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RBCAA Stock Chart & Stats
$93.63
$2.73(2.92%)
At close: 4:00 PM EDT
$93.63
$2.73(2.92%)
Day’s Range― - ―
52-Week Range$63.97 - $102.00
Previous CloseN/A
Volume35.24K
Average Volume (3M)121.86K
Market Cap
$1.74B
Enterprise Value$1.70K
Total Cash (Recent Filing)$354.09M
Total Debt (Recent Filing)$255.69M
Price to Earnings (P/E)15.3
Beta0.79
Next Earnings
Oct 16, 2026EPS Estimate
1.63Next Dividend Ex-DateN/A
Dividend Yield1.9%
Share Statistics
EPS (TTM)6.36
Shares Outstanding17,480,988
10 Day Avg. Volume103,970
30 Day Avg. Volume121,865
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)1.24
Price to Sales (P/S)2.61
P/FCF Ratio8.45
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.65
Revenue Forecast (FY)$406.80M
Bulls Say, Bears Say
Bulls Say
Profitability & MarginsHigh TTM margins and steady ROE indicate durable earnings power from Republic’s core lending and fee businesses. Strong margins provide a buffer against credit costs, support reinvestment and dividends, and help maintain profitability across rate and credit cycles.
Balance Sheet StrengthImproving debt-to-equity and rising equity bolster capital flexibility and reduce financial risk. Lower leverage increases regulatory headroom and permits measured loan growth or capital returns without materially raising solvency risk over the medium term.
Capital Return & Strategic DispositionConsistent dividend payouts signal management confidence in recurring cash generation. The finance-unit divestiture’s one-time gain strengthens capital or liquidity and provides optionality to fund strategic priorities or support dividend consistency without stressing operating cash flows.
Bears Say
Revenue SoftnessA TTM revenue decline signals cooling top-line momentum after prior growth. Persistent revenue weakness would limit organic earnings growth, force reliance on margin expansion or higher-risk growth initiatives, and constrain long-term return-on-equity improvement.
Cash Flow VolatilityAn 11.5% TTM FCF decline and uneven operating cash flows reduce predictability for dividends, buybacks, and loan funding. Even with FCF near net income, volatility complicates medium-term capital planning and increases reliance on external funding during lower-cash periods.
Credit & Liquidity Management RiskManagement must maintain tight underwriting and liquidity discipline as assets grow; lapses can elevate nonperforming loans or funding strain. This structural risk can erode capital and margins if growth is pursued without conservative credit and liquidity controls.
Republic Bancorp News
RBCAA FAQ
What was Republic Bancorp’s price range in the past 12 months?
Republic Bancorp lowest stock price was $63.97 and its highest was $102.00 in the past 12 months.
What is Republic Bancorp’s market cap?
Republic Bancorp’s market cap is $1.74B.
When is Republic Bancorp’s upcoming earnings report date?
Republic Bancorp’s upcoming earnings report date is Oct 16, 2026 which is in 74 days.
How were Republic Bancorp’s earnings last quarter?
Republic Bancorp released its earnings results on Jul 24, 2026. The company reported $1.68 earnings per share for the quarter, beating the consensus estimate of $1.55 by $0.13.
Is Republic Bancorp overvalued?
According to Wall Street analysts Republic Bancorp’s price is currently Overvalued.
Does Republic Bancorp pay dividends?
Republic Bancorp pays a Quarterly dividend of $0.495 which represents an annual dividend yield of 1.9%. See more information on Republic Bancorp dividends here
What is Republic Bancorp’s EPS estimate?
Republic Bancorp’s EPS estimate is 1.63.
How many shares outstanding does Republic Bancorp have?
Republic Bancorp has 17,480,988 shares outstanding.
What happened to Republic Bancorp’s price movement after its last earnings report?
Republic Bancorp reported an EPS of $1.68 in its last earnings report, beating expectations of $1.55. Following the earnings report the stock price went up 3.162%.
Which hedge fund is a major shareholder of Republic Bancorp?
Currently, no hedge funds are holding shares in RBCAA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Republic Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
RBCAA Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 3.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $280.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.6%
Last 30 Days ▲ 44.5%
Last 30 Days ▲ 44.5%
Technicals
SMA
Positive
20 days / 200 days
Momentum
37.96%
12-Months-Change
Fundamentals
Return on Equity
1.90%
Trailing 12-Months
Asset Growth
1.30%
Trailing 12-Months
Company Description
Republic Bancorp
Republic Bancorp, Inc., a financial holding company established in Louisville, Kentucky in 1974, provides a comprehensive suite of banking products and services throughout the United States. Its operations are strategically divided into five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The institution accepts a variety of deposits, including demand, money market, savings, individual retirement accounts, and various types of certificates of deposit. Its lending portfolio is extensive, featuring residential and commercial real estate loans, construction and land development financing, home improvement and equity loans, as well as secured and unsecured personal loans and aircraft financing. Beyond core banking, Republic Bancorp also offers credit cards, title insurance, and an array of sophisticated services such as memory banking, private banking, lockbox processing, remote deposit capture, and robust online and mobile banking solutions for businesses. Specialized services include providing short-term and revolving credit facilities for mortgage bankers, facilitating the processing and payment of federal and state tax refunds through partnerships with tax preparers and software companies, and distributing general purpose reloadable prepaid cards via third-party providers. Additionally, the company delivers consumer credit products and property and casualty insurance. As of January 28, 2022, Republic Bancorp operated 42 full-service banking locations.
Technical Analysis
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Ownership Overview
6.42% Insiders
8.89% Mutual Funds
0.75% Other Institutional Investors
71.16% Public Companies and
Individual Investors