XLY - ETF AI Analysis
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Consumer Discretionary Select Sector SPDR Fund (XLY)
Rating:70Neutral
Price Target:―
Positive Factors
Strong Leading Holding
Amazon, the fund’s largest position, has shown strong performance this year, helping support overall returns.
Several Other Strong Performers
Companies like Starbucks, Marriott, Hilton, Lowe’s, and TJX have delivered solid gains, providing multiple drivers of growth within the portfolio.
Low Expense Ratio
The fund charges a relatively low fee, which helps investors keep more of their returns over time.
Negative Factors
High Stock Concentration
A large portion of the fund is tied up in just a few companies, especially Amazon and Tesla, which increases the impact of any sharp moves in those stocks.
Mixed Recent Performance
Despite a strong recent month, the fund’s year-to-date and three-month results have been weak, showing that performance has been uneven.
Narrow Sector and Geographic Focus
The ETF is heavily concentrated in U.S. consumer cyclical stocks, offering limited diversification across sectors and countries.
XLY vs. SPDR S&P 500 ETF (SPY)
AUM22.83B
RegionNorth America
Expense Ratio0.08%
Beta1.11
IssuerSPDR
Inception DateDec 16, 1998
Dividend Yield0.75%
Asset ClassEquity
Index TrackedS&P Consumer Discretionary Select Sector
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume7,618,584
30 Day Avg. Volume10,888,036
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
138.20Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering49
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
XLY Summary
XLY is an ETF that follows the S&P Consumer Discretionary Select Sector index, focusing on U.S. companies that benefit when people spend more on non‑essential items like shopping, travel, and dining out. Its holdings include well-known names such as Amazon and Tesla, along with major retailers and restaurant chains. Investors might consider XLY if they want simple, one‑click exposure to a wide range of consumer-focused businesses that can grow when the economy and consumer confidence are strong. A key risk is that the fund can fall sharply during economic slowdowns, since it is heavily tied to consumer spending.
How much will it cost me?The Consumer Discretionary Select Sector SPDR Fund (XLY) has an expense ratio of 0.08%, which means you’ll pay $0.80 per year for every $1,000 invested. This is lower than average because it’s a passively managed fund that tracks an index, keeping costs down.
What would affect this ETF?The Consumer Discretionary Select Sector SPDR Fund (XLY) could benefit from strong consumer confidence and economic growth, as these factors often drive higher spending in sectors like retail, automotive, and leisure, which are heavily represented in the fund. However, rising interest rates or economic slowdowns could negatively impact consumer spending, potentially affecting top holdings like Amazon and Tesla, which rely on discretionary purchases. Additionally, regulatory changes or supply chain disruptions in the U.S. could pose risks to the fund's performance.
XLY Top 10 Holdings
XLY is riding on the shoulders of a few giants, with Amazon doing much of the heavy lifting as its recent gains keep the fund’s core engine humming. Tesla, however, has been losing altitude, acting as a noticeable drag after a weaker stretch. Home Depot and Booking have shown more mixed, stop‑and‑go performance, while steady climbers like TJX and Lowe’s help smooth out the bumps. Overall, this is a U.S.-only, consumer-focused fund that leans heavily on a handful of big discretionary names rather than broad diversification.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| Amazon | 27.40% | $6.35B | $2.84T | 39.12% | 71 Outperform | |
| Tesla | 17.64% | $4.09B | $1.41T | 32.46% | 73 Outperform | |
| Home Depot | 5.57% | $1.29B | $334.56B | -6.90% | 66 Neutral | |
| TJX Companies | 3.99% | $924.13M | $173.80B | 23.87% | 79 Outperform | |
| McDonald's | 3.98% | $921.34M | $212.79B | -8.40% | 65 Neutral | |
| Booking Holdings | 3.32% | $769.80M | $140.27B | -9.24% | 63 Neutral | |
| Lowe's | 3.14% | $726.71M | $136.91B | 9.68% | 69 Neutral | |
| Starbucks | 2.57% | $595.76M | $112.41B | 16.67% | 56 Neutral | |
| Marriott International | 1.85% | $427.95M | $97.27B | 52.23% | 62 Neutral | |
| O'Reilly Auto | 1.79% | $415.49M | $77.92B | 0.68% | 66 Neutral |
XLY Technical Analysis
Positive
―
Price Trends
113.84
Positive
117.05
Positive
116.49
Positive
Market Momentum
1.57
Negative
59.88
Neutral
37.09
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For XLY, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 116.14, equal to the 50-day MA of 113.84, and equal to the 200-day MA of 116.49, indicating a bullish trend. The MACD of 1.57 indicates Negative momentum. The RSI at 59.88 is Neutral, neither overbought nor oversold. The STOCH value of 37.09 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for XLY.
XLY Peer Comparison
Comparison Results
Performance Comparison
XLY
Consumer Discretionary Select Sector SPDR Fund
118.63
19.77
20.00%
VGT
Vanguard Information Technology ETF
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XLK
Technology Select Sector SPDR Fund
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XLF
Financial Select Sector SPDR Fund
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XLE
Energy Select Sector SPDR Fund
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XLV
Health Care Select Sector SPDR Fund
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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