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KIE - ETF AI Analysis

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KIE

SPDR S&P Insurance ETF (KIE)

Rating:71Outperform
Price Target:
KIE, the SPDR S&P Insurance ETF, earns a solid overall rating driven mainly by strong, well-established insurers like Palomar Holdings, Renaissancere Holdings, MetLife, and Selective Insurance Group, which show healthy financial performance, strategic growth initiatives, and generally supportive valuations. However, weaker names such as Baldwin Insurance Group, Oscar Health, and Kemper, which face profitability challenges, bearish technical trends, and mixed earnings outlooks, weigh on the fund’s score. The main risk factor is that the ETF is concentrated in the insurance industry, so sector-wide issues—like regulatory changes or large catastrophe losses—could affect many holdings at once.
Positive Factors
Balanced Top Holdings
The ETF’s largest positions are fairly evenly sized, which helps avoid relying too heavily on any single stock.
Several Strong-Performing Stocks
Some top holdings, such as Baldwin Insurance Group, Oscar Health, and Primerica, have shown strong gains this year, helping support the fund’s results.
Targeted Industry Exposure
The fund focuses on insurance companies within the financial sector, giving investors a clear and focused way to invest in this specific industry.
Negative Factors
Recent Weak Overall Performance
The ETF’s returns so far this year have been weak, which may concern investors looking for steady growth.
Underperforming Key Holdings
Several notable positions, including Kemper and Lincoln National, have shown weak performance this year, which has weighed on the fund.
High Concentration in U.S. Financials
With almost all assets in U.S. financial and insurance companies, the fund is heavily exposed to one country and one sector, increasing sensitivity to downturns there.

KIE vs. SPDR S&P 500 ETF (SPY)

KIE Summary

The SPDR S&P Insurance ETF (KIE) is a fund that focuses on U.S. insurance companies and aims to follow the S&P Insurance Select Industry Index. It holds a mix of firms that provide life, health, property, and other types of insurance. Well-known names in the fund include MetLife and Lincoln National. Someone might invest in KIE to get diversified exposure to the insurance part of the financial sector, instead of picking individual insurance stocks. A key risk is that it is concentrated in one industry, so its price can rise or fall sharply with changes in the insurance and broader financial markets.
How much will it cost me?The SPDR S&P Insurance ETF (Ticker: KIE) has an expense ratio of 0.35%, which means you’ll pay $3.50 per year for every $1,000 invested. This is slightly higher than the average for passively managed ETFs because it focuses on a specific sector, the insurance industry, which requires more specialized tracking.
What would affect this ETF?The SPDR S&P Insurance ETF (KIE) could benefit from rising consumer demand for insurance products and services, driven by economic growth and increasing awareness of financial protection. However, potential challenges include regulatory changes in the U.S. insurance industry and economic downturns that may reduce demand or impact profitability for its top holdings, such as White Mountains Insurance Group and RenaissanceRe Holdings.

KIE Top 10 Holdings

KIE is a pure play on the U.S. insurance world, and recent performance is being pulled along by rising names like Oscar Health, SiriusPoint, and Primerica, which have been gaining traction on stronger fundamentals and upbeat earnings stories. On the flip side, Lemonade has been lagging as profitability worries linger, while Kemper and Lincoln National are still trying to shake off weaker trends. With almost everything tied to financials and insurance, this fund is a focused bet on the sector’s resilience rather than a broad global mix.
Name
Company Name
Weight %
Market Value
Market Cap
Yearly Gain
Overall Rating
Oscar Health2.21%$10.03M$5.01B36.13%
49
Neutral
Baldwin Insurance Group2.17%$9.81M$3.59B-42.24%
44
Neutral
Lemonade2.15%$9.73M$5.02B122.22%
60
Neutral
SiriusPoint2.04%$9.25M$2.78B40.97%
76
Outperform
Stewart Information Services2.01%$9.12M$2.19B10.61%
74
Outperform
Kemper1.99%$9.03M$1.93B-43.81%
52
Neutral
Principal Financial1.99%$9.02M$21.52B35.02%
76
Outperform
Primerica1.97%$8.93M$8.79B5.73%
72
Outperform
Lincoln National1.97%$8.93M$7.07B17.22%
71
Outperform
First American Financial1.97%$8.92M$7.25B13.49%
74
Outperform

KIE Technical Analysis

Technical Analysis Sentiment
Negative
Last Price
Price Trends
50DMA
56.41
Positive
100DMA
57.63
Negative
200DMA
57.59
Negative
Market Momentum
MACD
0.38
Positive
RSI
47.95
Neutral
STOCH
22.63
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For KIE, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 57.31, equal to the 50-day MA of 56.41, and equal to the 200-day MA of 57.59, indicating a neutral trend. The MACD of 0.38 indicates Positive momentum. The RSI at 47.95 is Neutral, neither overbought nor oversold. The STOCH value of 22.63 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for KIE.

KIE Peer Comparison

Comparison Results
Name
Price
Price Target
AUM
Expense Ratio
Overall Rating
$452.07M0.35%
71
Outperform
$624.77M0.38%
74
Outperform
$570.80M0.48%
62
Neutral
$455.82M0.35%
69
Neutral
$434.83M5.39%
64
Neutral
$373.82M0.38%
75
Outperform
Performance Comparison
Ticker
Company Name
Price
Change
% Change
KIE
SPDR S&P Insurance ETF
56.79
-0.35
-0.61%
IAT
iShares U.S. Regional Banks ETF
REM
iShares Mortgage Real Estate ETF
KCE
SPDR S&P Capital Markets ETF
KBWD
Invesco KBW High Dividend Yield Financial ETF
IAK
iShares U.S. Insurance ETF
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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