Everest Group (EG) AI Stock Analysis

• Market Cap: $14.32B
• Dividend Yield: 2.36%
• Average Volume (3M): 309.74K
• Price to Earnings (P/E): 17.9
• Beta (1Y): 0.33
• Revenue Growth: 10.40%
• EPS Growth: -71.67%
• Country: US
• Employees: 3,037
• Sector: Financial
• Sector Strength: 70
• Industry: Insurance - Reinsurance
• EPS (TTM): 17.36
• Shares Outstanding: 41,943,290
• 10 Day Avg. Volume: 275,965
• 30 Day Avg. Volume: 309,737
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: 1.24
• Enterprise Value/Revenue: 1.02
• Enterprise Value/Gross Profit: 8.56
• Enterprise Value/Ebitda: 17.71
• 1Y Price Target: $385.42
• Price Target Upside: 12.92% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 14

• Rating: 72 Outperform
• Price Target: $381.00 ▲(11.63% Upside)

Everest Group's overall stock score is driven by its stable financial position and strong earnings call performance. While technical indicators show mixed momentum, the company's reasonable valuation and positive corporate governance developments contribute positively. The main areas for improvement are profitability margins and return on equity.

Positive Factors

Credit Ratings

Everest Group's (re)insurance subsidiaries are rated A+ by both A.M. Best and S&P, and A1 by Moody’s, providing a competitive advantage.

Market Positioning

Everest Group, Ltd. is a top-tier global P&C reinsurer with a growing primary insurance business, indicating strong market positioning.

Share Repurchase

The Board authorized a 10 million share repurchase, indicating confidence in the company's value.

Negative Factors

Casualty Reserves

Management flagged a review of Casualty reserves, indicating a potential reserve strengthening in the Insurance segment.

Leadership Transition

The company announced a leadership transition at the CEO position and a large charge to shore up casualty reserves.

Premium Growth

Management's strategy includes aggressive retrenchment actions, impacting premium growth and expense ratio improvement.

Everest Group Business Overview & Revenue Model

Company Description

Everest Group (EG) is a prominent research and consulting firm specializing in digital transformation, business process outsourcing, and IT services. The company operates across various sectors including technology, healthcare, financial services, and manufacturing, providing insights and strategic guidance to help organizations leverage cloud, automation, and artificial intelligence to enhance operational efficiency and drive innovation. EG's core services include market research, benchmarking, and advisory services, tailored to meet the specific needs of its clients.

How the Company Makes Money

Everest Group generates revenue primarily through its consulting services, research publications, and subscription-based offerings. Key revenue streams include fees from consulting engagements where they assist organizations in strategy formulation and implementation, as well as revenues from proprietary research reports and industry benchmarks sold to clients seeking market insights. The company also earns money through training and workshops aimed at equipping businesses with the knowledge necessary to navigate digital transformations. Significant partnerships with leading technology firms, service providers, and industry associations enhance its credibility and expand its market reach, contributing further to its earnings.

Everest Group Financial Statement Overview

Summary

Everest Group demonstrates a stable financial position with strong cash flow generation and a conservative balance sheet. However, declining profitability margins and reduced return on equity highlight areas for improvement. The company should focus on enhancing cost efficiency and profitability to sustain growth and shareholder value.

Income Statement

The income statement shows a mixed performance. While there is a positive revenue growth rate of 1.53% in the TTM period, margins have generally declined. The gross profit margin is negative, indicating potential cost management issues. Net profit margin and EBIT margin have also decreased compared to previous periods, suggesting reduced profitability. However, the company has maintained a positive EBITDA margin, which is a positive sign for operational efficiency.

Balance Sheet

The balance sheet reflects a stable financial position with a low debt-to-equity ratio of 0.24 in the TTM period, indicating conservative leverage. Return on equity has decreased to 5.52%, which is a concern, but the equity ratio remains strong, suggesting a solid capital structure. Overall, the balance sheet indicates financial stability with manageable debt levels.

