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Fifth Third Bancorp
(NASDAQ:FITB)
Fifth Third Bancorp (FITB) vs. SPDR S&P 500 ETF (SPY)
Fifth Third Bancorp Business Overview & Revenue Model
Fifth Third Bancorp Key Performance Indicators (KPIs)
Breaks down the company's assets across different segments, providing insight into asset allocation, growth opportunities, and potential risks tied to specific business areas.
The FlyFifth Third Bancorp Earnings Call Summary
Fifth Third Bancorp Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 12.82B | 13.05B | 12.36B | 9.08B | 7.95B | 8.03B |
| Gross Profit | 8.02B | 7.72B | 7.91B | 7.54B | 7.88B | 6.15B |
| EBITDA | 3.59B | 3.41B | 3.45B | 3.53B | 3.87B | 2.29B |
| Net Income | 2.41B | 2.31B | 2.35B | 2.45B | 2.77B | 1.43B |
Balance Sheet | ||||||
| Total Assets | 212.90B | 212.93B | 214.57B | 207.45B | 211.12B | 204.68B |
| Cash, Cash Equivalents and Short-Term Investments | 56.31B | 58.94B | 74.92B | 62.45B | 75.16B | 73.53B |
| Total Debt | 18.94B | 18.97B | 19.43B | 18.61B | 12.65B | 15.99B |
| Total Liabilities | 191.80B | 193.28B | 195.40B | 190.13B | 188.91B | 181.57B |
| Stockholders Equity | 21.11B | 19.64B | 19.17B | 17.33B | 22.21B | 23.11B |
Cash Flow | ||||||
| Free Cash Flow | 3.36B | 2.41B | 3.99B | 5.74B | 2.40B | 13.00M |
| Operating Cash Flow | 3.48B | 2.82B | 4.51B | 6.43B | 2.70B | 371.00M |
| Investing Cash Flow | 154.00M | 1.04B | -9.49B | -4.87B | -7.97B | -31.90B |
| Financing Cash Flow | -3.95B | -3.99B | 4.66B | -1.08B | 5.11B | 31.40B |
Fifth Third Bancorp Technical Analysis
Fifth Third Bancorp Risk Analysis
Fifth Third Bancorp Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
80 Outperform | $24.32B | 12.06 | 11.68% | 3.74% | 4.00% | 28.54% | |
78 Outperform | $27.31B | 12.47 | 10.03% | 3.50% | 5.73% | 38.39% | |
77 Outperform | $32.93B | 12.60 | 9.78% | 2.76% | -0.81% | 20.34% | |
75 Outperform | $33.38B | 14.29 | 12.20% | 3.14% | 0.15% | 11.62% | |
74 Outperform | $26.85B | 16.20 | 7.24% | 2.89% | -3.93% | 40.62% | |
72 Outperform | $23.12B | 14.01 | 9.48% | 3.90% | 3.86% | 5473.29% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
Fifth Third Bancorp Corporate Events
On January 20, 2026, Fifth Third Bancorp filed a current report to incorporate into its securities filings preliminary, unaudited fourth-quarter 2025 financial highlights for both itself and Comerica Incorporated, along with the auditor’s consent for Comerica. For Fifth Third, the release shows continued earnings momentum, with net income available to common shareholders rising to $699 million in the fourth quarter of 2025, supported by higher net interest income, stronger noninterest income, and stable net interest margin. Key profitability and capital ratios, including return on average assets of 1.36%, return on average common equity of 14.0%, return on average tangible common equity of 19.0%, and a CET1 capital ratio of 10.77%, indicate solid performance and capital strength, while credit quality metrics such as a 0.40% net charge-off ratio and a 0.65% nonperforming asset ratio suggest manageable credit risk. The company emphasizes that these results are preliminary and unaudited, and may be updated when it files its audited 2025 annual report, underscoring that investors should review the figures in the context of prior SEC filings and full financial statement disclosures. Comerica’s preliminary, unaudited financial highlights are similarly incorporated and are intended to be read alongside its 2024 annual report, providing additional comparative context for stakeholders tracking both regional banks’ performance.
The most recent analyst rating on (FITB) stock is a Buy with a $58.00 price target. To see the full list of analyst forecasts on Fifth Third Bancorp stock, see the FITB Stock Forecast page.
Fifth Third Bancorp reported fourth-quarter 2025 diluted earnings per share of $1.04, as strong business momentum and improved credit trends drove a 1.36% return on average assets and a 14.0% return on average common equity. Net income available to common shareholders rose to $699 million, supported by record annual net interest income of $6 billion, 5% year-over-year loan growth (including 7% growth in middle-market loans), 4% annual demand deposit growth, and a 16% increase in assets under management to $80 billion. Credit quality improved, with net charge-offs declining to 40 basis points and nonperforming assets at 0.65%, while capital strength increased, with the CET1 ratio rising to 10.77% and tangible book value per share up 21% from a year earlier. The bank also generated 230 basis points of positive operating leverage in 2025, maintained an adjusted efficiency ratio near mid-50s, and returned $1.6 billion of capital to shareholders, underscoring its solid profitability and reinforcing its competitive positioning among regional lenders.
