Breakdown | |||||
TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|
Income Statement | Total Revenue | ||||
75.33B | 74.20B | 60.36B | 52.86B | 42.38B | 36.09B | Gross Profit |
62.05B | 60.76B | 34.51B | 32.75B | 27.23B | 24.33B | EBIT |
13.08B | 12.89B | 10.76B | 12.35B | 10.69B | 4.30B | EBITDA |
14.80B | 14.57B | 14.33B | 12.59B | 13.20B | 0.00 | Net Income Common Stockholders |
10.28B | 10.13B | 8.37B | 7.51B | 8.06B | 3.13B |
Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | ||||
55.97B | 41.51B | 86.07B | 38.07B | 24.03B | 54.38B | Total Assets |
269.26B | 271.46B | 261.11B | 228.00B | 189.00B | 191.00B | Total Debt |
50.57B | 51.09B | 49.16B | 44.00B | 41.00B | 45.00B | Net Debt |
-3.58B | 10.54B | 2.63B | 10.46B | 19.48B | 12.17B | Total Liabilities |
240.50B | 241.20B | 233.05B | 203.00B | 167.00B | 168.00B | Stockholders Equity |
28.76B | 30.26B | 28.06B | 25.00B | 22.00B | 23.00B |
Cash Flow | Free Cash Flow | ||||
11.32B | 12.14B | 17.00B | 19.22B | 13.10B | 4.11B | Operating Cash Flow |
13.26B | 14.05B | 18.56B | 21.08B | 14.64B | 5.59B | Investing Cash Flow |
-20.81B | -24.40B | -24.43B | -33.69B | -10.53B | 11.63B | Financing Cash Flow |
5.90B | 4.44B | 18.38B | 24.51B | -14.93B | -9.07B |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
82 Outperform | $709.46B | 37.21 | 50.03% | 0.63% | 10.19% | 12.45% | |
77 Outperform | $528.46B | 40.82 | 188.92% | 0.49% | 12.94% | 13.22% | |
77 Outperform | $69.37B | 16.33 | 22.20% | ― | 4.50% | 12.82% | |
76 Outperform | $208.35B | 20.77 | 34.02% | 0.98% | 8.45% | 17.89% | |
73 Outperform | $125.23B | 16.43 | 7.90% | 1.23% | 6.69% | -6.76% | |
64 Neutral | $12.80B | 9.71 | 7.59% | 16985.66% | 12.07% | -7.53% |
On May 20, 2025, American Express issued €1,000,000,000 in Fixed-to-Floating Rate Notes due in 2032, under a senior indenture with The Bank of New York Mellon as trustee. This issuance is part of the company’s strategic financial operations, potentially impacting its financial structure and market positioning.
The most recent analyst rating on (AXP) stock is a Hold with a $290.00 price target. To see the full list of analyst forecasts on American Express stock, see the AXP Stock Forecast page.
In a recent update, American Express reported delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member lending portfolios for February, March, and April 2025. The statistics showed stable delinquency rates at 1.4% for consumer loans and 1.6% for small business loans over the three months, while net write-off rates slightly decreased for both segments. This data, which excludes loans held for sale, provides insights into the company’s credit performance and reflects the impact of various factors such as loan mix and seasonal variability.
The most recent analyst rating on (AXP) stock is a Hold with a $290.00 price target. To see the full list of analyst forecasts on American Express stock, see the AXP Stock Forecast page.
On April 17, 2025, American Express reported strong financial results for the first quarter of 2025, with a revenue increase of 7% to $17.0 billion, or 8% on an FX-adjusted basis, and earnings per share rising by 9% to $3.64. The company maintained its full-year guidance for revenue growth and EPS, driven by higher net interest income, increased Card Member spending, and strong card fee growth. Despite a slight decrease in provisions for credit losses, consolidated expenses rose by 10% due to higher customer engagement costs and increased operating expenses. American Express continues to focus on long-term growth, emphasizing customer support, disciplined expense management, and strategic investments.
In a recent release, American Express reported its delinquency and write-off statistics for U.S. Consumer and U.S. Small Business Card Member lending portfolios for the first quarter of 2025. The data indicates stable delinquency rates and slight variations in write-off rates, reflecting the company’s ongoing efforts to manage credit risk effectively. The reclassification of Lowe’s small business cobrand portfolio loans as held for sale, effective December 2024, is a notable change in their balance sheet reporting, potentially impacting future financial statements.
American Express reported delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member lending portfolios for the months ending February 28, January 31, 2025, and December 31, 2024. The company reclassified $758 million of loans related to its Lowe’s small business cobrand portfolio as loans held for sale, which are not included in the reported statistics. The data shows a consistent delinquency rate of 1.4% for consumer loans and a slight increase in the net write-off rate over the three months. For small business loans, the delinquency rate remained stable at 1.6%, with a gradual increase in the net write-off rate. These statistics provide additional insights beyond the data reported by the American Express Credit Account Master Trust, highlighting differences in credit performance due to factors like loan mix and calculation methods.