QCR Holdings (QCRH)
NASDAQ:QCRH
Want to see QCRH full AI Analyst Report?
QCRH Stock Chart & Stats
$92.77
$0.03(0.04%)
At close: 4:00 PM EST
$92.77
$0.03(0.04%)
Day’s Range― - ―
52-Week Range$63.68 - $96.00
Previous CloseN/A
Volume6.49K
Average Volume (3M)106.17K
Market Cap
$1.47B
Enterprise Value$1.80B
Total Cash (Recent Filing)$80.04M
Total Debt (Recent Filing)$418.26M
Price to Earnings (P/E)10.7
Beta0.87
Next Earnings
Jul 29, 2026EPS Estimate
1.91Next Dividend Ex-DateN/A
Dividend Yield0.28%
Share Statistics
EPS (TTM)8.01
Shares Outstanding16,509,789
10 Day Avg. Volume124,224
30 Day Avg. Volume106,167
Financial Highlights & Ratios
PEG Ratio0.96
Price to Book (P/B)1.25
Price to Sales (P/S)2.34
P/FCF Ratio3.94
Enterprise Value/Market Cap1.23
Enterprise Value/Revenue2.96
Enterprise Value/Gross Profit4.97
Enterprise Value/Ebitda11.86
Forecast
1Y Price Target
$102.67Price Target Upside10.67% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)8.14
Revenue Forecast (FY)$431.28M
Bulls Say, Bears Say
Bulls Say
Record Profitability & Revenue MomentumSustained record profitability and strong revenue momentum demonstrate durable operating leverage and execution. Higher EPS and ROA expand retained earnings and support reinvestment, dividends, and buybacks, strengthening the franchise’s ability to fund growth and absorb shocks over the medium term.
De‑risked Balance Sheet And Capital BaseMaterial leverage reduction and a larger equity base improve solvency and financial flexibility. Lower leverage and steady low‑teens ROE position the bank to withstand tighter credit cycles, support lending activity, and maintain capital returns without forcing reactive asset sales.
Strong Cash Generation And Capital ReturnsRobust operating and free cash flow in absolute terms supports disciplined capital deployment. Consistent buybacks and a higher dividend indicate management’s capacity to return capital while funding growth, which reinforces shareholder alignment and signals confidence in sustainable cash generation.
Bears Say
NIM And Margin PressurePersistent compression in asset yields versus more rapid funding cost relief can pressure net interest income. If loan repricing lags or loan mix shifts toward lower yields, sustained margin compression could reduce core profitability and limit capacity for both lending expansion and capital returns.
LIHTC Offtakes Create Balance‑Sheet & Capital NoiseGrowing reliance on LIHTC securitizations is capital‑efficient but introduces recurring earning‑asset reductions, reclassification effects, and provision volatility. These transactions can complicate NII forecasting, regulatory capital treatment, and short‑term reserve signaling across reporting periods.
Choppy Cash‑Flow Growth And VariabilityWhile absolute cash generation is strong, year‑to‑year volatility in free cash flow and operating coverage reduces predictability for dividends, buybacks, and organic investment. In stress periods, this variability could force tighter capital choices or slower growth pacing over the medium term.
QCR Holdings News
QCRH FAQ
What was QCR Holdings’s price range in the past 12 months?
QCR Holdings lowest stock price was $63.68 and its highest was $96.00 in the past 12 months.
What is QCR Holdings’s market cap?
QCR Holdings’s market cap is $1.47B.
When is QCR Holdings’s upcoming earnings report date?
QCR Holdings’s upcoming earnings report date is Jul 29, 2026 which is in 70 days.
How were QCR Holdings’s earnings last quarter?
QCR Holdings released its earnings results on Apr 22, 2026. The company reported $1.99 earnings per share for the quarter, beating the consensus estimate of $1.778 by $0.212.
Is QCR Holdings overvalued?
According to Wall Street analysts QCR Holdings’s price is currently Undervalued.
Does QCR Holdings pay dividends?
QCR Holdings pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 0.28%. See more information on QCR Holdings dividends here
What is QCR Holdings’s EPS estimate?
QCR Holdings’s EPS estimate is 1.91.
How many shares outstanding does QCR Holdings have?
QCR Holdings has 16,509,789 shares outstanding.
What happened to QCR Holdings’s price movement after its last earnings report?
QCR Holdings reported an EPS of $1.99 in its last earnings report, beating expectations of $1.778. Following the earnings report the stock price went down -0.461%.
Which hedge fund is a major shareholder of QCR Holdings?
Currently, no hedge funds are holding shares in QCRH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
QCR Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$102.67 (10.67% Upside)
$102.67 (10.67% Upside)
Hedge Fund Trend
Decreased
By 16.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $65.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
4.89%
12-Months-Change
Fundamentals
Return on Equity
12.33%
Trailing 12-Months
Asset Growth
5.04%
Trailing 12-Months
Company Description
QCR Holdings
QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. Its deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. The company also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. Its loan portfolio comprises loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as home improvement, home equity, motor vehicle, and signature loans, as well as small personal credit lines. In addition, the company engages in leasing of machinery and equipment to commercial and industrial businesses under direct financing lease contracts; and issuance of trust preferred securities. It serves the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield communities. The company was founded in 1993 and is headquartered in Moline, Illinois.
QCRH Company Deck
QCRH Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operating and financial performance driven by record quarterly profitability, robust loan and deposit flows, disciplined expense management, a growing and scalable LIHTC platform, meaningful wealth management momentum, and active capital returns. Near-term margin dynamics are mixed — NIM improvement was modest and below guidance, and planned LIHTC offtakes will create temporary earning-asset and provision profile noise — but management has clear plans to manage capital and liquidity, is reaffirming loan growth guidance (10–15% annualized over the next three quarters), and raised capital markets revenue guidance reflecting confidence in the pipeline. Asset quality remains healthy and capital returns have been opportunistic. Overall, positives around profitability, efficiency, LIHTC strategy, and shareholder returns materially outweigh the highlighted near-term margin and transaction-related noises.View all QCRH earnings summariesQCRH Stock 12 Month Forecast
Average Price Target
$102.67
▲(10.67% Upside)
Technical Analysis
Hope Bancorp
―
Dime Community Bancshares
―
Republic Bancorp
―
ConnectOne Bancorp
―
Byline Bancorp
―
Ownership Overview
2.72% Insiders
25.39% Mutual Funds
16.85% Other Institutional Investors
38.87% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---