Everest Group (EG) AI Stock Analysis

• Market Cap: $14.30B
• Dividend Yield: 2.35%
• Average Volume (3M): 420.58K
• Price to Earnings (P/E): 17.0
• Beta (1Y): 0.33
• Revenue Growth: 12.81%
• EPS Growth: -70.56%
• Country: US
• Employees: 3,037
• Sector: Financial
• Sector Strength: 79
• Industry: Insurance - Reinsurance
• EPS (TTM): 6.45
• Shares Outstanding: 42,534,730
• 10 Day Avg. Volume: 389,025
• 30 Day Avg. Volume: 420,581
• PEG Ratio: 0.02
• Price to Book (P/B): 1.11
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 3.21
• Enterprise Value/Market Cap: 1.22
• Enterprise Value/Revenue: 0.26
• Enterprise Value/Gross Profit: 1.01
• Enterprise Value/Ebitda: 1.35K
• 1Y Price Target: $384.00
• Price Target Upside: 14.19% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 10

• Rating: 71 Outperform
• Price Target: $376.00 ▲(11.81%Upside)

Everest Group's overall stock score is driven primarily by its strong financial performance, supported by a solid equity base and effective cash flow management. The valuation is reasonable, offering a fair P/E ratio and moderate dividend yield. Despite challenges highlighted in the earnings call, such as elevated combined ratios, the company's growth in key areas and strategic board appointment are positive factors.

Positive Factors

Balance sheet confidence

There is greater confidence in the company's balance sheet following reserve strengthening efforts.

Management's turnaround potential

Despite a discount vs peers, there is sufficient faith in management's ability to execute on the turnaround.

Reinsurance rates

The company sees the potential for higher Property Reinsurance rates, suggesting growth in this area.

Negative Factors

EPS concerns

Analyst lowers forward EPS primarily due to higher loss picks and less premium growth.

Insurance segment challenges

The Insurance segment is expected to see net adverse PYD and miss management targets, leading to a 20% discount applied to the valuation.

Market pricing environment

The reinsurance segment should also face a slowdown due to a soft market pricing environment.

Everest Group Business Overview & Revenue Model

Company Description

Everest Group, Ltd., through its subsidiaries, provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company operates through Reinsurance Operations and Insurance Operations segments. The Reinsurance Operations segment writes property and casualty reinsurance; and specialty lines of business through reinsurance brokers, as well as directly with ceding companies in the United States, Bermuda, Ireland, Canada, Singapore, Switzerland, and the United Kingdom. The Insurance Operations segment writes property and casualty insurance directly, as well as through brokers, surplus lines brokers, and general agents in the United States, Bermuda, Canada, Europe, South America, France, Germany, Spain, Canada, Chile, the United Kingdom, Ireland, and the Netherlands. The company also provides treaty and facultative reinsurance products; admitted and non-admitted insurance products; and property and casualty reinsurance and insurance coverages, including marine, aviation, surety, errors and omissions liability, directors' and officers' liability, medical malpractice, mortgage reinsurance, other specialty lines, accident and health, and workers' compensation products. In addition, it offers commercial property and casualty insurance products through wholesale and retail brokers, surplus lines brokers, and program administrators. The company was formerly known as Everest Re Group, Ltd. and changed its name to Everest Group, Ltd. in July 2023. The company was founded in 1973 and is headquartered in Hamilton, Bermuda.

How the Company Makes Money

Everest Group makes money primarily through its research and consulting services. Key revenue streams include fees from advisory services, where clients pay for customized insights and strategic advice to improve their business operations. Additionally, the company generates revenue through the sale of research reports and benchmarking data, which provide value to businesses seeking to understand market trends and competitive landscapes. Partnerships with technology vendors and service providers also contribute to its earnings by enhancing its offerings and expanding its market reach.

Everest Group Financial Statement Overview

Summary

Everest Group exhibits a strong financial position with excellent revenue growth and cash flow management. The balance sheet reflects a healthy equity base and negligible debt, minimizing financial risk. However, the income statement raises questions on operational profit visibility due to missing EBIT/EBITDA.

Income Statement

Everest Group has demonstrated strong revenue growth with a 18.45% increase from 2023 to 2024. The company maintains a high Gross Profit Margin as Gross Profit equates to Total Revenue, indicative of efficient cost management. However, the absence of EBIT and EBITDA in 2024 suggests potential concerns in operational profitability measurement.

