Dime Community Bancshares (DCOM)
NYSE:DCOM
Want to see DCOM full AI Analyst Report?
DCOM Stock Chart & Stats
$37.08
$0.38(1.24%)
At close: 4:00 PM EST
$37.08
$0.38(1.24%)
Day’s Range― - ―
52-Week Range$24.57 - $37.75
Previous CloseN/A
Volume94.11K
Average Volume (3M)193.30K
Market Cap
$1.58B
Enterprise Value-$494.71M
Total Cash (Recent Filing)$2.90B
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)10.5
Beta0.86
Next Earnings
Jul 24, 2026EPS Estimate
0.79Next Dividend Ex-DateN/A
Dividend Yield3.14%
Share Statistics
EPS (TTM)2.67
Shares Outstanding43,886,833
10 Day Avg. Volume176,675
30 Day Avg. Volume193,303
Financial Highlights & Ratios
PEG Ratio-0.54
Price to Book (P/B)0.86
Price to Sales (P/S)1.85
P/FCF Ratio12.90
Enterprise Value/Market Cap-0.31
Enterprise Value/Revenue-0.67
Enterprise Value/Gross Profit-1.16
Enterprise Value/Ebitda-2.75
Forecast
1Y Price Target
$41.00Price Target Upside10.57% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)3.4
Revenue Forecast (FY)$510.44M
Bulls Say, Bears Say
Bulls Say
Analyst Sentiment And Management OutlookUpgraded analyst positioning and constructive takeaways from management meetings signal improved market confidence that may attract renewed investor interest.
Loan Mix And Deposit FranchiseShift toward higher-yielding loans and steady core deposit growth is expected to lift overall loan yields and support a stronger return on assets above 1% by the end of 2027.
Net Interest MarginBack-book loan repricing combined with lower funding costs should allow net interest margin to expand toward and above 3.5%, supporting higher core profitability.
Bears Say
Provision Expense And Earnings PressureHigher expected provision expense has led analysts to lower 2026 earnings forecasts, putting pressure on reported profitability and investor expectations.
Rent-regulated Credit ExposureExposure to rent-regulated multifamily loans raises credit concerns amid New York policy shifts that could increase owner financial strain and elevate loss provisions.
Valuation RiskShare appreciation of roughly 16% has prompted a downgrade based on valuation, which could limit further upside until fundamentals clearly justify the higher price.
Dime Community Bancshares News
DCOM FAQ
What was Dime Community Bancshares’s price range in the past 12 months?
Dime Community Bancshares lowest stock price was $24.57 and its highest was $37.75 in the past 12 months.
What is Dime Community Bancshares’s market cap?
Dime Community Bancshares’s market cap is $1.58B.
When is Dime Community Bancshares’s upcoming earnings report date?
Dime Community Bancshares’s upcoming earnings report date is Jul 24, 2026 which is in 80 days.
How were Dime Community Bancshares’s earnings last quarter?
Dime Community Bancshares released its earnings results on Apr 23, 2026. The company reported $0.74 earnings per share for the quarter, missing the consensus estimate of $0.768 by -$0.028.
Is Dime Community Bancshares overvalued?
According to Wall Street analysts Dime Community Bancshares’s price is currently Undervalued.
Does Dime Community Bancshares pay dividends?
Dime Community Bancshares pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 3.14%. See more information on Dime Community Bancshares dividends here
What is Dime Community Bancshares’s EPS estimate?
Dime Community Bancshares’s EPS estimate is 0.79.
How many shares outstanding does Dime Community Bancshares have?
Dime Community Bancshares has 43,886,833 shares outstanding.
What happened to Dime Community Bancshares’s price movement after its last earnings report?
Dime Community Bancshares reported an EPS of $0.74 in its last earnings report, missing expectations of $0.768. Following the earnings report the stock price went up 4.273%.
Which hedge fund is a major shareholder of Dime Community Bancshares?
Currently, no hedge funds are holding shares in DCOM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Dime Community Bancshares Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$41.00 (10.57% Upside)
$41.00 (10.57% Upside)
Hedge Fund Trend
Decreased
By 87.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.8M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-8.34%
12-Months-Change
Fundamentals
Return on Equity
8.46%
Trailing 12-Months
Asset Growth
6.40%
Trailing 12-Months
Company Description
Dime Community Bancshares
Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company also offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; secured and unsecured commercial and consumer loans; home equity loans; and construction and land loans. In addition, it invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services. As of December 31, 2021, it operated 60 branch locations throughout Long Island and the New York City boroughs of Brooklyn, Queens, Manhattan, and the Bronx. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.
DCOM Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive trajectory: strong organic revenue and EPS growth, improving NIM momentum, meaningful loan and deposit growth, healthy capital ratios, and a sizable back-book repricing opportunity expected to materially improve margins into 2027. Offsetting items include a guided increase in operating expenses due to strategic hires, a modest loan-sale loss in Q2, intentional portfolio run-offs (multifamily/transactional CRE) that temper near-term loan growth, and small increases in nonaccruals and provisioning. Management expects the hires and new vertical to be accretive over time, with loan growth and NIM expansion accelerating in the back half of 2026 and into 2027.View all DCOM earnings summariesDCOM Stock 12 Month Forecast
Average Price Target
$41.00
▲(10.57% Upside)
Technical Analysis
Beacon Financial Corporation
―
Preferred Bank
―
QCR Holdings
―
Republic Bancorp
―
ConnectOne Bancorp
―
Ownership Overview
6.88% Insiders
20.99% Mutual Funds
0.16% Other Institutional Investors
47.27% Public Companies and
Individual Investors