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Republic Bancorp (RBCAA)
NASDAQ:RBCAA
US Market
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Republic Bancorp (RBCAA) Price & Analysis

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RBCAA Stock Chart & Stats

$93.63
$2.73(2.92%)
At close: 4:00 PM EDT
$93.63
$2.73(2.92%)

Bulls Say, Bears Say

Bulls Say
Durable ProfitabilitySustained double-digit net margins and strong TTM operating profitability indicate an established banking franchise with disciplined economics. This supports internal capital generation and provides resilience if lending growth or funding conditions become less favorable.
Growing Equity BaseSteady equity growth strengthens the balance sheet and expands capacity to support loans, absorb credit losses, and invest in the franchise. Combined with 10–12% returns on equity, it suggests that growth has been accompanied by durable profitability.
High Earnings-to-Cash ConversionFree cash flow that closely tracks net income supports the quality of reported earnings and the bank’s ability to fund operations and capital returns. Stronger TTM operating cash flow coverage provides a constructive base for maintaining financial flexibility.
Bears Say
Volatile Revenue GrowthUneven revenue trends make it harder to assess the durability of recent performance and may reflect period effects or changing demand across banking businesses. Persistent volatility could constrain operating leverage and make future earnings growth less predictable.
Uneven Cash Flow ConsistencyAlthough current cash generation is supportive, inconsistent historical operating cash flow coverage indicates that earnings conversion has not been uniformly reliable. This may limit confidence in the stability of internally generated capital during changing credit or funding conditions.
Processing Division Leadership TransitionThe processing group supports nationwide consumer loan and deposit offerings, so a leadership change creates execution and continuity risk in an important specialty business. The interim appointment provides experience, but a prolonged transition could affect product development or customer relationships.

Republic Bancorp News

RBCAA FAQ

What was Republic Bancorp’s price range in the past 12 months?
Republic Bancorp lowest stock price was $63.97 and its highest was $102.22 in the past 12 months.
    What is Republic Bancorp’s market cap?
    Republic Bancorp’s market cap is $1.66B.
      When is Republic Bancorp’s upcoming earnings report date?
      Republic Bancorp’s upcoming earnings report date is Oct 16, 2026 which is in 51 days.
        How were Republic Bancorp’s earnings last quarter?
        Republic Bancorp released its earnings results on Jul 24, 2026. The company reported $1.68 earnings per share for the quarter, beating the consensus estimate of $1.55 by $0.13.
          Is Republic Bancorp overvalued?
          According to Wall Street analysts Republic Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Republic Bancorp pay dividends?
            Republic Bancorp pays a Quarterly dividend of $0.495 which represents an annual dividend yield of 2%. See more information on Republic Bancorp dividends here
              What is Republic Bancorp’s EPS estimate?
              Republic Bancorp’s EPS estimate is 1.63.
                How many shares outstanding does Republic Bancorp have?
                Republic Bancorp has 17,497,410 shares outstanding.
                  What happened to Republic Bancorp’s price movement after its last earnings report?
                  Republic Bancorp reported an EPS of $1.68 in its last earnings report, beating expectations of $1.55. Following the earnings report the stock price went up 3.162%.
                    Which hedge fund is a major shareholder of Republic Bancorp?
                    Currently, no hedge funds are holding shares in RBCAA
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Republic Bancorp

                      Republic Bancorp, Inc., a financial holding company established in Louisville, Kentucky in 1974, provides a comprehensive suite of banking products and services throughout the United States. Its operations are strategically divided into five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The institution accepts a variety of deposits, including demand, money market, savings, individual retirement accounts, and various types of certificates of deposit. Its lending portfolio is extensive, featuring residential and commercial real estate loans, construction and land development financing, home improvement and equity loans, as well as secured and unsecured personal loans and aircraft financing. Beyond core banking, Republic Bancorp also offers credit cards, title insurance, and an array of sophisticated services such as memory banking, private banking, lockbox processing, remote deposit capture, and robust online and mobile banking solutions for businesses. Specialized services include providing short-term and revolving credit facilities for mortgage bankers, facilitating the processing and payment of federal and state tax refunds through partnerships with tax preparers and software companies, and distributing general purpose reloadable prepaid cards via third-party providers. Additionally, the company delivers consumer credit products and property and casualty insurance. As of January 28, 2022, Republic Bancorp operated 42 full-service banking locations.

                      Republic Bancorp (RBCAA) Earnings & Revenues

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