Cash Flow

Cash flow analysis reveals a decline in free cash flow growth by 5.39% in the TTM period, which is a concern. However, the operating cash flow to net income ratio is strong at 4.78, indicating efficient cash generation relative to net income. The free cash flow to net income ratio remains at 1.0, showing consistency in cash flow relative to earnings.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	17.47B	17.08B	14.59B	11.98B	11.30B	9.49B
Gross Profit	2.08B	1.53B	6.04B	11.98B	11.30B	9.49B
EBITDA	1.00B	1.64B	2.29B	689.00M	1.62B	621.00M
Net Income	806.00M	1.37B	2.52B	597.00M	1.38B	514.00M
Balance Sheet
Total Assets	60.52B	56.34B	49.40B	39.97B	38.19B	32.79B
Cash, Cash Equivalents and Short-Term Investments	4.41B	6.26B	1.44B	24.67B	24.93B	21.98B
Total Debt	3.59B	5.94B	5.74B	5.43B	5.43B	1.91B
Total Liabilities	45.50B	42.47B	36.20B	31.52B	28.05B	22.99B
Stockholders Equity	15.02B	13.88B	13.20B	8.44B	10.14B	9.73B
Cash Flow
Free Cash Flow	4.53B	4.96B	4.55B	3.69B	3.83B	2.87B
Operating Cash Flow	4.53B	4.96B	4.55B	3.69B	3.83B	2.87B
Investing Cash Flow	-3.48B	-4.48B	-5.90B	-3.42B	-3.87B	-3.68B
Financing Cash Flow	-685.00M	-383.00M	1.41B	-359.00M	674.19M	800.00M

Everest Group Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 341.32
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For EG, the sentiment is Positive. The current price of 341.32 is above the 20-day moving average (MA) of 334.17, above the 50-day MA of 335.53, and below the 200-day MA of 347.79, indicating a neutral trend. The MACD of 2.14 indicates Negative momentum. The RSI at 55.93 is Neutral, neither overbought nor oversold. The STOCH value of 71.35 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for EG.

Everest Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RNR	84 Outperform	$11.55B	6.32	18.75%	0.65%	23.19%	-22.42%
HG	82 Outperform	$2.33B	6.22	15.86%	―	28.86%	-11.22%
CBOE	79 Outperform	$26.05B	28.89	20.64%	1.01%	18.99%	17.97%
RGA	73 Outperform	$12.63B	16.84	7.07%	1.88%	1.53%	-10.27%
EG	72 Outperform	$14.32B	17.92	5.52%	2.36%	10.40%	-71.67%
Sector *	68 Neutral	$17.60B	11.93	10.30%	3.77%	9.67%	0.38%
SPNT	65 Neutral	$2.15B	20.51	4.82%	―	-4.56%	-55.48%

Everest Group Corporate Events

Everest Group Appoints Laura J. Hay to Board

On August 20, 2025, Everest Group announced the appointment of Laura J. Hay as an independent director on its Board of Directors. With over three decades of experience in insurance and financial services, including her role as Global Head of Insurance at KPMG LLP, Hay will contribute significantly to Everest’s strategic direction as it navigates an evolving risk landscape and seeks growth opportunities.

Everest Group Releases 2024 Global Loss Triangles

Everest Group, Ltd. announced the publication of its Global Loss Triangles for the year ending December 31, 2024, on June 30, 2025. This release is significant for stakeholders as it provides crucial data on the company’s financial performance and risk management strategies, reinforcing Everest’s position as a leader in the reinsurance and insurance industry.

Everest Group Appoints Allan Levine to Board

On June 23, 2025, Everest Group, Ltd. announced the appointment of Allan Levine as an independent, non-executive member of its Board of Directors, expanding the Board to 11 members. Mr. Levine, a seasoned leader with extensive experience in insurance and financial markets, is expected to contribute significantly to Everest’s long-term strategy and global platform potential. The company also reorganized its Committee structure, appointing Levine and Darryl Page to various Committees, enhancing its governance framework.