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Dime Community Bancshares (DCOM)
NASDAQ:DCOM
DCOM Stock Chart & Stats
$31.74
$0.38(1.24%)
At close: 4:00 PM EST
$31.74
$0.38(1.24%)
Day’s Range― - ―
52-Week Range$23.25 - $35.10
Previous CloseN/A
Volume94.11K
Average Volume (3M)193.30K
Market Cap
$1.39B
Enterprise Value$947.02M
Total Cash (Recent Filing)$2.21B
Total Debt (Recent Filing)$828.60M
Price to Earnings (P/E)27.9
Beta0.80
Next Earnings
Jan 23, 2026EPS Estimate
0.71Next Dividend Ex-DateN/A
Dividend Yield3.14%
Share Statistics
EPS (TTM)0.61
Shares Outstanding43,894,344
10 Day Avg. Volume176,675
30 Day Avg. Volume193,303
Financial Highlights & Ratios
PEG Ratio-0.54
Price to Book (P/B)0.86
Price to Sales (P/S)1.85
P/FCF Ratio12.90
Enterprise Value/Market Cap0.68
Enterprise Value/Revenue1.41
Enterprise Value/Gross Profit2.78
Enterprise Value/Ebitda9.69
Forecast
1Y Price Target
$36.25Price Target Upside14.21% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Margin ExpansionThere are tailwinds around margin expansion driven by back-book repricing with significant loan amounts repricing in 2026 and 2027, along with solid core deposit growth.
Market PositioningDime Community Bancshares, Inc. holds the number one deposit market share among community banks on Greater Long Island, indicating strong market positioning.
Net Interest MarginSeveral positive catalysts have been identified for Dime Community Bancshares, Inc., including a strong net interest margin trajectory, a shift to a higher yielding and more profitable loan mix, and a strong deposit franchise.
Bears Say
Credit DeteriorationThere are concerns about potential credit deterioration in DCOM's rent-regulated multi-family book, especially with political changes such as Mamdani winning the NYC Mayorship.
Provision ExpensesThe earnings per share forecast for 2026 has been lowered due to a higher provision expense.
Valuation ConcernsShares of DCOM were downgraded to Equal-Weight from Overweight, largely due to valuation concerns with shares having increased by 16% recently.
Dime Community Bancshares News
DCOM FAQ
What was Dime Community Bancshares’s price range in the past 12 months?
Dime Community Bancshares lowest stock price was $23.25 and its highest was $35.10 in the past 12 months.
What is Dime Community Bancshares’s market cap?
Dime Community Bancshares’s market cap is $1.39B.
When is Dime Community Bancshares’s upcoming earnings report date?
Dime Community Bancshares’s upcoming earnings report date is Jan 23, 2026 which is in 33 days.
How were Dime Community Bancshares’s earnings last quarter?
Dime Community Bancshares released its earnings results on Oct 23, 2025. The company reported $0.61 earnings per share for the quarter, missing the consensus estimate of $0.686 by -$0.076.
Is Dime Community Bancshares overvalued?
According to Wall Street analysts Dime Community Bancshares’s price is currently Undervalued.
Does Dime Community Bancshares pay dividends?
Dime Community Bancshares pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 3.14%. See more information on Dime Community Bancshares dividends here
What is Dime Community Bancshares’s EPS estimate?
Dime Community Bancshares’s EPS estimate is 0.71.
How many shares outstanding does Dime Community Bancshares have?
Dime Community Bancshares has 43,894,344 shares outstanding.
What happened to Dime Community Bancshares’s price movement after its last earnings report?
Dime Community Bancshares reported an EPS of $0.61 in its last earnings report, missing expectations of $0.686. Following the earnings report the stock price went down -7.519%.
Which hedge fund is a major shareholder of Dime Community Bancshares?
Currently, no hedge funds are holding shares in DCOM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Dime Community Bancshares Stock Smart Score
Neutral
1
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10
Analyst Consensus
Strong Buy
Average Price Target:
$36.25 (14.21% Upside)
$36.25 (14.21% Upside)
Hedge Fund Trend
Increased
By 170.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $125.6K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-8.34%
12-Months-Change
Fundamentals
Return on Equity
4.23%
Trailing 12-Months
Asset Growth
4.87%
Trailing 12-Months
Company Description
Dime Community Bancshares
Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company also offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; secured and unsecured commercial and consumer loans; home equity loans; and construction and land loans. In addition, it invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services. As of December 31, 2021, it operated 60 branch locations throughout Long Island and the New York City boroughs of Brooklyn, Queens, Manhattan, and the Bronx. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.
DCOM Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted strong growth in core earnings, business loan growth, and deposit expansion, with positive developments in net interest margin and recruitment efforts. However, challenges were noted in increased loan loss provisions, higher operating expenses, and credit loss provisions. Overall, the positive highlights outweigh the lowlights, indicating a strong performance and optimistic outlook.View all DCOM earnings summariesDCOM Stock 12 Month Forecast
Average Price Target
$36.25
▲(14.21% Upside)
Technical Analysis
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Ownership Overview
7.62% Insiders
22.04% Mutual Funds
21.78% Other Institutional Investors
25.59% Public Companies and
Individual Investors