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TPSC - ETF AI Analysis

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TPSC

Timothy Plan US Small Cap Core ETF (TPSC)

Rating:70Outperform
Price Target:
TPSC, the Timothy Plan US Small Cap Core ETF, has a solid overall rating driven mainly by strong, well-positioned holdings like Hanover Insurance (THG) and Avista (AVA), which show robust earnings growth, attractive valuations, and positive momentum or outlooks. Several other utilities and financial names add stability but face issues such as bearish technical trends, high leverage, or cash flow and revenue growth challenges, which slightly weigh on the fund’s rating. The main risk factor is the concentration in smaller companies that can be more sensitive to operational and cash flow pressures, even when their valuations and earnings look appealing.
Positive Factors
Strong Recent Performance
The ETF has delivered strong gains so far this year and in recent months, showing solid momentum in its small-cap holdings.
Broad Sector Diversification
Holdings are spread across many sectors, including financials, industrials, consumer cyclical, technology, and utilities, which helps reduce reliance on any single part of the market.
Top Holdings Showing Solid Gains
Most of the largest positions, such as Hanover Insurance and New Jersey Resources, have posted strong year-to-date performance, supporting the fund’s overall results.
Negative Factors
Higher Expense Ratio
The fund’s expense ratio is on the higher side for an ETF, which means more of the returns are used to cover fees.
Heavy U.S. Concentration
With almost all assets invested in U.S. companies, the ETF offers little geographic diversification and is highly tied to the U.S. economy.
Significant Exposure to Financials and Industrials
A large portion of the portfolio is in financial and industrial stocks, which could hurt performance if these sectors face a downturn.

TPSC vs. SPDR S&P 500 ETF (SPY)

TPSC Summary

Timothy Plan US Small Cap Core ETF (TPSC) is an exchange-traded fund that follows the Victory U.S. Small Cap Volatility Weighted BRI index, focusing on smaller U.S. companies with room to grow. It holds a wide mix of businesses across finance, industrials, consumer, and utility sectors, including well-known names like Hanover Insurance and American States Water. Investors might consider TPSC to tap into the growth potential of small companies while spreading their money across many stocks for diversification. A key risk is that small-cap stocks can be more volatile, so the ETF’s price can move up and down more sharply with the market.
How much will it cost me?The Timothy Plan US Small Cap Core ETF (TPSC) has an expense ratio of 0.52%, meaning you’ll pay $5.20 per year for every $1,000 invested. This is slightly higher than average because it is actively managed, focusing on small-cap stocks with a specialized strategy. Active management often involves more research and oversight, which can increase costs.
What would affect this ETF?The Timothy Plan US Small Cap Core ETF could benefit from economic growth and innovation in the U.S., as small-cap companies often thrive during periods of expansion and entrepreneurial activity. However, it may face challenges from rising interest rates, which can increase borrowing costs for smaller firms, and economic slowdowns that disproportionately impact small-cap stocks. Additionally, its exposure to sectors like Financials and Industrials could be influenced by regulatory changes or shifts in consumer demand.

TPSC Top 10 Holdings

TPSC’s story right now is largely being written by a cluster of U.S. utilities and financials. Hanover Insurance and CNO Financial are rising and helping to power returns, showing solid momentum in the fund’s sizable financial sleeve. On the utility side, names like IdaCorp and American States Water are steady contributors, while ONE Gas has been lagging and acting as a bit of a speed bump. With its top holdings all U.S.-based and tilted toward defensive, income-oriented sectors, this small-cap ETF leans more on stability than high-octane growth.
Name
Company Name
Weight %
Market Value
Market Cap
Yearly Gain
Overall Rating
IdaCorp0.48%$1.74M$8.24B21.66%
64
Neutral
Hanover Insurance0.47%$1.70M$7.45B31.19%
77
Outperform
New Jersey Resources0.46%$1.64M$5.94B29.46%
64
Neutral
American States Water0.44%$1.58M$3.41B18.24%
70
Outperform
Southwest Gas0.43%$1.56M$6.72B18.68%
74
Outperform
Avista0.42%$1.52M$3.49B14.12%
77
Outperform
ONE Gas0.41%$1.49M$5.04B9.53%
69
Neutral
Chesapeake Utilities0.41%$1.46M$3.25B10.95%
64
Neutral
Portland GE0.40%$1.45M$6.12B31.86%
70
Outperform
CNO Financial0.40%$1.45M$4.95B40.75%
72
Outperform

TPSC Technical Analysis

Technical Analysis Sentiment
Positive
Last Price
Price Trends
50DMA
46.37
Positive
100DMA
45.06
Positive
200DMA
43.57
Positive
Market Momentum
MACD
0.32
Positive
RSI
55.72
Neutral
STOCH
29.72
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For TPSC, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 47.60, equal to the 50-day MA of 46.37, and equal to the 200-day MA of 43.57, indicating a bullish trend. The MACD of 0.32 indicates Positive momentum. The RSI at 55.72 is Neutral, neither overbought nor oversold. The STOCH value of 29.72 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TPSC.

TPSC Peer Comparison

Comparison Results
Name
Price
Price Target
AUM
Expense Ratio
Overall Rating
$360.09M0.52%
70
Outperform
$880.42M0.48%
72
Outperform
$720.50M0.38%
67
Neutral
$717.14M0.42%
68
Neutral
$703.00M0.09%
63
Neutral
$696.42M0.40%
70
Neutral
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TPSC
Timothy Plan US Small Cap Core ETF
47.62
8.09
20.47%
OUSM
OShares U.S. Small-Cap Quality Dividend ETF
EES
WisdomTree U.S. SmallCap Fund
JHSC
John Hancock Multifactor Small Cap ETF
BBSC
JPMorgan BetaBuilders U.S. Small Cap Equity ETF
SMDV
ProShares Russell 2000 Dividend Growers ETF
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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