Record Revenue and EPS Growth
Revenues increased by 11% year-over-year to a record $18.4 billion, and earnings per share (EPS) grew by 19% to $4.14.
Strong Cardmember Spending
Cardmember spending accelerated by 9%, or 8% on an FX adjusted basis, with strong retail spending and a rebound in travel.
Platinum Card Refresh Success
The launch of refreshed US Consumer and Business Platinum cards exceeded expectations, with new account acquisitions running at twice the level before the refresh in the first three weeks.
International Spend Growth
International spending increased by 13% FX-adjusted, with three of the top five countries growing by 18% or more.
Excellent Credit Performance
Credit performance remained strong, with both US consumer and small business delinquency rates still below 2019 levels.
Capital Return to Shareholders
Returned $2.9 billion of capital to shareholders, including $2.3 billion of share repurchases.