Balance Sheet

The company shows a strong equity position with an increasing Stockholders' Equity, reaching $13.88 billion in 2024. The Debt-to-Equity ratio is favorable with zero total debt in 2024, indicating low leverage risk. The Equity Ratio improved to 24.62% in 2024, suggesting a solid financial foundation.

Cash Flow

Everest Group's cash flow is robust, with a consistent increase in Free Cash Flow, growing by 8.87% from 2023 to 2024. The Operating Cash Flow to Net Income ratio is strong, indicating efficient conversion of income into cash. This highlights financial stability and effective cash management.

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
17.39B	17.08B	14.59B	11.98B	11.30B	9.49B
	Gross Profit
17.39B	17.08B	14.59B	11.98B	11.30B	9.49B
	EBIT
716.00M	1.64B	2.31B	689.00M	1.62B	621.67M
	EBITDA
22.00M	1.70B	-23.50M	0.00	0.00	0.00
	Net Income Common Stockholders
850.00M	1.37B	2.52B	597.00M	1.38B	514.00M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
4.52B	6.26B	1.44B	24.67B	24.93B	21.98B
	Total Assets
58.13B	56.34B	49.40B	39.97B	38.19B	32.79B
	Total Debt
0.00	3.59B	3.41B	3.08B	3.09B	1.91B
	Net Debt
-1.57B	2.04B	1.97B	1.69B	1.65B	1.11B
	Total Liabilities
43.99B	42.47B	36.20B	31.52B	28.05B	23.06B
	Stockholders Equity
14.14B	13.88B	13.20B	8.44B	10.14B	9.73B
Cash Flow		Free Cash Flow
4.89B	4.96B	4.55B	3.69B	3.83B	2.87B
	Operating Cash Flow
4.89B	4.96B	4.55B	3.69B	3.83B	2.87B
	Investing Cash Flow
-4.31B	-4.48B	-5.90B	-3.42B	-3.87B	-3.68B
	Financing Cash Flow
-554.00M	-383.00M	1.41B	-359.00M	674.19M	800.22M

Everest Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 336.29
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For EG, the sentiment is Negative. The current price of 336.29 is below the 20-day moving average (MA) of 342.73, below the 50-day MA of 345.70, and below the 200-day MA of 358.88, indicating a bearish trend. The MACD of -0.91 indicates Positive momentum. The RSI at 42.73 is Neutral, neither overbought nor oversold. The STOCH value of 39.90 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for EG.

Everest Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RNR	79 Outperform	$11.84B	7.74	16.30%	0.64%	32.10%	-30.52%
HG	79 Outperform	$2.15B	6.57	14.07%	―	35.36%	-3.34%
CBOE	78 Outperform	$23.15B	28.99	18.93%	1.15%	15.76%	1.97%
RGA	76 Outperform	$13.34B	17.06	7.60%	1.75%	1.47%	-7.47%
EG	71 Outperform	$14.30B	16.96	6.12%	2.35%	12.81%	-70.56%
SPNT	71 Outperform	$2.25B	19.42	7.20%	―	-5.57%	-44.54%
Sector *	64 Neutral	$12.83B	9.78	7.78%	16985.64%	12.26%	-7.81%

Everest Group Corporate Events

Everest Group Appoints Darryl Page to Board

Everest Group, Ltd. announced the appointment of Darryl Page as an independent, non-executive member of its Board of Directors, effective May 15, 2025. Mr. Page, a seasoned insurance executive with over four decades of experience, is expected to bring valuable expertise in scaling profitable insurance businesses and developing high-performing cultures, enhancing Everest’s strategic value creation initiatives.

The most recent analyst rating on (EG) stock is a Hold with a $390.00 price target. To see the full list of analyst forecasts on Everest Group stock, see the EG Stock Forecast page.

Everest Group Holds Annual Shareholder Meeting

On May 14, 2025, Everest Group, Ltd. held its Annual General Meeting of Shareholders where several key decisions were made. The shareholders elected a slate of directors, appointed KPMG as the independent registered public accounting firm for the fiscal year ending December 31, 2025, approved the 2024 compensation for the Company’s Named Executive Officers, and endorsed the 2025 Employee Stock Purchase Plan and amendments to the Company’s bye-laws.

The most recent analyst rating on (EG) stock is a Hold with a $390.00 price target. To see the full list of analyst forecasts on Everest Group stock, see the EG Stock Forecast page.