TJX Companies (TJX) AI Stock Analysis

• Market Cap: $148.32B
• Dividend Yield: 1.21%
• Average Volume (3M): 4.49M
• Price to Earnings (P/E): 31.3
• Beta (1Y): 0.52
• Revenue Growth: 3.79%
• EPS Growth: 5.23%
• Country: US
• Employees: 364,000
• Sector: Consumer Cyclical
• Sector Strength: 75
• Industry: Apparel - Retail
• EPS (TTM): 0.92
• Shares Outstanding: 1,115,615,600
• 10 Day Avg. Volume: 4,830,219
• 30 Day Avg. Volume: 4,494,732
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: 1.05
• Enterprise Value/Revenue: 2.72
• Enterprise Value/Gross Profit: 8.93
• Enterprise Value/Ebitda: 20.27
• 1Y Price Target: $144.24
• Price Target Upside: 8.76% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 18

• Rating: 76 Outperform
• Price Target: $142.00 ▲(7.07% Upside)

TJX Companies achieves a solid overall stock score of 76, driven primarily by its strong financial performance and positive earnings call outlook. The company's robust operational efficiency and strategic financial decisions enhance stability and growth prospects. Technical analysis provides supportive momentum, while valuation metrics suggest potential overvaluation concerns. Notable corporate events further bolster financial flexibility.

Positive Factors

Earnings Performance

Expectations are for 2Q EPS to be above consensus and guidance, indicating strong performance.

Inventory Strength

Current inventory availability is very strong, making TJX a crucial partner for vendors, which helps counterbalance potential cost headwinds.

Product Availability

Management is expected to have a very positive tone about product availability and their ability to offset tariff pressures.

Negative Factors

Investor Caution

Despite trading at a premium to other off-pricers, recent positioning has been more mixed, indicating potential investor caution.

Quarterly Performance Challenges

Q1 was a tricky quarter for the usually smooth-sailing TJX, with some comp softness, tariff pressure, and concerns around supply, which took the edge off the stock.

Tariff Uncertainty

There is uncertainty about tariffs, which could impact future performance despite current positive trends.

TJX Companies Business Overview & Revenue Model

Company Description

The TJX Companies, Inc., together with its subsidiaries, operates as an off-price apparel and home fashions retailer. It operates through four segments: Marmaxx, HomeGoods, TJX Canada, and TJX International. The company sells family apparel, including footwear and accessories; home fashions, such as home basics, furniture, rugs, lighting products, giftware, soft home products, decorative accessories, tabletop, and cookware, as well as expanded pet, kids, and gourmet food departments; jewelry and accessories; and other merchandise. As of February 23, 2022, it operated 1,284 T.J. Maxx, 1,148 Marshalls, 850 HomeGoods, 59 Sierra, and 39 Homesense stores, as well as tjmaxx.com, marshalls.com, and sierra.com in the United States; 293 Winners, 147 HomeSense, and 106 Marshalls stores in Canada; 618 T.K. Maxx and 77 Homesense stores, as well as tkmaxx.com in Europe; and 68 T.K. Maxx stores in Australia. The company was incorporated in 1962 and is headquartered in Framingham, Massachusetts.

How the Company Makes Money

TJX Companies generates revenue primarily through the sale of off-price retail goods. The company purchases excess inventory from manufacturers, wholesalers, and other retailers at discounted prices, which allows it to sell products to consumers at lower prices while maintaining healthy profit margins. Key revenue streams include sales from its various retail chains, with T.J. Maxx and Marshalls being the largest contributors. Additionally, TJX benefits from a strong inventory management system that enables it to quickly adapt to changing consumer preferences and market conditions. The company's extensive supplier relationships and its ability to capitalize on opportunistic buying also play a significant role in its earnings. Furthermore, TJX's growth strategy includes expanding its store footprint and e-commerce presence, further enhancing its revenue potential.

TJX Companies Financial Statement Overview

Summary

TJX Companies exhibits strong financial health with notable revenue growth, efficient operations, and solid profitability margins. While leverage is moderate, the high return on equity indicates effective capital utilization. Cash flows are robust, supporting the company's ability to invest and manage financial obligations efficiently. However, the relatively low equity ratio suggests a need to monitor liabilities closely.

