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Republic Bancorp (RBCAA)
NASDAQ:RBCAA
US Market
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Republic Bancorp (RBCAA) Price & Analysis

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RBCAA Stock Chart & Stats

$73.83
-$0.43(-0.64%)
At close: 4:00 PM EST
$73.83
-$0.43(-0.64%)

Bulls Say, Bears Say

Bulls Say
Strong Profitability And ROEDurable margin profile and steady ROE indicate persistent earnings power from core banking activities. High operating and net margins provide internal funding for lending, technology and capital returns, supporting resilience through modest revenue cycles and competitive regional positioning.
Improved Leverage And Equity BaseLower debt-to-equity and a growing equity base increase financial flexibility and regulatory resilience. Improved leverage expands capacity for disciplined loan growth and reduces interest-rate funding stress, enabling sustainable balance-sheet expansion over the medium term.
Consistent Capital Returns (dividend)Regular dividend declarations reflect predictable earnings conversion to distributable cash and disciplined capital allocation. Reliable payouts help retain a stable investor base and signal management confidence in recurring profitability and capital adequacy.
Bears Say
Near-term Revenue SoftnessA multi-percent decline in TTM revenue suggests slower loan growth or fee pressure that can persist for quarters. Reduced top-line momentum limits the bank’s ability to drive earnings growth and may force tighter cost controls or slower balance-sheet expansion.
Volatile Cash Flow And FCF DeclineAn 11.5% TTM FCF decline and inconsistent operating cash generation reduce predictability for dividends and reinvestment. Persistent volatility can constrain capital planning and increase sensitivity to funding shocks or unexpected credit losses over the medium term.
Ongoing Need For Disciplined Credit And Liquidity ManagementAs a regional lender, continued asset growth raises exposure to credit-cycle risk and liquidity needs. Maintaining underwriting standards and liquidity buffers is essential; lapses could quickly erode capital and earnings given concentrated regional loan portfolios.

Republic Bancorp News

RBCAA FAQ

What was Republic Bancorp’s price range in the past 12 months?
Republic Bancorp lowest stock price was $63.97 and its highest was $93.54 in the past 12 months.
    What is Republic Bancorp’s market cap?
    Republic Bancorp’s market cap is $1.55B.
      When is Republic Bancorp’s upcoming earnings report date?
      Republic Bancorp’s upcoming earnings report date is Jul 17, 2026 which is in 6 days.
        How were Republic Bancorp’s earnings last quarter?
        Republic Bancorp released its earnings results on Apr 23, 2026. The company reported $2.18 earnings per share for the quarter, beating the consensus estimate of $1.84 by $0.34.
          Is Republic Bancorp overvalued?
          According to Wall Street analysts Republic Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Republic Bancorp pay dividends?
            Republic Bancorp pays a Quarterly dividend of $0.495 which represents an annual dividend yield of 2.57%. See more information on Republic Bancorp dividends here
              What is Republic Bancorp’s EPS estimate?
              Republic Bancorp’s EPS estimate is 1.55.
                How many shares outstanding does Republic Bancorp have?
                Republic Bancorp has 17,480,988 shares outstanding.
                  What happened to Republic Bancorp’s price movement after its last earnings report?
                  Republic Bancorp reported an EPS of $2.18 in its last earnings report, beating expectations of $1.84. Following the earnings report the stock price went up 6.018%.
                    Which hedge fund is a major shareholder of Republic Bancorp?
                    Currently, no hedge funds are holding shares in RBCAA
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Republic Bancorp

                      Republic Bancorp, Inc., a financial holding company established in Louisville, Kentucky in 1974, provides a comprehensive suite of banking products and services throughout the United States. Its operations are strategically divided into five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The institution accepts a variety of deposits, including demand, money market, savings, individual retirement accounts, and various types of certificates of deposit. Its lending portfolio is extensive, featuring residential and commercial real estate loans, construction and land development financing, home improvement and equity loans, as well as secured and unsecured personal loans and aircraft financing. Beyond core banking, Republic Bancorp also offers credit cards, title insurance, and an array of sophisticated services such as memory banking, private banking, lockbox processing, remote deposit capture, and robust online and mobile banking solutions for businesses. Specialized services include providing short-term and revolving credit facilities for mortgage bankers, facilitating the processing and payment of federal and state tax refunds through partnerships with tax preparers and software companies, and distributing general purpose reloadable prepaid cards via third-party providers. Additionally, the company delivers consumer credit products and property and casualty insurance. As of January 28, 2022, Republic Bancorp operated 42 full-service banking locations.

                      Republic Bancorp (RBCAA) Earnings & Revenues

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                      Ownership Overview

                      6.42%8.89%0.02%73.21%
                      0.02% Other Institutional Investors
                      73.21% Public Companies and
                      Individual Investors

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