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Total Valuation
Westamerica Bancorporation has a market cap or net worth of $1.37B. The enterprise value is $1.12B.
Market Cap$1.37B
Enterprise Value$1.12B
Share Statistics
Westamerica Bancorporation has 23,487,955 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding23,487,955
Owned by Insiders0.09%
Owned by Institutions0.11%
Financial Efficiency
Westamerica Bancorporation’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 10.37%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)10.37%
Return on Capital Employed (ROCE)0.16
Revenue Per Employee441.30K
Profits Per Employee188.59K
Employee Count616
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Westamerica Bancorporation is 13.0. Westamerica Bancorporation’s PEG ratio is -0.82.
PE Ratio13.0
PS Ratio4.37
PB Ratio1.27
Price to Fair Value1.27
Price to FCF9.94
Price to Operating Cash Flow11.92
PEG Ratio-0.82
Income Statement
In the last 12 months, Westamerica Bancorporation had revenue of 271.84M and earned 116.17M in profits. Earnings per share was 4.53.
Revenue271.84M
Gross Profit258.70M
Operating Income156.69M
Pretax Income156.69M
Net Income116.17M
EBITDA162.78M
Earnings Per Share (EPS)4.53
Cash Flow
In the last 12 months, operating cash flow was 119.24M and capital expenditures -3.57M, giving a free cash flow of 115.67M billion.
Operating Cash Flow119.24M
Free Cash Flow115.67M
Free Cash Flow per Share4.92
Dividends & Yields
Westamerica Bancorporation pays an annual dividend of $0.48, resulting in a dividend yield of 3.7%
Dividend Per Share$0.48
Dividend Yield3.7%
Payout Ratio39.65%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.71
52-Week Price Change16.73%
50-Day Moving Average56.47
200-Day Moving Average50.93
Relative Strength Index (RSI)54.19
Average Volume (3m)160.41K
Important Dates
Westamerica Bancorporation upcoming earnings date is Jul 16, 2026, Before Open (Confirmed).
Last Earnings DateApr 16, 2026
Next Earnings DateJul 16, 2026
Ex-Dividend Date―
Financial Position
Westamerica Bancorporation as a current ratio of 0.43, with Debt / Equity ratio of 18.75%
Current Ratio0.43
Quick Ratio0.43
Debt to Market Cap0.12
Net Debt to EBITDA-2.51
Interest Coverage Ratio11.43
Taxes
In the past 12 months, Westamerica Bancorporation has paid 40.51M in taxes.
Income Tax40.51M
Effective Tax Rate0.26
Enterprise Valuation
Westamerica Bancorporation EV to EBITDA ratio is 4.79, with an EV/FCF ratio of 6.52.
EV to Sales2.87
EV to EBITDA4.79
EV to Free Cash Flow6.52
EV to Operating Cash Flow6.40
Balance Sheet
Westamerica Bancorporation has $397.28M in cash and marketable securities with $165.48M in debt, giving a net cash position of $231.80M billion.
Cash & Marketable Securities$397.28M
Total Debt$165.48M
Net Cash$231.80M
Net Cash Per Share$9.87
Tangible Book Value Per Share$32.67
Margins
Gross margin is 95.03%, with operating margin of 57.64%, and net profit margin of 42.74%.
Gross Margin95.03%
Operating Margin57.64%
Pretax Margin57.64%
Net Profit Margin42.74%
EBITDA Margin59.88%
EBIT Margin57.64%
Analyst Forecast
The average price target for Westamerica Bancorporation is $58.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$58.00
Price Target Upside7.27% Upside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast-11.52%
EPS Growth Forecast-10.26%