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BY Stock Chart & Stats
$38.60
$0.08(0.21%)
At close: 4:00 PM EDT
$38.60
$0.08(0.21%)
Day’s Range― - ―
52-Week Range$25.38 - $39.51
Previous Close$38.6
Volume333.51K
Average Volume (3M)203.18K
Market Cap
$1.78B
Enterprise Value$2.22K
Total Cash (Recent Filing)$1.69B
Total Debt (Recent Filing)$606.23M
Price to Earnings (P/E)11.8
Beta0.87
Next Earnings
Oct 22, 2026EPS Estimate
0.82Next Dividend Ex-DateN/A
Dividend Yield1.12%
Share Statistics
EPS (TTM)3.33
Shares Outstanding45,409,260
10 Day Avg. Volume223,252
30 Day Avg. Volume203,180
Financial Highlights & Ratios
PEG Ratio2.33
Price to Book (P/B)1.03
Price to Sales (P/S)2.08
P/FCF Ratio9.59
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$42.33Price Target Upside9.67% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)3.37
Revenue Forecast (FY)$466.11M
Bulls Say, Bears Say
Bulls Say
Sustained Revenue & ProfitabilityMulti-year revenue expansion and steadily rising net income show durable franchise momentum. Consistent top-line growth supports scale benefits across commercial lending, treasury and fee businesses, enabling sustained profitability even if margins moderate, and underpins long-term capital generation.
Strong Capital & Shareholder ReturnsRobust tangible equity ratios and active capital deployment (buybacks, dividend lift) indicate surplus capital and conservative buffers. This supports organic growth, cushions credit cycles, and aligns management incentives with shareholders while preserving capacity for strategic investments over the medium term.
Funding FlexibilityMaintaining and extending an external revolver provides structural funding optionality during liquidity stress or opportunistic growth. It reduces dependence on volatile deposit re-pricing, supports loan origination cadence, and is a durable liquidity backstop that complements strong deposit balances.
Bears Say
Net Interest Margin PressureCompression in NIM reflects structural mix shifts and higher funding costs; management now targets NII dollars over margin percent. Persistently tighter spreads would constrain core earnings power and require either faster balance-sheet growth or fee diversification to sustain returns over coming quarters.
Deposit Competition & Liability CostsIntense regional deposit competition drives higher funding costs and forces repricing of rate-sensitive liabilities. Over a multi-month horizon this compresses NIM and raises break-even loan yields, pressuring margin sustainability unless low-cost core deposits or fee income offset the higher liability expense.
Weaker Operating Cash Flow MomentumDeclining operating and free cash flow despite earnings growth weakens internal funding for dividends, buybacks, or loan growth. Persistent cash conversion softness raises reliance on external funding or balance-sheet adjustments and may limit flexibility if credit costs or expense pressures increase.
Byline Bancorp News
BY FAQ
What was Byline Bancorp Inc’s price range in the past 12 months?
Byline Bancorp Inc lowest stock price was $25.38 and its highest was $39.51 in the past 12 months.
What is Byline Bancorp Inc’s market cap?
Byline Bancorp Inc’s market cap is $1.78B.
When is Byline Bancorp Inc’s upcoming earnings report date?
Byline Bancorp Inc’s upcoming earnings report date is Oct 22, 2026 which is in 80 days.
How were Byline Bancorp Inc’s earnings last quarter?
Byline Bancorp Inc released its earnings results on Jul 23, 2026. The company reported $0.91 earnings per share for the quarter, beating the consensus estimate of $0.788 by $0.122.
Is Byline Bancorp Inc overvalued?
According to Wall Street analysts Byline Bancorp Inc’s price is currently Undervalued.
Does Byline Bancorp Inc pay dividends?
Byline Bancorp Inc pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 1.12%. See more information on Byline Bancorp Inc dividends here
What is Byline Bancorp Inc’s EPS estimate?
Byline Bancorp Inc’s EPS estimate is 0.82.
How many shares outstanding does Byline Bancorp Inc have?
Byline Bancorp Inc has 45,409,260 shares outstanding.
What happened to Byline Bancorp Inc’s price movement after its last earnings report?
Byline Bancorp Inc reported an EPS of $0.91 in its last earnings report, beating expectations of $0.788. Following the earnings report the stock price went up 2.55%.
Which hedge fund is a major shareholder of Byline Bancorp Inc?
Currently, no hedge funds are holding shares in BY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Byline Bancorp Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$42.33 (9.67% Upside)
$42.33 (9.67% Upside)
Blogger Sentiment
Neutral
BY Sentiment 67%
Sector Average 57%
Sector Average 57%
Insider Transactions
Bought Shares
Worth $3.2K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
3.63%
12-Months-Change
Fundamentals
Return on Equity
1.12%
Trailing 12-Months
Asset Growth
2.18%
Trailing 12-Months
Company Description
Byline Bancorp Inc
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.
BY Company Deck
BY Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive tone driven by record earnings, improved profitability and efficiency, strong capital metrics, shareholder-friendly actions (dividend increase and buybacks), and favorable credit trends. Challenges were acknowledged — modest margin pressure, elevated deposit competition, payoff volatility affecting near-term loan growth, and higher expense guidance in H2 — but management framed these as manageable within a disciplined strategy emphasizing capital flexibility and selective growth. Overall the highlights materially outweigh the lowlights.View all BY earnings summariesBY Stock 12 Month Forecast
Average Price Target
$42.33
▲(9.67% Upside)
Technical Analysis
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Ownership Overview
2.31% Insiders
13.93% Mutual Funds
0.94% Other Institutional Investors
68.85% Public Companies and
Individual Investors