IAK - ETF AI Analysis
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iShares U.S. Insurance ETF (IAK)
Rating:75Outperform
Price Target:―
Positive Factors
Leading Insurance Companies
The ETF holds many well-known U.S. insurance leaders, which can provide stability and earnings power over time.
Recent Short-Term Rebound
The fund has shown a solid bounce over the past month and a positive trend over the last three months, suggesting improving short-term momentum despite a weaker year-to-date result.
Focused Industry Exposure
By concentrating on the U.S. insurance industry within the financial sector, the ETF offers targeted exposure for investors who want to bet specifically on insurance companies.
Negative Factors
Heavy Concentration in Top Holdings
A large share of the fund is tied up in a handful of stocks like Progressive and Chubb, which increases the impact of any bad news in those companies.
Mixed Performance Among Key Stocks
Several major holdings, including Progressive, American International Group, and Prudential Financial, have shown weak year-to-date performance, which has weighed on the fund overall.
Narrow Sector and Geographic Focus
Almost all assets are in U.S. financial stocks, so the ETF is highly sensitive to downturns in the U.S. financial and insurance markets and offers little diversification across sectors or countries.
IAK vs. SPDR S&P 500 ETF (SPY)
AUM364.00M
RegionNorth America
Expense Ratio0.38%
Beta0.55
IssueriShares
Inception DateMay 01, 2006
Dividend Yield2.67%
Asset ClassEquity
Index TrackedDJ US Select / Insurance
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume51,058
30 Day Avg. Volume71,663
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
146.89Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering57
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
IAK Summary
The iShares U.S. Insurance ETF (IAK) follows the DJ US Select Insurance index and focuses on American insurance companies. It holds well-known names like Progressive and Chubb, along with other big insurers that offer life, health, property, and auto coverage. Investors might consider this ETF if they want targeted exposure to the insurance industry, which can add diversification to a portfolio and may provide steady, long-term growth potential. However, because it is heavily concentrated in one sector, its value can go up and down with changes in the financial and insurance markets.
How much will it cost me?The iShares U.S. Insurance ETF (IAK) has an expense ratio of 0.38%, meaning you’ll pay $3.80 per year for every $1,000 invested. This cost is slightly higher than average for ETFs because it focuses on a specific sector (insurance) and is passively managed to track a niche index. Sector-focused ETFs often have higher costs due to their specialized nature.
What would affect this ETF?The iShares U.S. Insurance ETF (IAK) could benefit from rising demand for insurance products as economic growth and population trends drive the need for life, health, and property coverage, while strong financial performance from top holdings like Progressive and Chubb may boost returns. However, the ETF could face challenges from regulatory changes in the U.S. insurance industry or economic downturns that reduce consumer spending on insurance and impact profitability. Interest rate fluctuations could also affect the sector's investment income and overall performance.
IAK Top 10 Holdings
IAK is a pure play on U.S. insurers, and its story right now is all about a tug-of-war among the big names. Chubb, Travelers, and Allstate have been doing the heavy lifting, with shares generally rising on solid earnings and steady underwriting results. AFLAC and Hartford are also quietly adding support with mostly positive momentum. On the other side, Progressive is losing steam and AIG and Prudential are dragging the fund with weaker recent trends. With nearly all exposure in U.S. financials, this ETF is tightly hitched to the insurance cycle.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| Progressive | 13.29% | $49.15M | $117.51B | -25.08% | 78 Outperform | |
| Chubb | 13.26% | $49.02M | $127.26B | 15.03% | 80 Outperform | |
| Travelers Companies | 7.38% | $27.27M | $64.37B | 16.10% | 78 Outperform | |
| Allstate | 6.25% | $23.12M | $54.97B | 9.62% | 74 Outperform | |
| Metlife | 4.87% | $18.00M | $50.66B | 2.28% | 71 Outperform | |
| AFLAC | 4.60% | $17.00M | $59.05B | 5.70% | 68 Neutral | |
| Hartford Insurance | 4.44% | $16.42M | $36.86B | 13.54% | 78 Outperform | |
| American International Group | 4.17% | $15.41M | $40.32B | -9.52% | 60 Neutral | |
| Arch Capital Group | 4.01% | $14.83M | $34.27B | 5.66% | 79 Outperform | |
| Prudential Financial | 3.88% | $14.36M | $32.77B | -7.74% | 77 Outperform |
IAK Technical Analysis
Positive
―
Price Trends
130.93
Positive
131.62
Positive
129.94
Positive
Market Momentum
0.60
Positive
52.02
Neutral
35.94
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For IAK, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 131.91, equal to the 50-day MA of 130.93, and equal to the 200-day MA of 129.94, indicating a bullish trend. The MACD of 0.60 indicates Positive momentum. The RSI at 52.02 is Neutral, neither overbought nor oversold. The STOCH value of 35.94 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IAK.
IAK Peer Comparison
Comparison Results
Performance Comparison
IAK
iShares U.S. Insurance ETF
132.01
1.63
1.25%
IAT
iShares U.S. Regional Banks ETF
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REM
iShares Mortgage Real Estate ETF
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KIE
SPDR S&P Insurance ETF
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KCE
SPDR S&P Capital Markets ETF
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KBWD
Invesco KBW High Dividend Yield Financial ETF
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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