (+~33%), widespread comps (+23%), substantial margin expansion, robust cash and a raised full-year outlook. Management emphasized tactical execution wins (social-first marketing, trend activation, store experience improvements) and maintained investment to support growth. Offsetting this optimism, leadership reiterated caution around macro headwinds (inflation, fuel), higher inventory levels, and the need to cycle tough comparisons in the back half of the year. Overall the message was confidence in the business model and continued execution, tempered by prudent conservatism on external risks.
Positive Updates
Top-line Growth and Comparable Sales
Net sales increased nearly 33% to $1.3 billion in Q1, driven by comparable sales growth of ~23% and a 2-year stack comp of ~30%. This marked the fifth consecutive quarter of positive comps and fourth straight quarter of double-digit comp growth.
Negative Updates
Macro Caution and Back-Half Uncertainty
Management flagged a cautious view on the macro environment, consumer sentiment and sticky inflation. Half 2 comparable sales assumptions were left unchanged as a conservative posture given stronger year-ago comps to cycle (e.g., cycling ~15% comp in H2).
Read all updates
Q1-2026 Updates
Negative
Top-line Growth and Comparable Sales
Net sales increased nearly 33% to $1.3 billion in Q1, driven by comparable sales growth of ~23% and a 2-year stack comp of ~30%. This marked the fifth consecutive quarter of positive comps and fourth straight quarter of double-digit comp growth.
Read all positive updates
Company Guidance
Management raised its outlook and gave Q2 and full‑year targets: for Q2 they now expect $1.18–$1.20 billion in sales (≈16% growth at the midpoint) with comparable sales +7–9%, ~50 new stores (vs. 32 LY), adjusted operating margin ~7% (vs. 5.4% LY), adjusted net income ≈$68M at the midpoint and adjusted diluted EPS ≈$1.23 (vs. $0.81 LY), Q2 net interest income ≈$8M and an effective tax rate of ~25%; for the full year they expect $5.40–$5.48 billion in sales (≈14% growth at the midpoint), comparable sales +6–8% (≈20% 2‑yr stack at midpoint), adjusted operating margin ~11.6% (up ~170 bps), SG&A rate of sale flat to 2025, adjusted diluted EPS ≈$8.85 on ~55.7M shares (≈33% growth vs. 2025), net interest income ≈$31M, capital expenditures of $230–$250M (ex. tenant allowances) to support ~150 net new stores, while maintaining H2 comp assumptions, flowing through the 10% global tariff benefit through July 24 (then assuming reversion), and not assuming any IEEPA tariff refunds.

Five Below Financial Statement Overview

Summary
Fundamentals are improving: TTM revenue is up 6.6% with better profitability (net margin ~8.7% and EBIT margin ~11.0%), and free cash flow is strong (~$505M, +~22.7%). Offsetting this, the balance sheet remains meaningfully levered for retail (debt ~ $2.0B) despite improved debt-to-equity (~0.86), and margins are still below prior-cycle peaks.
Income Statement
74
Positive
Balance Sheet
66
Positive
Cash Flow
71
Positive
BreakdownTTMJan 2026Jan 2025Jan 2024Jan 2023Jan 2022
Income Statement
Total Revenue5.08B4.76B3.88B3.56B3.08B2.85B
Gross Profit1.77B1.52B1.35B1.27B1.10B1.03B
EBITDA783.06M672.49M506.11M531.85M453.15M455.01M
Net Income440.55M358.64M253.61M301.11M261.53M278.81M
Balance Sheet
Total Assets5.06B5.52B4.34B3.87B3.32B2.88B
Cash, Cash Equivalents and Short-Term Investments1.11B932.21M528.79M460.09M399.17M342.11M
Total Debt2.00B2.03B1.98B1.74B1.50B1.30B
Total Liabilities2.74B3.33B2.53B2.29B1.96B1.76B
Stockholders Equity2.31B2.19B1.81B1.58B1.36B1.12B
Cash Flow
Free Cash Flow505.27M411.69M106.65M164.57M62.97M39.74M
Operating Cash Flow680.99M586.43M430.65M499.62M314.93M327.91M
Investing Cash Flow-453.56M-186.18M-232.94M-556.34M-3.94M-465.60M
Financing Cash Flow-16.00M-8.27M-45.74M-95.86M-43.63M-66.13M

Five Below Technical Analysis

Technical Analysis Sentiment
Positive
Last Price203.19
Price Trends
50DMA
200.27
Positive
100DMA
213.01
Positive
200DMA
199.29
Positive
Market Momentum
MACD
9.75
Negative
RSI
82.61
Negative
STOCH
95.10
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FIVE, the sentiment is Positive. The current price of 203.19 is below the 20-day moving average (MA) of 209.74, above the 50-day MA of 200.27, and above the 200-day MA of 199.29, indicating a bullish trend. The MACD of 9.75 indicates Negative momentum. The RSI at 82.61 is Negative, neither overbought nor oversold. The STOCH value of 95.10 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for FIVE.

Five Below Risk Analysis

Five Below disclosed 33 risk factors in its most recent earnings report. Five Below reported the most risks in the "Ability to Sell" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Five Below Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
74
Outperform
$1.80B27.9014.05%10.02%26.46%
71
Outperform
$9.75B12.7814.03%1.61%260.81%
70
Outperform
$12.01B27.1821.07%25.87%66.82%
64
Neutral
$4.05B13.2918.85%5.35%30.50%-13.32%
63
Neutral
$4.06B5.80-52.38%4.02%-1.40%-4.34%
61
Neutral
$18.38B12.79-2.54%3.03%1.52%-15.83%
54
Neutral
$745.86M-33.68-37.30%10.25%70.25%
* Consumer Cyclical Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
FIVE
Five Below
244.37
112.43
85.21%
GME
GameStop
19.16
-3.25
-14.50%
BBWI
Bath & Body Works
20.36
-6.53
-24.28%
RVLV
Revolve Group
24.27
5.18
27.13%
MNSO
MINISO Group Holding
12.55
-6.84
-35.26%
TDUP
thredUP
3.21
-6.63
-67.38%

Five Below Corporate Events

Business Operations and StrategyRegulatory Filings and Compliance
Five Below Reports Limited Cybersecurity Incident, No Impact
Negative
Jul 22, 2026
Five Below, Inc. is a U.S. specialty value retailer that targets primarily teen and pre-teen customers with a broad assortment of low-price merchandise. The company operates chain stores offering trend-right products, including toys, accessories, ...
Business Operations and StrategyExecutive/Board ChangesShareholder Meetings
Five Below Shareholders Back Board, Governance Reforms at Meeting
Positive
Jun 16, 2026
At the June 16, 2026 annual meeting, Five Below shareholders elected nine directors to serve until the 2027 meeting, with each nominee receiving strong majority support, underscoring broad investor backing for the company’s board composition...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 23, 2026