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American Express Company (AXP)
NYSE:AXP
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American Express (AXP) Price & Analysis

8,826 Followers

AXP Stock Chart & Stats

$331.69
$0.55(0.18%)
At close: 4:00 PM EST
$331.69
$0.55(0.18%)

Bulls Say, Bears Say

Bulls Say
Closed‑Loop Payments NetworkAmEx’s closed‑loop model captures both cardmember and merchant economics, creating durable two‑sided network effects. Owning issuance, acceptance and loyalty enhances pricing power, customer stickiness and cross‑sell of lending, deposits and services, supporting stable revenue over months.
High ROE And Healthy MarginsSustained ROE in the mid‑30s and mid‑teens margins indicate efficient capital deployment and profitable core economics. This underpins the company’s ability to fund buybacks/dividends, absorb credit volatility and invest in growth without requiring immediate capital structure changes.
Strong Top‑Line And International MomentumDouble‑digit revenue and spending growth, led by international billings, shows durable demand and geographic diversification. Persistent cardmember engagement and higher fee/NII mix support recurring revenue and reduce dependence on any single region or merchant category over the coming months.
Bears Say
Elevated LeverageHigher leverage increases sensitivity to funding costs and refinancing risk across credit cycles. With sizable lending and securitization activity, elevated debt ratios constrain flexibility for opportunistic investments or aggressive buybacks if funding conditions tighten over the next several months.
Free Cash Flow Momentum WeaknessA notable TTM decline in free cash flow reduces the buffer for capital returns and reinvestment. If FCF momentum remains weak, the company may need to prioritize funding choices or temper repurchases, limiting financial flexibility and raising execution risk for growth initiatives.
Higher Expense/VCE Ratio From ReinvestmentIntentional step‑up in marketing and technology raises the value capture/expense ratio, pressuring near‑term margins and EPS. While strategic, higher recurring expense levels reduce near‑term cash conversion and make short‑term margin recovery dependent on successful execution of product rollouts and ROI.

American Express News

AXP FAQ

What was American Express Company’s price range in the past 12 months?
American Express Company lowest stock price was $288.34 and its highest was $387.49 in the past 12 months.
    What is American Express Company’s market cap?
    American Express Company’s market cap is $242.27B.
      When is American Express Company’s upcoming earnings report date?
      American Express Company’s upcoming earnings report date is Jul 24, 2026 which is in 7 days.
        How were American Express Company’s earnings last quarter?
        American Express Company released its earnings results on Apr 23, 2026. The company reported $4.28 earnings per share for the quarter, beating the consensus estimate of $4.004 by $0.276.
          Is American Express Company overvalued?
          According to Wall Street analysts American Express Company’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does American Express Company pay dividends?
            American Express Company pays a Quarterly dividend of $0.95 which represents an annual dividend yield of 0.84%. See more information on American Express Company dividends here
              What is American Express Company’s EPS estimate?
              American Express Company’s EPS estimate is 4.4.
                How many shares outstanding does American Express Company have?
                American Express Company has 682,326,400 shares outstanding.
                  What happened to American Express Company’s price movement after its last earnings report?
                  American Express Company reported an EPS of $4.28 in its last earnings report, beating expectations of $4.004. Following the earnings report the stock price went down -4.311%.
                    Which hedge fund is a major shareholder of American Express Company?
                    Currently, no hedge funds are holding shares in AXP
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      American Express Company

                      Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.

                      American Express (AXP) Earnings & Revenues

                      AXP Revenue Breakdown

                      47.65%47.65%24.05%17.38%11.35%
                      47.65% U.S. Consumer Services
                      24.05% Commercial Services
                      17.38% International Card Services
                      11.35% Global Merchant and Network Services
                      tipranks

                      AXP Stock 12 Month Forecast

                      Average Price Target

                      $374.24
                      ▲(12.83% Upside)
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                      Ownership Overview

                      0.10%15.06%0.43%67.02%
                      0.43% Other Institutional Investors
                      67.02% Public Companies and Individual Investors
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