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IAK - ETF AI Analysis
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iShares U.S. Insurance ETF (IAK)
Rating:75Outperform
Price Target:―
Positive Factors
Targeted Insurance Exposure
The fund focuses almost entirely on U.S. insurance companies, giving investors a simple way to invest in this specific corner of the financial sector.
Meaningful Fund Size
With hundreds of millions in assets, the ETF is large enough to offer reasonable trading liquidity for most everyday investors.
Broad Insurance Lineup Within Top Holdings
The top positions span several well-known insurance names across different insurance types, helping spread risk within the industry.
Negative Factors
Recent Weak Performance
The ETF has shown weak returns so far this year and over the past month, which may signal current headwinds for the insurance sector.
Top Holdings Under Pressure
Most of the largest positions have been lagging this year, which has weighed on the fund’s overall results.
High Concentration in One Sector and Country
Nearly all assets are in U.S. financial (insurance) stocks, so the fund is highly sensitive to downturns in that single sector and market.
IAK vs. SPDR S&P 500 ETF (SPY)
AUM423.92M
RegionNorth America
Expense Ratio0.38%
Beta0.49
IssueriShares
Inception DateMay 01, 2006
Dividend Yield1.73%
Asset ClassEquity
Index TrackedDJ US Select / Insurance
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume72,370
30 Day Avg. Volume74,117
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
145.32Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering58
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
IAK Summary
The iShares U.S. Insurance ETF (IAK) is a fund that follows the DJ US Select Insurance index, focusing on U.S. insurance companies. It holds a basket of major insurers like Progressive and Chubb, along with others in life, health, property, and auto insurance. Investors might consider IAK if they want targeted exposure to the insurance industry, which can offer diversification within the financial sector and potential for steady, long-term growth. However, this ETF is heavily concentrated in one sector, so its value can rise or fall sharply with changes in the insurance and broader financial markets.
How much will it cost me?The iShares U.S. Insurance ETF (IAK) has an expense ratio of 0.38%, meaning you’ll pay $3.80 per year for every $1,000 invested. This cost is slightly higher than average for ETFs because it focuses on a specific sector (insurance) and is passively managed to track a niche index. Sector-focused ETFs often have higher costs due to their specialized nature.
What would affect this ETF?The iShares U.S. Insurance ETF (IAK) could benefit from rising demand for insurance products as economic growth and population trends drive the need for life, health, and property coverage, while strong financial performance from top holdings like Progressive and Chubb may boost returns. However, the ETF could face challenges from regulatory changes in the U.S. insurance industry or economic downturns that reduce consumer spending on insurance and impact profitability. Interest rate fluctuations could also affect the sector's investment income and overall performance.
IAK Top 10 Holdings
IAK is a pure play on U.S. insurers, and its story right now is about a few heavyweights setting the tone. Progressive and Chubb sit in the driver’s seat, but with their shares recently lagging, they’re more of a headwind than a help. Travelers, Allstate, and Hartford are also losing a bit of steam, adding to the drag. On the steadier side, AFLAC and Prudential are holding up relatively well, softening the blow. Overall, this is a tightly focused financials bet, with performance hinging on a handful of big U.S. insurance names.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| Progressive | 13.66% | $58.16M | $121.97B | -15.60% | 78 Outperform | |
| Chubb | 12.69% | $54.03M | $121.83B | 13.86% | 80 Outperform | |
| Travelers Companies | 7.11% | $30.26M | $63.46B | 16.04% | 78 Outperform | |
| Allstate | 5.83% | $24.83M | $52.07B | 3.46% | 74 Outperform | |
| AFLAC | 5.60% | $23.86M | $58.15B | 3.32% | 68 Neutral | |
| Metlife | 4.45% | $18.96M | $51.97B | -8.82% | 71 Outperform | |
| Prudential Financial | 4.36% | $18.57M | $38.89B | -7.99% | 77 Outperform | |
| Hartford Insurance | 4.33% | $18.42M | $37.63B | 21.08% | 78 Outperform | |
| American International Group | 4.16% | $17.72M | $40.40B | 1.66% | 60 Neutral | |
| Arch Capital Group | 3.99% | $16.98M | $34.83B | 3.19% | 79 Outperform |
IAK Technical Analysis
Positive
―
Price Trends
133.72
Negative
131.99
Positive
131.30
Positive
Market Momentum
-0.75
Negative
51.24
Neutral
84.12
Negative
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For IAK, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 132.55, equal to the 50-day MA of 133.72, and equal to the 200-day MA of 131.30, indicating a neutral trend. The MACD of -0.75 indicates Negative momentum. The RSI at 51.24 is Neutral, neither overbought nor oversold. The STOCH value of 84.12 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IAK.
IAK Peer Comparison
Comparison Results
Performance Comparison
IAK
iShares U.S. Insurance ETF
133.00
6.60
5.22%
REM
iShares Mortgage Real Estate ETF
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―
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IAT
iShares U.S. Regional Banks ETF
―
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KCE
SPDR S&P Capital Markets ETF
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―
―
KIE
SPDR S&P Insurance ETF
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―
―
KBWD
Invesco KBW High Dividend Yield Financial ETF
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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