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Fifth Third Bancorp (FITB)
NASDAQ:FITB
Earnings Data
Report Date
Jul 17, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.88Last Year’s EPS
0.81Same Quarter Last Year
Moderate Buy
Based on 15 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 17, 2025
|% Change Since: 8.31%
|Next Earnings Date:Jul 17, 2025
Earnings Call Sentiment|Positive
The earnings call depicted strong financial performance and strategic positioning amidst economic uncertainty and market disruptions. Highlights included exceeding earnings expectations, significant loan growth, and disciplined expense management. However, challenges were noted in capital markets and potential impacts from economic uncertainties and tariffs.Company Guidance
During the Q1 2025 earnings call, Fifth Third Bancorp provided robust guidance and performance metrics. The company reported an earnings per share of $0.71, or $0.73 excluding certain items, surpassing consensus estimates. Pre-provision net revenue (PPNR) grew 5% year-over-year, with an adjusted return on equity of 11.2% and a 15% increase in tangible book value per share. Total loans increased by 3% year-over-year, driven by middle market C&I production and consumer secured lending. The company's net interest income (NII) rose by 4%, with net interest margins expanding for five consecutive quarters. On a trailing twelve-month basis, return on assets, return on equity, and efficiency ratio were among the best of its peers. Core deposits remained stable, supported by a 2% growth in total households and a 5% increase in the Southeast. The company maintained a strong liquidity position, ending the quarter with a CET1 ratio of 10.5%. The guidance for 2025 includes record NII and positive operating leverage, with full-year NII expected to grow 5% to 6%. Adjusted non-interest income is projected to rise 1% to 3%, and adjusted non-interest expense to increase 2% to 3%. The company also plans to repurchase $400 million to $500 million of stock during the second half of the year.Earnings Performance
Reported earnings per share of $0.71 or $0.73 excluding certain items, exceeding consensus estimates.
Pre-Provision Net Revenue (PPNR) Growth
PPNR grew by 5% year over year with an adjusted return on equity of 11.2%.
Tangible Book Value Growth
Grew tangible book value per share by 15% over the prior year.
Loan Growth and Stability
Total loans grew 3% year over year, with stable core deposits supported by 2% total household growth.
Net Interest Income (NII) and Margin Expansion
NII grew 4% over the prior year as net interest margins expanded for the fifth consecutive quarter.
Strong Fee Income Growth
Wealth and asset management revenue grew 7% supported by 10% growth in AUM.
Positive Operating Leverage
Achieved positive operating leverage with disciplined expense management holding expenses flat versus the prior year.
Recognition and Awards
Recognized by Atmosphere as one of the world's most ethical companies, by Fortune as one of America's most innovative companies.
Credit Quality and Reserves
Net charge-off rate was stable, with an ACL coverage ratio of 2.7% among the highest of peers.
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FITB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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FITB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 17, 2025 | $34.40 | $34.15 | -0.73% |
| Jan 21, 2025 | $43.92 | $44.43 | +1.16% |
| Oct 18, 2024 | $44.55 | $43.86 | -1.55% |
| Jul 19, 2024 | $39.16 | $39.90 | +1.89% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Fifth Third Bancorp (FITB) report earnings?
Fifth Third Bancorp (FITB) is schdueled to report earning on Jul 17, 2025, TBA Not Confirmed.
What is Fifth Third Bancorp (FITB) earnings time?
Fifth Third Bancorp (FITB) earnings time is at Jul 17, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FITB EPS forecast?
FITB EPS forecast for the fiscal quarter 2025 (Q2) is 0.88.
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