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Loews (L)
:L
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Loews
(NYSE:L)
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Rating:64Neutral
Price Target:
$106.00
▲(6.85% Upside)
Loews' overall stock score reflects its stable financial performance and reasonable valuation. The company's strong equity management and consistent profitability are significant strengths. However, concerns about revenue contraction and asset base reduction, along with mixed technical indicators, temper the outlook. The absence of earnings call data and notable corporate events limits further insights.
Positive Factors
Diversified Business Model
Loews' diversified business model across insurance, hospitality, and natural gas segments provides resilience against sector-specific downturns, allowing the company to leverage synergies and mitigate risks from economic fluctuations.
Strong Cash Flow
Consistently strong operating cash flow exceeding net income indicates robust liquidity management, enabling Loews to fund operations, invest in growth opportunities, and weather economic challenges effectively.
Stable Profit Margins
Stable profit margins reflect Loews' ability to manage costs effectively, ensuring profitability even amid revenue fluctuations, which is crucial for long-term financial health and shareholder value.
Negative Factors
Revenue Contraction
Recent revenue contraction poses a risk to Loews' growth prospects, potentially impacting its ability to invest in new opportunities and maintain competitive positioning in its diverse markets.
Asset Base Reduction
A reduction in total assets may limit Loews' capacity to expand operations or invest in new ventures, potentially hindering long-term growth and competitive advantage in its various sectors.
Volatile Free Cash Flow
Volatility in free cash flow generation could affect Loews' ability to consistently fund capital expenditures and shareholder returns, posing a challenge to financial stability and strategic planning.
Loews (L) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$20.80B
Dividend Yield0.24%
Average Volume (3M)796.87K
Price to Earnings (P/E)14.6
Beta (1Y)0.44
Revenue Growth6.06%
EPS Growth-8.53%
CountryUS
Employees13,000
SectorFinancial
Sector Strength70
IndustryInsurance - Property & Casualty
Share Statistics
EPS (TTM)2.61
Shares Outstanding206,659,560
10 Day Avg. Volume623,458
30 Day Avg. Volume796,872
Financial Highlights & Ratios
PEG Ratio6.93
Price to Book (P/B)1.09
Price to Sales (P/S)1.07
P/FCF Ratio7.80
Enterprise Value/Market Cap1.39
Enterprise Value/Revenue1.59
Enterprise Value/Gross Profit2.13
Enterprise Value/Ebitda13.16
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Loews Business Overview & Revenue Model
Company DescriptionLoews Corporation is a diversified holding company that operates through various segments, including insurance, hospitality, natural gas distribution, and packaging. Founded in 1902 and headquartered in New York City, Loews has built a portfolio that includes well-known subsidiaries such as CNA Financial, a leading property and casualty insurance company, and Loews Hotels, which operates a collection of luxury hotels and resorts across the United States and Canada. The company's diverse operations allow it to leverage synergies across sectors while mitigating risks associated with economic fluctuations.
How the Company Makes MoneyLoews Corporation generates revenue through multiple streams. Its insurance segment, CNA Financial, contributes significantly to earnings by providing various property and casualty insurance products, earning premiums from policyholders. The hospitality segment, Loews Hotels, generates revenue from room bookings, food and beverage services, and event hosting at its hotel properties. The natural gas distribution segment earns revenue through the sale and transportation of natural gas to residential, commercial, and industrial customers. Additionally, Loews benefits from its investments in publicly traded securities and other financial assets. Significant partnerships with various businesses and brands in the hospitality sector also enhance its revenue capabilities, while prudent capital management and investment strategies contribute to overall profitability.
Loews Key Performance Indicators (KPIs)
Any
Net Income by Segment
Shows profitability across various business segments, offering insight into which parts of the company are most financially successful and efficient.
Shows profitability across various business segments, offering insight into which parts of the company are most financially successful and efficient.
