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XLF - ETF AI Analysis
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Financial Select Sector SPDR Fund (XLF)
Rating:71Outperform
Price Target:―
Positive Factors
Strong Top Holdings
Several key holdings, including JPMorgan Chase and Citigroup, have delivered strong year-to-date performance, boosting the fund's returns.
Low Expense Ratio
The ETF has a very low expense ratio, making it cost-effective for investors compared to similar funds.
Large Asset Base
With significant assets under management, the fund benefits from stability and liquidity, making it easier for investors to trade.
Negative Factors
Sector Concentration
The ETF is heavily concentrated in the financial sector, which increases vulnerability to industry-specific risks.
Limited Geographic Diversification
Almost all of the fund's exposure is in U.S. companies, which limits protection against global market fluctuations.
Recent Performance Volatility
Short-term performance has been mixed, with a decline over the past month, which may concern investors seeking stability.
XLF vs. SPDR S&P 500 ETF (SPY)
AUM52.28B
RegionNorth America
Expense Ratio0.08%
Beta0.84
IssuerSPDR
Inception DateDec 16, 1998
Dividend Yield1.36%
Asset ClassEquity
Index TrackedS&P Financial Select Sector
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume29,236,995
30 Day Avg. Volume40,499,566
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
59.34Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering76
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
XLF Summary
The Financial Select Sector SPDR Fund (XLF) is an ETF that focuses on the financial sector, tracking the S&P Financial Select Sector Index. It includes major companies like Berkshire Hathaway and JPMorgan Chase, along with others in banking, insurance, and investment services. Investors might consider XLF for exposure to the financial industry, which can benefit from economic growth and interest rate changes. However, new investors should be aware that the fund's performance is closely tied to the financial sector, meaning it can be affected by economic downturns or regulatory shifts.
How much will it cost me?The Financial Select Sector SPDR Fund (XLF) has an expense ratio of 0.08%, meaning you’ll pay $0.80 per year for every $1,000 invested. This is lower than average because it’s a passively managed fund that tracks an index, which typically costs less than actively managed funds.
What would affect this ETF?The Financial Select Sector SPDR Fund (XLF) could benefit from rising interest rates, which often boost profitability for banks and financial institutions, as well as economic growth that increases demand for financial services. However, it may face challenges from stricter regulations on the financial sector or economic slowdowns that reduce lending and investment activity. Additionally, its heavy exposure to U.S.-based financial companies makes it sensitive to domestic economic and policy changes.
XLF Top 10 Holdings
The Financial Select Sector SPDR Fund (XLF) is leaning heavily on banking giants like JPMorgan Chase and Bank of America, both of which have shown steady growth this year, buoyed by strong earnings and favorable economic conditions. Goldman Sachs and Citigroup are rising stars, contributing robust gains thanks to strategic initiatives and solid financial performance. However, payment processors Visa and Mastercard are lagging, with bearish momentum and valuation concerns holding them back. With nearly all its holdings rooted in U.S. financials, XLF is a concentrated bet on the heartbeat of the American economy.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| Berkshire Hathaway B | 11.81% | $6.15B | $1.06T | 6.29% | 66 Neutral | |
| JPMorgan Chase | 10.83% | $5.64B | $818.07B | 27.34% | 72 Outperform | |
| Visa | 7.27% | $3.78B | $624.35B | 3.80% | 70 Outperform | |
| Mastercard | 5.82% | $3.03B | $482.72B | 0.82% | 75 Outperform | |
| Bank of America | 4.78% | $2.49B | $390.98B | 17.36% | 72 Outperform | |
| Wells Fargo | 3.73% | $1.94B | $279.03B | 26.66% | 80 Outperform | |
| Goldman Sachs Group | 3.48% | $1.81B | $262.91B | 50.07% | 73 Outperform | |
| Morgan Stanley | 2.84% | $1.48B | $284.22B | 40.85% | 76 Outperform | |
| Citigroup | 2.64% | $1.37B | $195.80B | 54.38% | 68 Neutral | |
| American Express | 2.59% | $1.35B | $250.68B | 24.22% | 80 Outperform |
XLF Technical Analysis
Positive
―
Price Trends
52.79
Positive
52.89
Positive
51.25
Positive
Market Momentum
0.28
Negative
60.63
Neutral
71.63
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For XLF, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 52.71, equal to the 50-day MA of 52.79, and equal to the 200-day MA of 51.25, indicating a bullish trend. The MACD of 0.28 indicates Negative momentum. The RSI at 60.63 is Neutral, neither overbought nor oversold. The STOCH value of 71.63 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for XLF.
XLF Peer Comparison
Comparison Results
Performance Comparison
XLF
Financial Select Sector SPDR Fund
53.89
5.03
10.29%
VGT
Vanguard Information Technology ETF
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XLK
Technology Select Sector SPDR Fund
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XLV
Health Care Select Sector SPDR Fund
―
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VNQ
Vanguard Real Estate ETF
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VFH
Vanguard Financials ETF
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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