Loews (L) AI Stock Analysis

• Market Cap: $18.96B
• Dividend Yield: 0.28%
• Average Volume (3M): 811.45K
• Price to Earnings (P/E): 14.8
• Beta (1Y): 0.41
• Revenue Growth: 9.02%
• EPS Growth: -9.73%
• Country: US
• Employees: 13,000
• Sector: Financial
• Sector Strength: 78
• Industry: Insurance - Property & Casualty
• EPS (TTM): 1.88
• Shares Outstanding: 209,696,530
• 10 Day Avg. Volume: 1,064,535
• 30 Day Avg. Volume: 811,449
• PEG Ratio: -2.95
• Price to Book (P/B): 1.10
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 6.25
• Enterprise Value/Market Cap: 1.43
• Enterprise Value/Revenue: 0.48
• Enterprise Value/Gross Profit: 3.15
• Enterprise Value/Ebitda: 3.38
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 66 Neutral
• Price Target: $97.00 ▲(7.30%Upside)

Loews' overall score is driven primarily by its financial stability and positive technical indicators. The financial performance reflects consistent profitability, although revenue and asset contraction pose challenges. Technical analysis shows a bullish momentum, enhancing the stock's attractiveness. Valuation metrics suggest a fair price but limited income potential. The recent shareholder meeting supports the company's strategic direction, further solidifying its stable outlook.

Positive Factors

Business Development

Instil Bio, Inc. remains positive on their combination therapy development.

Earnings

Tenet Healthcare Corporation's first-quarter results exceeded expectations.

Financial Performance

Labcorp Holdings Inc. had a very solid first-quarter performance.

Negative Factors

Guidance

Thermo Fisher Scientific lowers 2025 Revenue/EPS Guidance.

Product Performance

Regeneron Pharmaceuticals' Eylea did not meet the already low expectations.

Profitability

Sage Therapeutics, Inc. is on a long road to profitability.

Loews Business Overview & Revenue Model

Company Description

Loews Corporation provides commercial property and casualty insurance in the United States and internationally. The company offers specialty insurance products, such as management and professional liability, and other coverage products; surety and fidelity bonds; property insurance products that include property, marine and boiler, and machinery coverages; and casualty insurance products, such as workers' compensation, general and product liability, and commercial auto and umbrella coverages. It also provides loss-sensitive insurance programs; and warranty, risk management, information, and claims administration services. The company markets its insurance products and services through independent agents, brokers, and managing general underwriters. In addition, the company is involved in the transportation and storage of natural gas and natural gas liquids(NGLs), and hydrocarbons through natural gas pipelines covering approximately 13,615 miles of interconnected pipelines; 450 miles of NGL pipelines in Louisiana and Texas; 14 underground storage fields with an aggregate gas capacity of approximately 213 billion cubic feet of natural gas; and eleven salt dome caverns and related brine infrastructure for providing brine supply services. Further, the company operates a chain of 26 hotels; and develops, manufactures, and markets a range of extrusion blow-molded and injection molded plastic containers for customers in the pharmaceutical, dairy, household chemicals, food/nutraceuticals, industrial/specialty chemicals, and water and beverage/juice segments, as well as manufactures commodity and differentiated plastic resins from recycled plastic materials. Loews Corporation was incorporated in 1969 and is headquartered in New York, New York.

How the Company Makes Money

Loews Corporation generates revenue primarily through its diverse subsidiaries. CNA Financial Corporation contributes significantly by underwriting premiums and managing investments in the insurance sector. Diamond Offshore Drilling earns revenue via contracts for providing offshore drilling services to oil and gas companies. Loews Hotels & Co generates income through hotel operations, including room bookings, food, and beverage sales, and event hosting. Altium Packaging adds to the revenue stream by producing and selling plastic packaging solutions. The company's earnings are further bolstered by strategic investments and partnerships across these industries, allowing it to leverage synergies and optimize operational efficiencies.

