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IAT - ETF AI Analysis
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iShares U.S. Regional Banks ETF (IAT)
Rating:72Outperform
Price Target:―
Positive Factors
Low Expense Ratio
The ETF charges a relatively low expense ratio, making it cost-effective for investors.
Strong Performance from Select Holdings
Some holdings, like Citizens Financial and Regions Financial, have shown positive year-to-date performance, supporting the fund's potential recovery.
Focused Sector Exposure
The ETF’s concentration in the financial sector allows investors to target regional banking opportunities.
Negative Factors
Weak Overall Performance
The ETF has experienced negative returns across year-to-date, one-month, and three-month periods, reflecting challenges in the regional banking sector.
High Concentration in Top Holdings
The top three holdings make up a significant portion of the portfolio, increasing exposure to individual company risks.
Limited Geographic Diversification
The ETF is almost entirely focused on U.S. companies, leaving investors vulnerable to domestic economic pressures.
IAT vs. SPDR S&P 500 ETF (SPY)
AUM586.06M
RegionNorth America
Expense Ratio0.38%
Beta1.02
IssueriShares
Inception DateMay 01, 2006
Dividend Yield0%
Asset ClassEquity
Index TrackedDJ US Select / Regional Banks
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume139,925
30 Day Avg. Volume361,942
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
60.00Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering33
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
IAT Summary
The iShares U.S. Regional Banks ETF (IAT) focuses on regional banks in the United States, offering exposure to smaller, community-focused financial institutions that play a key role in local economies. It includes well-known companies like US Bancorp and PNC Financial, making it a great option for investors interested in the financial sector. People might consider investing in this ETF to benefit from potential growth in regional banking, especially during periods of rising interest rates. However, new investors should be aware that this ETF is heavily tied to the financial sector, meaning its performance can be impacted by economic downturns or challenges specific to banking.
How much will it cost me?The iShares U.S. Regional Banks ETF (IAT) has an expense ratio of 0.38%, meaning you’ll pay $3.80 per year for every $1,000 invested. This is slightly higher than the average for passively managed ETFs because it focuses on a specific niche—regional banks—which requires more targeted management.
What would affect this ETF?The iShares U.S. Regional Banks ETF (IAT) could benefit from rising interest rates, which often improve bank profitability by increasing the margin between lending and borrowing rates. Additionally, localized economic growth in the U.S. may positively impact regional banks due to their strong community ties. However, challenges such as stricter banking regulations or economic slowdowns in specific regions could negatively affect the ETF's performance, as regional banks are more sensitive to localized economic and regulatory pressures.
IAT Top 10 Holdings
The iShares U.S. Regional Banks ETF (IAT) is heavily concentrated in U.S. regional banks, with top holdings like US Bancorp and PNC Financial shaping its performance. Truist Financial and Citizens Financial are bright spots, showing steady gains thanks to strategic initiatives and strong earnings. However, lagging names like Huntington Bancshares and First Citizens BancShares are holding the fund back, weighed down by bearish trends and revenue challenges. With nearly all exposure in the financial sector, this ETF is a focused bet on the resilience of regional banks amid economic uncertainty.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| US Bancorp | 13.88% | $82.54M | $83.12B | 12.88% | 76 Outperform | |
| PNC Financial | 13.75% | $81.74M | $82.35B | 9.55% | 71 Outperform | |
| Truist Financial | 10.74% | $63.82M | $63.59B | 16.33% | 71 Outperform | |
| M&T Bank | 5.35% | $31.79M | $31.37B | 10.73% | 76 Outperform | |
| Huntington Bancshares | 4.53% | $26.95M | $27.76B | 11.56% | 80 Outperform | |
| Fifth Third Bancorp | 4.41% | $26.22M | $31.46B | 12.12% | 71 Outperform | |
| Citizens Financial | 4.28% | $25.46M | $24.97B | 37.39% | 75 Outperform | |
| Regions Financial | 4.17% | $24.78M | $24.12B | 18.38% | 79 Outperform | |
| First Citizens BancShares | 3.75% | $22.30M | $25.68B | 4.05% | 73 Outperform | |
| KeyCorp | 3.28% | $19.53M | $22.49B | 22.64% | 69 Neutral |
IAT Technical Analysis
Positive
―
Price Trends
50.68
Positive
51.04
Positive
48.44
Positive
Market Momentum
1.54
Negative
77.15
Negative
70.22
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For IAT, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 52.81, equal to the 50-day MA of 50.68, and equal to the 200-day MA of 48.44, indicating a bullish trend. The MACD of 1.54 indicates Negative momentum. The RSI at 77.15 is Negative, neither overbought nor oversold. The STOCH value of 70.22 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IAT.
IAT Peer Comparison
Comparison Results
Performance Comparison
IAT
iShares U.S. Regional Banks ETF
55.86
7.95
16.59%
REM
iShares Mortgage Real Estate ETF
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KIE
SPDR S&P Insurance ETF
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KCE
SPDR S&P Capital Markets ETF
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IAK
iShares U.S. Insurance ETF
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KBWD
Invesco KBW High Dividend Yield Financial ETF
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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