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Westamerica Bancorporation (WABC)
NASDAQ:WABC
WABC Stock Chart & Stats
$50.58
$0.05(0.10%)
At close: 4:00 PM EST
$50.58
$0.05(0.10%)
Day’s Range― - ―
52-Week Range$42.00 - $52.84
Previous CloseN/A
Volume29.48K
Average Volume (3M)160.41K
Market Cap
$1.26B
Enterprise Value$830.61M
Total Cash (Recent Filing)$1.98B
Total Debt (Recent Filing)$156.08M
Price to Earnings (P/E)11.2
Beta0.73
Next Earnings
Apr 16, 2026EPS Estimate
1.08Next Dividend Ex-DateN/A
Dividend Yield3.7%
Share Statistics
EPS (TTM)1.12
Shares Outstanding24,933,050
10 Day Avg. Volume146,817
30 Day Avg. Volume160,412
Financial Highlights & Ratios
PEG Ratio-0.71
Price to Book (P/B)1.57
Price to Sales (P/S)4.50
P/FCF Ratio10.01
Enterprise Value/Market Cap0.66
Enterprise Value/Revenue2.99
Enterprise Value/Gross Profit3.13
Enterprise Value/Ebitda4.86
Forecast
1Y Price Target
$55.00Price Target Upside8.74% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Credit QualityAnalysts highlight WABC's exceptional credit quality with very low levels of problem loans and a healthy reserve for credit losses, supporting earnings stability and reducing downside risk.
Deposit ReinvestmentIf deposit growth persists, additional funds can be invested in securities to help offset margin pressure and support future earnings.
Expense ManagementAnalyst notes that excellent expense management keeps operating costs under control, helping preserve profitability despite pressure on revenues.
Bears Say
Auto Loan ExposureThe shrinking auto loan portfolio driven by tighter underwriting may limit interest income and delay recovery in loan balances.
Loan Portfolio ContractionAnalysts expect loans to continue declining as weaker borrowers are turned down, which reduces interest-earning assets and can slow growth.
Margin CompressionAnalyst warns that a narrowing net interest margin will pressure net interest income and overall profitability.
Westamerica Bancorporation News
WABC FAQ
What was Westamerica Bancorporation’s price range in the past 12 months?
Westamerica Bancorporation lowest stock price was $42.00 and its highest was $52.84 in the past 12 months.
What is Westamerica Bancorporation’s market cap?
Westamerica Bancorporation’s market cap is $1.26B.
When is Westamerica Bancorporation’s upcoming earnings report date?
Westamerica Bancorporation’s upcoming earnings report date is Apr 16, 2026 which is in 73 days.
How were Westamerica Bancorporation’s earnings last quarter?
Westamerica Bancorporation released its earnings results on Jan 22, 2026. The company reported $1.12 earnings per share for the quarter, beating the consensus estimate of $1.065 by $0.055.
Is Westamerica Bancorporation overvalued?
According to Wall Street analysts Westamerica Bancorporation’s price is currently Undervalued.
Does Westamerica Bancorporation pay dividends?
Westamerica Bancorporation pays a Quarterly dividend of $0.46 which represents an annual dividend yield of 3.7%. See more information on Westamerica Bancorporation dividends here
What is Westamerica Bancorporation’s EPS estimate?
Westamerica Bancorporation’s EPS estimate is 1.08.
How many shares outstanding does Westamerica Bancorporation have?
Westamerica Bancorporation has 24,933,050 shares outstanding.
What happened to Westamerica Bancorporation’s price movement after its last earnings report?
Westamerica Bancorporation reported an EPS of $1.12 in its last earnings report, beating expectations of $1.065. Following the earnings report the stock price went up 0.196%.
Which hedge fund is a major shareholder of Westamerica Bancorporation?
Currently, no hedge funds are holding shares in WABC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Westamerica Bancorporation Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$55.00 (8.74% Upside)
$55.00 (8.74% Upside)
Hedge Fund Trend
Increased
By 848.0 Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 6.0%
Last 30 Days ▼ 6.0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-6.83%
12-Months-Change
Fundamentals
Return on Equity
13.05%
Trailing 12-Months
Asset Growth
-4.00%
Trailing 12-Months
Company Description
Westamerica Bancorporation
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. It operates through 78 branch offices in 21 counties in Northern and Central California. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was incorporated in 1972 and is headquartered in San Rafael, California.
WABC Stock 12 Month Forecast
Average Price Target
$55.00
▲(8.74% Upside)
Technical Analysis
Dime Community Bancshares
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Preferred Bank
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Republic Bancorp
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Origin Bancorp
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Bank First National
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Ownership Overview
0.09% Insiders
23.59% Mutual Funds
0.17% Other Institutional Investors
45.59% Public Companies and
Individual Investors