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FDFF - ETF AI Analysis

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FDFF

Fidelity Disruptive Finance ETF (FDFF)

Rating:69Neutral
Price Target:
FDFF, the Fidelity Disruptive Finance ETF, earns a solid overall rating thanks to strong core holdings like BlackRock, DBS Group, and Mastercard, which show robust financial performance, growth, and positive earnings commentary. These leaders are complemented by names like Capital One and Apollo that benefit from strategic deals and asset growth, though high valuations, some bearish or overbought technical signals, and revenue or cash flow volatility in a few holdings slightly weigh on the fund. The main risk factor is that many top positions share similar valuation and technical concerns, which could increase downside risk if market conditions turn against richly priced financial and fintech stocks.
Positive Factors
Targeted Disruptive Finance Theme
The fund focuses on companies aiming to reshape financial services, giving investors exposure to potential long-term growth areas like digital payments and innovative banking.
Global Diversification Within Finance
Holdings spread across the U.S., Europe, and Asia help reduce the impact of problems in any single country’s financial system.
Recent Short-Term Rebound
The ETF has shown a strong gain over the past month, suggesting some recovery in sentiment after earlier weakness this year.
Negative Factors
Heavy Concentration in Financial Stocks
With most of the portfolio in the financial sector, the fund is highly sensitive to downturns in banks, asset managers, and other finance-related companies.
Mixed Performance of Top Holdings
Several of the largest positions have been weak so far this year, which has weighed on the ETF’s overall year-to-date results despite a few stronger names.
Above-Average Expense Ratio
The fund’s fee is on the higher side for an ETF, which can slowly reduce net returns for long-term investors.

FDFF vs. SPDR S&P 500 ETF (SPY)

FDFF Summary

The Fidelity Disruptive Finance ETF (FDFF) focuses on the fast‑changing world of financial technology instead of tracking a traditional index. It invests in companies involved in digital payments, online lending, and modern financial software. Well-known holdings include Mastercard, Visa, and BlackRock, which are helping reshape how people and businesses move and manage money. An investor might choose this ETF for growth potential and to get diversified exposure to many FinTech names in one fund. However, it is concentrated in financial and tech-related companies, so its price can rise and fall sharply with changes in those sectors.
How much will it cost me?The Fidelity Disruptive Finance ETF (FDFF) has an expense ratio of 0.50%, which means you’ll pay $5 per year for every $1,000 invested. This is slightly higher than average because the fund is actively managed, focusing on innovative and niche FinTech companies that require more research and expertise. It’s designed for investors looking to capitalize on the growth of disruptive financial technologies.
What would affect this ETF?The Fidelity Disruptive Finance ETF (FDFF) could benefit from the growing adoption of digital payments, blockchain technology, and financial software solutions as global financial services continue to embrace innovation. However, potential risks include regulatory changes targeting FinTech companies and economic downturns that may impact consumer spending or investment in technology. Additionally, competition within the FinTech sector and challenges faced by top holdings like Visa and Mastercard could influence the ETF's performance.

FDFF Top 10 Holdings

FDFF is very much a bet on disruptive finance, with a heavy tilt toward financials and payment platforms rather than classic tech. Block and Bankinter have been rising lately, giving the fund some welcome momentum on the more innovative side of finance, while FinecoBank and Apollo are also perking up after mixed stretches. On the flip side, old-guard engines like Visa, Mastercard, and Equifax have been losing steam, quietly dragging on returns. With a global mix spanning the U.S., Europe, and Asia, the fund isn’t tied to any one market, but it is clearly concentrated in next‑gen financial players.
Name
Company Name
Weight %
Market Value
Market Cap
Yearly Gain
Overall Rating
BlackRock5.89%$2.52M$171.69B14.98%
77
Outperform
Capital One Financial5.57%$2.39M$121.72B6.26%
71
Outperform
DBS Group Holdings5.12%$2.19MS$161.98B43.85%
78
Outperform
Bankinter4.80%$2.06M€12.76B41.87%
75
Outperform
FinecoBank SpA4.56%$1.95M€13.17B24.39%
71
Outperform
Apollo Global Management4.33%$1.86M$72.15B-6.41%
75
Outperform
Mastercard4.16%$1.78M$448.03B-6.18%
75
Outperform
Visa4.00%$1.71M$588.73B-7.99%
70
Outperform
Toast Inc3.93%$1.68M$16.44B-22.34%
73
Outperform
Block3.87%$1.66M$41.89B21.62%
72
Outperform

FDFF Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price
Price Trends
50DMA
32.26
Positive
100DMA
33.86
Negative
200DMA
35.17
Negative
Market Momentum
MACD
0.60
Negative
RSI
56.65
Neutral
STOCH
51.87
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For FDFF, the sentiment is Neutral. The current price of undefined is equal to the 20-day moving average (MA) of 32.72, equal to the 50-day MA of 32.26, and equal to the 200-day MA of 35.17, indicating a neutral trend. The MACD of 0.60 indicates Negative momentum. The RSI at 56.65 is Neutral, neither overbought nor oversold. The STOCH value of 51.87 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for FDFF.

FDFF Peer Comparison

Comparison Results
Name
Price
Price Target
AUM
Expense Ratio
Overall Rating
$41.85M0.50%
69
Neutral
$98.78M0.75%
72
Outperform
$98.19M1.00%
69
Neutral
$97.72M0.50%
59
Neutral
$90.57M0.50%
71
Outperform
$9.06M0.55%
62
Neutral
Performance Comparison
Ticker
Company Name
Price
Change
% Change
FDFF
Fidelity Disruptive Finance ETF
33.60
-1.42
-4.05%
YNOT
Horizon Digital Frontier ETF
FFND
Future Fund Active ETF
CSNR
Cohen & Steers Natural Resources Active ETF
IQM
Franklin Intelligent Machines ETF
BPAY
BlackRock Future Financial and Technology ETF
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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