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FNCL - ETF AI Analysis
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Fidelity MSCI Financials Index ETF (FNCL)
Rating:72Outperform
Price Target:―
Positive Factors
Large, Established Financial Holdings
The ETF is built around many of the biggest and most well-known U.S. financial companies, which tend to be more stable and closely followed by investors.
Low Expense Ratio
The fund charges a relatively low fee, so less of your potential return is lost to ongoing costs.
Significant Fund Size
With a large amount of money invested in the ETF, it is likely to offer good trading liquidity and a more stable structure for investors.
Negative Factors
Sector Concentration in Financials
Almost all of the fund is invested in financial companies, so it can be hit hard if the financial sector struggles.
Weak Recent Performance
The ETF has shown negative returns so far this year and over the past month, signaling recent weakness in its holdings.
Top Holdings Under Pressure
Several of the largest positions, including major banks and payment companies, have been lagging this year, which can drag on overall fund performance.
FNCL vs. SPDR S&P 500 ETF (SPY)
AUM2.40B
RegionNorth America
Expense Ratio0.08%
Beta0.90
IssuerFidelity
Inception DateOct 21, 2013
Dividend Yield1.48%
Asset ClassEquity
Index TrackedMSCI USA IMI Financials 25/50 Index
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume156,222
30 Day Avg. Volume121,213
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
88.18Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering387
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
FNCL Summary
FNCL is the Fidelity MSCI Financials Index ETF, which follows the MSCI USA IMI Financials 25/50 Index. It focuses on U.S. financial companies like banks, credit card firms, and insurers. Well-known holdings include JPMorgan Chase and Berkshire Hathaway, along with Visa and Mastercard. Someone might invest in FNCL to get broad exposure to the U.S. financial sector in a single, low-cost fund, which can benefit when the economy and interest rates move in favor of banks and lenders. A key risk is that it is heavily tied to financial stocks, so it can rise or fall sharply with that sector.
How much will it cost me?The Fidelity MSCI Financials Index ETF (FNCL) has an expense ratio of 0.084%, meaning you’ll pay $0.84 per year for every $1,000 invested. This is lower than average because it’s passively managed, tracking an index rather than relying on active stock selection.
What would affect this ETF?FNCL's performance could benefit from rising interest rates, which often increase profitability for banks and financial institutions, as well as economic growth that boosts demand for financial services. However, it may face challenges from regulatory changes in the financial sector or economic downturns that reduce consumer spending and lending activity. Its focus on U.S. financial stocks, including major players like JPMorgan Chase and Berkshire Hathaway, makes it sensitive to domestic economic conditions and sector-specific trends.
FNCL Top 10 Holdings
FNCL is a pure U.S. financials play, and its story right now is a tug-of-war between heavyweight banks and card networks. Goldman Sachs and Morgan Stanley have been rising, giving the fund a helpful lift as deal-making and wealth management stay in focus. On the other side, giants like JPMorgan and Bank of America are losing steam, while Visa and Mastercard have been lagging after a strong run, acting as a bit of a brake. With almost everything tied to financials, the fund’s fortunes are closely hitched to the health of the U.S. banking and payments system.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| JPMorgan Chase | 9.50% | $228.92M | $819.51B | 12.42% | 72 Outperform | |
| Berkshire Hathaway B | 7.65% | $184.36M | $1.04T | 1.00% | 66 Neutral | |
| Visa | 6.41% | $154.32M | $628.15B | -2.76% | 70 Outperform | |
| Mastercard | 5.16% | $124.29M | $473.57B | -4.92% | 75 Outperform | |
| Bank of America | 4.20% | $101.22M | $379.88B | 11.38% | 72 Outperform | |
| Goldman Sachs Group | 3.24% | $78.10M | $279.49B | 45.77% | 73 Outperform | |
| Wells Fargo | 3.24% | $78.00M | $272.30B | 13.91% | 80 Outperform | |
| Morgan Stanley | 2.50% | $60.31M | $289.06B | 31.85% | 76 Outperform | |
| Citigroup | 2.43% | $58.47M | $205.44B | 43.60% | 68 Neutral | |
| American Express | 2.32% | $55.91M | $250.23B | 13.38% | 80 Outperform |
FNCL Technical Analysis
Negative
―
Price Trends
76.60
Negative
75.88
Negative
73.68
Positive
Market Momentum
-0.32
Positive
40.62
Neutral
14.06
Positive
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For FNCL, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 77.84, equal to the 50-day MA of 76.60, and equal to the 200-day MA of 73.68, indicating a neutral trend. The MACD of -0.32 indicates Positive momentum. The RSI at 40.62 is Neutral, neither overbought nor oversold. The STOCH value of 14.06 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FNCL.
FNCL Peer Comparison
Comparison Results
Performance Comparison
FNCL
Fidelity MSCI Financials Index ETF
75.78
3.87
5.38%
KBWB
Invesco KBW Bank ETF
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―
―
IYF
iShares U.S. Financials ETF
―
―
―
FXO
First Trust Financials AlphaDEX Fund
―
―
―
IYG
iShares US Financial Services ETF
―
―
―
KBE
SPDR S&P Bank ETF
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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