Want to see QCRH full AI Analyst Report?
QCRH Stock Chart & Stats
$92.77
$0.03(0.04%)
At close: 4:00 PM EST
$92.77
$0.03(0.04%)
Day’s Range― - ―
52-Week Range$66.65 - $108.11
Previous CloseN/A
Volume6.49K
Average Volume (3M)106.17K
Market Cap
$1.66B
Enterprise Value$2.16K
Total Cash (Recent Filing)$111.34M
Total Debt (Recent Filing)$402.31M
Price to Earnings (P/E)11.9
Beta0.87
Next Earnings
Oct 28, 2026EPS Estimate
2.1Next Dividend Ex-DateN/A
Dividend Yield0.32%
Share Statistics
EPS (TTM)8.50
Shares Outstanding16,375,614
10 Day Avg. Volume124,224
30 Day Avg. Volume106,167
Financial Highlights & Ratios
PEG Ratio0.97
Price to Book (P/B)1.25
Price to Sales (P/S)2.34
P/FCF Ratio3.94
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$112.00Price Target Upside20.73% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)8.45
Revenue Forecast (FY)$427.18M
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Cash GenerationSustained profitability and strong recent cash conversion provide internal capacity to fund growth, absorb credit costs and support capital returns. These metrics indicate a resilient earnings base, although historical cash-flow variability warrants continued monitoring.
Loan Growth And Fee-income DiversificationReaffirmed lending growth and capital markets targets support multi-channel revenue expansion. Wealth management growth and recurring fees further diversify earnings beyond net interest income, improving the bank’s ability to perform across changing rate environments.
Improving Asset Quality And Capital StrengthLower non-performing and criticized loans reduce potential credit losses, while stronger tangible equity and CET1 ratios improve loss-absorption capacity. Together, these trends strengthen balance-sheet resilience and provide greater flexibility to pursue disciplined asset growth.
Bears Say
Net Interest Margin PressureMargin pressure can directly constrain net interest income, the bank’s core earnings engine. Lower loan yields, reduced discount accretion and reliance on costlier funding may persist if asset repricing lags deposit and wholesale funding costs.
Deposit Normalization And Funding-mix RiskA smaller core-deposit base and increased borrowing can raise funding costs and reduce balance-sheet flexibility. Although management intentionally reduced expensive balances, sustained deposit normalization could make future loan growth more dependent on less stable or costlier funding.
LIHTC Transaction Complexity And Credit-cost VariabilityComplex LIHTC transactions create execution, legal and retained-exposure risks that can make noninterest income volatile. Rising provisions also show that quarterly credit costs can fluctuate, potentially offsetting otherwise strong operating earnings.
QCR Holdings News
QCRH FAQ
What was QCR Holdings’s price range in the past 12 months?
QCR Holdings lowest stock price was $66.65 and its highest was $108.11 in the past 12 months.
What is QCR Holdings’s market cap?
QCR Holdings’s market cap is $1.66B.
When is QCR Holdings’s upcoming earnings report date?
QCR Holdings’s upcoming earnings report date is Oct 28, 2026 which is in 64 days.
How were QCR Holdings’s earnings last quarter?
QCR Holdings released its earnings results on Jul 22, 2026. The company reported $2.19 earnings per share for the quarter, beating the consensus estimate of $1.906 by $0.284.
Is QCR Holdings overvalued?
According to Wall Street analysts QCR Holdings’s price is currently Undervalued.
Does QCR Holdings pay dividends?
QCR Holdings pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 0.32%. See more information on QCR Holdings dividends here
What is QCR Holdings’s EPS estimate?
QCR Holdings’s EPS estimate is 2.1.
How many shares outstanding does QCR Holdings have?
QCR Holdings has 16,375,614 shares outstanding.
What happened to QCR Holdings’s price movement after its last earnings report?
QCR Holdings reported an EPS of $2.19 in its last earnings report, beating expectations of $1.906. Following the earnings report the stock price went up 1.184%.
Which hedge fund is a major shareholder of QCR Holdings?
Currently, no hedge funds are holding shares in QCRH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
QCR Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$112.00 (20.73% Upside)
$112.00 (20.73% Upside)
Blogger Sentiment
Neutral
QCRH Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 2.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $91.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
4.89%
12-Months-Change
Fundamentals
Return on Equity
0.32%
Trailing 12-Months
Asset Growth
3.01%
Trailing 12-Months
Company Description
QCR Holdings
QCR Holdings, Inc., operating as a multi-bank holding company, delivers a wide array of financial services. These offerings include commercial and consumer banking, alongside specialized trust and asset management. The company provides various deposit products, such as demand accounts that are both interest and non-interest bearing, time deposits, and brokered deposits. Beyond its deposit services, QCR Holdings extends diverse commercial and retail lending, leasing, and investment opportunities. Its clientele is extensive, comprising corporations, partnerships, individual consumers, and government agencies. A significant portion of its loan portfolio is dedicated to small and mid-sized businesses, offering credit lines for operational and working capital purposes, term loans for purchasing facilities and equipment, and financing for commercial and residential real estate. For individuals, the company provides personal credit solutions, including installment loans for home improvements, home equity lines, vehicle financing, signature loans, and small personal credit lines. Additionally, QCR Holdings engages in the direct financing lease of machinery and equipment for commercial and industrial businesses and is involved in the issuance of trust preferred securities. The company serves communities primarily located in the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield areas. Established in 1993, QCR Holdings, Inc. maintains its headquarters in Moline, Illinois.
QCRH Company Deck
QCRH Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly positive performance: record/near-record earnings, strong loan growth, meaningful tangible book value accretion, robust capital markets and wealth momentum, improved asset quality, disciplined capital returns, and clear strategic progress on digital transformation and LIHTC platform expansion. The principal negatives were a modest NIM decline below guidance, a $1.3M loss and higher transaction complexity on a Freddie Mac LIHTC securitization, temporary balance sheet growth moderation from offtake transactions, and some near-term expense and provisioning variability. Management reaffirmed guidance for loan growth and capital markets revenue, emphasized expense discipline, and outlined remediation (alternative LIHTC sale structures) which mitigates the most significant near-term execution concern.View all QCRH earnings summariesQCRH Stock 12 Month Forecast
Average Price Target
$112.00
▲(20.73% Upside)
Technical Analysis
Hope Bancorp
―
Dime Community Bancshares
―
Republic Bancorp
―
ConnectOne Bancorp
―
Byline Bancorp
―
Ownership Overview
2.80% Insiders
23.85% Mutual Funds
14.61% Other Institutional Investors
40.96% Public Companies and
Individual Investors