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Westamerica Bancorporation (WABC)
NASDAQ:WABC
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Westamerica Bancorporation (WABC) Stock Statistics & Valuation Metrics

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Total Valuation

Westamerica Bancorporation has a market cap or net worth of $1.34B. The enterprise value is $1.22K.
Market Cap$1.34B
Enterprise Value$1.22K

Share Statistics

Westamerica Bancorporation has 23,111,153 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding23,111,153
Owned by Insiders0.08%
Owned by Institutions6.42%

Financial Efficiency

Westamerica Bancorporation’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 10.37%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)10.37%
Return on Capital Employed (ROCE)0.16
Revenue Per Employee447.11K
Profits Per Employee191.07K
Employee Count608
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Westamerica Bancorporation is 12.8. Westamerica Bancorporation’s PEG ratio is -0.82.
PE Ratio12.8
PS Ratio4.37
PB Ratio1.27
Price to Fair Value1.27
Price to FCF9.94
Price to Operating Cash Flow12.18
PEG Ratio-0.82

Income Statement

In the last 12 months, Westamerica Bancorporation had revenue of 271.84M and earned 116.17M in profits. Earnings per share was 4.53.
Revenue271.84M
Gross Profit258.70M
Operating Income156.69M
Pretax Income156.69M
Net Income116.17M
EBITDA162.78M
Earnings Per Share (EPS)4.53

Cash Flow

In the last 12 months, operating cash flow was 111.26M and capital expenditures -3.14M, giving a free cash flow of 108.12M billion.
Operating Cash Flow111.26M
Free Cash Flow108.12M
Free Cash Flow per Share4.68

Dividends & Yields

Westamerica Bancorporation pays an annual dividend of $0.48, resulting in a dividend yield of 3.23%
Dividend Per Share$0.48
Dividend Yield3.23%
Payout Ratio40.97%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.63
52-Week Price Change19.61%
50-Day Moving Average59.00
200-Day Moving Average52.71
Relative Strength Index (RSI)42.47
Average Volume (3m)160.41K

Important Dates

Westamerica Bancorporation upcoming earnings date is Oct 15, 2026, Before Open (Confirmed).
Last Earnings DateJul 16, 2026
Next Earnings DateOct 15, 2026
Ex-Dividend Date

Financial Position

Westamerica Bancorporation as a current ratio of 0.43, with Debt / Equity ratio of 18.05%
Current Ratio0.43
Quick Ratio0.43
Debt to Market Cap0.12
Net Debt to EBITDA-2.51
Interest Coverage Ratio11.43

Taxes

In the past 12 months, Westamerica Bancorporation has paid 40.51M in taxes.
Income Tax40.51M
Effective Tax Rate0.26

Enterprise Valuation

Westamerica Bancorporation EV to EBITDA ratio is 4.79, with an EV/FCF ratio of 6.52.
EV to Sales2.87
EV to EBITDA4.79
EV to Free Cash Flow6.52
EV to Operating Cash Flow6.40

Balance Sheet

Westamerica Bancorporation has $301.93M in cash and marketable securities with $154.01M in debt, giving a net cash position of $147.92M billion.
Cash & Marketable Securities$301.93M
Total Debt$154.01M
Net Cash$147.92M
Net Cash Per Share$6.40
Tangible Book Value Per Share$32.67

Margins

Gross margin is 94.95%, with operating margin of 57.64%, and net profit margin of 42.74%.
Gross Margin94.95%
Operating Margin57.64%
Pretax Margin57.64%
Net Profit Margin42.74%
EBITDA Margin59.88%
EBIT Margin57.64%

Analyst Forecast

The average price target for Westamerica Bancorporation is $64.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$64.00
Price Target Upside5.75% Upside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast-8.51%
EPS Growth Forecast-5.30%

Scores

Smart Score5
AI Score