KIE - ETF AI Analysis

Top Page

SPDR S&P Insurance ETF (KIE)

Rating:69Neutral

Price Target:―

The SPDR S&P Insurance ETF (KIE) has a solid overall rating, reflecting a mix of strong performers and a few weaker holdings. RenaissanceRe Holdings (RNR) stands out as a key contributor due to its robust financial performance, attractive valuation, and strategic focus on capital management, which supports the fund's positive outlook. However, holdings like Lemonade (LMND) and AIG have faced profitability challenges and declining revenues, which may have slightly weighed on the ETF's rating. A potential risk factor is the ETF's concentration in the insurance sector, which could expose it to industry-specific challenges.

Positive Factors

Low Expense Ratio

The ETF has a relatively low expense ratio, which helps investors keep more of their returns.

Strong Holdings Performance

Several top holdings, such as Old Republic International and W.R. Berkley Corporation, have shown strong year-to-date performance, supporting the fund’s overall returns.

Focused Sector Exposure

The ETF’s heavy allocation to the financial sector provides targeted exposure to insurance companies, which can benefit from rising interest rates.

Negative Factors

Underperforming Holdings

Some top holdings, including Ryan Specialty Group and Selective Insurance Group, have experienced weak year-to-date performance, which could drag on overall returns.

High Sector Concentration

With nearly all assets allocated to the financial sector, the ETF is highly exposed to risks specific to this industry.

Limited Geographic Diversification

The fund is almost entirely focused on U.S.-based companies, leaving it vulnerable to domestic market risks.

KIE vs. SPDR S&P 500 ETF (SPY)

AUM691.75M

RegionNorth America

Expense Ratio0.35%

Beta0.50

IssuerSPDR

Inception DateNov 08, 2005

Dividend Yield1.54%

Asset ClassEquity

Index TrackedS&P Insurance Select Industry

Share Statistics

EPS (TTM)N/A

Shares OutstandingN/A

10 Day Avg. Volume2,418,246

30 Day Avg. Volume1,564,668

Financial Highlights & Ratios

PEG RatioN/A

Price to Book (P/B)N/A

Price to Sales (P/S)N/A

P/FCF RatioN/A

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price Target

66.78

Price Target Upside― Downside

Rating ConsensusModerate Buy

Number of Analyst Covering55

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

KIE Summary

The SPDR S&P Insurance ETF (Ticker: KIE) is an investment fund that focuses on the U.S. insurance industry, tracking the S&P Insurance Select Industry Index. It includes a mix of companies that provide property and casualty, life and health, and reinsurance services. Some well-known companies in this ETF are White Mountains Insurance Group and RenaissanceRe Holdings. Investors might consider KIE for diversification and exposure to a stable sector that plays a key role in the economy. However, new investors should be aware that its performance can fluctuate with the financial sector and broader market trends.

How much will it cost me?The SPDR S&P Insurance ETF (Ticker: KIE) has an expense ratio of 0.35%, which means you’ll pay $3.50 per year for every $1,000 invested. This is slightly higher than the average for passively managed ETFs because it focuses on a specific sector, the insurance industry, which requires more specialized tracking.

What would affect this ETF?The SPDR S&P Insurance ETF (KIE) could benefit from rising consumer demand for insurance products and services, driven by economic growth and increasing awareness of financial protection. However, potential challenges include regulatory changes in the U.S. insurance industry and economic downturns that may reduce demand or impact profitability for its top holdings, such as White Mountains Insurance Group and RenaissanceRe Holdings.

KIE Top 10 Holdings

The SPDR S&P Insurance ETF (KIE) is firmly rooted in the U.S. insurance sector, with a diverse mix of companies driving its performance. Lemonade is rising on growth potential but faces profitability hurdles, while Brighthouse Financial shows steady momentum despite revenue challenges. Old Republic International stands out with robust financial health and a high dividend yield, though technical signals suggest caution. Ryan Specialty Group is lagging, weighed down by bearish trends and high leverage. Overall, the fund leans heavily into financials, offering concentrated exposure to the insurance industry’s resilience and innovation.

Name	Company Name	Weight %	Market Value	Market Cap	Yearly Gain	Overall Rating
LMND	Lemonade	2.77%	$19.27M	$5.79B	50.53%	54 Neutral
BHF	Brighthouse Financial	2.50%	$17.45M	$3.74B	25.00%	74 Outperform
MCY	Mercury General	2.23%	$15.51M	$5.17B	18.40%	69 Neutral
ORI	Old Republic International	2.13%	$14.84M	$11.48B	19.06%	77 Outperform
WTM	White Mountains Insurance Group	2.12%	$14.75M	$5.16B	0.77%	65 Neutral
RYAN	Ryan Specialty Group	2.08%	$14.50M	$15.33B	-22.60%	64 Neutral
L	Loews	2.08%	$14.49M	$22.37B	24.36%	76 Outperform
AGO	Assured Guaranty	2.05%	$14.26M	$4.15B	-3.60%	73 Outperform
CINF	Cincinnati Financial	2.04%	$14.21M	$26.29B	5.19%	81 Outperform
AIZ	Assurant	2.01%	$14.03M	$11.44B	0.65%	73 Outperform

KIE Technical Analysis

Technical Analysis Sentiment

Positive

Last Price―

Price Trends

50DMA

58.31

Positive

100DMA

58.03

Positive

200DMA

58.03

Positive

Market Momentum

MACD

0.44

Negative

RSI

64.19

Neutral

STOCH

81.83

Negative

Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For KIE, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 58.27, equal to the 50-day MA of 58.31, and equal to the 200-day MA of 58.03, indicating a bullish trend. The MACD of 0.44 indicates Negative momentum. The RSI at 64.19 is Neutral, neither overbought nor oversold. The STOCH value of 81.83 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for KIE.

KIE Peer Comparison

Comparison Results

Name	Price	Price Target	AUM	Expense Ratio	Overall Rating
KIE	―	―	$691.75M	0.35%	―
REM	―	―	$612.63M	0.48%	―
IAT	―	―	$528.40M	0.38%	―
KCE	―	―	$525.99M	0.35%	―
IAK	―	―	$513.62M	0.38%	―
KBWD	―	―	$415.47M	4.93%	―

Performance Comparison

KIE

SPDR S&P Insurance ETF

60.02

-0.97

-1.59%

REM

iShares Mortgage Real Estate ETF

―

IAT

iShares U.S. Regional Banks ETF

―

KCE

SPDR S&P Capital Markets ETF

―

IAK

iShares U.S. Insurance ETF

―

KBWD

Invesco KBW High Dividend Yield Financial ETF

―

Glossary

BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―

Table of Contents