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Bank of America (BAC)
NYSE:BAC
Earnings Data
Report Date
Jul 16, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.91Last Year’s EPS
0.83Same Quarter Last Year
Strong Buy
Based on 18 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 15, 2025
|% Change Since: 8.24%
|Next Earnings Date:Jul 16, 2025
Earnings Call Sentiment|Positive
Bank of America reported a strong first quarter in 2025 with significant growth in net income, deposits, and digital engagement. Wealth management and sales trading segments showed robust performance. However, concerns about lower GDP growth forecasts, increased expenses, and the regulatory environment posed potential challenges.Company Guidance
In the first quarter of 2025, Bank of America reported a robust financial performance with a net income of $7.4 billion and an earnings per share (EPS) of $0.90. Year-over-year, the bank achieved a 6% growth in revenue, an 11% increase in net income, and an 18% rise in EPS. The bank's return on assets stood at 89 basis points, while the return on tangible common equity was 14%. Net interest income grew by 3%, and deposits increased for the seventh consecutive quarter, reaching nearly $2 trillion, marking an 8% rise from mid-2023. The commercial loan portfolio experienced growth across nearly every line of business, and the wealth management sector added 7,200 net new households with $24 billion in net assets under management flows. With over $200 billion in regulatory capital and nearly $1 trillion in liquidity, the bank is well-positioned to support its clients and navigate potential economic changes. Additionally, consumer spending showed a 4.4% growth in Q1 2025 compared to Q1 2024, reflecting continued consumer engagement despite a predicted GDP growth slowdown for 2025.Strong Financial Performance in Q1 2025
Bank of America reported $7.4 billion in net income, with a year-over-year growth of 11%, and $0.90 in EPS, marking an 18% increase. Revenue grew by 6% year-over-year, reaching $27.5 billion.
Record Deposit Growth
Deposits grew for the seventh consecutive quarter, now totaling nearly $2 trillion, with an 8% increase from the mid-2023 low point.
Continued Success in Wealth Management
Wealth Management added 7,200 net new households, with net AUM flows of $24 billion in Q1 2025, and asset management fees growing 15% year-over-year.
Digital Engagement Expansion
Bank of America reported over 14 billion logins in 2024, with digital sales reaching 65% of total consumer product sales.
Robust Sales and Trading Performance
Sales and trading revenue grew 9% year-over-year, achieving a 16% return on allocated capital.
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BAC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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BAC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 15, 2025 | $36.67 | $37.99 | +3.60% |
| Jan 16, 2025 | $46.80 | $46.35 | -0.96% |
| Oct 15, 2024 | $41.42 | $41.64 | +0.53% |
| Jul 16, 2024 | $41.13 | $43.33 | +5.35% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Bank of America (BAC) report earnings?
Bank of America (BAC) is schdueled to report earning on Jul 16, 2025, TBA Not Confirmed.
What is Bank of America (BAC) earnings time?
Bank of America (BAC) earnings time is at Jul 16, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BAC EPS forecast?
BAC EPS forecast for the fiscal quarter 2025 (Q2) is 0.91.
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