Data provided by:
Main Street Data
Main Street DataLoews Earnings Call Summary
Earnings Call Date:Nov 03, 2025
(Q4-2024)
| % Change Since: |
Next Earnings Date:Feb 09, 2026
Earnings Call Sentiment Positive
The earnings call presented a strong financial performance with significant revenue and market share growth, supported by strategic expansions and digital sales gains. However, there were challenges such as decreased GAAP net earnings due to a non-cash charge, impacts from the Canada Post strike, vendor price increases, currency fluctuations, and a strategic exit from the electronics category. Overall, the positives slightly outweigh the negatives, indicating a positive sentiment.Q4-2024 Updates
Positive Updates
Record Revenue and Earnings Growth
Loblaws reported full-year revenue of $61 billion and adjusted earnings of over $2.6 billion. Adjusted diluted net earnings per share grew by 10% to $2.20.
Expansion and Investment Plan
Loblaws plans to reinvest over $10 billion into the Canadian economy over the next five years, including opening another 80 stores and approximately 100 pharmacist care clinics in 2025.
Market Share and Sales Growth
Loblaws reported its best full-year food market share growth in more than a decade, with absolute sales growth of 3.7% and same-store sales increasing by 2.5%.
Strong Digital Sales Performance
Online sales increased by 18.4% in the quarter, with full-year sales growing by 16.9% to $3.9 billion.
Successful New Store Openings
Loblaws opened 26 new grocery stores in Q4, including its first TNT supermarket in Seattle, Washington, and concluded its network optimization initiative in Quebec.
Negative Updates
GAAP Net Earnings Decreased
GAAP net earnings decreased by 14.6%, primarily due to a non-cash charge of $129 million related to the revaluation of the PC Optimum program liability.
Impact of Canada Post Strike
The Canada Post strike led to a decline in convenience category sales, including a 3.1% decrease in front-store same-store sales.
Pressure from Vendor Price Increases and Currency Fluctuations
Loblaws faced higher than normal pricing increases from global vendors and inflationary pressure due to the Canadian dollar trading at its lowest level in over 20 years.
Exit from Electronics Category
Loblaws decided to exit certain low-margin electronics categories, which is expected to impact front-store sales by about 1% in 2025.
Company Guidance
In the fourth quarter of 2024, Loblaws Incorporated reported strong financial performance, with full-year revenue reaching $61 billion and adjusted earnings surpassing $2.6 billion. The company achieved a 2.9% increase in consolidated revenue for the quarter, totaling $14.9 billion, while adjusted EBITDA grew by 4%. Adjusted diluted net earnings per share rose by 10% to $2.20, although GAAP net earnings decreased by 14.6% due to a $129 million non-cash charge related to the PC Optimum program. Loblaws repurchased $1.8 billion worth of shares and increased its dividend per share by 13.9%. The company also expanded its retail footprint by adding 52 new food and drug retail stores and 78 pharmacy care clinics, representing a 1.1% increase in square footage. Looking ahead, Loblaws plans to invest over $10 billion in the Canadian economy over the next five years, including opening 80 new stores and approximately 100 pharmacist care clinics in 2025. Despite challenges such as inflationary pressures and a declining Canadian dollar, the company anticipates high single-digit growth in adjusted earnings per share for 2025, bolstered by an additional fiscal week and continued investment in its retail and distribution networks.Loews Financial Statement Overview
Summary
Loews demonstrates financial stability with consistent profitability and strong equity management. However, revenue contraction and asset base reduction are concerns. Cash flows are positive, but recent data gaps prevent a full assessment. The company's financials suggest a cautious but stable outlook in the insurance industry.Income Statement