Loews Financial Statement Overview

Summary

Loews demonstrates financial stability with consistent profitability and strong equity management. However, revenue contraction and asset base reduction are concerns. Cash flows are positive, but recent data gaps prevent a full assessment. The company's financials suggest a cautious but stable outlook in the insurance industry.

Income Statement

Loews has shown resilience with a stable gross profit margin as revenue remained consistent over the years. Despite a dip in revenue in 2024, net profit margin and EBIT margin have been stable, indicating efficient cost management. However, revenue growth is a concern with a negative trend observed recently, and EBIT has been volatile, impacting profitability.

Balance Sheet

The debt-to-equity ratio is reasonable, indicating manageable leverage levels. Stockholders' equity has grown, improving the equity ratio, which suggests a stable financial footing. Return on equity has been solid, reflecting efficient use of equity to generate profits. However, the decline in total assets in recent years could pose a risk to future growth.

Cash Flow

Operating cash flow remains strong, exceeding net income consistently, which is positive for liquidity. Free cash flow has shown growth, though with fluctuations, indicating potential volatility in cash generation. The absence of recent free cash flow data limits the analysis of current cash flow health.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	13.15B	17.24B	15.68B	14.04B	13.73B	13.79B
Gross Profit	8.59B	17.24B	15.68B	14.04B	14.12B	13.79B
EBITDA	1.85B	2.90B	3.99B	1.62B	3.10B	-215.00M
Net Income	1.33B	1.41B	1.43B	822.00M	1.56B	-931.00M
Balance Sheet
Total Assets	83.14B	81.94B	79.20B	75.49B	81.63B	80.24B
Cash, Cash Equivalents and Short-Term Investments	6.74B	6.90B	399.00M	43.01B	49.85B	49.76B
Total Debt	8.95B	8.94B	9.00B	9.02B	9.08B	10.11B
Total Liabilities	65.11B	64.01B	62.67B	60.37B	62.45B	61.05B
Stockholders Equity	17.19B	17.07B	15.70B	14.35B	17.85B	17.86B
Cash Flow
Free Cash Flow	2.99B	2.39B	3.22B	2.65B	2.14B	1.03B
Operating Cash Flow	3.56B	3.02B	3.91B	3.31B	2.62B	1.75B
Investing Cash Flow	-1.15B	-1.98B	-2.75B	-2.35B	-1.19B	-1.41B
Financing Cash Flow	-2.40B	-898.00M	-1.30B	-1.04B	-1.29B	-198.00M

Loews Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 90.40
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For L, the sentiment is Positive. The current price of 90.4 is above the 20-day moving average (MA) of 89.09, above the 50-day MA of 87.99, and above the 200-day MA of 84.58, indicating a bullish trend. The MACD of 0.48 indicates Negative momentum. The RSI at 58.42 is Neutral, neither overbought nor oversold. The STOCH value of 63.52 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for L.

Loews Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WRB	82 Outperform	$27.42B	16.76	20.73%	3.26%	11.39%	14.76%
MKL	73 Outperform	$25.19B	14.63	10.94%	―	-6.46%	-26.71%
CINF	71 Outperform	$22.86B	15.95	10.97%	2.38%	2.44%	-38.76%
Sector *	67 Neutral	$16.67B	11.44	9.71%	3.91%	11.61%	-9.60%
L	66 Neutral	$18.96B	14.85	7.95%	0.28%	9.02%	-9.73%
AFG	66 Neutral	$10.43B	13.12	18.51%	7.68%	3.76%	-9.12%
CNA	65 Neutral	$12.58B	14.17	8.98%	3.96%	6.34%	-28.19%

Loews Corporate Events

Loews Holds Annual Shareholder Meeting on May 13

On May 13, 2025, Loews Corporation held its Annual Meeting of Shareholders, where several key proposals were voted upon. Shareholders elected the company’s nominees for director, approved executive compensation on an advisory basis, ratified Deloitte & Touche LLP as the independent auditor for 2025, and approved the 2025 Incentive Compensation Plan. These decisions reflect shareholder support for the company’s current management and strategic direction, potentially impacting its operational and financial strategies moving forward.