The most recent analyst rating on (FITB) stock is a Buy with a $53.00 price target. To see the full list of analyst forecasts on Fifth Third Bancorp stock, see the FITB Stock Forecast page.
On January 13, 2026, Fifth Third Bancorp and Comerica Incorporated announced they had received all material regulatory and shareholder approvals to proceed with their previously agreed merger, following Federal Reserve approval on the same date, Office of the Comptroller of the Currency approval on December 15, 2025, and shareholder approvals on January 6, 2026. The transaction, expected to close on February 1, 2026 subject to remaining customary conditions, will create the ninth-largest U.S. bank with approximately $290 billion in assets and a footprint spanning many of the country’s fastest-growing large markets, strengthening Fifth Third’s geographic reach across the Midwest, Southeast, Texas and California while absorbing Comerica’s long-established commercial and retail franchise. Management from both institutions emphasized that integration teams are in place, system and brand conversions will follow later in 2026, customers should experience minimal near-term disruption, and the combination is projected to provide immediate earnings accretion, preserve tangible book value per share and generate significant annual revenue synergies, underscoring its strategic importance for shareholders, employees and clients.
The most recent analyst rating on (FITB) stock is a Buy with a $54.00 price target. To see the full list of analyst forecasts on Fifth Third Bancorp stock, see the FITB Stock Forecast page.
On January 13, 2026, Fifth Third Bancorp announced that its subsidiary, Fifth Third Bank, National Association, has given notice to redeem all of its outstanding 3.850% Subordinated Notes due March 15, 2026, originally issued in a principal amount of $750 million. The notes will be redeemed on or after February 13, 2026, ahead of their scheduled maturity, at 100% of principal plus accrued and unpaid interest to, but excluding, the redemption date, in line with the securities’ optional redemption provisions. Once completed, no subordinated bank notes of this issue will remain outstanding, and interest will cease to accrue on and after the redemption date, signaling a proactive liability management move that may refine the bank’s capital structure and interest expense profile for stakeholders.
The most recent analyst rating on (FITB) stock is a Buy with a $61.00 price target. To see the full list of analyst forecasts on Fifth Third Bancorp stock, see the FITB Stock Forecast page.
On January 6, 2026, Fifth Third Bancorp shareholders and Comerica Incorporated stockholders separately approved the proposed merger of the two banks, with Fifth Third investors endorsing the issuance of new common shares needed to fund the acquisition and an adjournment option that ultimately was not used. With 99.7% of Fifth Third votes cast and 97.0% of Comerica votes cast in favor, the deal cleared a major shareholder hurdle and, pending remaining regulatory and customary closing conditions, is slated to create the ninth-largest U.S. bank by assets, combining Fifth Third’s retail and digital strengths with Comerica’s middle-market franchise to expand their footprint across many of the nation’s fastest-growing large metropolitan markets.
The most recent analyst rating on (FITB) stock is a Buy with a $57.00 price target. To see the full list of analyst forecasts on Fifth Third Bancorp stock, see the FITB Stock Forecast page.
On December 8, 2025, Thomas H. Harvey announced his retirement from the Board of Directors of Fifth Third Bancorp, effective January 7, 2026. Subsequently, on December 9, 2025, the Board appointed Priscilla Almodovar as his replacement, effective the same date. Almodovar, with over 35 years of leadership experience in complex organizations, including her recent role as CEO of Fannie Mae, will also serve on the Nominating and Corporate Governance and Risk and Compliance Committees. Her appointment is expected to bring strategic vision and leadership to the board, contributing to the bank’s growth and innovation efforts.
The most recent analyst rating on (FITB) stock is a Buy with a $50.00 price target. To see the full list of analyst forecasts on Fifth Third Bancorp stock, see the FITB Stock Forecast page.
On December 10, 2025, Fifth Third Bancorp will present at the Goldman Sachs U.S. Financial Services Conference, highlighting its strategic initiatives and financial performance. The company is focused on expanding its market presence through a merger with Comerica, which is expected to enhance its competitive positioning and operational scale. However, the merger faces potential risks and uncertainties, including regulatory approvals and integration challenges, which could impact the anticipated benefits for stakeholders.
The most recent analyst rating on (FITB) stock is a Buy with a $51.00 price target. To see the full list of analyst forecasts on Fifth Third Bancorp stock, see the FITB Stock Forecast page.
On November 7, 2025, Fifth Third Bancorp announced its participation in the BancAnalysts Association of Boston’s Annual Bank Conference. The company is currently engaged in a significant merger with Comerica Incorporated, aiming to create the ninth largest U.S. bank. This strategic transaction is expected to enhance Fifth Third’s market presence, particularly in high-growth areas, and improve its financial stability and profitability. The merger is anticipated to bring substantial synergies and cost savings, although there are risks associated with integration and regulatory approvals. The transaction is part of Fifth Third’s long-term strategy to expand its footprint and strengthen its position in the banking industry.
The most recent analyst rating on (FITB) stock is a Buy with a $47.00 price target. To see the full list of analyst forecasts on Fifth Third Bancorp stock, see the FITB Stock Forecast page.