QCR Holdings (QCRH)
NASDAQ:QCRH
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QCRH Stock Chart & Stats
$92.77
$0.03(0.04%)
At close: 4:00 PM EST
$92.77
$0.03(0.04%)
Day’s Range― - ―
52-Week Range$63.68 - $96.35
Previous CloseN/A
Volume6.49K
Average Volume (3M)106.17K
Market Cap
$1.57B
Enterprise Value$1.86B
Total Cash (Recent Filing)$80.04M
Total Debt (Recent Filing)$418.26M
Price to Earnings (P/E)11.7
Beta0.84
Next Earnings
Jul 29, 2026EPS Estimate
1.91Next Dividend Ex-DateN/A
Dividend Yield0.28%
Share Statistics
EPS (TTM)8.01
Shares Outstanding16,509,789
10 Day Avg. Volume124,224
30 Day Avg. Volume106,167
Financial Highlights & Ratios
PEG Ratio0.96
Price to Book (P/B)1.25
Price to Sales (P/S)2.34
P/FCF Ratio3.94
Enterprise Value/Market Cap1.19
Enterprise Value/Revenue3.06
Enterprise Value/Gross Profit5.14
Enterprise Value/Ebitda12.26
Forecast
1Y Price Target
$102.67Price Target Upside10.67% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)8.14
Revenue Forecast (FY)$431.28M
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Cash GenerationConsistent, sizable net income and healthy operating margins underpin durable internal cash generation. Strong operating and free cash flow support reinvestment, dividends and opportunistic buybacks, enhancing capital flexibility and resilience across credit cycles over 2–6 months.
Material Improvement In Leverage And Equity BaseMarked reduction in leverage and a larger equity base materially strengthen solvency and loss-absorbing capacity. Lower leverage increases strategic optionality for lending, capital returns or acquisitions and reduces vulnerability to rate/credit shocks over the medium term.
Scalable LIHTC And Capital-markets Growth EngineA sizable, capital-efficient LIHTC pipeline and rising capital-markets revenue diversify noninterest income and improve return on capital. Securitizations free GAAP capital and create repeatable fee revenue, supporting durable fee growth and margin resilience versus pure net-interest reliance.
Bears Say
NIM Moderation And Margin PressureCompression and volatility in NIM indicate structural sensitivity to loan mix timing and deposit repricing. Persistent lower yields or late-arriving loan growth can limit core net-interest income, constraining earnings power and capital accumulation over the medium term.
Transaction-driven Balance-sheet And Earnings NoiseLarge securitizations and loan sales, while capital-efficient, introduce recurring volatility in earning-assets, provisions and reported NII. This transactional profile complicates trend visibility and can cause quarter-to-quarter earnings and capital ratio swings that persist while the program scales.
Capital And Legacy Leverage ConstraintsAlthough leverage improved, absolute debt levels and recent regulatory ratio pressure indicate constrained capital headroom. Modest declines in risk-based ratios reduce flexibility for aggressive loan growth or buybacks and require continued capital management to sustain long-term strategy.
QCR Holdings News
QCRH FAQ
What was QCR Holdings’s price range in the past 12 months?
QCR Holdings lowest stock price was $63.68 and its highest was $96.35 in the past 12 months.
What is QCR Holdings’s market cap?
QCR Holdings’s market cap is $1.57B.
When is QCR Holdings’s upcoming earnings report date?
QCR Holdings’s upcoming earnings report date is Jul 29, 2026 which is in 49 days.
How were QCR Holdings’s earnings last quarter?
QCR Holdings released its earnings results on Apr 22, 2026. The company reported $1.99 earnings per share for the quarter, beating the consensus estimate of $1.778 by $0.212.
Is QCR Holdings overvalued?
According to Wall Street analysts QCR Holdings’s price is currently Undervalued.
Does QCR Holdings pay dividends?
QCR Holdings pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 0.28%. See more information on QCR Holdings dividends here
What is QCR Holdings’s EPS estimate?
QCR Holdings’s EPS estimate is 1.91.
How many shares outstanding does QCR Holdings have?
QCR Holdings has 16,509,789 shares outstanding.
What happened to QCR Holdings’s price movement after its last earnings report?
QCR Holdings reported an EPS of $1.99 in its last earnings report, beating expectations of $1.778. Following the earnings report the stock price went down -0.461%.
Which hedge fund is a major shareholder of QCR Holdings?
Currently, no hedge funds are holding shares in QCRH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
QCR Holdings Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$102.67 (10.67% Upside)
$102.67 (10.67% Upside)
Hedge Fund Trend
Decreased
By 132.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $91.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
4.89%
12-Months-Change
Fundamentals
Return on Equity
12.33%
Trailing 12-Months
Asset Growth
5.04%
Trailing 12-Months
Company Description
QCR Holdings
QCR Holdings, Inc., operating as a multi-bank holding company, delivers a wide array of financial services. These offerings include commercial and consumer banking, alongside specialized trust and asset management. The company provides various deposit products, such as demand accounts that are both interest and non-interest bearing, time deposits, and brokered deposits. Beyond its deposit services, QCR Holdings extends diverse commercial and retail lending, leasing, and investment opportunities. Its clientele is extensive, comprising corporations, partnerships, individual consumers, and government agencies. A significant portion of its loan portfolio is dedicated to small and mid-sized businesses, offering credit lines for operational and working capital purposes, term loans for purchasing facilities and equipment, and financing for commercial and residential real estate. For individuals, the company provides personal credit solutions, including installment loans for home improvements, home equity lines, vehicle financing, signature loans, and small personal credit lines. Additionally, QCR Holdings engages in the direct financing lease of machinery and equipment for commercial and industrial businesses and is involved in the issuance of trust preferred securities. The company serves communities primarily located in the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield areas. Established in 1993, QCR Holdings, Inc. maintains its headquarters in Moline, Illinois.
QCRH Company Deck
QCRH Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operating and financial performance driven by record quarterly profitability, robust loan and deposit flows, disciplined expense management, a growing and scalable LIHTC platform, meaningful wealth management momentum, and active capital returns. Near-term margin dynamics are mixed — NIM improvement was modest and below guidance, and planned LIHTC offtakes will create temporary earning-asset and provision profile noise — but management has clear plans to manage capital and liquidity, is reaffirming loan growth guidance (10–15% annualized over the next three quarters), and raised capital markets revenue guidance reflecting confidence in the pipeline. Asset quality remains healthy and capital returns have been opportunistic. Overall, positives around profitability, efficiency, LIHTC strategy, and shareholder returns materially outweigh the highlighted near-term margin and transaction-related noises.View all QCRH earnings summariesQCRH Stock 12 Month Forecast
Average Price Target
$102.67
▲(10.67% Upside)
Technical Analysis
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Ownership Overview
2.72% Insiders
24.85% Mutual Funds
16.85% Other Institutional Investors
39.27% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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