Loews has shown resilience with a stable gross profit margin as revenue remained consistent over the years. Despite a dip in revenue in 2024, net profit margin and EBIT margin have been stable, indicating efficient cost management. However, revenue growth is a concern with a negative trend observed recently, and EBIT has been volatile, impacting profitability.62
Positive
Balance Sheet
The debt-to-equity ratio is reasonable, indicating manageable leverage levels. Stockholders' equity has grown, improving the equity ratio, which suggests a stable financial footing. Return on equity has been solid, reflecting efficient use of equity to generate profits. However, the decline in total assets in recent years could pose a risk to future growth.75
Positive
Cash Flow
Operating cash flow remains strong, exceeding net income consistently, which is positive for liquidity. Free cash flow has shown growth, though with fluctuations, indicating potential volatility in cash generation. The absence of recent free cash flow data limits the analysis of current cash flow health.58
Neutral
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 18.27B | 17.51B | 15.68B | 14.04B | 13.73B | 13.79B |
| Gross Profit | 13.60B | 17.51B | 6.97B | 5.91B | 5.91B | 13.79B |
| EBITDA | 2.21B | 2.90B | 2.91B | 1.62B | 3.10B | -215.00M |
| Net Income | 1.45B | 1.41B | 1.43B | 822.00M | 1.56B | -931.00M |
Balance Sheet | ||||||
| Total Assets | 85.94B | 81.94B | 79.20B | 75.49B | 81.63B | 80.24B |
| Cash, Cash Equivalents and Short-Term Investments | 5.95B | 6.90B | 5.89B | 43.01B | 49.85B | 49.76B |
| Total Debt | 9.44B | 8.94B | 9.00B | 9.02B | 9.08B | 10.11B |
| Total Liabilities | 66.72B | 64.01B | 62.67B | 60.37B | 62.45B | 61.05B |
| Stockholders Equity | 18.29B | 17.07B | 15.70B | 14.35B | 17.85B | 17.86B |
Cash Flow | ||||||
| Free Cash Flow | 3.29B | 2.39B | 3.22B | 2.65B | 2.14B | 1.03B |
| Operating Cash Flow | 3.79B | 3.02B | 3.91B | 3.31B | 2.62B | 1.75B |
| Investing Cash Flow | -2.18B | -1.98B | -2.75B | -2.35B | -1.19B | -1.41B |
| Financing Cash Flow | -1.41B | -898.00M | -1.30B | -1.04B | -1.29B | -198.00M |
Loews Technical Analysis
Positive
99.20
Price Trends
99.21
Positive
95.82
Positive
91.24
Positive
Market Momentum
0.49
Negative
63.95
Neutral
83.00
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For L, the sentiment is Positive. The current price of 99.2 is below the 20-day moving average (MA) of 100.02, below the 50-day MA of 99.21, and above the 200-day MA of 91.24, indicating a bullish trend. The MACD of 0.49 indicates Negative momentum. The RSI at 63.95 is Neutral, neither overbought nor oversold. The STOCH value of 83.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for L.
Loews Risk Analysis
Loews disclosed 63 risk factors in its most recent earnings report. Loews reported the most risks in the "Production" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Loews Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
77 Outperform | $28.40B | 15.70 | 20.92% | 1.80% | 11.08% | 22.01% | |
76 Outperform | $11.27B | 14.18 | 16.91% | 6.86% | ― | -10.75% | |
74 Outperform | $25.18B | 12.58 | 11.86% | ― | -6.96% | -26.28% | |
74 Outperform | $25.18B | 12.01 | 14.53% | 2.08% | -0.63% | -30.68% | |
69 Neutral | $12.00B | 12.12 | 9.03% | 8.57% | 5.41% | -23.52% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
64 Neutral | $20.80B | 14.60 | 8.15% | 0.24% | 6.06% | -8.53% |
* Financial Sector Average
L
Loews
102.59
19.71
23.78%
AFG
American Financial Group
143.06
13.58
10.49%
CINF
Cincinnati Financial
164.64
19.37
13.33%
CNA
CNA Financial
45.23
-0.33
-0.72%
MKL
Markel
2,037.32
386.58
23.42%
WRB
W. R. Berkley Corporation
74.97
15.63
26.34%
Loews Corporate Events
Loews Corporation Reports Strong Q2 2025 Earnings
Aug 5, 2025
Loews Corporation is a diversified company involved in the insurance, energy, hospitality, and packaging industries. In its latest earnings report for the second quarter of 2025, Loews Corporation announced a net income of $391 million, marking an increase from the previous year’s $369 million. The company’s earnings per share also rose to $1.87 from $1.67.
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.