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BY Stock Chart & Stats
$38.60
$0.08(0.21%)
At close: 4:00 PM EDT
$38.60
$0.08(0.21%)
Day’s Range― - ―
52-Week Range$25.57 - $40.03
Previous Close$38.6
Volume333.51K
Average Volume (3M)203.18K
Market Cap
$1.73B
Enterprise Value$2.23K
Total Cash (Recent Filing)$1.69B
Total Debt (Recent Filing)$606.23M
Price to Earnings (P/E)11.5
Beta0.79
Next Earnings
Oct 22, 2026EPS Estimate
0.82Next Dividend Ex-DateN/A
Dividend Yield1.25%
Share Statistics
EPS (TTM)3.33
Shares Outstanding45,186,420
10 Day Avg. Volume223,252
30 Day Avg. Volume203,180
Financial Highlights & Ratios
PEG Ratio2.33
Price to Book (P/B)1.03
Price to Sales (P/S)2.08
P/FCF Ratio9.59
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$42.33Price Target Upside9.67% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)3.37
Revenue Forecast (FY)$466.11M
Bulls Say, Bears Say
Bulls Say
Strong Earnings And Revenue GrowthRecord earnings, growing revenue and strong profitability indicate continued customer activity and operating scale. Sustained earnings momentum gives Byline greater capacity to invest, absorb credit costs and support shareholder returns over the next several quarters.
Strong Capital And Liquidity PositionRobust capital and ample liquidity provide resilience against funding stress, credit deterioration and regulatory demands. This balance-sheet capacity also allows Byline to selectively grow loans, repurchase shares and increase dividends without weakening financial flexibility.
Improving Efficiency And Differentiated FranchiseBetter operating efficiency supports durable margin conversion, while repeated SBA recognition suggests specialized lending expertise and a strong regional franchise. These advantages can improve customer retention, diversify revenue and support disciplined growth.
Bears Say
Net Interest Margin And Funding PressureDeposit repricing and higher funding costs can persistently compress the spread that drives most bank revenue. Even with loan growth, sustained margin pressure could limit earnings expansion and make profitability more dependent on fee income and balance-sheet scale.
Loan Growth Affected By Payoff VolatilityElevated payoffs make loan growth less predictable and can interrupt the expansion of interest-earning assets. If refinancing, portfolio recycling or competitive pressures continue, Byline may struggle to achieve its mid-single-digit growth objective consistently.
Higher Expenses And Uncertain Credit CostsHigher employee and operating costs may weaken efficiency gains, while provisions and charge-offs could rise with loan growth or credit normalization. Together, these pressures create a durable risk to earnings conversion even though current credit metrics remain favorable.
Byline Bancorp News
BY FAQ
What was Byline Bancorp Inc’s price range in the past 12 months?
Byline Bancorp Inc lowest stock price was $25.57 and its highest was $40.03 in the past 12 months.
What is Byline Bancorp Inc’s market cap?
Byline Bancorp Inc’s market cap is $1.73B.
When is Byline Bancorp Inc’s upcoming earnings report date?
Byline Bancorp Inc’s upcoming earnings report date is Oct 22, 2026 which is in 58 days.
How were Byline Bancorp Inc’s earnings last quarter?
Byline Bancorp Inc released its earnings results on Jul 23, 2026. The company reported $0.91 earnings per share for the quarter, beating the consensus estimate of $0.788 by $0.122.
Is Byline Bancorp Inc overvalued?
According to Wall Street analysts Byline Bancorp Inc’s price is currently Undervalued.
Does Byline Bancorp Inc pay dividends?
Byline Bancorp Inc pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 1.25%. See more information on Byline Bancorp Inc dividends here
What is Byline Bancorp Inc’s EPS estimate?
Byline Bancorp Inc’s EPS estimate is 0.82.
How many shares outstanding does Byline Bancorp Inc have?
Byline Bancorp Inc has 45,186,420 shares outstanding.
What happened to Byline Bancorp Inc’s price movement after its last earnings report?
Byline Bancorp Inc reported an EPS of $0.91 in its last earnings report, beating expectations of $0.788. Following the earnings report the stock price went up 2.552%.
Which hedge fund is a major shareholder of Byline Bancorp Inc?
Currently, no hedge funds are holding shares in BY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Byline Bancorp Stock Smart Score
Neutral
1
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5
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7
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9
10
Analyst Consensus
Hold
Average Price Target:
$42.33 (9.67% Upside)
$42.33 (9.67% Upside)
Blogger Sentiment
Neutral
BY Sentiment 67%
Sector Average 55%
Sector Average 55%
Insider Transactions
Sold Shares
Worth $24.3M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
3.63%
12-Months-Change
Fundamentals
Return on Equity
1.25%
Trailing 12-Months
Asset Growth
2.18%
Trailing 12-Months
Company Description
Byline Bancorp Inc
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.
BY Company Deck
BY Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive tone driven by record earnings, improved profitability and efficiency, strong capital metrics, shareholder-friendly actions (dividend increase and buybacks), and favorable credit trends. Challenges were acknowledged — modest margin pressure, elevated deposit competition, payoff volatility affecting near-term loan growth, and higher expense guidance in H2 — but management framed these as manageable within a disciplined strategy emphasizing capital flexibility and selective growth. Overall the highlights materially outweigh the lowlights.View all BY earnings summariesBY Stock 12 Month Forecast
Average Price Target
$42.33
▲(9.67% Upside)
Technical Analysis
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Ownership Overview
53.42% Insiders
14.00% Mutual Funds
9.52% Other Institutional Investors
8.83% Public Companies and
Individual Investors