FNCL - ETF AI Analysis
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Fidelity MSCI Financials Index ETF (FNCL)
Rating:72Outperform
Price Target:―
Positive Factors
Low Expense Ratio
The fund charges a relatively low fee, which helps investors keep more of their returns over time.
Large, Established Financial Holdings
The ETF’s biggest positions are well-known, major financial companies, which can provide stability compared with smaller, less established firms.
Strong Recent One-Month Rebound
The fund has shown a solid bounce over the past month, suggesting improving short-term momentum despite weaker results so far this year.
Negative Factors
Heavy Concentration in Financials
Almost all of the portfolio is in the financial sector, so the fund is highly sensitive to downturns in banks and other financial companies.
Weak Year-to-Date Performance
The ETF’s overall performance so far this year has been negative, reflecting recent challenges for financial stocks.
Underperforming Top Holdings
Several of the largest positions, including major banks and payment companies, have posted weak results this year, which has weighed on the fund’s returns.
FNCL vs. SPDR S&P 500 ETF (SPY)
AUM2.20B
RegionNorth America
Expense Ratio0.08%
Beta0.94
IssuerFidelity
Inception DateOct 21, 2013
Dividend Yield1.65%
Asset ClassEquity
Index TrackedMSCI USA IMI Financials 25/50 Index
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume210,324
30 Day Avg. Volume147,417
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
86.06Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering384
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
FNCL Summary
FNCL is the Fidelity MSCI Financials Index ETF, which follows the MSCI USA IMI Financials 25/50 Index. It focuses on U.S. financial companies like banks, credit card firms, and insurance businesses. Well-known holdings include JPMorgan Chase and Berkshire Hathaway. Investors might consider FNCL if they want simple, one-click exposure to the U.S. financial sector and to spread their money across many financial stocks instead of picking individual banks. However, because it is heavily concentrated in financial companies, its value can rise or fall sharply with changes in interest rates, the economy, and the health of the banking system.
How much will it cost me?The Fidelity MSCI Financials Index ETF (FNCL) has an expense ratio of 0.084%, meaning you’ll pay $0.84 per year for every $1,000 invested. This is lower than average because it’s passively managed, tracking an index rather than relying on active stock selection.
What would affect this ETF?FNCL's performance could benefit from rising interest rates, which often increase profitability for banks and financial institutions, as well as economic growth that boosts demand for financial services. However, it may face challenges from regulatory changes in the financial sector or economic downturns that reduce consumer spending and lending activity. Its focus on U.S. financial stocks, including major players like JPMorgan Chase and Berkshire Hathaway, makes it sensitive to domestic economic conditions and sector-specific trends.
FNCL Top 10 Holdings
FNCL is a pure play on U.S. financials, with the big banks and payment networks steering the ship. JPMorgan and Bank of America have been rising lately, giving the fund a solid backbone, while Goldman Sachs, Citigroup, and Morgan Stanley are also pulling their weight with steady to strong momentum. On the flip side, Berkshire Hathaway has been losing a bit of steam, and card giants Visa and Mastercard have seen more mixed, slightly lagging action. With almost all its bets in U.S. financial names, this ETF lives and dies by the health of the American banking and payments system.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| JPMorgan Chase | 10.06% | $220.01M | $831.44B | 28.13% | 72 Outperform | |
| Berkshire Hathaway B | 7.74% | $169.25M | $1.01T | -10.95% | 66 Neutral | |
| Visa | 6.26% | $136.82M | $589.76B | -8.25% | 70 Outperform | |
| Mastercard | 5.12% | $111.97M | $449.63B | -5.25% | 75 Outperform | |
| Bank of America | 4.28% | $93.52M | $373.55B | 32.30% | 72 Outperform | |
| Goldman Sachs Group | 3.33% | $72.92M | $273.43B | 71.63% | 73 Outperform | |
| Wells Fargo | 2.99% | $65.38M | $243.37B | 16.03% | 80 Outperform | |
| Citigroup | 2.75% | $60.05M | $219.47B | 89.13% | 68 Neutral | |
| Morgan Stanley | 2.68% | $58.56M | $297.41B | 64.19% | 76 Outperform | |
| American Express | 2.07% | $45.37M | $214.31B | 20.34% | 80 Outperform |
FNCL Technical Analysis
Positive
―
Price Trends
72.00
Positive
74.36
Positive
74.32
Positive
Market Momentum
0.75
Positive
60.19
Neutral
33.33
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For FNCL, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 73.53, equal to the 50-day MA of 72.00, and equal to the 200-day MA of 74.32, indicating a bullish trend. The MACD of 0.75 indicates Positive momentum. The RSI at 60.19 is Neutral, neither overbought nor oversold. The STOCH value of 33.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for FNCL.
FNCL Peer Comparison
Comparison Results
Performance Comparison
FNCL
Fidelity MSCI Financials Index ETF
74.40
6.11
8.95%
KBWB
Invesco KBW Bank ETF
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―
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IYF
iShares U.S. Financials ETF
―
―
―
IYG
iShares US Financial Services ETF
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―
―
KBE
SPDR S&P Bank ETF
―
―
―
FXO
First Trust Financials AlphaDEX Fund
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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