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XLY - ETF AI Analysis
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Consumer Discretionary Select Sector SPDR Fund (XLY)
Rating:70Neutral
Price Target:―
Positive Factors
Low Expense Ratio
The fund charges a relatively low fee, which helps investors keep more of their returns over time.
Large Asset Base
The ETF manages a sizable pool of assets, which generally supports good trading liquidity and tighter bid-ask spreads.
Strong Performers Among Top Holdings
Several major positions, including home improvement and restaurant names, have shown strong year-to-date performance, helping support the fund despite some weaker stocks.
Negative Factors
High Concentration in a Few Stocks
A large share of the portfolio is tied up in just a handful of companies, which increases the impact if any of those names struggle.
Mixed Performance of Key Holdings
Some of the largest positions, including major electric vehicle and travel companies, have shown weak recent performance, which has weighed on the ETF’s overall results.
Narrow Sector and Geographic Focus
The fund is heavily focused on U.S. consumer cyclical stocks, offering limited diversification across other sectors and regions.
XLY vs. SPDR S&P 500 ETF (SPY)
AUM22.83B
RegionNorth America
Expense Ratio0.08%
Beta1.11
IssuerSPDR
Inception DateDec 16, 1998
Dividend Yield0.8%
Asset ClassEquity
Index TrackedS&P Consumer Discretionary Select Sector
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume12,434,084
30 Day Avg. Volume10,721,616
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
135.76Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering49
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
XLY Summary
XLY is an ETF that tracks the S&P Consumer Discretionary Select Sector index, focusing on U.S. companies that benefit when people spend more on non‑essential items like shopping, travel, and dining out. It holds well-known names such as Amazon and Tesla, along with major retailers and restaurant chains. Someone might invest in XLY if they believe the U.S. economy and consumer spending will grow, and they want an easy way to spread their money across many leading consumer brands. A key risk is that the fund can rise or fall sharply with economic cycles and changes in consumer confidence.
How much will it cost me?The Consumer Discretionary Select Sector SPDR Fund (XLY) has an expense ratio of 0.08%, which means you’ll pay $0.80 per year for every $1,000 invested. This is lower than average because it’s a passively managed fund that tracks an index, keeping costs down.
What would affect this ETF?The Consumer Discretionary Select Sector SPDR Fund (XLY) could benefit from strong consumer confidence and economic growth, as these factors often drive higher spending in sectors like retail, automotive, and leisure, which are heavily represented in the fund. However, rising interest rates or economic slowdowns could negatively impact consumer spending, potentially affecting top holdings like Amazon and Tesla, which rely on discretionary purchases. Additionally, regulatory changes or supply chain disruptions in the U.S. could pose risks to the fund's performance.
XLY Top 10 Holdings
XLY is heavily driven by two giants, with Amazon doing most of the heavy lifting as its stock keeps rising, while Tesla is clearly losing steam and acting as a drag. Home Depot and Lowe’s form a solid home-improvement duo, with both names trending higher and helping offset some of Tesla’s weakness. On the consumer side, Starbucks and TJX are adding a steadier, more defensive flavor, with generally positive momentum. Overall, this is a U.S.-only, consumer-discretionary story, concentrated in a few big retail and e-commerce names.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| Amazon | 20.55% | $4.67B | $2.19T | -11.41% | 71 Outperform | |
| Tesla | 20.02% | $4.55B | $1.61T | 20.32% | 73 Outperform | |
| Home Depot | 6.47% | $1.47B | $388.93B | -5.27% | 66 Neutral | |
| McDonald's | 4.75% | $1.08B | $230.18B | 4.25% | 65 Neutral | |
| TJX Companies | 3.90% | $887.18M | $167.40B | 19.78% | 79 Outperform | |
| Lowe's | 3.75% | $851.24M | $161.02B | 13.61% | 69 Neutral | |
| Booking Holdings | 3.23% | $735.13M | $139.01B | -13.90% | 63 Neutral | |
| Starbucks | 2.62% | $595.89M | $112.93B | -12.28% | 56 Neutral | |
| Royal Caribbean | 1.97% | $447.60M | $91.02B | 28.32% | 67 Neutral | |
| Marriott International | 1.86% | $422.55M | $95.06B | 24.46% | 62 Neutral |
XLY Technical Analysis
Negative
―
Price Trends
120.75
Negative
119.22
Negative
114.38
Positive
Market Momentum
-0.85
Positive
39.38
Neutral
32.62
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For XLY, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 120.74, equal to the 50-day MA of 120.75, and equal to the 200-day MA of 114.38, indicating a neutral trend. The MACD of -0.85 indicates Positive momentum. The RSI at 39.38 is Neutral, neither overbought nor oversold. The STOCH value of 32.62 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for XLY.
XLY Peer Comparison
Comparison Results
Performance Comparison
XLY
Consumer Discretionary Select Sector SPDR Fund
117.76
5.23
4.65%
VGT
Vanguard Information Technology ETF
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―
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XLK
Technology Select Sector SPDR Fund
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―
―
XLF
Financial Select Sector SPDR Fund
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―
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XLV
Health Care Select Sector SPDR Fund
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XLE
Energy Select Sector SPDR Fund
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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