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FDFF - ETF AI Analysis

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FDFF

Fidelity Disruptive Finance ETF (FDFF)

Rating:69Neutral
Price Target:
FDFF, the Fidelity Disruptive Finance ETF, has a solid overall rating driven mainly by strong, innovative financial leaders like DBS Group, BlackRock, Mastercard, Visa, and Apollo, all showing robust growth, profitability, and positive earnings outlooks. This strength is partly offset by risks such as high valuations, some bearish or overbought technical signals, and exposure to revenue or cash flow volatility in several holdings, which investors should watch closely. The fund is also heavily concentrated in the financial and payments sector, meaning its performance is closely tied to conditions in that part of the market.
Positive Factors
Strong Performers Among Top Holdings
Several major positions, such as DBS Group, Bankinter, FinecoBank, Visa, and Block, have shown strong or steady gains, helping support the fund’s overall results.
Global Financial Sector Focus
The ETF concentrates on financial companies across multiple countries, giving investors targeted exposure to disruptive finance trends with some international diversification.
Recent Short-Term Momentum
Despite a weak year-to-date result, the fund’s recent one-month and three-month performance has turned positive, suggesting improving short-term momentum.
Negative Factors
High Concentration in Financials
With most of the portfolio in financial stocks, the ETF is heavily exposed to the ups and downs of a single sector.
Several Weak Top Holdings
Key positions like Capital One, Mastercard, Toast, Apollo, and BlackRock have been lagging, which can drag on the fund’s performance.
Moderate Fees for a Thematic ETF
The expense ratio is not especially low, meaning a noticeable portion of returns goes toward fees each year.

FDFF vs. SPDR S&P 500 ETF (SPY)

FDFF Summary

The Fidelity Disruptive Finance ETF (FDFF) focuses on the fast-growing FinTech theme rather than a traditional index. It invests in companies using technology to change how we pay, borrow, invest, and manage money, including digital payments, online lending, and financial software. Well-known holdings include Visa and Mastercard, along with other innovative financial firms. Someone might invest in FDFF to seek long-term growth from the shift toward digital finance and to add a modern twist to a traditional portfolio. However, this ETF is heavily tied to financial and tech-related stocks, so its price can rise and fall sharply with changes in those sectors.
How much will it cost me?The Fidelity Disruptive Finance ETF (FDFF) has an expense ratio of 0.50%, which means you’ll pay $5 per year for every $1,000 invested. This is slightly higher than average because the fund is actively managed, focusing on innovative and niche FinTech companies that require more research and expertise. It’s designed for investors looking to capitalize on the growth of disruptive financial technologies.
What would affect this ETF?The Fidelity Disruptive Finance ETF (FDFF) could benefit from the growing adoption of digital payments, blockchain technology, and financial software solutions as global financial services continue to embrace innovation. However, potential risks include regulatory changes targeting FinTech companies and economic downturns that may impact consumer spending or investment in technology. Additionally, competition within the FinTech sector and challenges faced by top holdings like Visa and Mastercard could influence the ETF's performance.

FDFF Top 10 Holdings

FDFF is leaning hard into disruptive finance, with traditional and digital banks like DBS Group, Bankinter, and FinecoBank doing much of the heavy lifting as their shares have been steadily rising. Visa and Block add a strong digital payments backbone, with both showing upbeat, if sometimes choppy, momentum. On the flip side, Capital One, Apollo, and Toast are lagging, acting as a bit of a brake on overall returns. The fund is clearly concentrated in financial and FinTech names, with a global mix spanning Asia, Europe, and the U.S., rather than being purely domestic Big Tech.
Name
Company Name
Weight %
Market Value
Market Cap
Yearly Gain
Overall Rating
DBS Group Holdings6.41%$2.92MS$216.90B58.94%
78
Outperform
BlackRock5.92%$2.70M$184.64B0.31%
77
Outperform
Capital One Financial5.72%$2.61M$133.59B5.15%
71
Outperform
Bankinter5.03%$2.29M€14.78B29.34%
75
Outperform
FinecoBank SpA4.75%$2.17M€14.95B31.90%
71
Outperform
Visa4.37%$1.99M$676.80B7.57%
70
Outperform
Mastercard4.32%$1.97M$493.41B-1.82%
75
Outperform
Toast Inc4.32%$1.97M$20.03B-17.50%
73
Outperform
Apollo Global Management4.02%$1.83M$75.33B-7.11%
75
Outperform
Chime Financial, Inc. Class A3.99%$1.82M$11.02B2.12%
64
Neutral

FDFF Technical Analysis

Technical Analysis Sentiment
Positive
Last Price
Price Trends
50DMA
34.12
Positive
100DMA
33.40
Positive
200DMA
33.81
Positive
Market Momentum
MACD
0.73
Negative
RSI
72.26
Negative
STOCH
85.74
Negative
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For FDFF, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 35.61, equal to the 50-day MA of 34.12, and equal to the 200-day MA of 33.81, indicating a bullish trend. The MACD of 0.73 indicates Negative momentum. The RSI at 72.26 is Negative, neither overbought nor oversold. The STOCH value of 85.74 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for FDFF.

FDFF Peer Comparison

Comparison Results
Name
Price
Price Target
AUM
Expense Ratio
Overall Rating
$46.00M0.50%
69
Neutral
$97.76M0.50%
60
Neutral
$91.74M0.50%
68
Neutral
$84.27M0.75%
72
Outperform
$82.17M0.90%
64
Neutral
$9.64M0.55%
57
Neutral
Performance Comparison
Ticker
Company Name
Price
Change
% Change
FDFF
Fidelity Disruptive Finance ETF
36.82
-0.74
-1.97%
CSNR
Cohen & Steers Natural Resources Active ETF
IQM
Franklin Intelligent Machines ETF
FITZ
Fitz-Gerald Must Have Portfolio ETF
HECO
SPDR Galaxy Hedged Digital Asset Ecosystem ETF
BPAY
BlackRock Future Financial and Technology ETF
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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