Financial PerformanceBank of America continues to be a market leader in the United States with a strong retail franchise, having the highest share of retail deposits and small business lending.
Growth PotentialLoans are growing 4% annually, aided by most areas excluding commercial real estate, and deposits are set to grow for the sixth quarter in a row, benefiting from the runoff of high-cost funding.
Risk And ValuationThe valuation spread between BAC and JPM remains very outsized adjusted for returns, offering an attractive risk/reward opportunity in BAC.