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ConnectOne Bancorp (CNOB)
NASDAQ:CNOB
CNOB Stock Chart & Stats
$26.61
-$0.02(-0.11%)
At close: 4:00 PM EST
$26.61
-$0.02(-0.11%)
Day’s Range― - ―
52-Week Range$20.61 - $29.28
Previous CloseN/A
Volume58.40K
Average Volume (3M)294.75K
Market Cap
$1.34B
Enterprise Value$2.42B
Total Cash (Recent Filing)$1.34B
Total Debt (Recent Filing)$1.17B
Price to Earnings (P/E)8.4
Beta0.87
Next Earnings
Apr 23, 2026EPS Estimate
0.73Next Dividend Ex-DateN/A
Dividend Yield2.68%
Share Statistics
EPS (TTM)0.75
Shares Outstanding50,273,380
10 Day Avg. Volume315,791
30 Day Avg. Volume294,747
Financial Highlights & Ratios
PEG Ratio-1.00
Price to Book (P/B)0.84
Price to Sales (P/S)2.18
P/FCF Ratio13.09
Enterprise Value/Market Cap1.81
Enterprise Value/Revenue3.57
Enterprise Value/Gross Profit7.15
Enterprise Value/Ebitda19.85
Forecast
1Y Price Target
$32.00Price Target Upside20.26% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)3.24
Revenue Forecast (FY)$487.21M
Bulls Say, Bears Say
Bulls Say
Improved Cash GenerationConnectOne's operating and free cash flow recovered to roughly $106M in 2025, improving by ~25% YoY. Stronger cash conversion provides durable financial flexibility to fund dividends, opportunistic buybacks, M&A or reserve builds and cushions the franchise versus cyclical stress, though consistency must be monitored.
Higher Quality Deposit MixThe shift toward >21% noninterest-bearing deposits and a fall in brokered funding to ~6% reduces funding cost sensitivity and increases deposit stickiness. That structural improvement supports more stable NIM, lowers reliance on volatile wholesale funding, and strengthens medium-term balance-sheet resilience.
Scale And Successful IntegrationAchieving $14B in assets and completing a major acquisition plus systems conversion drives scale benefits and realized synergies. Successful integration lowers execution risk, creates operating leverage from technology and consolidation, and enhances capacity for diversification, efficiency and selective M&A.
Bears Say
Revenue And Margin CompressionRevenue momentum weakened into 2025 and margins compressed materially versus prior years. Persistent top-line softness and narrower margins reduce sustainable profitability and ROE recovery, forcing greater reliance on cost cuts, repricing or higher loan growth to restore durable earnings power over the medium term.
Rising Leverage And Weaker ReturnsAn uptick in leverage alongside ROE falling to roughly 5% indicates declining capital efficiency. Even with adequate capitalization, higher leverage and weak returns restrict strategic flexibility, limit the pace of capital returns or acquisitions, and raise the bar for sustainable long-term shareholder value creation.
Credit/provision Volatility And Slower Loan GrowthReduced loan-growth guidance and noted provision volatility with a small NPA increase signal elevated earnings variability. Slower organic loan expansion limits NII upside from repricing, while credit sensitivity and maturing/repricing exposures raise payoff risk and complicate durable margin improvement.
ConnectOne Bancorp News
CNOB FAQ
What was ConnectOne Bancorp’s price range in the past 12 months?
ConnectOne Bancorp lowest stock price was $20.61 and its highest was $29.28 in the past 12 months.
What is ConnectOne Bancorp’s market cap?
ConnectOne Bancorp’s market cap is $1.34B.
When is ConnectOne Bancorp’s upcoming earnings report date?
ConnectOne Bancorp’s upcoming earnings report date is Apr 23, 2026 which is in 49 days.
How were ConnectOne Bancorp’s earnings last quarter?
ConnectOne Bancorp released its earnings results on Jan 29, 2026. The company reported $0.75 earnings per share for the quarter, beating the consensus estimate of $0.722 by $0.028.
Is ConnectOne Bancorp overvalued?
According to Wall Street analysts ConnectOne Bancorp’s price is currently Undervalued.
Does ConnectOne Bancorp pay dividends?
ConnectOne Bancorp pays a Quarterly dividend of $0.18 which represents an annual dividend yield of 2.68%. See more information on ConnectOne Bancorp dividends here
What is ConnectOne Bancorp’s EPS estimate?
ConnectOne Bancorp’s EPS estimate is 0.73.
How many shares outstanding does ConnectOne Bancorp have?
ConnectOne Bancorp has 50,273,380 shares outstanding.
What happened to ConnectOne Bancorp’s price movement after its last earnings report?
ConnectOne Bancorp reported an EPS of $0.75 in its last earnings report, beating expectations of $0.722. Following the earnings report the stock price went down -0.86%.
Which hedge fund is a major shareholder of ConnectOne Bancorp?
Currently, no hedge funds are holding shares in CNOB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ConnectOne Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$32.00 (20.26% Upside)
$32.00 (20.26% Upside)
Blogger Sentiment
Bullish
CNOB Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 30.6K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 4.5%
Last 30 Days ▼ 4.5%
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.34%
12-Months-Change
Fundamentals
Return on Equity
5.70%
Trailing 12-Months
Asset Growth
41.73%
Trailing 12-Months
Company Description
ConnectOne Bancorp
ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the Northern New Jersey and New York Metropolitan area, and South Florida market. The company offers personal and business checking, retirement, money market, and time and savings accounts. It also provides consumer and commercial business loans on a secured and unsecured basis; revolving lines of credit; commercial mortgage loans; residential mortgages on primary and secondary residences; home equity loans; bridge loans; other personal purpose loans; and commercial construction and real estate loans. In addition, the company offers check cards, ATM cards, credit cards, wire transfers, access to automated teller services, Internet banking, treasury direct, automated clearing house origination, mobile banking by phone, safe deposit boxes, and remote deposit capture services. It operates through a network of eight banking offices in Bergen County, five banking offices in Union County, one banking office in Morris County, one office in Essex County, one office in Hudson County, one office in Monmouth County, one banking office in Manhattan in New York City, one office in Nassau County on Long Island, one in Astoria, and five branches in the Hudson Valley, as well as one financial center in West Palm Beach in Palm Beach County. The company was formerly known as Center Bancorp, Inc. and changed its name to ConnectOne Bancorp, Inc. in July 2014. ConnectOne Bancorp, Inc. was incorporated in 1982 and is headquartered in Englewood Cliffs, New Jersey.
CNOB Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple material achievements: a successful large acquisition and systems conversion, expansion to $14B in assets, improved deposit quality, meaningful margin expansion, strong quarter-over-quarter operating performance (PPNR +~10%, operating earnings +18.6%), and strengthening capital metrics. Management provided constructive NIM and capital guidance and laid out clear efficiency and rationalization plans. Challenges cited—moderated loan growth (3%–5% guidance), deposit competition, a modest increase in operating expenses, and some provision/asset volatility—are notable but appear manageable relative to the positive operational and capital progress. Overall, highlights meaningfully outweigh the lowlights, supporting a constructive outlook for 2026 while acknowledging prudent conservatism around risks.View all CNOB earnings summariesCNOB Stock 12 Month Forecast
Average Price Target
$32.00
▲(20.26% Upside)
Technical Analysis
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Ownership Overview
5.55% Insiders
21.78% Mutual Funds
11.84% Other Institutional Investors
45.90% Public Companies and
Individual Investors