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IYF - ETF AI Analysis

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IYF

iShares U.S. Financials ETF (IYF)

Rating:72Outperform
Price Target:
IYF, the iShares U.S. Financials ETF, has an overall rating that reflects a generally solid lineup of major U.S. financial institutions with healthy earnings and reasonable valuations. Key holdings like JPMorgan Chase, Wells Fargo, Morgan Stanley, BlackRock, and Progressive support the fund’s quality through strong financial performance, positive earnings call sentiment, and constructive technical trends, though some face issues such as high leverage, cash flow challenges, or rich valuations. The main risk is that the ETF is heavily concentrated in the U.S. financial sector—especially large banks and financial firms—so it is sensitive to credit costs, debt levels, and broader economic and interest-rate conditions.
Positive Factors
Strong Recent Performance
The ETF has shown steady gains over the past month, three months, and year-to-date, indicating positive recent momentum.
Leading Financial Institutions in Top Holdings
Several major banks and financial firms in the top holdings have delivered strong year-to-date results, helping support the fund’s overall performance.
Significant Fund Size
The ETF manages a large pool of assets, which can help with trading liquidity and make it easier for investors to buy and sell shares.
Negative Factors
High Sector Concentration
With the vast majority of assets in financial stocks, the fund is heavily exposed to downturns in the financial sector.
Heavy Weight in a Few Stocks
A small number of large holdings make up a big portion of the portfolio, increasing the impact if any of those companies perform poorly.
Mixed Performance Among Top Holdings
Some of the largest positions have shown weak or negative year-to-date performance, which can drag on the fund even when other holdings are doing well.

IYF vs. SPDR S&P 500 ETF (SPY)

IYF Summary

The iShares U.S. Financials ETF (IYF) is a fund that focuses on U.S. financial companies by tracking the Russell 1000 Financials Index. It holds a wide mix of banks, insurance firms, and other financial businesses, including well-known names like JPMorgan Chase and Berkshire Hathaway. Someone might invest in this ETF to get broad exposure to the U.S. financial sector in a single, diversified investment, which could benefit from economic growth and rising interest rates. A key risk is that it is heavily tied to financial stocks, so its value can rise or fall sharply with changes in the banking and financial industry.
How much will it cost me?The iShares U.S. Financials ETF (IYF) has an expense ratio of 0.38%, which means you’ll pay $3.80 per year for every $1,000 invested. This is slightly higher than average for ETFs because it focuses on a specific sector (financials) and is passively managed to track a niche index. Sector-focused funds often have higher costs due to their specialized nature.
What would affect this ETF?The iShares U.S. Financials ETF (IYF) could benefit from rising interest rates, which often increase profitability for banks and financial institutions, as well as economic growth that drives demand for financial services. However, it may face challenges from regulatory changes in the financial sector or economic slowdowns that reduce lending and investment activity. Additionally, its heavy reliance on U.S.-based financial companies means it is sensitive to domestic economic conditions and policy shifts.

IYF Top 10 Holdings

IYF is essentially a bet on big U.S. financial powerhouses, with JPMorgan and Berkshire Hathaway steering the ship. JPMorgan has been rising steadily, giving the fund a solid backbone, while Berkshire has been more mixed, occasionally losing steam and softening overall returns. Bank of America and Goldman Sachs add more momentum, both climbing on the back of strong earnings, and Morgan Stanley has quietly joined the winners’ circle. Citigroup, however, has been lagging lately, acting as a small drag. With nearly all exposure in U.S. financials, this ETF is a focused play on America’s banking and Wall Street giants.
Name
Company Name
Weight %
Market Value
Market Cap
Yearly Gain
Overall Rating
Berkshire Hathaway B11.31%$513.41M$989.59B8.18%
66
Neutral
JPMorgan Chase11.21%$508.60M$940.11B21.57%
72
Outperform
Bank of America4.71%$213.65M$438.07B35.68%
72
Outperform
Wells Fargo3.78%$171.56M$258.34B11.15%
80
Outperform
Goldman Sachs Group3.75%$170.05M$302.34B43.52%
73
Outperform
Morgan Stanley3.44%$156.16M$331.32B51.28%
76
Outperform
Citigroup3.36%$152.37M$226.92B44.23%
68
Neutral
Charles Schwab2.60%$117.92M$181.44B10.16%
74
Outperform
BlackRock2.56%$115.97M$178.60B-0.13%
77
Outperform
Progressive1.90%$86.16M$124.63B-12.31%
78
Outperform

IYF Technical Analysis

Technical Analysis Sentiment
Positive
Last Price
Price Trends
50DMA
128.99
Positive
100DMA
124.75
Positive
200DMA
124.70
Positive
Market Momentum
MACD
RSI
STOCH
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For IYF, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 133.77, equal to the 50-day MA of 128.99, and equal to the 200-day MA of 124.70, indicating a bullish trend. The MACD of ― indicates undefined momentum. The RSI at ― is undefined, neither overbought nor oversold. The STOCH value of ― is undefined, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IYF.

IYF Peer Comparison

Comparison Results
Name
Price
Price Target
AUM
Expense Ratio
Overall Rating
$4.43B0.38%
72
Outperform
$6.69B0.35%
74
Outperform
$2.37B0.08%
72
Outperform
$2.17B0.38%
72
Outperform
$1.65B0.35%
73
Outperform
$1.14B0.60%
72
Outperform
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IYF
iShares U.S. Financials ETF
134.65
15.43
12.94%
KBWB
Invesco KBW Bank ETF
FNCL
Fidelity MSCI Financials Index ETF
IYG
iShares US Financial Services ETF
KBE
SPDR S&P Bank ETF
FXO
First Trust Financials AlphaDEX Fund
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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