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Republic Bancorp (RBCAA)
NASDAQ:RBCAA
RBCAA Stock Chart & Stats
$73.83
-$0.43(-0.64%)
At close: 4:00 PM EST
$73.83
-$0.43(-0.64%)
Day’s Range― - ―
52-Week Range$56.79 - $78.25
Previous CloseN/A
Volume4.12K
Average Volume (3M)25.79K
Market Cap
$1.17B
Enterprise Value$1.57B
Total Cash (Recent Filing)$219.97M
Total Debt (Recent Filing)$626.87M
Price to Earnings (P/E)10.4
Beta0.78
Next Earnings
Apr 16, 2026EPS Estimate
1.88Next Dividend Ex-DateN/A
Dividend Yield2.57%
Share Statistics
EPS (TTM)1.17
Shares Outstanding17,461,077
10 Day Avg. Volume28,488
30 Day Avg. Volume25,789
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)1.24
Price to Sales (P/S)2.61
P/FCF Ratio8.45
Enterprise Value/Market Cap1.34
Enterprise Value/Revenue3.04
Enterprise Value/Gross Profit4.12
Enterprise Value/Ebitda8.88
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.13
Revenue Forecast (FY)$407.00M
Bulls Say, Bears Say
Bulls Say
Revenue & EPS GrowthRepublic Bancorp exhibits multi-year revenue and EPS expansion that culminated in materially higher 2025 results. Durable top- and bottom-line growth supports continued scale benefits, underwriting capacity and reinvestment potential, reducing execution risk over the next several quarters.
Well-capitalized Balance SheetA solid capital base and low-double-digit ROE provide a durable cushion against credit losses and funding stress. Steady equity growth indicates capacity to support loan growth and dividends without frequent dilutive capital raises, preserving strategic optionality over months ahead.
Consistent Dividend GrowthA long streak of rising dividends, plus a recent 10% raise, signals disciplined capital allocation and management confidence in recurring cash generation. This steady payout policy supports investor trust and reflects enduring profitability and free-cash-flow coverage.
Bears Say
Margin VariabilityNet interest margin and operating profitability have shown meaningful variability across cycles, reducing earnings predictability. Persistent sensitivity to rate and credit cycles can compress margins if funding costs rise or loan yields reset, increasing volatility in core bank earnings.
Rising Leverage TrendA trend toward higher leverage, even from moderate levels, heightens exposure to funding-cost shocks and credit stress. Reduced capital headroom can constrain lending growth or force tougher capital choices under adverse conditions, weakening long-term financial flexibility.
Inconsistent Cash GenerationHistoric volatility in operating cash flow and cash-flow-to-debt weakens confidence in sustained free-cash-flow conversion. Although 2025 improved, uneven cash durability complicates planning for dividends, organic growth, or loss-absorption during downturns without resorting to external funding.
Republic Bancorp News
RBCAA FAQ
What was Republic Bancorp’s price range in the past 12 months?
Republic Bancorp lowest stock price was $56.79 and its highest was $78.25 in the past 12 months.
What is Republic Bancorp’s market cap?
Republic Bancorp’s market cap is $1.17B.
When is Republic Bancorp’s upcoming earnings report date?
Republic Bancorp’s upcoming earnings report date is Apr 16, 2026 which is in 23 days.
How were Republic Bancorp’s earnings last quarter?
Republic Bancorp released its earnings results on Jan 30, 2026. The company reported $1.17 earnings per share for the quarter, missing the consensus estimate of $1.32 by -$0.15.
Is Republic Bancorp overvalued?
According to Wall Street analysts Republic Bancorp’s price is currently Overvalued.
Does Republic Bancorp pay dividends?
Republic Bancorp pays a Quarterly dividend of $0.451 which represents an annual dividend yield of 2.57%. See more information on Republic Bancorp dividends here
What is Republic Bancorp’s EPS estimate?
Republic Bancorp’s EPS estimate is 1.88.
How many shares outstanding does Republic Bancorp have?
Republic Bancorp has 17,461,077 shares outstanding.
What happened to Republic Bancorp’s price movement after its last earnings report?
Republic Bancorp reported an EPS of $1.17 in its last earnings report, missing expectations of $1.32. Following the earnings report the stock price went up 1.696%.
Which hedge fund is a major shareholder of Republic Bancorp?
Currently, no hedge funds are holding shares in RBCAA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Republic Bancorp Stock Smart Score
Underperform
1
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8
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10
Hedge Fund Trend
Decreased
By 3.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $74.2K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.45%
12-Months-Change
Fundamentals
Return on Equity
12.27%
Trailing 12-Months
Asset Growth
2.85%
Trailing 12-Months
Company Description
Republic Bancorp
Republic Bancorp, Inc., a financial holding company, provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The company accepts demand, money market accounts, savings, individual retirement accounts, time, brokered, and other certificates of deposit. Its loan products include residential real estate, commercial real estate, construction and land development, home improvement and home equity, secured and unsecured personal, and aircraft loans. The company also offers credit cards; title insurance and other financial products and services; and memory banking, private banking, lockbox processing, remote deposit capture, business online banking, account reconciliation, automated clearing house processing, and internet and mobile banking services. In addition, it provides short-term and revolving credit facilities to mortgage bankers; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; and general purpose reloadable prepaid cards through third party service providers. Further, the company offers consumer credit products; and property and casualty insurance products. As of January 28, 2022, it operated 42 full-service banking centers. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.
Technical Analysis
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Ownership Overview
6.12% Insiders
9.25% Mutual Funds
3.32% Other Institutional Investors
72.14% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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