KIE - ETF AI Analysis

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SPDR S&P Insurance ETF (KIE)

Rating:71Outperform

Price Target:―

KIE, the SPDR S&P Insurance ETF, has a solid overall rating driven mainly by strong, diversified insurance holdings like Palomar Holdings, Allstate, Assurant, and Selective Insurance Group, which show healthy financial performance, growth initiatives, and generally supportive valuations. These strengths are partly offset by weaker names such as Baldwin Insurance Group and Oscar Health, where profitability, cash flow, and bearish technical trends are concerns. The main risk factor is that the fund is concentrated in the insurance sector, so industry-wide challenges or negative market momentum in insurers could weigh on its performance.

Positive Factors

Balanced Top Holdings

The ETF’s largest positions are fairly evenly sized, which helps avoid relying too heavily on any single insurance company.

Some Strong Individual Performers

A few top holdings have shown strong year-to-date performance, helping to offset weaker names in the portfolio.

Moderate Expense Ratio

The fund’s fee is reasonable for a specialized sector ETF, allowing investors to keep more of their returns compared with higher-cost options.

Negative Factors

Recent Weak Short-Term Performance

The ETF has shown weak returns over the past month and year-to-date, which may concern investors looking for near-term strength.

Heavy Concentration in Financials

Almost all of the fund is invested in financial-sector insurance companies, increasing sensitivity to problems in that single industry.

Limited Geographic Diversification

With nearly all assets in U.S. companies, the ETF offers little exposure to insurance markets in other regions.

KIE vs. SPDR S&P 500 ETF (SPY)

AUM490.65M

RegionNorth America

Expense Ratio0.35%

Beta0.52

IssuerSPDR

Inception DateNov 08, 2005

Dividend Yield1.62%

Asset ClassEquity

Index TrackedS&P Insurance Select Industry

Share Statistics

EPS (TTM)N/A

Shares OutstandingN/A

10 Day Avg. Volume1,612,326

30 Day Avg. Volume1,764,432

Financial Highlights & Ratios

PEG RatioN/A

Price to Book (P/B)N/A

Price to Sales (P/S)N/A

P/FCF RatioN/A

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price Target

64.99

Price Target Upside― Downside

Rating ConsensusModerate Buy

Number of Analyst Covering55

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

KIE Summary

KIE is the SPDR S&P Insurance ETF, which follows the S&P Insurance Select Industry Index. It focuses on U.S. insurance companies across different types, including property and casualty, life and health, and reinsurance. The fund holds a mix of smaller and larger insurers such as Arthur J Gallagher & Co and Assurant, giving you broad exposure to the insurance side of the financial sector in a single investment. Someone might invest in KIE for diversification within financials and potential long-term growth of the insurance industry. A key risk is that it can rise or fall with the insurance sector and overall stock market.

How much will it cost me?The SPDR S&P Insurance ETF (Ticker: KIE) has an expense ratio of 0.35%, which means you’ll pay $3.50 per year for every $1,000 invested. This is slightly higher than the average for passively managed ETFs because it focuses on a specific sector, the insurance industry, which requires more specialized tracking.

What would affect this ETF?The SPDR S&P Insurance ETF (KIE) could benefit from rising consumer demand for insurance products and services, driven by economic growth and increasing awareness of financial protection. However, potential challenges include regulatory changes in the U.S. insurance industry and economic downturns that may reduce demand or impact profitability for its top holdings, such as White Mountains Insurance Group and RenaissanceRe Holdings.

KIE Top 10 Holdings

KIE is a pure play on the U.S. insurance world, and its story right now is one of solid fundamentals battling choppy sentiment. Specialty names like Baldwin Insurance and Palomar have been rising over the past few months, helping pull the fund forward, while Kinsale and Renaissancere look steady to mixed as strong earnings meet some technical hesitation. On the softer side, brokers like Arthur J. Gallagher and service-focused Erie Indemnity have been lagging, acting like a small anchor on returns. Overall, performance is driven by a diversified mix of property, casualty, and specialty insurers rather than any single giant.

Name	Company Name	Weight %	Market Value	Market Cap	Yearly Gain	Overall Rating
LMND	Lemonade	2.18%	$10.87M	$6.48B	160.92%	60 Neutral
AIZ	Assurant	2.00%	$9.98M	$11.93B	10.66%	73 Outperform
SIGI	Selective Insurance Group	1.99%	$9.96M	$5.08B	-0.06%	77 Outperform
RNR	Renaissancere Holdings	1.99%	$9.94M	$12.99B	21.12%	78 Outperform
PFG	Principal Financial	1.96%	$9.80M	$20.81B	14.88%	76 Outperform
KNSL	Kinsale Capital Group	1.95%	$9.76M	$9.21B	-10.42%	75 Outperform
EG	Everest Group	1.95%	$9.75M	$13.91B	-4.67%	64 Neutral
ACGL	Arch Capital Group	1.95%	$9.73M	$34.83B	3.19%	79 Outperform
MRSH	Marsh & McLennan Companies	1.94%	$9.69M	$92.20B	-13.23%	71 Outperform
PLMR	Palomar Holdings	1.94%	$9.69M	$3.28B	14.57%	83 Outperform

KIE Technical Analysis

Technical Analysis Sentiment

Neutral

Last Price―

Price Trends

50DMA

59.30

Negative

100DMA

58.61

Negative

200DMA

58.08

Positive

Market Momentum

MACD

-0.42

Positive

RSI

45.89

Neutral

STOCH

56.48

Neutral

Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For KIE, the sentiment is Neutral. The current price of undefined is equal to the 20-day moving average (MA) of 58.91, equal to the 50-day MA of 59.30, and equal to the 200-day MA of 58.08, indicating a neutral trend. The MACD of -0.42 indicates Positive momentum. The RSI at 45.89 is Neutral, neither overbought nor oversold. The STOCH value of 56.48 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for KIE.

KIE Peer Comparison

Comparison Results

Name	Price	Price Target	AUM	Expense Ratio	Overall Rating
KIE	―	―	$490.65M	0.35%	―
REM	―	―	$697.05M	0.48%	―
IAT	―	―	$606.80M	0.38%	―
KCE	―	―	$546.84M	0.35%	―
KBWD	―	―	$447.75M	5.39%	―
IAK	―	―	$423.92M	0.38%	―

Performance Comparison

KIE

SPDR S&P Insurance ETF

58.44

1.70

3.00%

REM

iShares Mortgage Real Estate ETF

―

IAT

iShares U.S. Regional Banks ETF

―

KCE

SPDR S&P Capital Markets ETF

―

KBWD

Invesco KBW High Dividend Yield Financial ETF

―

IAK

iShares U.S. Insurance ETF

―

Glossary

BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―

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