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BPAY - ETF AI Analysis
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BlackRock Future Financial and Technology ETF (BPAY)
Rating:63Neutral
Price Target:―
Positive Factors
Strong Top Holdings
Several key holdings, such as Coinbase, Nu Holdings, and Galaxy Digital, have delivered strong year-to-date performance, supporting the ETF’s overall returns.
Focus on Growth Sectors
The ETF is heavily weighted in financial and technology sectors, which are known for innovation and long-term growth potential.
Global Diversification
While primarily U.S.-focused, the ETF includes exposure to international markets like the UK, Japan, and Switzerland, providing some geographic diversification.
Negative Factors
High Expense Ratio
The ETF charges a relatively high expense ratio compared to many other funds, which can eat into investor returns over time.
Underperforming Holdings
Some top holdings, including PayPal and Global Payments, have lagged in performance this year, potentially dragging down the fund’s overall momentum.
Sector Concentration Risk
Nearly 85% of the ETF is concentrated in financial and technology sectors, making it vulnerable to downturns in these industries.
BPAY vs. SPDR S&P 500 ETF (SPY)
AUM10.18M
RegionGlobal
Expense Ratio0.55%
Beta1.18
IssueriShares
Inception DateAug 16, 2022
Dividend Yield6.23%
Asset ClassEquity
Index TrackedNo Underlying Index
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume4,599
30 Day Avg. Volume3,410
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
35.83Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering43
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
BPAY Summary
The BlackRock Future Financial and Technology ETF (BPAY) focuses on companies in the FinTech sector, which combines finance and technology to create innovative solutions like digital payments, blockchain, and cybersecurity. This ETF includes well-known names like PayPal and Charles Schwab, along with other firms driving change in financial services. Investing in BPAY could be appealing for those looking to tap into the growth potential of cutting-edge financial technologies while gaining exposure to a mix of established companies and emerging players. However, new investors should be aware that this ETF is heavily tied to the FinTech sector, meaning its performance can be significantly impacted by trends and challenges specific to this niche market.
How much will it cost me?The BlackRock Future Financial and Technology ETF (BPAY) has an expense ratio of 0.7%, which means you’ll pay $7 per year for every $1,000 invested. This is higher than the average expense ratio for ETFs because BPAY is actively managed, focusing on a niche market in the FinTech sector that requires specialized research and expertise.
What would affect this ETF?BPAY's focus on the FinTech sector positions it to benefit from growing adoption of digital payment systems, blockchain technology, and cybersecurity solutions, which are becoming increasingly important in the global economy. However, the ETF could face challenges from rising interest rates, regulatory changes targeting financial technology companies, or economic slowdowns that impact consumer spending and innovation in the sector.
BPAY Top 10 Holdings
The BlackRock Future Financial and Technology ETF (BPAY) is heavily concentrated in the FinTech sector, with names like PayPal and Block shaping its performance. PayPal has been lagging recently, weighed down by bearish trends and macroeconomic pressures, while Block shows mixed signals, with strong earnings but cautious technical indicators. On the brighter side, Robinhood and Capital One are rising stars, benefiting from positive earnings and strategic initiatives. The fund’s global exposure and focus on disruptive financial technologies make it a compelling choice, though some holdings like eToro are dragging due to weak momentum and valuation concerns.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| Block | 4.67% | $474.91K | $41.59B | -19.31% | 72 Outperform | |
| Capital One Financial | 4.00% | $407.33K | $159.26B | 43.19% | 71 Outperform | |
| Global Payments | 3.78% | $384.71K | $18.23B | -30.85% | 70 Outperform | |
| PayPal Holdings | 3.72% | $378.92K | $55.47B | -31.99% | 76 Outperform | |
| Robinhood | 3.62% | $368.61K | $110.82B | 198.21% | 68 Neutral | |
| Charles Schwab | 3.62% | $368.48K | $184.34B | 43.33% | 74 Outperform | |
| Nu Holdings | 3.18% | $323.15K | $85.94B | 60.04% | 79 Outperform | |
| eToro | 3.14% | $319.35K | $3.04B | ― | 75 Outperform | |
| Sezzle Inc. | 3.07% | $312.45K | $2.37B | 69.41% | 80 Outperform | |
| LendingClub | 2.97% | $302.66K | $2.34B | 22.65% | 70 Outperform |
BPAY Technical Analysis
Positive
―
Price Trends
27.72
Positive
29.20
Negative
28.13
Positive
Market Momentum
0.08
Negative
55.98
Neutral
86.78
Negative
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For BPAY, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 27.74, equal to the 50-day MA of 27.72, and equal to the 200-day MA of 28.13, indicating a bullish trend. The MACD of 0.08 indicates Negative momentum. The RSI at 55.98 is Neutral, neither overbought nor oversold. The STOCH value of 86.78 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for BPAY.
BPAY Peer Comparison
Comparison Results
Performance Comparison
BPAY
BlackRock Future Financial and Technology ETF
28.24
3.83
15.69%
FFND
Future Fund Active ETF
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―
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AGIX
KraneShares Artificial Intelligence & Technology ETF
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AIFD
TCW Artificial Intelligence ETF
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―
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HECO
SPDR Galaxy Hedged Digital Asset Ecosystem ETF
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―
―
FDFF
Fidelity Disruptive Finance ETF
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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