TFNS - ETF AI Analysis

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T. Rowe Price Financials ETF (TFNS)

Rating:70Outperform

Price Target:―

The T. Rowe Price Financials ETF (TFNS) has a solid overall rating, reflecting the strength of its top holdings. Berkshire Hathaway B and Visa are key contributors, with Berkshire's strong financial performance and Visa's innovation in AI and digital payments driving positive sentiment. However, holdings like Citigroup and Capital One Financial face challenges such as high leverage and operational inefficiencies, which may slightly weigh on the ETF's rating. A potential risk is the fund's concentration in the financial sector, which could expose it to sector-specific volatility.

Positive Factors

Strong Top Holdings

Several key holdings, like JPMorgan Chase and Citigroup, have delivered strong year-to-date performance, boosting the ETF's returns.

Focused Sector Exposure

The ETF's heavy allocation to financial stocks allows investors to benefit from a sector that has shown solid performance recently.

Reasonable Expense Ratio

The ETF charges a moderate expense ratio, making it relatively cost-effective compared to actively managed funds.

Negative Factors

High Sector Concentration

With over 96% of assets in financial stocks, the ETF is highly exposed to risks specific to the financial sector.

Limited Geographic Diversification

The ETF is overwhelmingly focused on U.S. companies, offering minimal exposure to international markets.

Recent Performance Volatility

Short-term performance has been mixed, with a decline over the past month despite positive year-to-date returns.

TFNS vs. SPDR S&P 500 ETF (SPY)

AUM12.02M

RegionNorth America

Expense Ratio0.44%

Beta0.88

IssuerT. Rowe Price

Inception DateJun 11, 2025

Dividend YieldN/A

Asset ClassEquity

Index TrackedNo Underlying Index

Share Statistics

EPS (TTM)N/A

Shares OutstandingN/A

10 Day Avg. Volume357

30 Day Avg. Volume872

Financial Highlights & Ratios

PEG RatioN/A

Price to Book (P/B)N/A

Price to Sales (P/S)N/A

P/FCF RatioN/A

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price Target

30.14

Price Target Upside― Downside

Rating ConsensusModerate Buy

Number of Analyst Covering73

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

TFNS Summary

The T. Rowe Price Financials ETF (TFNS) is an investment fund focused on U.S. financial companies like Berkshire Hathaway and Visa. It is actively managed, meaning experts pick and adjust the stocks to try to outperform typical financial sector benchmarks. This ETF is ideal for investors who want targeted exposure to the financial sector and the potential for growth from well-researched, high-performing companies. However, since it focuses heavily on financial stocks, its performance can be affected by changes in the economy or interest rates.

How much will it cost me?The T. Rowe Price Financials ETF (TFNS) has an expense ratio of 0.44%, meaning you’ll pay $4.40 per year for every $1,000 invested. This is higher than average because it’s actively managed, with professional investors selecting stocks to try to outperform the market.

What would affect this ETF?The T. Rowe Price Financials ETF (TFNS) could benefit from rising interest rates, as higher rates often improve profit margins for banks and financial institutions, which make up the majority of its holdings. However, economic slowdowns or regulatory changes targeting the financial sector could negatively impact the ETF, especially given its concentrated exposure to U.S. financial companies like Berkshire Hathaway, Visa, and JPMorgan Chase. Additionally, any disruptions in the U.S. economy or financial markets could pose risks to its performance.

TFNS Top 10 Holdings

The T. Rowe Price Financials ETF is leaning heavily into the U.S. financial sector, with names like Berkshire Hathaway and JPMorgan Chase providing steady growth and stability. Citigroup has been a standout performer recently, riding strong earnings momentum, while Goldman Sachs is also rising on robust financial results and strategic positioning. On the flip side, Visa and Mastercard have been lagging, weighed down by bearish technical signals and valuation concerns. With nearly all its weight in financials, this fund is a concentrated bet on the sector’s resilience and long-term potential.

Name	Company Name	Weight %	Market Value	Market Cap	Yearly Gain	Overall Rating
BRK.B	Berkshire Hathaway B	9.11%	$1.11M	$1.06T	8.12%	66 Neutral
V	Visa	7.07%	$861.23K	$622.87B	9.99%	70 Outperform
MA	Mastercard	5.25%	$639.09K	$483.89B	5.82%	75 Outperform
BAC	Bank of America	4.94%	$601.26K	$394.92B	18.40%	72 Outperform
C	Citigroup	4.90%	$596.44K	$198.77B	56.43%	68 Neutral
JPM	JPMorgan Chase	4.77%	$581.15K	$844.20B	31.40%	72 Outperform
GS	Goldman Sachs Group	3.98%	$484.64K	$266.71B	53.99%	73 Outperform
SCHW	Charles Schwab	3.82%	$465.06K	$170.25B	17.14%	74 Outperform
COF	Capital One Financial	3.44%	$418.93K	$151.15B	29.52%	71 Outperform
WFC	Wells Fargo	3.44%	$418.90K	$284.68B	30.78%	80 Outperform

TFNS Technical Analysis

Technical Analysis Sentiment

Positive

Last Price―

Price Trends

50DMA

26.17

Positive

100DMA

26.21

Positive

200DMA

Market Momentum

MACD

0.28

Negative

RSI

72.10

Negative

STOCH

88.29

Negative

Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For TFNS, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 26.29, equal to the 50-day MA of 26.17, and equal to the 200-day MA of ―, indicating a neutral trend. The MACD of 0.28 indicates Negative momentum. The RSI at 72.10 is Negative, neither overbought nor oversold. The STOCH value of 88.29 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TFNS.

TFNS Peer Comparison

Comparison Results

Name	Price	Price Target	AUM	Expense Ratio	Overall Rating
TFNS	―	―	$12.02M	0.44%	―
PSR	―	―	$49.23M	0.55%	―
FBDC	―	―	$40.22M	13.69%	―
GABF	―	―	$38.26M	0.32%	―
LBO	―	―	$8.78M	6.71%	―
AAUM	―	―	$2.40M	0.75%	―

Performance Comparison

TFNS

T. Rowe Price Financials ETF

27.56

3.11

12.72%

PSR

Invesco Active U.S. Real Estate Fund

―

FBDC

FT Confluence BDC & Specialty Finance Income ETF

―

GABF

Gabelli Financial Services Opportunities ETF

―

LBO

WHITEWOLF Publicly Listed Private Equity ETF

―

AAUM

Tema Alternative Asset Managers ETF

―

Glossary

BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―

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