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TFIN Stock Chart & Stats
$76.91
$0.02(0.03%)
At close: 4:00 PM EDT
$76.91
$0.02(0.03%)
Day’s Range― - ―
52-Week Range$46.43 - $83.52
Previous CloseN/A
Volume33.59K
Average Volume (3M)254.19K
Market Cap
$1.81B
Enterprise Value$1.93K
Total Cash (Recent Filing)$342.16M
Total Debt (Recent Filing)$113.30M
Price to Earnings (P/E)51.3
Beta1.28
Next Earnings
Oct 21, 2026EPS Estimate
0.6Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.48
Shares Outstanding23,894,537
10 Day Avg. Volume312,204
30 Day Avg. Volume254,188
Financial Highlights & Ratios
PEG Ratio0.94
Price to Book (P/B)1.57
Price to Sales (P/S)2.87
P/FCF Ratio29.22
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$85.00Price Target Upside10.52% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)1.98
Revenue Forecast (FY)$474.94M
Bulls Say, Bears Say
Bulls Say
Conservative LeverageDebt-to-equity of ~0.12 gives a durable capital cushion, lowering insolvency and refinancing risk. This conservative leverage supports underwriting flexibility, regulatory resilience, and the capacity to fund growth in payments/factoring without immediate external capital, preserving optionality.
Strong Cash GenerationRobust TTM operating cash flow and ~$93M free cash flow demonstrate effective earnings-to-cash conversion. Solid FCF funds reinvestment, preferred dividends, and de-risking of legacy portfolios, reducing reliance on equity raises and supporting multi-quarter funding of growth initiatives.
Transportation Revenue & EfficiencySustained high transportation revenue growth, rising invoice prices and a large jump in invoices per FTE indicate scalable throughput and operational leverage. Combined with targeted Factoring/Payments margin expansion, these trends underpin durable, higher-margin revenue streams as automation and product adoption scale.
Bears Say
Banking Revenue PressureA ~12% drop in core banking revenue and weaker yields signal structural pressure on net interest income. With ABL/liquid credits winding down, the bank's historically steadier NII base may shrink, making overall earnings more dependent on newer fee businesses with different risk and volatility profiles.
Elevated Expense & Investment BurnOngoing unprofitable investments in LoadPay and Intelligence keep the company's expense run-rate high. Elevated corporate costs (~$97M guidance) slow overall margin recovery and extend the timeline to breakeven for new products, increasing execution risk if revenue or margin improvement underperforms targets.
Regulatory / Legal UncertaintyA possible change in broker liability/federal preemption would structurally alter freight tendering and insurance roles. That could raise compliance costs, disrupt invoice flows, and increase counterparty/legal risk for factoring and payments products tied to broker-shipper relationships, affecting volumes and pricing durability.
Triumph Financial News
TFIN FAQ
What was Triumph Financial’s price range in the past 12 months?
Triumph Financial lowest stock price was $46.43 and its highest was $83.52 in the past 12 months.
What is Triumph Financial’s market cap?
Triumph Financial’s market cap is $1.81B.
When is Triumph Financial’s upcoming earnings report date?
Triumph Financial’s upcoming earnings report date is Oct 21, 2026 which is in 80 days.
How were Triumph Financial’s earnings last quarter?
Triumph Financial released its earnings results on Jul 21, 2026. The company reported $0.44 earnings per share for the quarter, beating the consensus estimate of $0.438 by $0.002.
Is Triumph Financial overvalued?
According to Wall Street analysts Triumph Financial’s price is currently Undervalued.
Does Triumph Financial pay dividends?
Triumph Financial pays a Notavailable dividend of $17.81 which represents an annual dividend yield of N/A. See more information on Triumph Financial dividends here
What is Triumph Financial’s EPS estimate?
Triumph Financial’s EPS estimate is 0.6.
How many shares outstanding does Triumph Financial have?
Triumph Financial has 23,894,537 shares outstanding.
What happened to Triumph Financial’s price movement after its last earnings report?
Triumph Financial reported an EPS of $0.44 in its last earnings report, beating expectations of $0.438. Following the earnings report the stock price went up 2.387%.
Which hedge fund is a major shareholder of Triumph Financial?
Currently, no hedge funds are holding shares in TFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Triumph Financial Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$85.00 (10.52% Upside)
$85.00 (10.52% Upside)
Blogger Sentiment
Neutral
TFIN Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 119.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $275.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-34.96%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
13.99%
Trailing 12-Months
Company Description
Triumph Financial
Triumph Financial, Inc., a financial technology enterprise founded in 1981 and based in Dallas, Texas, centers its operations on payments, factoring, and banking. The company, which rebranded from Triumph Bancorp, Inc. in December 2022, executes its strategy through various subsidiaries, including TriumphPay, Triumph, and TBK Bank. It offers a comprehensive array of cash flow management services specifically designed for the trucking industry, encompassing invoice factoring, fuel discount programs, truck and cargo insurance, equipment financing, and general banking and treasury functionalities. Additionally, Triumph Financial provides a broader range of financial solutions such as factoring products, diverse insurance offerings, equipment finance, and asset-based lending.
TFIN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a constructive and optimistic tone anchored by strong transportation revenue growth (+23% YoY) and improving margins in Factoring and Payments (Factoring margin +80% YoY improvement; Payments on track to ~50% EBITDA margin). Management highlighted meaningful operational efficiency gains (invoices/FTE) and rising average invoice prices (from $1,769 to $2,011 QTD), plus traction in LoadPay and Intelligence. Near-term headwinds include a weaker banking segment (core banking revenue down ~12% YoY), yield compression from rates and mix, continued investments in non‑profitable but growing businesses (LoadPay, Intelligence), an elevated expense base (Q2 guide $97M), and regulatory/legal uncertainties that could introduce volatility. Overall, the positive growth, margin progress, and operational improvements were presented as outweighing the near-term banking and expense challenges.View all TFIN earnings summariesTFIN Stock 12 Month Forecast
Average Price Target
$85.00
▲(10.52% Upside)
Technical Analysis
Hope Bancorp
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Byline Bancorp
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Ownership Overview
4.51% Insiders
26.21% Mutual Funds
1.51% Other Institutional Investors
41.42% Public Companies and
Individual Investors