Income Statement

The company's income statement shows a strong performance with a steady increase in total revenue from $54.2 billion to $56.99 billion TTM, reflecting a 4.65% growth rate. The gross profit margin is healthy at 30.48%, and the net profit margin stands at 8.48%, indicating solid profitability. EBIT and EBITDA margins are robust at 11.02% and 13.43%, respectively, highlighting efficient operations and good earnings before interest, taxes, and depreciation.

Balance Sheet

The balance sheet is strong with a debt-to-equity ratio of 1.54, suggesting moderate leverage. The return on equity (ROE) is impressive at 56.79%, indicating effective use of equity to generate profits. However, the equity ratio is relatively low at 26.69%, which may pose a risk if liabilities increase significantly.

Cash Flow

The cash flow statement reflects positive trends with a free cash flow growth rate of 1.81% from the previous annual period to TTM. The operating cash flow to net income ratio is 1.20, showing strong cash flow generation relative to net income. The free cash flow to net income ratio is also solid at 0.88, indicating efficient cash utilization.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	56.99B	56.36B	54.22B	49.94B	48.55B	32.14B
Gross Profit	17.37B	17.25B	16.27B	13.79B	13.84B	7.60B
EBITDA	7.65B	7.66B	7.01B	5.61B	5.38B	1.15B
Net Income	4.83B	4.86B	4.47B	3.50B	3.28B	90.00M
Balance Sheet
Total Assets	31.86B	31.75B	29.75B	28.35B	28.46B	30.81B
Cash, Cash Equivalents and Short-Term Investments	4.25B	5.33B	5.60B	5.48B	6.23B	10.47B
Total Debt	13.06B	12.78B	12.54B	12.74B	12.51B	15.50B
Total Liabilities	23.36B	23.36B	22.45B	21.98B	22.46B	24.98B
Stockholders Equity	8.50B	8.39B	7.30B	6.36B	6.00B	5.83B
Cash Flow
Free Cash Flow	3.78B	4.20B	4.33B	2.63B	2.01B	3.99B
Operating Cash Flow	5.77B	6.12B	6.06B	4.08B	3.06B	4.56B
Investing Cash Flow	-2.55B	-2.48B	-1.72B	-1.47B	-1.05B	-578.60M
Financing Cash Flow	-4.05B	-3.84B	-4.21B	-3.31B	-6.20B	3.23B

TJX Companies Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 132.62
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TJX, the sentiment is Positive. The current price of 132.62 is above the 20-day moving average (MA) of 128.46, above the 50-day MA of 125.68, and above the 200-day MA of 123.13, indicating a bullish trend. The MACD of 2.29 indicates Negative momentum. The RSI at 67.10 is Neutral, neither overbought nor oversold. The STOCH value of 83.53 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TJX.

TJX Companies Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
URBN	79 Outperform	$6.93B	16.19	19.55%	―	8.38%	52.18%
BURL	78 Outperform	$17.75B	34.53	44.13%	―	8.29%	38.09%
ROST	77 Outperform	$48.20B	23.31	39.57%	1.05%	2.49%	6.60%
TJX	76 Outperform	$148.32B	31.35	60.36%	1.21%	3.79%	5.23%
GAP	73 Outperform	$7.79B	9.10	29.16%	3.04%	1.07%	28.03%
AEO	72 Outperform	$2.19B	12.93	12.19%	3.85%	-0.95%	-10.51%
Sector *	61 Neutral	$17.23B	11.51	-5.97%	3.09%	1.47%	-15.79%

TJX Companies Corporate Events

TJX Companies Holds Annual Shareholder Meeting

On June 10, 2025, TJX Companies held its annual shareholder meeting where all director nominees were elected to serve until the next meeting. Additionally, PricewaterhouseCoopers LLP was ratified as the independent registered public accounting firm for fiscal 2026, and the executive compensation package was approved.

The most recent analyst rating on (TJX) stock is a Buy with a $120.00 price target. To see the full list of analyst forecasts on TJX Companies stock, see the TJX Stock Forecast page.