KIE - ETF AI Analysis
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SPDR S&P Insurance ETF (KIE)
Rating:71Outperform
Price Target:―
Positive Factors
Solid Recent Performance
The ETF has shown steady gains over the past month, three months, and year-to-date, indicating positive recent momentum.
Multiple Strong Insurance Holdings
Several top positions, such as Travelers, Skyward Specialty Insurance, and Reinsurance Group, have delivered strong year-to-date results that support the fund’s overall performance.
Moderate Expense Ratio
The fund’s expense ratio is reasonable for a specialized sector ETF, helping investors keep more of their returns compared with many actively managed funds.
Negative Factors
Sector Concentration in Financials
With the vast majority of assets in the financial sector and specifically insurance companies, the ETF is highly sensitive to downturns in this single industry.
Heavy U.S. Focus
Almost all of the fund’s holdings are in U.S. companies, which limits diversification across global markets and ties performance closely to the U.S. economy.
Notable Lagging Holdings
Some key positions, including Ryan Specialty Group, Lemonade, Arthur J Gallagher, and Lincoln National, have shown weak year-to-date performance that could drag on the fund if the trend continues.
KIE vs. SPDR S&P 500 ETF (SPY)
AUM650.99M
RegionNorth America
Expense Ratio0.35%
Beta0.53
IssuerSPDR
Inception DateNov 08, 2005
Dividend Yield1.52%
Asset ClassEquity
Index TrackedS&P Insurance Select Industry
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume1,078,719
30 Day Avg. Volume1,328,176
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
68.05Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering54
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
KIE Summary
The SPDR S&P Insurance ETF (KIE) is a fund that focuses on the U.S. insurance industry by tracking the S&P Insurance Select Industry Index. It holds a mix of insurance companies that offer property, life, health, and specialty coverage. Well-known names in the fund include Travelers Companies and Arthur J Gallagher & Co. Someone might invest in KIE to get diversified exposure to many insurance firms in a single investment, which can benefit from steady demand for insurance over time. A key risk is that it is heavily tied to financial and insurance stocks, so its price can rise or fall with that sector.
How much will it cost me?The SPDR S&P Insurance ETF (Ticker: KIE) has an expense ratio of 0.35%, which means you’ll pay $3.50 per year for every $1,000 invested. This is slightly higher than the average for passively managed ETFs because it focuses on a specific sector, the insurance industry, which requires more specialized tracking.
What would affect this ETF?The SPDR S&P Insurance ETF (KIE) could benefit from rising consumer demand for insurance products and services, driven by economic growth and increasing awareness of financial protection. However, potential challenges include regulatory changes in the U.S. insurance industry and economic downturns that may reduce demand or impact profitability for its top holdings, such as White Mountains Insurance Group and RenaissanceRe Holdings.
KIE Top 10 Holdings
KIE is very much an insurance story, with all its key drivers rooted in U.S. financials rather than flashy global tech. Travelers and Allstate are doing the heavy lifting, with rising share prices and solid balance sheets giving the fund a steady tailwind. Specialty players like Skyward and Reinsurance Group add extra spark, benefiting from strong earnings and growth plans. On the flip side, Ryan Specialty and Lincoln National are lagging, so while the sector theme is clear and concentrated, not every insurer in this basket is pulling its weight.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| Baldwin Insurance Group | 2.42% | $16.01M | $4.02B | -27.55% | 44 Neutral | |
| Ryan Specialty Group | 2.23% | $14.73M | $12.25B | -27.94% | 60 Neutral | |
| Travelers Companies | 2.13% | $14.08M | $81.14B | 44.48% | 78 Outperform | |
| Skyward Specialty Insurance Group, Inc. | 2.12% | $14.03M | $2.53B | 18.37% | 79 Outperform | |
| Palomar Holdings | 2.10% | $13.86M | $3.79B | 2.88% | 83 Outperform | |
| Kemper | 2.07% | $13.69M | $1.81B | -52.74% | 52 Neutral | |
| Brown & Brown | 2.07% | $13.67M | $25.05B | -22.44% | 76 Outperform | |
| Allstate | 2.04% | $13.50M | $70.63B | 30.57% | 74 Outperform | |
| Arthur J Gallagher & Co | 2.03% | $13.41M | $69.08B | -10.72% | 69 Neutral | |
| RLI | 2.02% | $13.37M | $6.02B | -7.21% | 83 Outperform |
KIE Technical Analysis
Positive
―
Price Trends
60.22
Positive
58.11
Positive
58.03
Positive
Market Momentum
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For KIE, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 63.96, equal to the 50-day MA of 60.22, and equal to the 200-day MA of 58.03, indicating a bullish trend. The MACD of ― indicates undefined momentum. The RSI at ― is undefined, neither overbought nor oversold. The STOCH value of ― is undefined, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for KIE.
KIE Peer Comparison
Comparison Results
Performance Comparison
KIE
SPDR S&P Insurance ETF
64.24
8.76
15.79%
IAT
iShares U.S. Regional Banks ETF
―
―
―
IAK
iShares U.S. Insurance ETF
―
―
―
REM
iShares Mortgage Real Estate ETF
―
―
―
KCE
SPDR S&P Capital Markets ETF
―
―
―
KBWD
Invesco KBW High Dividend Yield Financial ETF
―
―
―
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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